What are the current interest rates at Mountain Pacific Bank?

Current rates for Mountain Pacific Bank include: 12-Month CD: 3.75%, 18-Month CD: 3.50%, 24-Month CD: 3.25%, 36-Month CD: 3.00%, 60-Month CD: 2.50%, Savings: 0.03%, MMA: 0.10%

Mountain Pacific Bank Rates and Review January 2026

Q: How many branches does Mountain Pacific Bank operate?

Mountain Pacific Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Mountain Pacific Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mountain Pacific Bank provides members with tools to manage their accounts and build a solid financial history.

Mountain Pacific Bank's 12-Month CD rates are at 3.75%, 18-Month CD rates are at 3.50%, 24-Month CD rates are at 3.25%, 36-Month CD rates are at 3.00%, 60-Month CD rates are at 2.50%. Mountain Pacific Bank's savings rates are at 0.03%. Mountain Pacific Bank's money market rates are at 0.10%.

Mountain Pacific Bank

To see how these rates compare to Mountain Pacific Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mountain Pacific Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mountain Pacific Bank CD rates. You can also compare Mountain Pacific Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Rate Updates and Availability

Mountain Pacific Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mountain Pacific Bank? Share your experience about Mountain Pacific Bank by leaving a review below, or read customer reviews before you decide to use Mountain Pacific Bank.

Financial Stability and Texas Ratio

Mountain Pacific Bank's Texas Ratio is at 10.29%, which is considered excellent. The Texas Ratio for Mountain Pacific Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Mountain Pacific Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs Avg

12-Month CD

3.75%

2.45%

18-Month CD

3.50%

2.22%

24-Month CD

3.25%

2.22%

36-Month CD

3.00%

2.15%

48-Month CD

N/A

2.13%

60-Month CD

2.50%

2.24%

Savings

0.03%

0.69%

MMA

0.10%

0.79%

30-Year Fixed

N/A

6.04%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Mountain Pacific Bank

3732 Broadway
Everett, WA 98201

https://www.mp.bank

MonitorBankRates' Rating

5/5

★★★★★

Review Mountain Pacific Bank

Mountain Pacific Bank CD Rates and Interest Rates

Mountain Pacific Bank

12-Month CD

3.75%

$500

Mountain Pacific Bank

18-Month CD

3.50%

$500

Mountain Pacific Bank

24-Month CD

3.25%

$500

Mountain Pacific Bank

36-Month CD

3.00%

$500

Mountain Pacific Bank

60-Month CD

2.50%

$500

Mountain Pacific Bank

Money Market Plus

0.10%

$100

Mountain Pacific Bank

Savings

0.03%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Mountain Pacific Bank Rates with Other Competitive Bank and Credit Union Rates

SchoolsFirst Federal Credit Union

60-Month CD

4.00%

$500

State Bank Waterloo, IL

12-Month CD

3.99%

$1,000

My eBanc, a division of Bradesco Bank

12-Month CD (Jumbo)

3.90%

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CF Bank

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3.90%

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Farmers State Bank Elmwood, IL

18-Month CD

3.85%

$1,000

The Stock Exchange Bank

6-Month CD

3.78%

$1,000

Farmers and Merchants Bank Milligan, NE

60-Month CD

3.75%

$500

Think Mutual Bank

12-Month CD

3.75%

$250

Haven Savings Bank

12-Month CD

3.60%

$100

Peoples Bank of Deer Lodge

12-Month CD

3.55%

$100

Guardian Credit Union Montgomery, AL

36-Month CD

3.50%

$500

Aroostook County FS&L Assoc.

