Citizens Bank & Trust Company KY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.15%, 6-month CD rates at 2.02% and 3-month CD rates at 0.01%. Current savings rates are at 0.05% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 8.90%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates. Citizens Bank & Trust Company KY's 15-Month CD rates are at 5.17%, 48-Month CD rates are at 4.25%, 36-Month CD rates are at 4.25%, 24-Month CD rates are at 4.25%, 18-Month CD rates are at 4.01%. Citizens Bank & Trust Company KY's money market rates are at 4.72%. Citizens Bank & Trust Company KY's 30-Year Fixed rates are at 7.00%, 15-Year Fixed rates are at 6.50%.

Citizens Bank & Trust Company KY

To see how these rates compare to Citizens Bank & Trust Company KY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank & Trust Company KY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank & Trust Company KY CD rates. You can also compare Citizens Bank & Trust Company KY savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank & Trust Company KY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank & Trust Company KY? Share your experience about Citizens Bank & Trust Company KY by leaving a review below, or read customer reviews before you decide to use Citizens Bank & Trust Company KY.

Citizens Bank & Trust Company KY Texas Ratio

Citizens Bank & Trust Company KY's Texas Ratio is at 1.04%, which is considered excellent. The Texas Ratio for Citizens Bank & Trust Company KY is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank & Trust Company KY is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.01%
24-Month CD
4.25%
36-Month CD
4.25%
48-Month CD
4.25%
60-Month CD
4.00%
Savings
N/A
MMA
4.72%
30-Year Fixed
7.08%
Credit Card
N/A
Personal Loan
N/A
Citizens Bank & Trust Company KY
201 E Main St
Campbellsville, KY 42718
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Citizens Bank & Trust Company KY CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Month CD
5.17%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
Money Market
4.72%
$250,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
48-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
36-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
24-Month CD
4.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
18-Month CD
4.01%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
12-Month CD
4.00%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
60-Month CD
4.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Lender
Product
Rate
APR
Points
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
30-Year Fixed
7.000%
7.078%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
6.500%
6.624%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Bank & Trust Company KY Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Harleysville Bank
Harleysville Bank
60-Month CD
0.75%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Rewards Checking
1.10%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
12-Month CD Certificate
1.00%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
3-Month CD
2.75%
$1,000
State Bank of Industry
State Bank of Industry
48-Month CD
2.52%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
15-Month CD Special
5.36%
$5,000
Acbla
Acbla
24-Month CD special new accounts
4.50%
$500
UBS Bank USA
UBS Bank USA
Core Savings Promotional
5.40%
$1,000
Mercantile Bank
Mercantile Bank
25-Month CD Online Special
3.25%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
60-Month CD
3.75%
$500
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
60-Month CD
2.50%
$1,000
Clarion County Community Bank
Clarion County Community Bank
Checking Account
0.03%
$500
Tucumcari Federal S&L
Statement Savings
1.77%
$100
First Bank of the Lake
First Bank of the Lake
6-Month CD special
5.50%
$1,000
Westfield Bank
Westfield Bank
48-Month CD WB Classic
0.10%
$1,000
Clarion County Community Bank
Clarion County Community Bank
18-Month CD
2.75%
$500
First County Bank
First County Bank
Business Money Market Account
0.01%
$1
All America Bank
All America Bank
Mega Money Market Checking
5.05%
$0
Bar Harbor SLA
Bar Harbor SLA
24-Month CD
1.16%
$1,000
Republic Bank of Chicago
Republic Bank of Chicago
Digital Money Market
5.21%
$2,500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
24-Month CD
2.07%
$500
First Federal S&L of Lorain
First Federal S&L of Lorain
11-Month CD special
4.75%
$250
United Bank of Philadelphia
United Bank of Philadelphia
6-Month CD
0.05%
$500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
12-Month CD
4.90%
$500
Needham Bank
Needham Bank
12-Month CD
3.00%
$1,000
Iron Workers SB
Iron Workers SB
24-Month CD
3.75%
$500
Spring Valley City Bank
36-Month CD
0.55%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
12-Month CD
2.37%
$500
Academy Bank
Academy Bank
Premier Money Market 6-month special
4.15%
$10,000
Merrick Bank
Merrick Bank
6-Month CD
5.50%
$25,000
Home Savings Bank, FSB
Home Savings Bank, FSB
18-Month CD
1.41%
$500
Thayer County Bank
Thayer County Bank
6-Month CD
5.00%
$25,000
Freehold Bank
Freehold Bank
Passbook Savings
0.15%
$10
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
48-Month CD
2.85%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
Hi-Rate Monthly Money Market
5.00%
$1
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
12-Month CD
0.85%
$1,000
Newburyport Bank
Newburyport Bank
24-Month CD
3.50%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
60-Month CD
2.53%
$2,000
South Ottumwa SB
South Ottumwa SB
7-Month CD special
4.70%
$500
American Commerce Bank, N.A.
American Commerce Bank, N.A.
48-Month CD
2.50%
$500
Finworth
Finworth
14-Month CD
5.50%
$50,000
American Plus Bank, N.A.
American Plus Bank, N.A.
24-Month CD
2.60%
$25,000
Central Bank Provo, UT
Central Bank Provo, UT
Money Market High Yield
3.30%
$500,000
Bell Bank
Bell Bank
18-Month CD
4.00%
$500
First FSB of Angola
First FSB of Angola
18-Month CD
0.35%
$500
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
60-Month CD
1.01%
$0
1st Community Federal Credit Union
1st Community Federal Credit Union
13-Month CD certificate special
4.03%
$50,000
State Bank of Chilton
State Bank of Chilton
24-Month CD
3.00%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Statement Savings
0.05%
$0
Bank Plus
Bank Plus
36-Month CD
2.26%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Citizens Bank & Trust Company KY Information

