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Town & Country Bank Midwest

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Town & Country Bank Midwest Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Town & Country Bank Midwest provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 14, 2026

You can compare Town & Country Bank Midwest rates to other rates in our database, including 12-month CD rates currently at 3.25%, 6-month CD rates at 0.10% and 3-month CD rates at 0.75%. Savings rates are at 0.20% and money market rates are at 1.06%. Mortgage rates on 30-year fixed loans are around 5.94%. All these rates can be compared to Town & Country Bank Midwest rates. MonitorBankRates evaluates the financial stability of Town & Country Bank Midwest with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.98%. Rates were last updated on 05/14/2026.

Town & Country Bank Midwest money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Town & Country Bank Midwest? Share your experience about Town & Country Bank Midwest by leaving a review below, or read customer reviews before you decide to use Town & Country Bank Midwest.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

4.8

Excellent Out of 5.0 Stars

Texas Ratio

17.98%

Good Higher than avg

Town & Country Bank Midwest

524 N 30th St
Quincy, IL 62301

https://www.tcbankmidwest.com

Current Rate Availability

We do not have Town & Country Bank Midwest rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Town & Country Bank Midwest is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Town & Country Bank Midwest rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Town & Country Bank Midwest's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Town & Country Bank Midwest

Bank Holding Company R DEAN PHILLIPS BK TR DATED 11-19-2004

Address 524 N 30th St, Quincy, IL 62301 · Adams

Website https://www.tcbankmidwest.com

FDIC Certificate # 10460

Established 01/01/1910

FDIC Insurance Date 01/01/1934

Domestic Offices 6

Total Branches 6

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+

Overall Health Grade Score: 89/100

4.8

Excellent Out of 5.0 Stars

17.98%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.8305%

Return on Equity (ROE) 16.0800%

Non-Performing Loans (NPL) 1.53%

Total Assets $283,670,000

Total Deposits $243,066,000

Equity Capital $40,004,000

Net Income $7,349,000

Headquarters Quincy

Total Offices 6

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Town & Country Bank Midwest

How many branches does Town & Country Bank Midwest operate?

Town & Country Bank Midwest currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Town & Country Bank Midwest does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Town & Country Bank Midwest provides members with tools to manage their accounts and build a solid financial history.

Does Town & Country Bank Midwest offer online and mobile banking?

Most modern institutions like Town & Country Bank Midwest provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tcbankmidwest.com.