Columbia Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.10%, 6-month CD rates at 4.22% and 3-month CD rates at 2.75%. Current savings rates are at 0.25% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.42%. Credit Card rates are at 12.24%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates. Columbia Bank's 24-Month CD rates are at 3.85%, 18-Month CD rates are at 3.85%, 12-Month CD rates are at 3.75%. Columbia Bank's savings rates are at 0.70%. Columbia Bank's money market rates are at 2.00%.

Columbia Bank

To see how these rates compare to Columbia Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Columbia Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Columbia Bank CD rates. You can also compare Columbia Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Columbia Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Columbia Bank? Share your experience about Columbia Bank by leaving a review below, or read customer reviews before you decide to use Columbia Bank.

Columbia Bank Texas Ratio

Columbia Bank's Texas Ratio is at 1.90%, which is considered excellent. The Texas Ratio for Columbia Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Columbia Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

3.75%

2.56%

18-Month CD

3.85%

2.29%

24-Month CD

3.85%

2.29%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

0.70%

0.65%

MMA

2.00%

1.04%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Columbia Bank

19-01 Route 208
Fair Lawn, NJ 07410

https://www.columbiabankonline.com

MonitorBankRates' Rating

5/5

★★★★★

Review Columbia Bank

Columbia Bank CD Rates and Interest Rates

Columbia Bank

18-Month CD

3.85%

$500

Columbia Bank

24-Month CD

3.85%

$500

Columbia Bank

12-Month CD

3.75%

$500

Columbia Bank

Yield Money Market

2.00%

$25,000

Columbia Bank

Yield Plus Checking

1.75%

$10,000

Columbia Bank

Statement Savings

0.70%

$10

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Columbia Bank Rates with Other Competitive Bank and Credit Union Rates

University First Federal Credit Union

48-Month CD

4.15%

$500

Foresight Bank

12-Month CD

4.01%

$500

Axiom Bank

18-Month CD

4.00%

$500

The Bank of Tescott

48-Month CD

3.95%

Union Bank Morrisville, VT

12-Month CD (CDARS)

3.77%

$250,000

Queenstown Bank

6-Month CD

3.75%

$500

Access Bank

36-Month CD

3.75%

$1,000

Avenir Financial Federal Credit Union

24-Month CD

3.75%

$1,000

F&M Union Bank

12-Month CD

3.68%

$1,000

Dearborn Federal Savings Bank

24-Month CD

3.65%

$500

Oostburg State Bank

60-Month CD

3.53%

$1,000

Massena Savings and Loan

48-Month CD

3.34%

$1,000

New Market Bank

12-Month CD

3.30%

$500

Freedom Bank Columbia Falls, MT

24-Month CD

3.30%

$10,000

AVB Bank

60-Month CD

3.12%

$1,000

Kennebec Savings Bank

12-Month CD

3.05%

$500

First County Bank

18-Month CD

3.00%

$1,000

Charles River Bank

36-Month CD

3.00%

$1,000

AAA Federal Savings Bank

60-Month CD

2.90%

$1,500

Bank of Kampsville

6-Month CD

2.52%

$2,500

FNB of Kansas

18-Month CD

2.50%

$1,000

Kish Bank

Money Market

2.50%

$20,000

Wallkill Valley Federal S&L

36-Month CD

2.43%

$2,500

Lyndon State Bank

48-Month CD

2.28%

$100

KeySavings Bank

30-Month CD

2.27%

$500

FNB of Bellville

48-Month CD

2.25%

$1,000

5 Star Community Credit Union

12-Month CD

2.25%

$500

First Bank Ketchikan, AK

36-Month CD

2.15%

Elizabethton FSB

48-Month CD

2.15%

$1,000

Lyndon State Bank

18-Month CD

2.07%

$1,000

Premier Bank Dubuque, IA

36-Month CD

2.00%

$1,000

Fidelity Federal S&L of Delaware

Money Market

2.00%

$200,000

FNB of Raymond

36-Month CD

1.71%

$1,000

Walden Savings Bank

48-Month CD

1.70%

$1,000

Bank5 Connect

Connect Savings

1.50%

$100

Western Nebraska Bank

6-Month CD

1.21%

$250

Newtown Savings Bank

12-Month CD

1.00%

$500

Accentra Credit Union

60-Month CD

0.70%

$500

Freedom Bank, Inc.

