What are the current interest rates at TopLine Financial Credit Union?

Current rates for TopLine Financial Credit Union include: 12-Month CD: 3.00%, 18-Month CD: 3.00%, 24-Month CD: 3.00%, 60-Month CD: 3.50%, Savings: 0.06%

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TopLine Financial Credit Union

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TopLine Financial Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, TopLine Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

TopLine Financial Credit Union's 12 Month CD rates are at 4.00%, 12 Month IRA rates are at 4.00%, 24 Month CD rates are at 4.00%, 24 Month IRA rates are at 4.00%, 3 Month Business CD rates are at 3.70%. TopLine Financial Credit Union's savings rates are at 0.06%. TopLine Financial Credit Union's Today's Mortgage Rates - 5/1 ARM rates are at 5.12%, Today's Mortgage Rates - 15 Year Fixed rates are at 5.62%, Today's Mortgage Rates - 20 Year Fixed rates are at 6.00%, Today's Mortgage Rates - 30 Year Fixed rates are at 6.25%. TopLine Financial Credit Union's Personal Loan Rates are as low as 9.24%. MonitorBankRates evaluates the financial stability of TopLine Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.88%. Rates last updated and verified on 09/22/2026.

TopLine Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TopLine Financial Credit Union? Share your experience about TopLine Financial Credit Union by leaving a review below, or read customer reviews before you decide to use TopLine Financial Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.88%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

TopLine Financial Credit Union
Corporate Office

9353 Jefferson Hwy
Maple Grove, MN 55369

https://www.toplinecu.com

TopLine Financial Credit Union CD Rates

Product	Rate	APY	Term
12 Month Certificate	3.94%	4.00%	12 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
12 Month IRA	3.94%	4.00%	12 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
24 Month Certificate	3.94%	4.00%	24 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
24 Month IRA	3.94%	4.00%	24 Month
Min Balance $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
3 Month Business Share Certificate	3.65%	3.70%	3 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
3 Month Business Share Certificate	3.65%	3.70%	3 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
3 Month Business Share Certificate	3.65%	3.70%	3 Months
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
3 Month Share Certificate	3.65%	3.70%	3 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
3 Month Share Certificate	3.65%	3.70%	3 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
3 Month Share Certificate	3.65%	3.70%	3 Months
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
6 Month Business Share Certificate	3.65%	3.70%	6 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
6 Month Business Share Certificate	3.65%	3.70%	6 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
6 Month Business Share Certificate	3.65%	3.70%	6 Months
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
6 Month Share Certificate	3.65%	3.70%	6 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
6 Month Share Certificate	3.65%	3.70%	6 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
6 Month Share Certificate	3.65%	3.70%	6 Months
Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
36 Month Business Share Certificate	3.45%	3.50%	36 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
36 Month Business Share Certificate	3.45%	3.50%	36 Months
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
36 Month Business Share Certificate	3.45%	3.50%	36 Months
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
36 Month Roth Share Certificate	3.45%	3.50%	36 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
36 Month Roth Share Certificate	3.45%	3.50%	36 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
36 Month Roth Share Certificate	3.45%	3.50%	36 Months
Min Balance $25,000 Details Balance: $25,000+; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
48 Month Business Share Certificate	3.45%	3.50%	48 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
48 Month Business Share Certificate	3.45%	3.50%	48 Months
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
48 Month Business Share Certificate	3.45%	3.50%	48 Months
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
48 Month Roth Share Certificate	3.45%	3.50%	48 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
48 Month Roth Share Certificate	3.45%	3.50%	48 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
48 Month Roth Share Certificate	3.45%	3.50%	48 Months
Min Balance $25,000 Details Balance: $25,000+; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
60 Month Business Share Certificate	3.45%	3.50%	60 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
60 Month Business Share Certificate	3.45%	3.50%	60 Months
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
60 Month Business Share Certificate	3.45%	3.50%	60 Months
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
60 Month Roth Share Certificate	3.45%	3.50%	60 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
60 Month Roth Share Certificate	3.45%	3.50%	60 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
60 Month Roth Share Certificate	3.45%	3.50%	60 Months
Min Balance $25,000 Details Balance: $25,000+; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
12 Month Business Share Certificate	2.97%	3.00%	12 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
12 Month Business Share Certificate	2.97%	3.00%	12 Months
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
12 Month Business Share Certificate	2.97%	3.00%	12 Months
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
12 Month Roth Share Certificate	2.97%	3.00%	12 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
12 Month Roth Share Certificate	2.97%	3.00%	12 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
12 Month Roth Share Certificate	2.97%	3.00%	12 Months
Min Balance $25,000 Details Balance: $25,000+; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
18 Month Business Share Certificate	2.97%	3.00%	18 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
18 Month Business Share Certificate	2.97%	3.00%	18 Months
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
18 Month Business Share Certificate	2.97%	3.00%	18 Months
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
18 Month Roth Share Certificate	2.97%	3.00%	18 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
18 Month Roth Share Certificate	2.97%	3.00%	18 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
18 Month Roth Share Certificate	2.97%	3.00%	18 Months
Min Balance $25,000 Details Balance: $25,000+; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
24 Month Business Share Certificate	2.97%	3.00%	24 Months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
24 Month Business Share Certificate	2.97%	3.00%	24 Months
Min Deposit $1,000 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
24 Month Business Share Certificate	2.97%	3.00%	24 Months
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000+ Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
24 Month Roth Share Certificate	2.97%	3.00%	24 Months
Min Balance $1,000 Details Balance: $1,000 - $9,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
24 Month Roth Share Certificate	2.97%	3.00%	24 Months
Min Balance $10,000 Details Balance: $10,000 - $24,999; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
24 Month Roth Share Certificate	2.97%	3.00%	24 Months
Min Balance $25,000 Details Balance: $25,000+; Share Certificate & IRA/Roth Share Certificate, $1,000 minimum opening balance Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%

