Fairfield County Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Fairfield County Bank Deposit Rates
Today's 12-month CD rates can be found at 3.65%, 6-month CD rates at 4.20% and 3-month CD rates at 0.10%. Current savings rates are at 0.04% and money market rates are at 1.45%. Mortgage rates today on 30-year fixed loans are around 6.65%. Credit Card rates are at 9.99%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates. Fairfield County Bank's 60-Month CD rates are at 1.00%, 6-Month CD rates are at 1.00%, 48-Month CD rates are at 1.00%, 36-Month CD rates are at 1.00%, 24-Month CD rates are at 1.00%. Fairfield County Bank's savings rates are at 0.02%. Fairfield County Bank's money market rates are at 0.02%.

Fairfield County Bank

To see how these rates compare to Fairfield County Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Fairfield County Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Fairfield County Bank CD rates. You can also compare Fairfield County Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Fairfield County Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fairfield County Bank? Share your experience about Fairfield County Bank by leaving a review below, or read customer reviews before you decide to use Fairfield County Bank.

Fairfield County Bank Texas Ratio

Fairfield County Bank's Texas Ratio is at 1.34%, which is considered excellent. The Texas Ratio for Fairfield County Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Fairfield County Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.00%
18-Month CD
1.00%
24-Month CD
1.00%
36-Month CD
1.00%
48-Month CD
1.00%
60-Month CD
1.00%
Savings
0.02%
MMA
0.02%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Fairfield County Bank
150 Danbury Rd
Ridgefield, CT 06877
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Fairfield County Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Fairfield County Bank
Fairfield County Bank
12-Month CD
1.00%
$2,500
Fairfield County Bank
Fairfield County Bank
6-Month CD
1.00%
$2,500
Fairfield County Bank
Fairfield County Bank
18-Month CD
1.00%
$2,500
Fairfield County Bank
Fairfield County Bank
24-Month CD
1.00%
$2,500
Fairfield County Bank
Fairfield County Bank
36-Month CD
1.00%
$2,500
Fairfield County Bank
Fairfield County Bank
48-Month CD
1.00%
$2,500
Fairfield County Bank
Fairfield County Bank
60-Month CD
1.00%
$2,500
Fairfield County Bank
Fairfield County Bank
Savings
0.02%
$2,500
Fairfield County Bank
Fairfield County Bank
Money Market
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Fairfield County Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bread Financial
Bread Financial
36-Month CD
4.00%
$1,500
Andrews Federal Credit Union
Andrews Federal Credit Union
High Yield Savings
3.95%
$1
First FSB of Mascoutah
First FSB of Mascoutah
48-Month CD
3.80%
$1,000
Beacon Community Bank
Beacon Community Bank
36-Month CD
3.75%
$250
Arundel Federal Savings Bank
Arundel Federal Savings Bank
18-Month CD
3.60%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
17-Month CD
3.50%
$1,000
Bank of Rantoul
Bank of Rantoul
60-Month CD
3.44%
$500
PSB Indianola, IA
PSB Indianola, IA
48-Month CD
3.35%
$1,000
Cendera Bank
Cendera Bank
60-Month CD
3.30%
$1,000
Fox Valley Savings Bank
Fox Valley Savings Bank
48-Month CD
3.00%
$500
StonehamBank
StonehamBank
18-Month CD
3.00%
$1,000
New Albin Savings Bank
New Albin Savings Bank
Money Market
2.89%
$2,500
Security Savings Bank
Security Savings Bank
24-Month CD
2.70%
$5,000
WCB West Central Bank
WCB West Central Bank
60-Month CD
2.52%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
60-Month CD
2.50%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
30-Month CD
2.50%
$1,000
Superior National Bank
Superior National Bank
12-Month CD
2.50%
$500
Benton State Bank
Benton State Bank
18-Month CD
2.01%
$500
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
North Valley Bank Zanesville, OH
North Valley Bank Zanesville, OH
18-Month CD
2.00%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
48-Month CD
2.00%
$2,500
Everett Co-operative Bank
Everett Co-operative Bank
48-Month CD
1.75%
$500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
48-Month CD
1.36%
$500
State Bank of Canton
State Bank of Canton
18-Month CD
1.30%
$500
Central Bank Provo, UT
Central Bank Provo, UT
High Yield Money Market
1.26%
$1,000
Federation Bank
Federation Bank
48-Month CD
1.05%
$500
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
36-Month CD
1.05%
$1,000
Bank of Washington
Bank of Washington
Prosper Savings
1.00%
$1,000
Capital Bank TX
Capital Bank TX
48-Month CD
0.60%
$500
CNB Clinton National Bank
CNB Clinton National Bank
24-Month CD
0.60%
$500
DB&T
DB&T
36-Month CD
0.60%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Money Market
0.40%
$1,000
First Southwest Bank
First Southwest Bank
Eagle Savings
0.30%
$0
Schuyler Savings Bank
Schuyler Savings Bank
24-Month CD
0.30%
$1,000
Napoleon State Bank
Napoleon State Bank
18-Month CD
0.30%
$500
Eagle Bank Everett, MA
Eagle Bank Everett, MA
12-Month CD
0.30%
$500
Suncoast Credit Union
Suncoast Credit Union
Regular Share Savings
0.25%
$5
Community Bank Owatonna
Community Bank Owatonna
Classic Savings
0.20%
$50
The Middlefield Banking Company
The Middlefield Banking Company
3-Month CD
0.20%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Freedom Checking
0.10%
$1,500
Westfield Bank
Westfield Bank
60-Month CD
0.10%
$1,000
Consumers Credit Union
Consumers Credit Union
Savings
0.10%
$5
Sturdy Savings Bank
Sturdy Savings Bank
36-Month CD
0.06%
$500
First Sentinel Bank
First Sentinel Bank
Platinum Checking
0.05%
$250
The Bank of Bourbonnais
The Bank of Bourbonnais
48-Month CD
0.05%
$500
Bank Five Nine
Bank Five Nine
Statement Savings
0.04%
$50
Liberty Bank for Savings
Liberty Bank for Savings
Savings
0.01%
$500
Camden National Bank
Camden National Bank
Money Market
0.01%
$100
Regions Bank
Regions Bank
24-Month CD
0.01%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
Money Market
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Fairfield County Bank Information

