Financial Federal Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.02%, 6-month CD rates at 4.25% and 3-month CD rates at 2.75%. Current savings rates are at 0.75% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 14.74%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates. Financial Federal Bank's 12-Month CD rates are at 4.45%, 6-Month CD rates are at 4.35%. Financial Federal Bank's money market rates are at 3.75%.

Financial Federal Bank

To see how these rates compare to Financial Federal Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Financial Federal Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Financial Federal Bank CD rates. You can also compare Financial Federal Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Financial Federal Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Federal Bank? Share your experience about Financial Federal Bank by leaving a review below, or read customer reviews before you decide to use Financial Federal Bank.

Financial Federal Bank Texas Ratio

Financial Federal Bank's Texas Ratio is at 0.01%, which is considered excellent. The Texas Ratio for Financial Federal Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Financial Federal Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.45%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
3.75%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Financial Federal Bank
1715 Aaron Brenner Dr
Memphis, TN 38120
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Financial Federal Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Financial Federal Bank
Financial Federal Bank
12-Month CD
4.45%
$1,000
Financial Federal Bank
Financial Federal Bank
6-Month CD
4.35%
$1,000
Financial Federal Bank
Financial Federal Bank
Money Market
3.75%
$5,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Financial Federal Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Everence Trust Company
Everence Trust Company
Indexed Money Market
4.50%
$50
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
6-Month CD
4.30%
$2,500
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
12-Month CD
4.25%
$1,000
Cross River Bank
Cross River Bank
6-Month CD
4.15%
$500
Axiom Bank
Axiom Bank
24-Month CD
4.00%
$500
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.00%
$0
Sullivan Bank
Sullivan Bank
36-Month CD
4.00%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
IRA Money Market
4.00%
$25,000
Androscoggin Savings Bank
Androscoggin Savings Bank
12-Month CD
3.75%
$500
Westside State Bank
Westside State Bank
12-Month CD
3.75%
$500
FSB of Westmoreland
FSB of Westmoreland
60-Month CD
3.73%
$1,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
24-Month CD
3.70%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
12-Month CD (Super Jumbo)
3.65%
$225,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
18-Month CD
3.56%
$500
The Seymour Bank
The Seymour Bank
48-Month CD
3.29%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
18-Month CD
3.24%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
2.78%
$250
Bank Northwest
Bank Northwest
60-Month CD
2.53%
$500
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
36-Month CD
2.43%
$2,500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
48-Month CD
2.20%
$100
Artisans Bank
Artisans Bank
60-Month CD
2.00%
$1,500
Huron Valley State Bank
Huron Valley State Bank
Money Market
1.76%
$5,000
New Peoples Bank
New Peoples Bank
Money Market
1.65%
$250,000
BayVanguard Bank
BayVanguard Bank
12-Month CD
1.51%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
Buena Vista National Bank
Buena Vista National Bank
30-Month CD
1.10%
$500
Clay County Savings Bank
Clay County Savings Bank
12-Month CD
1.02%
$500
Fulton Bank
Fulton Bank
30-Month CD
1.01%
$1,000
Community Bank of Missouri
Community Bank of Missouri
48-Month CD
0.90%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
60-Month CD
0.90%
$500
Bank of Vici
Bank of Vici
Savings
0.75%
$0
Mayville State Bank
Mayville State Bank
48-Month CD
0.65%
$1,000
Adams State Bank
Adams State Bank
Money Market
0.60%
$2,500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Savings
0.60%
$100
F&M Bank of Hutsonville
F&M Bank of Hutsonville
6-Month CD
0.60%
$500
PeoplesBank
PeoplesBank
60-Month CD
0.40%
$1,000
USB Union Savings Bank
USB Union Savings Bank
18-Month CD
0.35%
$1,000
Century Bank of Florida
Century Bank of Florida
36-Month CD
0.30%
$500
Metropolitan Bank
Metropolitan Bank
24-Month CD
0.30%
$2,500
F&M Bank and Trust Company
F&M Bank and Trust Company
18-Month CD
0.30%
$1,000
WaterStone Bank
WaterStone Bank
12-Month CD
0.25%
$1,000
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
48-Month CD
0.20%
$500
PSB Provident Savings Bank
PSB Provident Savings Bank
12-Month CD
0.12%
$1,000
Bank of Pensacola
Bank of Pensacola
Checking
0.10%
$0
MCS Bank
MCS Bank
Premium Checking
0.10%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
Interest Checking
0.05%
$0
Jewett City Savings Bank
Jewett City Savings Bank
Statement Savings
0.05%
$5
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
Cinch Savings
0.05%
$0
FCN Bank, N.A.
FCN Bank, N.A.
Club Savings
0.05%
$250
BankGloucester
BankGloucester
Passbook Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Financial Federal Bank Information

Financial Federal Bank
1715 Aaron Brenner Dr
Memphis, TN 38120
Shelby
Established Date: 01/01/1973
FDIC Certificate #: 31840
Date of FDIC Deposit Insurance: 01/14/1977
Bank Holding Company: FINANCIAL FEDCORP INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Financial Federal Bank FDIC Insured? Yes
What is Financial Federal Bank's Cert number? 31840
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Federal Bank Financials

Total Assets:
$995,977,000
Total Deposits:
$757,396,000
Equity Capital:
$100,000,000
Domestic Deposits:
$757,396,000
Net Income:
$1,055,000
Return on Assets:
0.9210%
Quarterly Return on Assets:
0.4300%
Pretax Return on Assets:
0.4574%
Pretax Quarterly Return on Assets:
0.4600%
Return on Equity:
8.3200%
Quarterly Return on Equity:
4.2100%
Leverage Tier 1 (Core Capital) Ratio:
10.9776%
Total Interest Income (YTD):
5.5191%
 
 
Headquarters:
Memphis
FDIC Field Office:
Nashville
Regulator:
FED
County:
Shelby
# of Offices:
1
Metropolitan Statistical Area (MSA):
Memphis, TN-MS-AR
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
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    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

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    Explore Other Rate Deals

    Fixed home mortgage rates decreased in the latest mortgage survey released this morning. 30 year fixed mortgage rates and 15 year fixed mortgage rates were both made record lows in this week's Weekly Mortgage Survey released by the Mortgage Bankers Association (MBA). 1 year adjustable mortgage interest rates rose for the second consecutive week in mortgage survey.
    Pentagon Federal Credit Union (PenFed) CD RatesPentagon Federal Credit Union (PenFed) CD rates are in the top 5 CD rates available on our rate table. Current 1 year CD rates at Pentagon Federal Credit Union are at 2.76 percent with an APY of 2.80 percent. 6 month CD rates from PenFed are the highest on our 6 month rate list at 2.39 percent with an APY of 2.40 percent. You have to be a member to open an account and the minimum opening balance is $1,000. Compare Pentagon Federal Credit Union CD rates with other rates here.
    Much to everyone's surprise mortgage rates continue to hit record lows. Yesterday we reported conforming 30 year mortgage rates averaging 4.14%, a record low for 30 year conforming rates in Monitor Bank Rates' mortgage survey. Unfortunately low rates aren't bring buyers back into the market. The Commerce Department reported July new home sales declined 0.7 percent to a 298,000 annual pace, which was more than projected.

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