What are the current interest rates at American Pride Bank?

Current rates for American Pride Bank include: Savings: 0.10%, MMA: 0.45%

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American Pride Bank

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American Pride Bank Rates & Review September 2026

Q: How many branches does American Pride Bank operate?

American Pride Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, American Pride Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Pride Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 20, 2026

American Pride Bank's savings rates are at 0.10%. American Pride Bank's money market rates are at 0.45%. MonitorBankRates evaluates the financial stability of American Pride Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.01%. Rates last updated and verified on 09/20/2026.

American Pride Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at American Pride Bank? Share your experience about American Pride Bank by leaving a review below, or read customer reviews before you decide to use American Pride Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.01%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

American Pride Bank

4740 Log Cabin Dr
Macon, GA 31204

https://www.americanpridebank.com

American Pride Bank Savings Rates

Product	Rate	APY
High Yield Savings	-	4.00%
Min Deposit $100 Min Balance $100 Details Interest compounded daily on the collected balance. $6 monthly maintenance fee if minimum average daily balance is not met. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%
Super Savings	-	3.00%
Min Deposit $50 Details Open In-Person: Find a Branch Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%
Super Savings	-	3.00%
Min Deposit $100 Details High yield savings account. Interest compounded daily on the collected balance. Annual Percentage Yields are effective as of 12-12-2025. Rates may change after account is opened. Fees may reduce earnings. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%
Citizens First Savings	-	0.10%
Min Deposit $25 Details For customers under the age of 18. Interest compounded daily on the collected balance. Annual Percentage Yields are effective as of 01-15-2026. Rates may change after account is opened. Fees may reduce earnings. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%
Citizens Savings	-	0.10%
Min Deposit $100 Min Balance $100 Details Interest compounded daily on the collected balance. $100 minimum average daily balance to avoid $6 monthly maintenance fee. Annual Percentage Yields are effective as of 01-15-2026. Rates may change after account is opened. Fees may reduce earnings. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%

American Pride Bank Money Market Rates

Product	Rate	APY	View More
Patriot Plus Money Market	-	0.45%
Min Deposit $1,000 Min Balance $1,000 Details Interest compounded daily on the collected balance. $1,000 minimum average daily balance to avoid a $10 monthly maintenance fee. Free online banking. Annual Percentage Yields are effective as of 01-15-2026. Rates may change after account is opened. Fees may reduce earnings. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%

American Pride Bank Checking Rates

Product	Rate	APY	View More
American Rewards checking account	-	5.00%
Details APY* on balances up to $100,000. See American Rewards checking account details. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%

American Pride Bank Other Rates

Product	Rate	Points	APY/APR
American Heritage	-	-	0.15%
Min Deposit $50 Details +Annual Percentage Yield effective as of 12-12-2025. Rates may change after account is opened. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%
American Rewards	-	-	0.50%
Min Deposit $50 Min Balance $100,000 Details Qualifications Required: At least seven (7) ACH debits and/or direct deposits post and settle and be enrolled and receive eStatement notice OR have at least 12 debit card purchases post and settle, have at least 1 direct deposit or automatic payment (ACH) post and settle, and be enrolled and receive eStatement notice.; Balances over $100,000 earn 0.486% with an annual percentage yield of 0.50% on portion of balance over $100,000. If qualifications are not met, all balances earn 0.05% APY. ATM fee refunds up to $25 nationwide. Limit one account per SSN. Fees may reduce earnings. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%
American Rewards	-	-	0.50%
Min Deposit $50 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balances over $100,000 earn 0.486% with an annual percentage yield of 0.50% on portion of balance over $100,000. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%
American Rewards	-	-	0.05%
Min Deposit $50 Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; If qualifications are not met, all balances earn 0.05% APY. Last Updated 09/20/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.01%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

American Pride Bank’s Texas Ratio fell from 0.61% in Q3 2023 to 0.01% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.0B	0.01%	5.0	A+
March 31, 2026	$811M	0.01%	5.0	A+
December 31, 2025	$773M	0.10%	5.0	A+
September 30, 2025	$665M	0.01%	5.0	A+
June 30, 2025	$551M	0.01%	5.0	A+
March 31, 2025	$491M	0.02%	5.0	A+
December 31, 2024	$417M	1.74%	5.0	A+
September 30, 2024	$373M	1.69%	5.0	A+
June 30, 2024	$341M	1.77%	5.0	A+
March 31, 2024	$360M	2.41%	5.0	A+
December 31, 2023	$331M	3.08%	5.0	A+
September 30, 2023	$319M	0.61%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for American Pride Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather American Pride Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with American Pride Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name American Pride Bank

Bank Holding Company AMERICAN BCORP INC

Address 4740 Log Cabin Dr, Macon, GA 31204 · Bibb

Website https://www.americanpridebank.com

FDIC Certificate # 58584

Established 20071212

FDIC Insurance Date 20071212

Domestic Offices 6

Total Branches 8

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.01%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.5197%

Return on Equity (ROE) 4.0900%

Non-Performing Loans (NPL) 0.00%

Total Assets $1,030,338,000

Total Deposits $889,908,000

Equity Capital $124,263,000

Net Income $2,264,000

Headquarters Macon

Total Branches and Offices 6

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

American Pride Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for American Pride Bank

Frequently Asked Questions About American Pride Bank

How many branches does American Pride Bank operate?

American Pride Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, American Pride Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, American Pride Bank provides members with tools to manage their accounts and build a solid financial history.

Does American Pride Bank offer online and mobile banking?

Most modern institutions like American Pride Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.americanpridebank.com.