Citizens Bank & Trust Company KY
201 E Main St
Campbellsville, KY 42718
Taylor
Established Date: 01/01/1939
FDIC Certificate #: 15675
Date of FDIC Deposit Insurance: 07/22/1939
Bank Holding Company: FIRST BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Citizens Bank & Trust Company KY FDIC Insured? Yes
What is Citizens Bank & Trust Company KY's Cert number? 15675
What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank & Trust Company KY Financials

Total Assets:
$307,105,000
Total Deposits:
$268,016,000
Equity Capital:
$37,342,000
Domestic Deposits:
$268,016,000
Net Income:
$699,000
Return on Assets:
0.9969%
Quarterly Return on Assets:
0.9200%
Pretax Return on Assets:
1.1173%
Pretax Quarterly Return on Assets:
1.1200%
Return on Equity:
8.3600%
Quarterly Return on Equity:
7.6900%
Leverage Tier 1 (Core Capital) Ratio:
13.8595%
Total Interest Income (YTD):
3.5984%
 
 
Headquarters:
Campbellsville
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Taylor
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Friends Bank headquartered in New Smyrna Beach, Florida, is advertising both regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. While there are other rates that may be higher, the bank's best CD rates are competitive and beat the national average CD rate.
Mortgage rates are mixed in this week's mortgage rates survey. In the Primary Mortgage Market Survey released by Freddie Mac, conforming 30 year mortgage rates averaged 4.50% with 0.8 mortgage discount points for the week ending June 23, 2011. In last week's mortgage rate survey 30 year rates also averaged 4.50% with 0.7 discount points.

The likelihood of savings rates and money market rates moving higher has increased as a result of some recent Fed comments. The Fed Chairperson, Janet Yellen, and the NY Fed President, William Dudley, both made comments this week that a fed fund rate hike is possible soon.

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Average Savings Rates on Accounts in Florida
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Earn up to $250 with WTDirect’s Sign-On Bonus
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