Fairfield County Bank
150 Danbury Rd
Ridgefield, CT 06877
Western Connecticut
Established Date: 05/14/1871
FDIC Certificate #: 18213
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: FAIRFIELD COUNTY BANK MHC
How Many Domestic U.S. Offices? 17
How Many Branches are There? 17
Is Fairfield County Bank FDIC Insured? Yes
What is Fairfield County Bank's Cert number? 18213
What is the maximum amount for insured deposits? $250,000 per holder, per account

Fairfield County Bank Financials

Total Assets:
$1,928,780,000
Total Deposits:
$1,519,593,000
Equity Capital:
$195,230,000
Domestic Deposits:
$1,519,593,000
Net Income:
$405,000
Return on Assets:
0.3775%
Quarterly Return on Assets:
0.0800%
Pretax Return on Assets:
0.1075%
Pretax Quarterly Return on Assets:
0.1100%
Return on Equity:
3.8100%
Quarterly Return on Equity:
0.8200%
Leverage Tier 1 (Core Capital) Ratio:
12.3906%
Total Interest Income (YTD):
4.0087%
 
 
Headquarters:
Ridgefield
FDIC Field Office:
Windsor
Regulator:
FDIC
County:
Western Connecticut
# of Offices:
17
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Fixed mortgage rates on conventional loans are lower and fixed jumbo mortgage rates are higher this week. Current mortgage rates on 30 year home loans are averaging 3.90%, a decrease from last week’s average 30 year mortgage rate of 4.01%. Mortgage rates on 15 year mortgage loans are averaging 3.23% this week, down from last week’s average 15 year mortgage rate of 3.31%.
2-day-cd-rates-sale-at-texas-trust-cu-best-13-month-jumbo-cd-apy-192Texas Trust Credit Union is adverting a 2 Day CD Sale. The special certificate of deposit promotional deal only takes place on June 18 and June 19.  There are three tiered 13 month CD rates and the rates are based on the deposit amount. You can open an account at a branch location, by calling Texas Trust or online. At least 50% of the opening deposit must be new to Texas Trust or newly deposited into your Texas Trust account within the last 30 days.
Falling Treasury yields late last week are sending mortgage rates today lower on both conforming and jumbo mortgage loans. 10 year Treasury yields closed at 1.56 percent last Friday on news the Federal Reserve is more likely to act with another round of quantitative easing to force bond yields lower. At a conference in Jackson Hole, Wyoming, the Fed Chairman, Ben Bernanke, said they are ready to act with more easing if the economy slows down. This news sent bond yields lower and current mortgage rates lower as well.

Bank or Credit Union Offers and Deals

New Leaders on our 1 Year CD Rates List as Greece Votes No to More Austerity
Mortgage Rates Week of February 6, 30 Year Mortgage Rates at 3.90%
First Federal S&L CD Rates and Jumbo CD Rates
Mortgage Rates Decline: Current Fixed 15 Year Refinance Rates as Low as 2.25 Percent
Paying Your Mortgage off Early
Existing Home Sales Decline Slightly as Mortgage Rates Drop
Bank of America 7 Month CD Rate
Mortgage Rates: Long Term Mortgage Rates Still Below 5.00% - Freddie Mac
First Internet Bank CD Rates
Mortgage Rates: 15 Year Mortgage Rates at 3.33%

Alternative Bank and Credit Union Offers to Explore

BMO Harris Bank CD Rates
First Commonwealth Bank CD Rates
Converting a Traditional IRA to a Roth IRA
Best Savings Account Rates and Money Market Rates - February 1, 2010
EverBank 2 Year CD Rates now at 1.21%
Get $50 from TradeKing
Mortgage Rates are a Critical Aspect of the Home Buying Process
Calfirst Bank CD Rates
Mortgage Rates Drop to New All-Time Lows Fueling Refinance Demand
Weekly Mortgage Rates: 30 Year Mortgage Rates at Record Low of 3.95%

Fairfield County Bank Reviews

There are no reviews for Fairfield County Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Fairfield County Bank
Your Name:
Your Rating:

See how Fairfield County Bank Compares to other banks