FNB of Waverly CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.35%, 6-month CD rates at 0.15% and 3-month CD rates at 2.84%. Current savings rates are at 0.25% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.88%. Credit Card rates are at 9.99%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates. FNB of Waverly's 18-Month CD rates are at 2.53%, 12-Month CD rates are at 2.02%, 36-Month CD rates are at 1.51%, 24-Month CD rates are at 1.51%, 48-Month CD rates are at 1.26%.

FNB of Waverly

To see how these rates compare to FNB of Waverly CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Waverly, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Waverly CD rates. You can also compare FNB of Waverly savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Waverly money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Waverly? Share your experience about FNB of Waverly by leaving a review below, or read customer reviews before you decide to use FNB of Waverly.

FNB of Waverly Texas Ratio

FNB of Waverly's Texas Ratio is at 3.77%, which is considered excellent. The Texas Ratio for FNB of Waverly is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Waverly is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.02%
18-Month CD
2.53%
24-Month CD
1.51%
36-Month CD
1.51%
48-Month CD
1.26%
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Waverly
107 N Market St
Waverly, OH 45690
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FNB of Waverly CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FNB of Waverly
FNB of Waverly
18-Month CD
2.53%
$1,000
FNB of Waverly
FNB of Waverly
12-Month CD
2.02%
$1,000
FNB of Waverly
FNB of Waverly
36-Month CD
1.51%
$1,000
FNB of Waverly
FNB of Waverly
24-Month CD
1.51%
$1,000
FNB of Waverly
FNB of Waverly
48-Month CD
1.26%
$1,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FNB of Waverly Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Vibrant Credit Union
Vibrant Credit Union
Preferred Savings
4.50%
$5
Old Dominion National Bank
Old Dominion National Bank
24-Month CD
4.40%
$500
Centinel Bank of Taos
Centinel Bank of Taos
12-Month CD
4.35%
$1,000
Old Dominion National Bank
Old Dominion National Bank
12-Month CD
4.25%
$500
PSECU
PSECU
9-Month CD
4.09%
$500
Community Bank of Missouri
Community Bank of Missouri
12-Month CD
4.06%
$500
Woodruff Federal S&L
Woodruff Federal S&L
18-Month CD
4.06%
$1,000
Foresight Bank
Foresight Bank
12-Month CD
4.01%
$500
MVSB
12-Month CD
4.00%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
12-Month CD
4.00%
$500
Self-Help Credit Union
Self-Help Credit Union
18-Month CD
3.87%
$500
Adams County Bank
Adams County Bank
6-Month CD
3.80%
$500
Nebraska Bank
Nebraska Bank
24-Month CD
3.80%
$500
EverBank
EverBank
24-Month CD
3.75%
$1,000
BankGloucester
BankGloucester
12-Month CD
3.63%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
36-Month CD
3.40%
$1,000
Meridian Bank
Meridian Bank
60-Month CD
3.35%
$500
Bank of Star Valley
Bank of Star Valley
48-Month CD
3.29%
$250
FSB of Burnet
FSB of Burnet
24-Month CD (Jumbo)
3.03%
$95,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
48-Month CD
3.02%
$500
KodaBank
KodaBank
48-Month CD
3.00%
$1,000
Wyoming Community Bank
Wyoming Community Bank
24-Month CD
2.60%
$1,000
Western Nebraska Bank
Western Nebraska Bank
48-Month CD
2.37%
$250
North Shore Bank of Commerce
North Shore Bank of Commerce
36-Month CD
1.90%
$1,000
Northwest B&T Co.
Northwest B&T Co.
36-Month CD
1.75%
$1,000
Bank of Herrin
Bank of Herrin
36-Month CD
1.53%
$1,000
Bank of Herrin
Bank of Herrin
60-Month CD
1.53%
$1,000
The Bank of Glen Burnie
The Bank of Glen Burnie
48-Month CD
1.51%
$500
American National Bank - Fox Cities
American National Bank - Fox Cities
36-Month CD
1.50%
$500
Penn Community Bank
Penn Community Bank
24-Month CD
1.00%
$500
Consumers Credit Union
Consumers Credit Union
36-Month CD
0.69%
$1,000
Kaw Valley Bank
Kaw Valley Bank
Advantage Plus Money Market
0.60%
$2,500
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
Rising Star Savings
0.60%
$500
Clinton Savings Bank
Clinton Savings Bank
60-Month CD
0.60%
$10
Napoleon State Bank
Napoleon State Bank
36-Month CD
0.50%
$500
Unico Bank
Unico Bank
30-Month CD
0.50%
$1,000
Riverside Savings Bank
Riverside Savings Bank
24-Month CD
0.45%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
36-Month CD
0.35%
$1,000
Auburn Savings Bank
Auburn Savings Bank
12-Month CD
0.35%
$1,000
Somerset Trust Company
Somerset Trust Company
Advantage Interest Money Market
0.31%
$1,000,000
Chelsea Groton Bank
Chelsea Groton Bank
36-Month CD
0.30%
$500
First Bank Waverly, IA
First Bank Waverly, IA
Money Market
0.30%
$5,000
Kennebunk Savings Bank
Kennebunk Savings Bank
12-Month CD
0.25%
$500
Grand Rapids SB
Grand Rapids SB
18-Month CD
0.20%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
12-Month CD
0.20%
$500
First Commonwealth Bank
First Commonwealth Bank
60-Month CD
0.20%
$500
Eastern Bank
Eastern Bank
36-Month CD (Business Select)
0.20%
$500
Bank of Pontiac
Bank of Pontiac
3-Month CD
0.20%
$2,500
WSB Municipal Bank
WSB Municipal Bank
Money Market
0.10%
$1,000
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Savings
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FNB of Waverly Information

