Financial Federal Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.91%, 6-month CD rates at 0.03% and 3-month CD rates at 2.00%. Current savings rates are at 0.01% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 11.90%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Financial Federal Bank's 12-Month CD (special) rates are at 5.10%, 6-Month CD (special) rates are at 5.00%. Financial Federal Bank's money market rates are at 4.50%.

Financial Federal Bank

To see how these rates compare to Financial Federal Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Financial Federal Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Financial Federal Bank CD rates. You can also compare Financial Federal Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Financial Federal Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Financial Federal Bank? Share your experience about Financial Federal Bank by leaving a review below, or read customer reviews before you decide to use Financial Federal Bank.

Financial Federal Bank Texas Ratio

Financial Federal Bank's Texas Ratio is at 0.08%, which is considered excellent. The Texas Ratio for Financial Federal Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Financial Federal Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.10%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
4.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Financial Federal Bank
1715 Aaron Brenner Dr
Memphis, TN 38120
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Financial Federal Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Financial Federal Bank
Financial Federal Bank
12-Month CD (special)
5.10%
$1,000
Financial Federal Bank
Financial Federal Bank
6-Month CD (special)
5.00%
$1,000
Financial Federal Bank
Financial Federal Bank
Money Market
4.50%
$100,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Financial Federal Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Raymond James Bank
Raymond James Bank
6-Month CD
5.45%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
6-Month CD
5.30%
$1,000
Northeast Bank Portland, ME
Northeast Bank Portland, ME
6-Month CD
5.20%
$5,000
First Enterprise Bank
First Enterprise Bank
12-Month CD
5.01%
$1,000
Betterment
Betterment
Savings (Cash Reserve)
5.00%
$0
Napoleon State Bank
Napoleon State Bank
6-Month CD
5.00%
$1,000
Langley Federal Credit Union
Langley Federal Credit Union
12-Month CD
4.75%
$500
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
24-Month CD
4.50%
$100
Colonial Savings, F.A.
Colonial Savings, F.A.
12-Month CD
4.33%
$1,000
Abbey Credit Union
Abbey Credit Union
24-Month CD
4.30%
$500
State Bank of India US
State Bank of India US
6-Month CD
4.00%
$1,000
Cendera Bank
Cendera Bank
High Yield Money Market
4.00%
$2,500,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
18-Month CD
4.00%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
36-Month CD
4.00%
$250
The Peoples S&L Co.
The Peoples S&L Co.
48-Month CD
3.80%
$500
ACFCU
ACFCU
24-Month CD
3.75%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Business Premium Money Market
3.60%
$1,000,000
Concordia Bank & Trust Company
Concordia Bank & Trust Company
6-Month CD
3.53%
$2,500
Generations Commercial Bank
36-Month CD
3.40%
$500
New Market Bank
New Market Bank
12-Month CD
3.30%
$500
Bank of Vici
Bank of Vici
48-Month CD
3.30%
$1,000
Montgomery Bank
Montgomery Bank
35-Month CD
3.10%
$1,000
Chase Bank
Chase Bank
6-Month CD (special)
3.00%
$1,000
Kanza Bank
Kanza Bank
11-Month CD (special)
3.00%
$1,000
Agility Bank
Agility Bank
36-Month CD
2.98%
$1,000
First National Bank of Michigan
First National Bank of Michigan
18-Month CD
2.78%
$0
Mercantile Bank
Mercantile Bank
60-Month CD
2.75%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
36-Month CD
2.75%
$1,000
West Union Bank
West Union Bank
6-Month CD
2.30%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
12-Month CD
2.02%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
Money Market
2.00%
$100,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
12-Month CD
1.71%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
12-Month CD
1.51%
$500
Liberty Bank for Savings
Liberty Bank for Savings
12-Month CD
1.20%
$5,000
National Bank of Blacksburg
National Bank of Blacksburg
24-Month CD
1.15%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
12-Month CD
1.00%
$1,000
Grove Bank
Grove Bank
Regular Savings
1.00%
$50
American National Bank - Fox Cities
American National Bank - Fox Cities
18-Month CD
1.00%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
60-Month CD
0.80%
$500
Republic Bank of Chicago
Republic Bank of Chicago
12-Month CD
0.75%
$1,000
Northeast Bank Portland, ME
Northeast Bank Portland, ME
Value Money Market
0.40%
$5,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
18-Month CD
0.30%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Royal Savings
0.25%
$1,000
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
Savings
0.20%
$50
Millville Savings Bank
Millville Savings Bank
12-Month CD
0.12%
$1,000
TruBank
TruBank
Regular Savings
0.10%
$100
First Horizon
First Horizon
3-Month CD
0.05%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
Money Market
0.05%
$0
Homewood Federal SB
Homewood Federal SB
NOW Checking
0.05%
$300
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Diplomat Gold Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 14, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Financial Federal Bank Information

Financial Federal Bank
1715 Aaron Brenner Dr
Memphis, TN 38120
Shelby
Established Date: 01/01/1973
FDIC Certificate #: 31840
Date of FDIC Deposit Insurance: 01/14/1977
Bank Holding Company: FINANCIAL FEDCORP INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Financial Federal Bank FDIC Insured? Yes
What is Financial Federal Bank's Cert number? 31840
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Federal Bank Financials

Total Assets:
$897,989,000
Total Deposits:
$667,524,000
Equity Capital:
$101,237,000
Domestic Deposits:
$667,524,000
Net Income:
$2,673,000
Return on Assets:
2.0533%
Quarterly Return on Assets:
1.1900%
Pretax Return on Assets:
1.2779%
Pretax Quarterly Return on Assets:
1.2800%
Return on Equity:
17.3900%
Quarterly Return on Equity:
10.6800%
Common Equity Tier 1 Capital Ratio:
12.7108%
Tier 1 Risk-Based Capital Ratio:
12.7108%
Leverage Tier 1 (Core Capital) Ratio:
11.9925%
Total Risk-Based Capital Ratio (YTD):
13.8338%
Total Interest Income (YTD):
4.2021%
 
 
Headquarters:
Memphis
FDIC Field Office:
Nashville
Regulator:
FED
County:
Shelby
# of Offices:
1
Metropolitan Statistical Area (MSA):
Memphis, TN-MS-AR
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
  •     Read more...

    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

        Read more...

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