Citizens Bank & Trust Company KY CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.90%, 6-month CD rates at 0.50% and 3-month CD rates at 0.80%. Current savings rates are at 0.01% and money market rates are at 0.67%. Mortgage rates today on 30-year fixed loans are around 6.49%. Credit Card rates are at 9.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. Citizens Bank & Trust Company KY's 48-Month CD rates are at 4.35%, 36-Month CD rates are at 4.35%, 24-Month CD rates are at 4.35%, 18-Month CD rates are at 4.27%, 15-Month CD rates are at 4.26%. Citizens Bank & Trust Company KY's money market rates are at 1.00%. Citizens Bank & Trust Company KY's 30-Year Fixed rates are at 6.50%, 15-Year Fixed rates are at 5.75%.

Citizens Bank & Trust Company KY

To see how these rates compare to Citizens Bank & Trust Company KY CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Citizens Bank & Trust Company KY, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Citizens Bank & Trust Company KY CD rates. You can also compare Citizens Bank & Trust Company KY savings rates, MMA rates and mortgage rates using our other rate lists.

Citizens Bank & Trust Company KY money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank & Trust Company KY? Share your experience about Citizens Bank & Trust Company KY by leaving a review below, or read customer reviews before you decide to use Citizens Bank & Trust Company KY.

Citizens Bank & Trust Company KY Texas Ratio

Citizens Bank & Trust Company KY's Texas Ratio is at 0.37%, which is considered excellent. The Texas Ratio for Citizens Bank & Trust Company KY is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Citizens Bank & Trust Company KY is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.00%

2.52%

18-Month CD

4.27%

2.27%

24-Month CD

4.35%

2.25%

36-Month CD

4.35%

2.18%

48-Month CD

4.35%

2.14%

60-Month CD

4.25%

2.26%

Savings

N/A

0.62%

MMA

1.00%

0.80%

30-Year Fixed

6.58%

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Citizens Bank & Trust Company KY

201 E Main St
Campbellsville, KY 42718

https://www.cbtky.com

MonitorBankRates' Rating

4/5

★★★★☆

Review Citizens Bank & Trust Company KY

Citizens Bank & Trust Company KY CD Rates and Interest Rates

Citizens Bank & Trust Company KY

24-Month CD

4.35%

$500

Citizens Bank & Trust Company KY

36-Month CD

4.35%

$500

Citizens Bank & Trust Company KY

48-Month CD

4.35%

$500

Citizens Bank & Trust Company KY

18-Month CD

4.27%

$500

Citizens Bank & Trust Company KY

15-Month CD

4.26%

$500

Citizens Bank & Trust Company KY

60-Month CD

4.25%

$500

Citizens Bank & Trust Company KY

12-Month CD

4.00%

$500

Citizens Bank & Trust Company KY

Money Market

1.00%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Citizens Bank & Trust Company KY Mortgage Rates

Citizens Bank & Trust Company KY

15-Year Fixed

5.750%

5.871%

0.000

Citizens Bank & Trust Company KY

30-Year Fixed

6.500%

6.575%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Citizens Bank & Trust Company KY Rates with Other Competitive Bank and Credit Union Rates

Skyone Federal Credit Union

24-Month CD

4.00%

$1,000

1st Advantage Federal Credit Union

High-Yield Checking

4.00%

Industry State Bank

12-Month CD (Jumbo)

3.60%

$100,000

Superior Savings Bank

Money Market Max Plus

3.56%

$50,000

Meridian Bank

18-Month CD

3.35%

$500

F&M State Bank Winterset, IA

36-Month CD (Jumbo)

