What are the current interest rates at Lusitania Savings Bank?

Current rates for Lusitania Savings Bank include: Savings: 0.01%

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Lusitania Savings Bank Rates & Review June 2026

Q: How many branches does Lusitania Savings Bank operate?

Lusitania Savings Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Lusitania Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lusitania Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Q: Does Lusitania Savings Bank offer online and mobile banking?

Most modern institutions like Lusitania Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lusitaniabank.com.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 4, 2026

Lusitania Savings Bank's savings rates are at 0.01%. MonitorBankRates evaluates the financial stability of Lusitania Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.07%. Rates were last updated on 06/04/2026.

Lusitania Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lusitania Savings Bank? Share your experience about Lusitania Savings Bank by leaving a review below, or read customer reviews before you decide to use Lusitania Savings Bank.

Verified Strong Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.07%

Excellent Lower than avg

Lusitania Savings Bank

107 Pulaski St
Newark, NJ 07105

https://www.lusitaniabank.com

Lusitania Savings Bank Savings Rates

Product	Rate	APY
Super Savings	0.02%	0.02%
Min Balance $25,000 Details Balance >= $25,000 Last Updated 06/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.07%
Savings	0.01%	0.01%
Min Balance $100 Last Updated 06/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.07%
Super Savings	0.01%	0.01%
Min Balance $1,000 Details Balance >= $1,000 to < $25,000 Last Updated 06/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.07%

Lusitania Savings Bank Checking Rates

Product	Rate	APY	View More
Value and Value Plus Checking	0.01%	0.01%
Min Balance $10,000 Details Balance = $10,000 and above Last Updated 06/04/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.07%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Lusitania Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Lusitania Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lusitania Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Lusitania Savings Bank

Bank Holding Company LUSITANIA FINANCIAL MHC

Address 107 Pulaski St, Newark, NJ 07105 · Essex

Website https://www.lusitaniabank.com

FDIC Certificate # 34058

Established 09/01/1995

FDIC Insurance Date 09/01/1995

Domestic Offices 4

Total Branches 4

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.07%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4760%

Return on Equity (ROE) 3.3400%

Non-Performing Loans (NPL) 0.15%

Total Assets $403,682,000

Total Deposits $340,125,000

Equity Capital $59,203,000

Net Income $1,447,000

Headquarters Newark

Total Offices 4

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Lusitania Savings Bank earned the Verified Strong badge

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Frequently Asked Questions About Lusitania Savings Bank

How many branches does Lusitania Savings Bank operate?

Lusitania Savings Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Lusitania Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lusitania Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Lusitania Savings Bank offer online and mobile banking?

Most modern institutions like Lusitania Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lusitaniabank.com.