6-Month CD

3.50%

$500

Reliance Bank

18-Month CD

3.46%

$500

First FSB of Kentucky

6-Month CD

3.02%

$500

Range Bank

48-Month CD

3.00%

$1,000

The Grant County Bank

36-Month CD

2.95%

$500

First National Bank VA

36-Month CD

2.78%

$500

Achieve Credit Union

30-Month CD

2.75%

$500

First Enterprise Bank

36-Month CD

2.50%

$1,000

Spring Bank Brookfield, WI

High Yield Money Market

2.50%

$1,000

Profile Bank

18-Month CD

2.27%

$500

Sloan State Bank

24-Month CD

2.27%

$1,000

Flanagan State Bank

12-Month CD

2.20%

$500

Timberland Bank

30-Month CD

2.12%

$500

Providence Bank

6-Month CD

2.00%

$1,000

Ascendia Bank

18-Month CD

2.00%

$500

South Central State Bank

60-Month CD

1.91%

$1,000

FCNB Bank

36-Month CD

1.50%

$1,000

FCNB Bank

24-Month CD

1.50%

$1,000

Evergreen Federal Bank

60-Month CD

1.50%

$1,000

The Apple Creek Banking Company

18-Month CD

1.01%

$500

SpiritBank

12-Month CD

1.00%

$2,500

OBC Bank

60-Month CD

1.00%

$1,000

State Bank of Graymont

12-Month CD

0.90%

$1,000

CNB of Park Rapids

Platinum Money Market

0.75%

$1,000

First Federal S&L Hazard, KY

18-Month CD

0.70%

$1,000

Kaw Valley Bank

Advantage Plus Money Market (Business)

0.60%

$2,500

Connecticut Community Bank

36-Month CD

0.50%

$500

Miami Savings Bank

36-Month CD

0.40%

$1,000

Embassy Bank for the Lehigh Valley

60-Month CD

0.40%

$500

Hometown Bank of PA

18-Month CD

0.30%

$1,000

CNB of Park Rapids

Statement Savings

0.30%

$10

Bank of Edmonson County

Regular Savings

0.25%

$100

Cape Cod Co-operative Bank

Money Market

0.25%

$25

First Security Bank Mackinaw, IL

Regular Savings

0.25%

$50

Iron Workers SB

Money Market

0.05%

$10,000

Lewis & Clark Bank

Money Market

0.05%

$100

Bristol County Savings Bank

Regular Savings

0.05%

$10

Grand Rapids SB

Savings

0.03%

$100

Greene County Commercial Bank

Money Market

0.01%

Disclaimer

Mortgage Rate Comparison

Lender

Product

Rate

APR

Points

Old National Bank

30-Year Fixed FHA

5.875%

7.902%

0.000

Smart Financial Credit Union

3/1 ARM

4.240%

7.689%

0.000

Smart Financial Credit Union

3/1 ARM (Jumbo)

4.240%

7.689%

0.000

Grow Financial Federal Credit Union

5/1 ARM

5.750%

7.634%

0.000

Smart Financial Credit Union

5/1 ARM (Jumbo)

4.740%

7.533%

0.000

Smart Financial Credit Union

5/1 ARM

4.740%

7.533%

0.000

Great Lakes Credit Union

20 Year Fixed

7.125%

7.527%

0.000

Lake Shore Savings Bank

30-Year Fixed

7.250%

7.402%

0.000

Kohler Credit Union

10/1 ARM

6.250%

7.325%

0.000

Grow Financial Federal Credit Union

10/1 ARM

6.250%

7.325%

0.000

Laredo Federal Credit Union

20 Year Fixed

6.999%

7.235%

0.000

State Employees Credit Union

15 Year Fixed

7.000%

7.168%

0.000

FirstBank of Nebraska

30-Year Fixed

7.125%

7.126%

0.000

Marathon Bank

7/1 ARM

7.000%

7.111%

0.000

Lake Shore Savings Bank

20-Year Fixed

6.800%

6.993%

0.000

Hoosier Hills Credit Union

30 Year Fixed

6.750%

6.880%

0.000

Marathon Bank

5/1 ARM

6.750%

6.859%

0.000

American Bank

30-Year Fixed Jumbo

6.750%

6.825%

0.000

Fidelity Co-operative Bank

30-Year Fixed Jumbo

6.625%

6.809%

0.000

Kennebec Savings Bank

30-Year Fixed

6.750%

0.000

Alpena-Alcona Area Credit Union

30-Year Fixed

6.500%

6.748%

0.000

People First Federal Credit Union

10/1 ARM (Jumbo)

