Citizens Bank & Trust Company KY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.05%, 6-month CD rates at 4.75% and 3-month CD rates at 5.09%. Current savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 13.50%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Citizens Bank & Trust Company KY's 15-Month CD rates are at 5.17%, 12-Month CD rates are at 4.75%, 18-Month CD rates are at 4.27%, 48-Month CD rates are at 4.25%, 36-Month CD rates are at 4.25%. Citizens Bank & Trust Company KY's money market rates are at 1.00%. Citizens Bank & Trust Company KY's 30-Year Fixed rates are at 7.12%, 15-Year Fixed rates are at 6.88%.

Citizens Bank & Trust Company KY

To see how these rates compare to Citizens Bank & Trust Company KY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank & Trust Company KY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank & Trust Company KY CD rates. You can also compare Citizens Bank & Trust Company KY savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank & Trust Company KY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank & Trust Company KY? Share your experience about Citizens Bank & Trust Company KY by leaving a review below, or read customer reviews before you decide to use Citizens Bank & Trust Company KY.

Citizens Bank & Trust Company KY Texas Ratio

Citizens Bank & Trust Company KY's Texas Ratio is at 1.04%, which is considered excellent. The Texas Ratio for Citizens Bank & Trust Company KY is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank & Trust Company KY is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.75%
18-Month CD
4.27%
24-Month CD
4.25%
36-Month CD
4.25%
48-Month CD
4.25%
60-Month CD
4.00%
Savings
N/A
MMA
1.00%
30-Year Fixed
7.21%
Credit Card
N/A
Personal Loan
N/A
Citizens Bank & Trust Company KY
201 E Main St
Campbellsville, KY 42718
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Citizens Bank & Trust Company KY CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Month CD
5.17%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
12-Month CD
4.75%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
18-Month CD
4.27%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
36-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
60-Month CD
4.00%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
Money Market
1.00%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Lender
Product
Rate
APR
Points
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.875%
7.003%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
30-Year Fixed
7.125%
7.205%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Bank & Trust Company KY Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
9-Month CD Special
5.65%
$500
Upgrade
Upgrade
Premier Savings
5.21%
$1,000
RBAZ Republic Bank of Arizona
12-Month CD
5.14%
$1,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
12-Month CD
5.10%
$25,000
Bank5 Connect
Bank5 Connect
12-Month CD
4.25%
$500
Kearny Bank
Kearny Bank
Advantage Money Market
4.05%
$25,000
Discover Bank
Discover Bank
Money Market
4.00%
$2,500
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
12-Month CD
4.00%
$1,000
Quaint Oak Bank
Quaint Oak Bank
48-Month CD
4.00%
$500
West Union Bank
West Union Bank
Kasasa Savings
4.00%
$0
Rolette State Bank
Rolette State Bank
48-Month CD
3.99%
$500
Putnam County State Bank
Putnam County State Bank
60-Month CD
3.92%
$500
PSB of Plainview
PSB of Plainview
24-Month CD
3.70%
$10,000
Kearny Bank
Kearny Bank
18-Month CD
3.60%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
48-Month CD
3.53%
$1,000
City National B&T Co. of Lawton, OK
18-Month CD
3.50%
$500
705 Federal Credit Union
705 Federal Credit Union
18-Month CD
3.29%
$1,000
Hardin County SB
Hardin County SB
36-Month CD (variable)
3.29%
$500
Ponce Bank
Ponce Bank
60-Month CD
3.25%
$1,000
Lea County State Bank
Lea County State Bank
60-Month CD
3.04%
$1,000
Acipco Federal Credit Union
Acipco Federal Credit Union
36-Month CD
3.04%
$1,000
Bank of Prague
Bank of Prague
12-Month CD
3.02%
$1,000
State Bank of Chilton
State Bank of Chilton
36-Month CD
3.02%
$1,000
Empire State Bank
Empire State Bank
24-Month CD
3.00%
$1,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
36-Month CD
2.78%
$500
Axiom Bank
Axiom Bank
60-Month CD
2.50%
$500
Franklin SB Franklin, NH
Franklin SB Franklin, NH
60-Month CD
2.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
36-Month CD
2.00%
$1,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
12-Month CD
1.71%
$1,000
Walden Savings Bank
Walden Savings Bank
48-Month CD
1.70%
$1,000
The Citizens Bank Company
The Citizens Bank Company
60-Month CD
1.38%
$1,000
Bank of Pontiac
Bank of Pontiac
60-Month CD
1.10%
$500
Shelby County State Bank
Shelby County State Bank
48-Month CD
1.10%
$1,000
First National Bank of Orwell
First National Bank of Orwell
Passbook Savings
1.00%
$0
RBT Rollstone B&T
RBT Rollstone B&T
12-Month CD
0.75%
$500
Greenville Federal
Greenville Federal
12-Month CD
0.70%
$500
KeySavings Bank
KeySavings Bank
60-Month CD
0.65%
$1,000
BrioDirect
BrioDirect
60-Month CD
0.45%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
Savings
0.25%
$0
First Community Bank of Hillsboro
First Community Bank of Hillsboro
18-Month CD
0.25%
$1,000
Millville Savings Bank
Millville Savings Bank
36-Month CD
0.23%
$1,000
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
Money Market
0.20%
$2,500
Better Banks
Better Banks
Better Savings
0.10%
$0
Monson Savings Bank
Monson Savings Bank
Statement Savings
0.10%
$10
Ulster Savings Bank
Ulster Savings Bank
Smart Savings
0.10%
$250
Bank Forward
Bank Forward
Interest Checking
0.10%
$1,000
Burke & Herbert Bank
Burke & Herbert Bank
12-Month CD
0.10%
$500
FNB of South Carolina
FNB of South Carolina
Money Market
0.05%
$500
Unity Bank
Unity Bank
Money Market
0.05%
$100
First Citizens Bank Luverne, AL
Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Bank & Trust Company KY Information

Citizens Bank & Trust Company KY
201 E Main St
Campbellsville, KY 42718
Taylor
Established Date: 01/01/1939
FDIC Certificate #: 15675
Date of FDIC Deposit Insurance: 07/22/1939
Bank Holding Company: FIRST BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Citizens Bank & Trust Company KY FDIC Insured? Yes
What is Citizens Bank & Trust Company KY's Cert number? 15675
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank & Trust Company KY Financials

Total Assets:
$307,105,000
Total Deposits:
$268,016,000
Equity Capital:
$37,342,000
Domestic Deposits:
$268,016,000
Net Income:
$699,000
Return on Assets:
0.9969%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
1.1173%
Pretax Quarterly Return on Assets:
1.1200%
Return on Equity:
8.3600%
Quarterly Return on Equity:
7.6900%
Leverage Tier 1 (Core Capital) Ratio:
13.8595%
Total Interest Income (YTD):
3.5984%
 
 
Headquarters:
Campbellsville
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Taylor
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

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mutual-security-credit-union-299-mortgage-rateMutual Security Credit Union (MSCU) of Connecticut is advertising their "Living The Dream" 2/1 adjustable mortgage. The current adjustable mortgage rate is 2.99 percent with an annual percentage yield (APR) of 3.12 percent. That rate is one of the lowest mortgage rates currently available right now from any credit union or bank.

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