Citizens Bank & Trust Company KY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 1.00%, 6-month CD rates at 4.35% and 3-month CD rates at 1.76%. Current savings rates are at 0.15% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates. Citizens Bank & Trust Company KY's 48-Month CD rates are at 4.35%, 36-Month CD rates are at 4.35%, 24-Month CD rates are at 4.35%, 18-Month CD rates are at 4.27%, 15-Month CD rates are at 4.26%. Citizens Bank & Trust Company KY's money market rates are at 1.00%. Citizens Bank & Trust Company KY's 30-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.25%.

Citizens Bank & Trust Company KY

To see how these rates compare to Citizens Bank & Trust Company KY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank & Trust Company KY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank & Trust Company KY CD rates. You can also compare Citizens Bank & Trust Company KY savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank & Trust Company KY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank & Trust Company KY? Share your experience about Citizens Bank & Trust Company KY by leaving a review below, or read customer reviews before you decide to use Citizens Bank & Trust Company KY.

Citizens Bank & Trust Company KY Texas Ratio

Citizens Bank & Trust Company KY's Texas Ratio is at 0.37%, which is considered excellent. The Texas Ratio for Citizens Bank & Trust Company KY is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank & Trust Company KY is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.00%

2.56%

18-Month CD

4.27%

2.29%

24-Month CD

4.35%

2.29%

36-Month CD

4.35%

2.20%

48-Month CD

4.35%

2.14%

60-Month CD

4.25%

2.26%

Savings

N/A

0.65%

MMA

1.00%

1.04%

30-Year Fixed

6.95%

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Citizens Bank & Trust Company KY

201 E Main St
Campbellsville, KY 42718

https://www.cbtky.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Citizens Bank & Trust Company KY

Citizens Bank & Trust Company KY CD Rates and Interest Rates

Citizens Bank & Trust Company KY

24-Month CD

4.35%

$500

Citizens Bank & Trust Company KY

36-Month CD

4.35%

$500

Citizens Bank & Trust Company KY

48-Month CD

4.35%

$500

Citizens Bank & Trust Company KY

18-Month CD

4.27%

$500

Citizens Bank & Trust Company KY

15-Month CD

4.26%

$500

Citizens Bank & Trust Company KY

60-Month CD

4.25%

$500

Citizens Bank & Trust Company KY

12-Month CD

4.00%

$500

Citizens Bank & Trust Company KY

Money Market

1.00%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Citizens Bank & Trust Company KY

15-Year Fixed

6.250%

6.373%

0.000

Citizens Bank & Trust Company KY

30-Year Fixed

6.875%

6.952%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Bank & Trust Company KY Rates with Other Competitive Bank and Credit Union Rates

Community Bank and Trust - West Georgia

12-Month CD

4.45%

$500

Merrick Bank

6-Month CD

4.35%

$25,000

State Bank of St. Jacob

6-Month CD

4.35%

$2,500

Community Bank and Trust - West Georgia

24-Month CD

4.30%

$500

Mountain America Federal Credit Union

36-Month CD

4.25%

$500

My eBanc, a division of Bradesco Bank

18-Month CD

4.15%

$5,000

The Dolores State Bank

12-Month CD

4.06%

$1,000

Golden Belt Bank, FSA

6-Month CD

4.05%

$1,000

Skyone Federal Credit Union

12-Month CD

4.00%

$1,000

WVS West View SB

12-Month CD

4.00%

$500

Generations Bank

12-Month CD

3.75%

$500

ESSA Bank & Trust

60-Month CD

3.70%

$1,000

First State Bank of Beecher City

18-Month CD

3.56%

$500

Thomaston Savings Bank

48-Month CD

3.50%

$1,000

Freedom Bank Huntingburg, IN

24-Month CD

3.44%

$500

Franklin SB Franklin, NH

12-Month CD

3.25%

$2,000

Bank of Clovis

24-Month CD

3.25%

$5,000

Volunteer State Bank

3-Month CD

3.25%

$1,000

Community Bank Dunlap, IA

24-Month CD

3.03%

$500

Coleman County State Bank

Platinum Savings

2.53%

$75,000

Axiom Bank

60-Month CD

2.50%

$500

Kitsap Bank

30-Month CD

2.35%

$5,000

First Southern State Bank

36-Month CD

2.27%

$500

First State Bank Tahlequah, OK

48-Month CD

2.25%

$1,000

Clarion County Community Bank

60-Month CD

2.20%

$500

WaFd Bank

High Yield Money Market

2.00%

$500,000

BAC Community Bank

Kasasa Checking

2.00%

$25

Charter Bank IA

12-Month CD

2.00%

$1,000

New Millennium Bank

Money Market

1.75%

$1,000

1st Liberty Federal Credit Union

24-Month CD

1.71%

$500

Northwest Bank

Money Market Plus

1.55%

Consumers Credit Union

48-Month CD

1.35%

$250

Union Bank, Inc.

Plus Checking

1.25%

$5,000

Independent Bank Mckinney, TX

Basic Savings

1.00%

$25

Evergreen Federal Bank

36-Month CD

1.00%

$1,000

Fairfield County Bank

12-Month CD

1.00%

$2,500

Bellevue State Bank

48-Month CD

0.90%

$5,000

BLC Community Bank

Money Market

0.85%

$5,000

Genoa Community Bank

Money Market

0.65%

$5,000

Union County Savings Bank Elizabeth, NJ

Money Market Checking

0.59%

$2,500

First FarmBank

Green Money Market

0.50%

$100

First Community Bank of Hillsboro

36-Month CD

0.40%

$1,000

Farmers and Merchants Bank Milford, NE

6-Month CD

0.30%

$1,500

Peoples Bank of Kentucky

12-Month CD

0.30%

$1,000

Citizens State Bank Moundridge, KS

Savings

0.25%

$100

Heartland State Bank Edgeley, ND

Super NOW Checking

0.20%

$2,500

TSB Teutopolis State Bank

Savings

0.15%

Washington Savings Bank Lowell, MA

Rewards Savings

0.10%

Ohio Valley Bank Co.

Statement Savings

0.05%

$100

1st Ed Credit Union

Regular Savings

0.05%

Disclaimer

Citizens Bank & Trust Company KY Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

Citizens Bank & Trust Company KY Information

Citizens Bank & Trust Company KY

201 E Main St
Campbellsville, KY 42718
Taylor
Established Date: 01/01/1939
FDIC Certificate #: 15675
Date of FDIC Deposit Insurance: 07/22/1939

Bank Holding Company: FIRST BCORP INC

How Many Domestic U.S. Offices? 4

How Many Branches are There? 4

Website: https://www.cbtky.com

Is Citizens Bank & Trust Company KY FDIC Insured? Yes

What is Citizens Bank & Trust Company KY's Cert number? 15675

What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank & Trust Company KY Financials

Total Assets:

$334,364,000

Total Deposits:

$292,863,000

Equity Capital:

$39,235,000

Domestic Deposits:

$292,863,000

Net Income:

$644,000

Return on Assets:

0.8946%

Quarterly Return on Assets:

0.7700%

Pretax Return on Assets:

0.9754%

Pretax Quarterly Return on Assets:

0.9800%

Return on Equity:

7.6700%

Quarterly Return on Equity:

6.5600%

Leverage Tier 1 (Core Capital) Ratio:

14.1693%

Total Interest Income (YTD):

4.4556%

Headquarters:

Campbellsville

FDIC Field Office:

Louisville

Regulator:

FDIC

County:

Taylor

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

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