TopLine Financial Credit Union Savings Rates

Product	Rate	APY
TopLine Savings	2.96%	3.00%
Min Balance $250,000 Details Balance: $250,000 or more Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Savings	2.76%	2.80%
Min Balance $150,000 Details Balance: $150,000 - $249,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Savings	2.57%	2.60%
Min Balance $100,000 Details Balance: $100,000 - $149,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Savings	2.28%	2.30%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Savings	2.03%	2.05%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Savings	1.78%	1.80%
Min Balance $5,000 Details Balance: $5,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
WINcentive Savings	0.21%	0.21%
Min Balance $5 Details $5 or more Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Young Savers	0.21%	0.21%
Details No minimum required Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Business Share Savings	0.16%	0.16%
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Business Share Savings	0.16%	0.16%
Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Business Share Savings	0.16%	0.16%
Min Balance $10,000 Details Balance: $10,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Savings Plus	0.16%	0.16%
Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Savings Plus	0.16%	0.16%
Min Balance $10,000 Details Balance: $10,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Savings Plus	0.16%	0.16%
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Basic Share Savings	0.11%	0.11%
Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Basic Share Savings	0.11%	0.11%
Min Balance $10,000 Details Balance: $10,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Basic Share Savings	0.11%	0.11%
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Business Savings Plus	0.11%	0.11%
Min Balance $100 Details Balance: $100 - $4,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Business Share Savings	0.11%	0.11%
Min Balance $2,500 Details Balance: $2,500 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Business Share Savings	0.11%	0.11%
Min Balance $10,000 Details Balance: $10,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Savings Plus	0.11%	0.11%
Min Balance $0 Details Balance: $0 - $4,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Basic Share Savings	0.06%	0.06%
Min Balance $100 Details Balance: $100 - $4,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Business Share Savings	0.06%	0.06%
Min Balance $500 Details Balance: $500 - $2,499 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%

TopLine Financial Credit Union Checking Rates

Product	Rate	APY
Sterling Checking	0.05%	0.05%
Min Balance $100 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Business Checking	0.05%	0.05%
Min Balance $1,500 Details Balance: $1,500 - $4,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Business Checking	0.05%	0.05%
Min Balance $5,000 Details Balance: $5,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Business Checking	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000 - $19,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Business Checking	0.05%	0.05%
Min Balance $20,000 Details Balance: $20,000 or More Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Checking	0.05%	0.05%
Min Balance $500 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Checking	0.05%	0.05%
Min Balance $10,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Checking	0.05%	0.05%
Min Balance $20,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%

TopLine Financial Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Today's Mortgage Rates - 5/1 ARM	5.13%	0	5.35%	5/1 ARM
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Today's Mortgage Rates - 15 Year Fixed	5.63%	0	6.02%	15 Year
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Today's Mortgage Rates - 20 Year Fixed	6.00%	0	6.32%	20 Year
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Today's Mortgage Rates - 30 Year Fixed	6.25%	0	6.49%	30 Year
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%

TopLine Financial Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	6.49%	0	6.49%
Details Term: Home Equity Line of Credit Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%