6.740%

6.723%

0.000

Pittsfield Co-operative Bank

7/1 ARM

6.750%

6.697%

0.000

Great Lakes Credit Union

30 Year Fixed

6.375%

6.670%

0.000

Laredo Federal Credit Union

15 Year Fixed

6.375%

6.662%

0.000

Port Washington State Bank

3/1 ARM

6.500%

6.648%

0.000

Port Washington State Bank

5/1 ARM

6.500%

6.630%

0.000

Missouri Credit Union

20 Year Fixed

6.500%

6.628%

0.000

FirstBank of Nebraska

15-Year Fixed

6.625%

6.627%

0.000

FirstBank of Nebraska

20-Year Fixed

6.625%

6.626%

0.000

Missouri Credit Union

30 Year Fixed

6.500%

6.597%

0.000

Seaboard Federal Credit Union

30-Year Fixed

6.500%

6.595%

0.000

Penn East Federal Credit Union

10/6 ARM

6.525%

6.595%

0.000

Pittsfield Co-operative Bank

10/1 ARM

6.500%

6.582%

0.000

Achieva Credit Union

5/1 ARM

5.250%

6.580%

0.000

Auburn Savings Bank

30-Year Fixed

6.500%

6.559%

0.000

Fidelity Co-operative Bank

30-Year Fixed

6.375%

6.556%

0.000

Truliant Federal Credit Union

30-Year Fixed Jumbo

6.500%

6.553%

0.000

Penn Community Bank

30-Year Fixed (Jumbo)

6.500%

6.546%

0.000

Penn Community Bank

5/1 ARM (Jumbo)

6.500%

6.546%

0.000

Mid American Credit Union

30 Year Fixed

6.375%

6.544%

0.000

Laredo Federal Credit Union

10 Year Fixed

6.125%

6.526%

0.000

GreenLeaf Bank

30-Year Fixed

6.500%

6.512%

0.000

Fox Valley Savings Bank

30-Year Fixed

6.375%

6.504%

0.000

Kennebec Savings Bank

15-Year Fixed

6.500%

0.000

Penn East Federal Credit Union

5/6 ARM

6.300%

6.498%

0.000

Pittsfield Co-operative Bank

30-Year Fixed

6.375%

6.498%

0.000

NASA Federal Credit Union

15-Year Fixed Jumbo

6.250%

6.481%

0.000

Northfield Savings Bank

5/1 ARM

5.625%

6.461%

0.000

FirstBank of Nebraska

10/1 ARM

6.375%

6.460%

0.000

View 50 More

Bank Profile & Overview

Mountain Pacific Bank

3732 Broadway
Everett, WA 98201
Snohomish
Established Date: 07/24/2006
FDIC Certificate #: 58341
Date of FDIC Deposit Insurance: 07/24/2006

Bank Holding Company: MOUNTAIN PACIFIC BCORP INC

How Many Domestic U.S. Offices? 4

How Many Branches are There? 6

Website: https://www.mp.bank

Is Mountain Pacific Bank FDIC Insured? Yes

What is Mountain Pacific Bank's Cert number? 58341

What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:

$673,979,000

Total Deposits:

$537,483,000

Equity Capital:

$74,975,000

Net Income:

$1,340,000

Return on Assets (ROA):

1.5639%

Return on Equity (ROE):

13.7400%

Headquarters:

Everett

Regulator:

FDIC

# of Offices:

Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Mountain Pacific Bank

Is Mountain Pacific Bank a safe place to deposit money?

Yes, Mountain Pacific Bank is considered a safe financial institution. With a Texas Ratio of 10.29%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Mountain Pacific Bank operate?

Mountain Pacific Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Mountain Pacific Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mountain Pacific Bank provides members with tools to manage their accounts and build a solid financial history.

Does Mountain Pacific Bank offer online and mobile banking?

Most modern institutions like Mountain Pacific Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mp.bank.