FNB of Waverly
107 N Market St
Waverly, OH 45690
Pike
Established Date: 01/01/1901
FDIC Certificate #: 6725
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CENTRAL OHIO BCORP
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is FNB of Waverly FDIC Insured? Yes
What is FNB of Waverly's Cert number? 6725
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Waverly Financials

Total Assets:
$233,996,000
Total Deposits:
$178,799,000
Equity Capital:
$16,494,000
Domestic Deposits:
$178,799,000
Net Income:
$-82,000
Return on Assets:
0.3567%
Quarterly Return on Assets:
-0.1400%
Pretax Return on Assets:
-0.2224%
Pretax Quarterly Return on Assets:
-0.2200%
Return on Equity:
5.3900%
Quarterly Return on Equity:
-2.1000%
Common Equity Tier 1 Capital Ratio:
15.6452%
Tier 1 Risk-Based Capital Ratio:
15.6452%
Leverage Tier 1 (Core Capital) Ratio:
6.5562%
Total Risk-Based Capital Ratio (YTD):
16.3131%
Total Interest Income (YTD):
2.9863%
 
 
Headquarters:
Waverly
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Pike
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

30 year mortgage rates and refinance rates are  averaging 4.26 percent, an increase from yesterday's average 30 year home mortgage rate of 4.24 percent. Searching our mortgage rate tables, 30 year home mortgage rates in Rhode Island are higher than the national average mortgage rate. Current 30 year mortgage rates in Rhode Island are averaging 4.33 percent. 
AIG Bank is offering a high yield money market account, rates on the MMA are tiered, the higher your balance the higher the interest rate. The minimum opening deposit is $2,500. The annual percentage yield for deposits below $10,000 is 2.15% and on the high end the APY is 3.26% for balances over $250,000, here is the rate and yield table below.
Mortgage rates moved higher this week. Today's mortgage rates on 30 year conforming home loans are averaging 4.07%, up from last week's average of 4.00%. Last Thursday 30 year mortgage rates made an intra week low at 3.99%. Current mortgage rates on 15 year conforming home loans are also higher this week averaging 3.35%, up slightly from last week's average 15 year rate of 3.34%. The intra-week low for 15 year mortgage rates last Thursday's was 3.30%.

Bank or Credit Union Offers and Deals

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Colorado Federal Savings Bank CD Interest Rates and CD Yields
Mortgage Interest Rates Decrease and Mortgage Applications Increase: Average Contract Rate on 30 Year Mortgages at 4.78%
USAA Money Market Account 10K Rates now at 0.20%
Mortgage Rates Lower Today as Bond Yields Tumble
Mortgage Rates Today in PMMS: 30 Year Mortgage Rates at 3.66%
Best Savings Yields and Money Market Yields in Texas (TX)
The Bank of Canton CD Rates
Goldwater Bank Money Market Account Rates now at 0.26%

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates: Current Mortgage Rates Hit Record Low 30 Year Rates at 4.06%
Online Banks Offer Higher CD Rates Than Traditional Brick and Mortar Banks
Mortgage Rates This Week: 30 Year Mortgage Rates at 3.99%
Mortgage Rates Slightly Higher: 30 Year Mortgage Rates at 4.98%, 15 Year Mortgage Rates at 4.39%
EverBank 2 Year Jumbo CD Rates now at 1.21%
Mortgage Rates Headed Higher This Year
Current Mortgage Rates Down to 5.08% According to Freddie Mac
Republic Bank CD Rates

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