State Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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State Bank & TrustToday's 12-month CD rates can be found at 0.50%, 6-month CD rates at 1.75% and 3-month CD rates at 0.03%. Current savings rates are at 0.05% and money market rates are at 1.50%. Mortgage rates today on 30-year fixed loans are around 7.19%. Credit Card rates are at 13.24%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to State Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank & Trust CD rates. You can also compare State Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank & Trust? Share your experience about State Bank & Trust by leaving a review below, or read customer reviews before you decide to use State Bank & Trust.

State Bank & Trust Texas Ratio

State Bank & Trust's Texas Ratio is at 53.88%, which is considered acceptable. The Texas Ratio for State Bank & Trust is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank & Trust is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Bank & Trust
1945 Us Highway 43
Winfield, AL 35594
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare State Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Community Commerce Bank
Community Commerce Bank
12-Month CD
4.39%
$10,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
18-Month CD
4.15%
$10,000
The MINT National Bank
The MINT National Bank
ManageMINT Emerald Money Market
4.00%
$250,000
Milton Savings Bank
Milton Savings Bank
12-Month CD
3.75%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
24-Month CD
3.65%
$2,500
Gogebic Range Bank
Gogebic Range Bank
36-Month CD
3.55%
$500
Atkins Savings B&T
Atkins Savings B&T
60-Month CD (Adjust-A-Rate)
3.53%
$1,000
The Blue Grass Valley Bank
The Blue Grass Valley Bank
Money Market
3.30%
$200,000
Sawyer Savings Bank
Sawyer Savings Bank
12-Month CD
3.25%
$500
Brentwood Bank
Brentwood Bank
60-Month CD
3.00%
$2,000
First Bank Hampton
First Bank Hampton
24-Month CD
2.90%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
18-Month CD
2.57%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
60-Month CD
2.51%
$1,000
FSB of Randolph County
FSB of Randolph County
Secure Plus Checking
2.50%
$75,000
First Citizens State Bank
First Citizens State Bank
12-Month CD
2.25%
$1,000
Better Banks
Better Banks
Checking
2.00%
$0
Credit Human Federal Credit Union
Credit Human Federal Credit Union
Money Market
2.00%
$10,000
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
60-Month CD
1.51%
$1,000
First Bank Waverly, IA
First Bank Waverly, IA
48-Month CD
1.51%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
36-Month CD
1.50%
$500
TTNB Turbotville Bank
TTNB Turbotville Bank
30-Month CD
1.36%
$5,000
River Bank
River Bank
Money Market
1.26%
$1,500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
24-Month CD
1.10%
$500
FNB in Taylorville
FNB in Taylorville
48-Month CD
0.90%
$1,000
Bank of Kampsville
Bank of Kampsville
30-Month CD
0.75%
$1,000
1st Bank Yuma
1st Bank Yuma
60-Month CD
0.65%
$1,000
RBAZ Republic Bank of Arizona
Basic Savings
0.51%
$100
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Savings
0.50%
$10
Hometown National Bank
Hometown National Bank
Statement Savings
0.50%
$1,000
UniBank for Savings
UniBank for Savings
6-Month CD
0.50%
$2,500
Sullivan Bank
Sullivan Bank
48-Month CD
0.50%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
30-Month CD
0.45%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
60-Month CD
0.45%
$1,000
Bank of Pontiac
Bank of Pontiac
12-Month CD
0.35%
$500
Achieve Financial Credit Union
Achieve Financial Credit Union
48-Month CD
0.35%
$1,000
Buckeye Community Bank
Buckeye Community Bank
36-Month CD
0.30%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
48-Month CD
0.30%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
NOW Checking
0.25%
$100
Roxboro Savings Bank
12-Month CD
0.15%
$500
FNB of Moose Lake
FNB of Moose Lake
Savings
0.15%
$100
PennCrest Bank
PennCrest Bank
Passbook Savings
0.10%
$100
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Savings
0.10%
$100
NVE Bank
NVE Bank
Retirement Savings
0.07%
$10
First FSB of Angola
First FSB of Angola
Passbook Savings
0.05%
$10
Mauch Chunk Trust Company
Statement Savings
0.05%
$0
The Bank of Bourbonnais
The Bank of Bourbonnais
36-Month CD
0.05%
$500
Touchmark Bank
Touchmark Bank
Personal Savings
0.05%
$0
Old Dominion National Bank
Old Dominion National Bank
First Choice Savings
0.05%
$100
360 Federal Credit Union
360 Federal Credit Union
Share Savings
0.05%
$5
First National Bank of Hutchinson
First National Bank of Hutchinson
Personal Ultra Money Market
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have State Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

State Bank & Trust Information

State Bank & Trust
1945 Us Highway 43
Winfield, AL 35594
Marion
Established Date: 10/03/1907
FDIC Certificate #: 861
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PEOPLES BCORP INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is State Bank & Trust FDIC Insured? Yes
What is State Bank & Trust's Cert number? 861
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank & Trust Financials

Total Assets:
$367,294,000
Total Deposits:
$320,136,000
Equity Capital:
$11,358,000
Domestic Deposits:
$320,136,000
Net Income:
$397,000
Return on Assets:
0.4477%
Quarterly Return on Assets:
0.4300%
Pretax Return on Assets:
0.4460%
Pretax Quarterly Return on Assets:
0.4500%
Return on Equity:
23.0900%
Quarterly Return on Equity:
13.7800%
Leverage Tier 1 (Core Capital) Ratio:
8.8019%
Total Interest Income (YTD):
4.8868%
 
 
Headquarters:
Winfield
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Marion
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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