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Bank of Bird-in-Hand

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Bank of Bird-in-Hand Rates & Review May 2026

Q: How many branches does Bank of Bird-in-Hand operate?

Bank of Bird-in-Hand currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Bank of Bird-in-Hand does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Bird-in-Hand provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 16, 2026

You can compare Bank of Bird-in-Hand rates to other rates in our database, including 12-month CD rates currently at 3.75%, 6-month CD rates at 1.52% and 3-month CD rates at 0.30%. Savings rates are at 0.20% and money market rates are at 1.75%. Mortgage rates on 30-year fixed loans are around 6.28%. All these rates can be compared to Bank of Bird-in-Hand rates. MonitorBankRates evaluates the financial stability of Bank of Bird-in-Hand with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.61%. Rates were last updated on 05/16/2026.

Bank of Bird-in-Hand money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Bird-in-Hand? Share your experience about Bank of Bird-in-Hand by leaving a review below, or read customer reviews before you decide to use Bank of Bird-in-Hand.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.61%

Excellent Lower than avg

Bank of Bird-in-Hand

309 N Ronks Rd
Bird In Hand, PA 17505

https://www.bihbank.com

Current Rate Availability

We do not have Bank of Bird-in-Hand rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Bank of Bird-in-Hand is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Bank of Bird-in-Hand rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bank of Bird-in-Hand's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Bank of Bird-in-Hand

Bank Holding Company GELT BCORP INC

Address 309 N Ronks Rd, Bird In Hand, PA 17505 · Lancaster

Website https://www.bihbank.com

FDIC Certificate # 59074

Established 11/29/2013

FDIC Insurance Date 11/29/2013

Domestic Offices 15

Total Branches 15

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.61%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6015%

Return on Equity (ROE) 6.1500%

Non-Performing Loans (NPL) 0.04%

Total Assets $1,790,743,000

Total Deposits $1,576,025,000

Equity Capital $172,065,000

Net Income $13,573,000

Headquarters Bird In Hand

Total Offices 15

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Bank of Bird-in-Hand

How many branches does Bank of Bird-in-Hand operate?

Bank of Bird-in-Hand currently maintains approximately 15 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Bank of Bird-in-Hand does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bank of Bird-in-Hand provides members with tools to manage their accounts and build a solid financial history.

Does Bank of Bird-in-Hand offer online and mobile banking?

Most modern institutions like Bank of Bird-in-Hand provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bihbank.com.