TopLine Financial Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
2022 & Newer Auto Loan	-	-	4.24%	24 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loans	-	-	4.24%	24 months
Details Rates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account. Rate available on 2022 and newer vehicles. APR may vary based on credit profile, loan amount, down payment, term of loan and collateral type. Loan subject to approval. Additional terms may be available. Rates, terms and conditions subject to change. Rates will be higher on loans with a Loan-to-Value ratio over 90%. Offer does not apply to existing TopLine auto loans. During 90-day no payment period, interest will accrue. Payment due date will be 90 days after the funding date. Must meet certain credit qualifications for 90-day no payment offer. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2022 & Newer	-	-	4.49%	24 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2022 & Newer Auto Loan	-	-	4.74%	36 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2021 - 2020 Auto Loan	-	-	4.99%	4.74 months
Details As Low As; Model Year: 2021 - 2020 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2022 & Newer Auto Loan	-	-	4.99%	60 months
Details As Low As Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2021	-	-	4.99%	24 months
Details As Low As; Model Year: 2021 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2022 & Newer	-	-	4.99%	36 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2022 & Newer Auto Loan	-	-	5.14%	48 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2019 - 2017 Auto Loan	-	-	5.24%	24 months
Details As Low As; Model Year: 2019 - 2017 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2021 - 2020 Auto Loan	-	-	5.24%	36 months
Details As Low As; Model Year: 2021 - 2020 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2022 & Newer Auto Loan	-	-	5.24%	60 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2022 & Newer	-	-	5.39%	48 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2021	-	-	5.49%	36 months
Details As Low As; Model Year: 2021 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2022 & Newer	-	-	5.49%	60 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2022 & Newer Auto Loan	-	-	5.54%	72 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2021 - 2020 Auto Loan	-	-	5.64%	48 months
Details As Low As; Model Year: 2021 - 2020 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2016 - 2012 Auto Loan	-	-	5.74%	24 months
Details As Low As; Model Year: 2016 - 2012 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2019 - 2017 Auto Loan	-	-	5.74%	36 months
Details As Low As; Model Year: 2019 - 2017 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2021 - 2020 Auto Loan	-	-	5.74%	60 months
Details As Low As; Model Year: 2021 - 2020 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2022 & Newer	-	-	5.79%	72 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2021	-	-	5.89%	48 months
Details As Low As; Model Year: 2021 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2021	-	-	5.99%	60 months
Details As Low As; Model Year: 2021 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2021 - 2020 Auto Loan	-	-	6.04%	72 months
Details As Low As; Model Year: 2021 - 2020 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2022 & Newer Auto Loan	-	-	6.04%	84 months
Details As Low As; Model Year: 2022 & Newer Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2019 - 2017 Auto Loan	-	-	6.14%	48 months
Details As Low As; Model Year: 2019 - 2017 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2016 - 2012 Auto Loan	-	-	6.24%	36 months
Details As Low As; Model Year: 2016 - 2012 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2019 - 2017 Auto Loan	-	-	6.24%	60 months
Details As Low As; Model Year: 2019 - 2017 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Auto Loan Promotional Rate - 2021	-	-	6.29%	72 months
Details As Low As; Model Year: 2021 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
2016 - 2012 Auto Loan	-	-	6.64%	48 months
Details As Low As; Model Year: 2016 - 2012 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%

TopLine Financial Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicle Loans - 2020 & Newer	-	5.24%	24 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2020 & Newer	-	5.49%	36 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2020 & Newer	-	5.99%	48 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2019 - 2016	-	6.24%	24 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loan Promotional - 2025 & Newer Loan	-	6.49%	180 Months
Details Minimum Loan Amount: $25,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2019 - 2016	-	6.49%	36 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2020 & Newer	-	6.49%	60 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2019 - 2016	-	6.59%	48 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2020 & Newer	-	6.64%	72 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2020 & Newer	-	6.74%	84 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2019 - 2016	-	6.79%	60 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2020 & Newer	-	6.94%	120 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2019 - 2016	-	6.99%	72 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2015 - 2012+	-	7.24%	24 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2020 & Newer	-	7.24%	180 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2020 & Newer	-	7.24%	144 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2019 - 2016	-	7.49%	84 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2015 - 2012+	-	7.74%	36 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2015 - 2012+	-	7.99%	48 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Recreational Vehicle Loans - 2015 - 2012+	-	8.49%	60 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%

TopLine Financial Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan	9.24%	12 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Personal Loan	9.24%	36 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Personal Loan	10.24%	48 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Personal Loan	11.24%	60 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Personal Loan	12.24%	72 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Personal Line of Credit	13.00%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Personal Loan	13.24%	84 Months
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%

