Lusitania Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.00%, 6-month CD rates at 2.53% and 3-month CD rates at 4.48%. Current savings rates are at 0.25% and money market rates are at 0.03%. Mortgage rates today on 30-year fixed loans are around 6.92%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates. Lusitania Savings Bank's 10-Month CD rates are at 4.50%, 7-Month CD rates are at 3.75%, 60-Month CD IRA rates are at 0.50%, 36-Month CD rates are at 0.40%, 24-Month CD rates are at 0.25%. Lusitania Savings Bank's savings rates are at 0.01%.

Lusitania Savings Bank

To see how these rates compare to Lusitania Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Lusitania Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Lusitania Savings Bank CD rates. You can also compare Lusitania Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Lusitania Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lusitania Savings Bank? Share your experience about Lusitania Savings Bank by leaving a review below, or read customer reviews before you decide to use Lusitania Savings Bank.

Lusitania Savings Bank Texas Ratio

Lusitania Savings Bank's Texas Ratio is at 0.76%, which is considered excellent. The Texas Ratio for Lusitania Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Lusitania Savings Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.05%
18-Month CD
0.10%
24-Month CD
0.25%
36-Month CD
0.40%
48-Month CD
N/A
60-Month CD
0.50%
Savings
0.01%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Lusitania Savings Bank
107 Pulaski St
Newark, NJ 07105
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Lusitania Savings Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Lusitania Savings Bank
Lusitania Savings Bank
10-Month CD
4.50%
$500
Lusitania Savings Bank
Lusitania Savings Bank
7-Month CD
3.75%
$500
Lusitania Savings Bank
Lusitania Savings Bank
60-Month CD IRA
0.50%
$100
Lusitania Savings Bank
Lusitania Savings Bank
36-Month CD
0.40%
$500
Lusitania Savings Bank
Lusitania Savings Bank
24-Month CD
0.25%
$500
Lusitania Savings Bank
Lusitania Savings Bank
18-Month CD
0.10%
$500
Lusitania Savings Bank
Lusitania Savings Bank
12-Month CD
0.05%
$500
Lusitania Savings Bank
Lusitania Savings Bank
Savings Account
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Lusitania Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Riverside Savings Bank
Riverside Savings Bank
Statement Savings
0.10%
$200
Merchants Bank of Indiana
Merchants Bank of Indiana
12-Month CD
3.72%
$1,000
Westmoreland Federal S&L
Westmoreland Federal S&L
9-Month CD special
4.50%
$1,000
EvaBank
EvaBank
6-Month CD
5.06%
$1,000
Champlain National Bank
Champlain National Bank
Checking Account
0.05%
$0
Goldwater Bank
Goldwater Bank
15-Month CD
5.30%
$500
Avidia Bank
Avidia Bank
7-10 Month CD Special
4.75%
$1,000
First FarmBank
First FarmBank
12-Month CD
5.25%
$1,000
5 Star Bank
5 Star Bank
36-Month CD
0.45%
$500
Bank of 1889
Bank of 1889
Regular Savings Account
0.10%
$100
Mercantile Bank
Mercantile Bank
12-Month CD
5.00%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Money Market Deposit
0.01%
$50
Mascoma Bank
Mascoma Bank
Money Market ELEVATE Tier 3
4.00%
$500,000
Susser Bank
Susser Bank
3-Month CD
5.25%
$1,000
1st Midamerica Credit Union
1st Midamerica Credit Union
Money Market Deposit
2.02%
$100,000
PSB Indianola, IA
PSB Indianola, IA
24-Month CD
1.80%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
36-Month CD
0.35%
$500
Manasquan Bank
Manasquan Bank
Anchor Checking
0.10%
$50
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
12-Month CD
0.25%
$500
Rolette State Bank
Rolette State Bank
48-Month CD
3.38%
$500
Crest Savings Bank
Crest Savings Bank
60-Month CD
0.40%
$500
The Union Bank Company
The Union Bank Company
Personal Money Market Savings
0.10%
$0
Bethpage Federal Credit Union
Bethpage Federal Credit Union
12-Month CD
4.00%
$50
PSB Indianola, IA
PSB Indianola, IA
60-Month CD
2.65%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Money Market Fund
1.75%
$1,000,000
Marion Center Bank
Marion Center Bank
18-Month CD
0.10%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
11-Month CD
5.66%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Money Market
0.60%
$0
Nuvision Federal Credit Union
Nuvision Federal Credit Union
48-Month CD Certificate
2.70%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
Money Market
1.00%
$25,000
FirstOak Bank
FirstOak Bank
24-Month CD
0.75%
$500
Central Federal SLA
Central Federal SLA
18-Month CD
0.10%
$2,500
Citizens Federal S&LA
Citizens Federal S&LA
Money Market
5.10%
$250,000
Monroe Savings Bank
Monroe Savings Bank
48-Month CD
2.25%
$500
1st United Credit Union
1st United Credit Union
12-Month CD certificate
3.00%
$250
Charles Schwab
Charles Schwab
36-Month CD
4.25%
$500
Franklin Bank
Franklin Bank
Premier Checking
0.05%
$500
Trustmark National Bank
Trustmark National Bank
24-Month CD
1.01%
$10,000
Mineola Community Bank
Mineola Community Bank
Traditional Savings
0.10%
$50
Westside State Bank
Westside State Bank
60-Month CD
1.65%
$500
Climate First Bank
Climate First Bank
15=Month CD Flex CD
5.34%
$500
BankFirst (NE)
BankFirst (NE)
Premium Money Market Tier 7
4.00%
$500,000
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
48-Month CD
0.25%
$1,000
Kendall Bank
Kendall Bank
3-Month CD
2.00%
$1,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
12-Month CD share certificate
5.22%
$500
Patriot Bank
Patriot Bank
Money Market
1.00%
$0
Home Loan State Bank
Home Loan State Bank
36-Month CD
0.95%
$1,000
First Command Bank
First Command Bank
12-Month CD
1.00%
$1,000
First American Bank and Trust
First American Bank and Trust
12-Month CD
4.05%
$1,000
Eastern Bank
Eastern Bank
Statement Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Lusitania Savings Bank Information