24-Month CD

0.55%

$500

Riverside Savings Bank

18-Month CD

0.40%

$1,000

The Wilmington Savings Bank

24-Month CD

0.35%

$500

Ulster Savings Bank

30-Month CD

0.35%

$500

The Bank of Elk River

Statement Savings

0.30%

Rondout Savings Bank

Power Advantage Checking

0.25%

$500

The Bank of South Carolina

Savings

0.25%

Pennsville National Bank

12-Month CD

0.20%

$500

Central Federal SLA

60-Month CD

0.15%

$2,500

FNB of Absecon

18-Month CD

0.15%

Dieterich Bank

Save Green Personal Savings

0.10%

Franklin SB Farmington, ME

NOW Checking

0.01%

$500

Disclaimer

Mortgage Rates March 20, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Catskill Hudson Bank

15-Year Fixed

5.125%

5.243%

0.625

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Sikorsky Credit Union

15-Year Fixed

5.375%

5.431%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.125%

5.447%

1.125

Navy Federal Credit Union

15-Year Fixed

5.250%

5.482%

0.500

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.250%

5.506%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Abound Federal Credit Union

15-Year Fixed Jumbo

5.500%

5.526%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

DCU Digital Federal Credit Union

15-Year Fixed

5.375%

5.582%

1.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hawaii State Federal Credit Union

15 Year Fixed

5.250%

5.615%

1.750

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Abound Federal Credit Union

15-Year Fixed

5.500%

5.638%

0.000

Norfolk Community Federal Credit Union

10 Year Fixed

5.500%

5.639%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Columbia Bank Information

Columbia Bank

19-01 Route 208
Fair Lawn, NJ 07410
Bergen
Established Date: 01/01/1926
FDIC Certificate #: 28834
Date of FDIC Deposit Insurance: 08/09/1989

Bank Holding Company: COLUMBIA BANK MHC

How Many Domestic U.S. Offices? 65

How Many Branches are There? 66

Website: https://www.columbiabankonline.com

Is Columbia Bank FDIC Insured? Yes

What is Columbia Bank's Cert number? 28834

What is the maximum amount for insured deposits? $250,000 per holder, per account

Columbia Bank Financials

Total Assets:

$10,310,306,000

Total Deposits:

$7,701,712,000

Equity Capital:

$952,365,000

Domestic Deposits:

$7,701,712,000

Net Income:

$-1,403,000

Return on Assets:

0.3961%

Quarterly Return on Assets:

-0.0500%

Pretax Return on Assets:

-0.0620%

Pretax Quarterly Return on Assets:

-0.0600%

Return on Equity:

4.2300%

Quarterly Return on Equity:

-0.5900%

Common Equity Tier 1 Capital Ratio:

13.0573%

Tier 1 Risk-Based Capital Ratio:

13.0573%

Leverage Tier 1 (Core Capital) Ratio:

9.6656%

Total Risk-Based Capital Ratio (YTD):

13.8568%

Total Interest Income (YTD):

4.0929%

Headquarters:

Fair Lawn

FDIC Field Office:

Jamesburg

Regulator:

OCC

County:

Bergen

# of Offices:

Metropolitan Statistical Area (MSA):

New York-Newark-Jersey City, NY-NJ-PA

Consolidated Metropolitan Statistical Area (CMSA):

New York-Northern New Jersey-Long Island, NY-NJ-CT-PA

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

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Highest CD Rates in New Jersey

The average CD rate is darn right dismal and has been for awhile now. CD rates were expected to start headed higher in 2010 but that might not happen until 2011. There has been a slew of poor economic numbers released recently that is pointing to a slowing economy.The June FOMC minutes also show the fed revised down their outlook for growth. The fed also believes inflation still isn’t a concern at this point for them to raise interest rates. CD rates won't be heading higher until we see stronger growth and the fed raises interest rates.Looking for the highest CD rates at banks and credit unions? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area. Read more...

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National average CD rates at banks and credit unions have headed lower again this week. There doesn't seem to be any relief from these very low CD rates. If the financial crisis in Europe drags on and stops the world economic recovery we might not see any increases in interest rates until 2011.Searching for the highest CD rates? Use our CD rate tables at CDRates.MonitorBankRates.com to find the best CD rates in your area. The current average 1 year CD rate is 0.88 percent. Five year national average CD rates are only 2.28 percent. You can find bank CD rates and credit union CD rates higher than the national averages. Read more...

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