3.25%

$100,000

Saco & Biddeford Savings

12-Month CD

3.25%

$500

Minnesota First

12-Month CD

3.23%

$500

Tinker Federal Credit Union

36-Month CD

3.01%

$1,000

Longview Bank

6-Month CD

3.00%

$500

New Albin Savings Bank

Money Market

2.89%

$2,500

Karnes County National Bank

3-Month CD

2.78%

$1,000

Old Exchange Bank of Okawville

18-Month CD

2.77%

$1,000

Altoona First Savings Bank

60-Month CD

2.75%

$1,000

Global Bank

Money Market

2.50%

$100

Ladysmith Federal S&L

24-Month CD

2.42%

$1,000

Gateway Bank Mendota Heights, MN

18-Month CD

2.40%

$1,000

M.Y. Safra Bank

6-Month CD

2.25%

$500

Chain Bridge Bank

30-Month CD

2.04%

$500

Maine Community Bank

36-Month CD

2.00%

$500

BayVanguard Bank

24-Month CD

1.51%

$1,000

Forcht Bank

Forcht Reserve Money Market

1.51%

$250,000

Milton Savings Bank

60-Month CD

1.50%

$500

Carson Bank

Premier Money Market

1.41%

$50,000

Continental Bank

60-Month CD

1.40%

$25,000

Piedmont FSB

36-Month CD

1.20%

$500

Prevail Bank

18-Month CD

1.10%

$1,000

Hancock County SB

60-Month CD

1.00%

$500

State Bank of Graymont

12-Month CD

0.90%

$1,000

Cornerstone State Bank

Savings

0.75%

Karnes County National Bank

Regular Savings

0.75%

$100

United Minnesota Bank

Platinum Money Market

0.75%

$2,500

Federation Bank

24-Month CD

0.70%

$500

FLC Bank

60-Month CD

0.65%

$2,000

Beacon Community Bank

Savings

0.55%

First Exchange Bank

60-Month CD

0.50%

$500

ESB Bank

Money Market

0.50%

Ballston Spa National Bank

24-Month CD

0.45%

$500

First FSB of Angola

18-Month CD

0.45%

$500

Dime Bank

60-Month CD

0.40%

$500

Access Federal Credit Union

Money Market

0.25%

$5,000

Peoples Savings Bank Urbana OH

Statement Savings

0.20%

$100

Community Bank of Pleasant Hill

48-Month CD

0.10%

$500

Landmark Credit Union

Signature Money Market

0.10%

$2,500

Wayne Bank and Trust Co.

Regular Savings

0.07%

Colonial Federal Savings Bank

Money Market

0.05%

$2,500

American Eagle Financial Credit Union

Interest Checking

0.05%

Badger Bank

Go Green NOW Checking

0.02%

$100

Embassy Bank for the Lehigh Valley

Diplomat Gold Money Market

0.02%

InFirst Bank

Business Statement Savings

0.02%

$100

Disclaimer

Citizens Bank & Trust Company KY Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

4.875%

5.195%

1.125

State Employees Credit Union

10-Year Fixed

5.050%

5.243%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.243%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.000%

5.255%

0.000

Luana Savings Bank

15-Year Fixed

5.250%

5.299%

0.000

Navy Federal Credit Union

15-Year Fixed

5.125%

5.317%

0.250

First FSB of Champaign Urbana

10-Year Fixed

5.250%

5.319%

0.000

Mutual Security Credit Union

5/1 ARM

5.250%

5.362%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.125%

5.370%

1.250

North Carolina Press Association Federal Credit Union

5 Year ARM

5.375%

5.378%

0.000

State Employees Credit Union

15-Year Fixed

5.250%

5.386%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.250%

5.386%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.375%

5.400%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

A+ Federal Credit Union

15-Year Fixed

5.375%

5.476%

0.000

Abound Federal Credit Union

15-Year Fixed

5.375%

5.512%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Catskill Hudson Bank

15-Year Fixed

5.375%

5.528%

0.623

American Eagle Financial Credit Union

15-Year Fixed

5.375%

5.544%

0.000

GTE Federal Credit Union

15 Year Fixed

5.375%

5.547%

0.500

First FSB of Champaign Urbana

15-Year Fixed

5.500%

5.549%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.375%

5.552%

0.500

Disclaimer

Citizens Bank & Trust Company KY Information

Citizens Bank & Trust Company KY

201 E Main St
Campbellsville, KY 42718
Taylor
Established Date: 01/01/1939
FDIC Certificate #: 15675
Date of FDIC Deposit Insurance: 07/22/1939

Bank Holding Company: FIRST BCORP INC

How Many Domestic U.S. Offices? 4

How Many Branches are There? 4

Website: https://www.cbtky.com

Is Citizens Bank & Trust Company KY FDIC Insured? Yes

What is Citizens Bank & Trust Company KY's Cert number? 15675

What is the maximum amount for insured deposits? $250,000 per holder, per account

Citizens Bank & Trust Company KY Financials

Total Assets:

$334,364,000

Total Deposits:

$292,863,000

Equity Capital:

$39,235,000

Domestic Deposits:

$292,863,000

Net Income:

$644,000

Return on Assets:

0.8946%

Quarterly Return on Assets:

0.7700%

Pretax Return on Assets:

0.9754%

Pretax Quarterly Return on Assets:

0.9800%

Return on Equity:

7.6700%

Quarterly Return on Equity:

6.5600%

Leverage Tier 1 (Core Capital) Ratio:

14.1693%

Total Interest Income (YTD):

4.4556%

Headquarters:

Campbellsville

FDIC Field Office:

Louisville

Regulator:

FDIC

County:

Taylor

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

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