Lusitania Savings Bank
107 Pulaski St
Newark, NJ 07105
Essex
Established Date: 09/01/1995
FDIC Certificate #: 34058
Date of FDIC Deposit Insurance: 09/01/1995
Bank Holding Company: LUSITANIA FINANCIAL MHC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Lusitania Savings Bank FDIC Insured? Yes
What is Lusitania Savings Bank's Cert number? 34058
What is the maximum amount for insured deposits? $250,000 per holder, per account

Lusitania Savings Bank Financials

Total Assets:
$384,229,000
Total Deposits:
$324,373,000
Equity Capital:
$54,860,000
Domestic Deposits:
$324,373,000
Net Income:
$754,000
Return on Assets:
0.6262%
Quarterly Return on Assets:
0.7900%
Pretax Return on Assets:
1.1043%
Pretax Quarterly Return on Assets:
1.1000%
Return on Equity:
4.6000%
Quarterly Return on Equity:
5.5600%
Common Equity Tier 1 Capital Ratio:
37.0384%
Tier 1 Risk-Based Capital Ratio:
37.0384%
Leverage Tier 1 (Core Capital) Ratio:
14.2806%
Total Risk-Based Capital Ratio (YTD):
38.2919%
Total Interest Income (YTD):
2.2934%
 
 
Headquarters:
Newark
FDIC Field Office:
Jamesburg
Regulator:
FDIC
County:
Essex
# of Offices:
4
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

The bad news just doesn't stop for saving enough for retirement, despite U.S. stock markets being near record highs. A research report, released by The National Institute on Retirement Security, showed the median retirement account balance dipped from $3,000 to $2,500. That's right, $2,500 isn't a misprint.
The Consumer Financial Protection Bureau (CFPB), a new government consumer agency borne out of the financial crisis takes complaints on all types of bank accounts. The CFPB will take complaints on savings accounts, certificates of deposit (CDs), checking and related services.
American Express is offering their SimplyCash Credit Card for small business. The credit card has a 0.00% introductory rate for 6 months, 9 months or 12 months. Which intro term you receive when you apply for the card is based on your creditworthiness. The rate after the intro period also depends on our credit history. The ongoing rate is the Prime Rate plus a perchance which is again based on our credit history. Right now the rate can be either 13.24% (Prime Rate + 9.99%),16.24% (Prime Rate + 12.99%) or 19.24% (Prime Rate + 15.99%).

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