TopLine Financial Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Drive 4 Less Loans	-	-	4.74%	24 months
Details Rates reflect 0.25% discount for automatic recurring payments from a TopLine Checking or Savings account. Rates will be higher on loans with a Loan-to-Value ratio over 90%. All loans are subject to TopLine Financial Credit Union's lending policies. Verification of income may be required. Offer, rate, and terms are subject to change. If you elect to return the vehicle at the end of the term, additional fees may apply. The Drive4Less program is valid for autos and trucks up to 5 years old. Mileage restrictions may apply. Membership at TopLine Financial Credit Union is required to participate in this program. A one-time fee of $325.00 will be charged and added to financing. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Regular, Roth & Coverdell IRA Money Market Savings	0.35%	-	0.35%
Min Balance $0 Details Balance: Less than $1,000 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Regular, Roth & Coverdell IRA Money Market Savings	0.45%	-	0.45%
Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Regular, Roth & Coverdell IRA Money Market Savings	0.50%	-	0.50%
Min Balance $10,000 Details Balance: $10,000 - $19,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Regular, Roth & Coverdell IRA Money Market Savings	0.65%	-	0.65%
Min Balance $20,000 Details Balance: $20,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Regular, Roth & Coverdell IRA Money Market Savings	0.80%	-	0.80%
Min Balance $50,000 Details Balance: $50,000 - $74,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
Regular, Roth & Coverdell IRA Money Market Savings	1.19%	-	1.20%
Min Balance $75,000 Details Balance: $75,000 or more Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Account	0.35%	-	0.35%
Min Balance $0 Details Balance: $0.00 - $9,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Account	0.55%	-	0.55%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Account	0.65%	-	0.65%
Min Balance $25,000 Details Balance: $25,000 - $49,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Account	0.75%	-	0.75%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%
TopLine Account	1.09%	-	1.10%
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.88%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

TopLine Financial Credit Union’s Texas Ratio rose from 3.66% in Q2 2023 to 4.88% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$1.1B	4.88%	5.0	A+
December 31, 2025	$1.1B	6.23%	5.0	A
September 30, 2025	$1.1B	6.35%	5.0	A
June 30, 2025	$1.1B	6.21%	5.0	A
March 31, 2025	$1.1B	5.03%	5.0	A+
December 31, 2024	$1.1B	6.57%	5.0	A
September 30, 2024	$1.1B	6.15%	5.0	A
June 30, 2024	$825M	3.92%	5.0	A+
March 31, 2024	$837M	3.46%	5.0	A+
December 31, 2023	$801M	3.24%	5.0	A+
September 30, 2023	$792M	2.57%	5.0	A+
June 30, 2023	$781M	3.66%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for TopLine Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather TopLine Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TopLine Financial Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TopLine Financial Credit Union

Website https://www.toplinecu.com

Address 9353 Jefferson Hwy, Maple Grove, MN 55369

Phone 763-391-9494

Fax

President Kelly Breit

CEO Mick Olson

Full-Time Employees 168

Part-Time Employees 15

Branch Locations 11

ATM Locations 12

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.88%

Return on Assets (ROA)

0.1286%

Return on Equity (ROE)

1.3149%

Non-Performing Loans Ratio (NPL)

0.65%

Total Assets

1,147,260,347

Total Amount of Shares and Deposits

986,792,537

Total Shares and Deposits < 1 Year

964,314,516

Total Shares and Deposits 1 3 Years

18,242,048

Total Shares and Deposits > 3 Years

4,235,972

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

51,093,975

Total Uninsured Shares and Deposits > $250K (F+J)

51,093,975

Total Insured Shares and Deposits > $250K (item 17 less item K)

935,698,562

Total Interest Expense (Sum of items 6 8)

3,998,382

Share Certificates

5,556

Number of Accounts for Share Drafts

39,147

IRA KEOGH Accounts

1,320

Number of Accounts for Regular Shares

86,629

Money Market Shares

1,529

Net Income (unless the amount is already included in Undivided Earnings)

1,475,124

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

92,282,639

Total Liabilities

1,036,117,832

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

TopLine Financial Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for TopLine Financial Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for TopLine Financial Credit Union

Frequently Asked Questions About TopLine Financial Credit Union

How many branches does TopLine Financial Credit Union operate?

TopLine Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TopLine Financial Credit Union?

Yes, to access services at TopLine Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TopLine Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TopLine Financial Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TopLine Financial Credit Union offer online and mobile banking?

Most modern institutions like TopLine Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.toplinecu.com.

Current TopLine Financial Credit Union Rates

12-Month CD3.00%
18-Month CD3.00%
24-Month CD3.00%
60-Month CD3.50%
Savings0.06%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

TopLine Financial Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

TopLine Financial Credit Union Texas Ratio

TopLine Financial Credit Union Health Trend

TopLine Financial Credit Union CD Rates

TopLine Financial Credit Union Savings Rates

TopLine Financial Credit Union Checking Rates

TopLine Financial Credit Union Mortgage Rates

TopLine Financial Credit Union Home Equity & HELOC

TopLine Financial Credit Union Auto Loan Rates

TopLine Financial Credit Union RV, Boat and Powersport Loan Rates

TopLine Financial Credit Union Personal Loan Rates

TopLine Financial Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

TopLine Financial Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About TopLine Financial Credit Union

How many branches does TopLine Financial Credit Union operate?

Is a member application needed to join TopLine Financial Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does TopLine Financial Credit Union offer online and mobile banking?

Current TopLine Financial Credit Union Rates

Compare to Other Credit Unions