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Travis Credit Union Rates & Review September 2026

Travis Credit Union's 18 Month Business CD Specials rates are at 4.15%, 7 Month Business CD Specials rates are at 4.00%, 4 Month Business CD Specials rates are at 3.80%, 33 Month Business CD Specials rates are at 3.25%, 60 Month Business CDs rates are at 2.45%. Travis Credit Union's savings rates are at 0.05%. Travis Credit Union's money market rates are at 0.10%. Travis Credit Union's Auto Loan Rates are as low as 4.24%. MonitorBankRates evaluates the financial stability of Travis Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.40%. Rates last updated and verified on 09/22/2026.

Travis Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Travis Credit Union? Share your experience about Travis Credit Union by leaving a review below, or read customer reviews before you decide to use Travis Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.40%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Travis Credit Union
Corporate Office
1 Travis Way
Vacaville, CA 95687
https://www.traviscu.org
Member NCUA

Travis Credit Union CD Rates

Product Rate APY Term View More
18 Month Business Certificate Specials 4.07% 4.15% 18 months (548 days)
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
7 Month Business Certificate Specials 3.92% 4.00% 7 months (213 days)
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
4 Month Business Certificate Specials 3.74% 3.80% 4 months (122 days)
Min Balance $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
33 Month Business Certificate Specials 3.20% 3.25% 33 months
Min Balance $500
Details Term: 33 months (1004 days)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
60 Month Business Share Certificates 2.42% 2.45% 60 months
Min Balance $500
Details Balance: 1825 or more days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
48 Month Business Share Certificates 2.18% 2.20% 48 months
Min Balance $500
Details Balance: 1460 to 1824 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
36 Month Business Share Certificates 2.08% 2.10% 36 months
Min Balance $500
Details Balance: 1095 to 1459 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
24 Month Business Share Certificates 1.98% 2.00% 24 months
Min Balance $500
Details Balance: 730 to 1094 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
19 Month Business Share Certificates 1.74% 1.75% 19 months
Min Balance $500
Details Balance: 578 to 729 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
12 Month Business Share Certificates 1.29% 1.30% 12 months
Min Balance $500
Details Balance: 365 to 577 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
9 Month Business Share Certificates 1.00% 1.00% 9 months
Min Balance $500
Details Balance: 274 to 364 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
6 Month Business Share Certificates 0.90% 0.90% 6 months
Min Balance $500
Details Balance: 182 to 273 days
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Travis Credit Union Savings Rates

Product Rate APY View More
Business Share Savings 0.15% 0.15%
Details Balance: $10,000.01 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Prime Savings 0.15% 0.15%
Min Balance $10,000
Details Balance: $10,000.01 or More
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Target Savings 0.15% 0.15%
Min Balance $10,000
Details Balance: $10,000.01 or More
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Share Savings 0.10% 0.10%
Details Term: $5,000.01 to $10,000.00; Balance: $5,000.01 to $10,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Prime Savings 0.10% 0.10%
Min Balance $5,000
Details Balance: $5,000.01 - $10,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Target Savings 0.10% 0.10%
Min Balance $5,000
Details Balance: $5,000.01 - $10,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Share Savings 0.05% 0.05%
Details Balance: $100.00 to $5,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Individual Retirement Account (IRA) Savings 0.05% 0.05%
Min Balance $200
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Prime Savings 0.05% 0.05%
Min Balance $100
Details Balance: $100.00 - $5,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Target Savings 0.05% 0.05%
Min Balance $100
Details Balance: $100.00 - $5,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Travis Credit Union Money Market Rates

Product Rate APY View More
Diamond Money Market 3.78% 3.85%
Min Deposit $100
Min Balance $250,000
Details Only available for new members - Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union); Balance: $250,000 OR MORE
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Direct Advantage Money Market 3.68% 3.75%
Min Deposit $500
Min Balance $0
Details Balance: $0 OR MORE
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Diamond Money Market 3.63% 3.70%
Min Deposit $100
Min Balance $50,000
Details Only available for new members - Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union); Balance: $50,000-$249,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumpstart MMA 3.59% 3.65%
Min Balance $0
Details Balance: $0 TO $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumpstart Money Market 3.59% 3.65%
Min Balance $0
Details Balance: $0 TO $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Diamond Money Market 3.45% 3.50%
Min Deposit $100
Min Balance $0
Details Only available for new members - Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union); Balance: $0-$49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumbo Plus Money Market 2.42% 2.45%
Min Balance $250,000
Details Balance: $250,000.00 OR MORE
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumbo Plus Money Market 2.33% 2.35%
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumbo Plus Money Market 2.28% 2.30%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumbo Plus Money Market 1.93% 1.95%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumpstart MMA 1.74% 1.75%
Min Balance $1,000
Details Balance: $1,000.01 - $3,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumpstart Money Market 1.74% 1.75%
Min Balance $1,000
Details Balance: $1,000.01 - $3,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Jumbo Money Market 0.95% 0.95%
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 OR MORE
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumpstart MMA 0.75% 0.75%
Min Balance $3,000
Details Balance: $3,000.01 - $5,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumpstart Money Market 0.75% 0.75%
Min Balance $3,000
Details Balance: $3,000.01 - $5,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Flexible Money Market 0.40% 0.40%
Min Deposit $1,000
Min Balance $75,000
Details Balance: $75,000 OR MORE
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Jumbo Money Market 0.25% 0.25%
Min Deposit $100,000
Min Balance $0
Details Balance: $0 TO $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Jumbo Plus Money Market 0.25% 0.25%
Min Balance $0
Details Balance: $0 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Flexible Money Market 0.20% 0.20%
Min Deposit $1,000
Min Balance $50,000
Details Balance: $50,000 - $74,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Flexible Money Market 0.15% 0.15%
Min Deposit $1,000
Min Balance $7,500
Details Balance: $7,500 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Flexible Money Market 0.15% 0.15%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Business Flexible Money Market 0.10% 0.10%
Min Deposit $1,000
Min Balance $0
Details Balance: $0 - $7,499.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Travis Credit Union Checking Rates

Product Rate APY View More
Investor Checking 0.25% 0.25%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Investor Checking 0.25% 0.25%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Investor Checking 0.25% 0.25%
Min Balance $50,000
Details Balance: $50,000 OR MORE
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Investor Checking 0.20% 0.20%
Min Balance $5,000
Details Balance: $5,000 - $9,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Investor Checking 0.15% 0.15%
Min Balance $1,000
Details Balance: $1,000 - $4,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Better Business Dividend Checking 0.05% 0.05%
Min Balance $500
Details Balance: $500 OR MORE
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Travis Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans, 2025 and newer models - - 4.24% Up to 36 months
Details Published APR range: 4.24% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Auto Loans, 2025 and newer models - - 4.24% 37 to 48 months
Details Published APR range: 4.24% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Auto Loans, 2025 and newer models - - 4.24% 49 to 60 months
Details Published APR range: 4.24% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Auto Loans, 2025 and newer models - - 4.34% 61 to 66 months
Details Published APR range: 4.34% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Auto Loans, 2025 and newer models - - 4.34% 67 to 78 months
Details Published APR range: 4.34% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Auto Loans, 2024 and older models - - 4.49% Up to 36 months
Details Published APR range: 4.49% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Auto Loans, 2024 and older models - - 4.49% 37 to 48 months
Details Published APR range: 4.49% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Auto Loans, 2024 and older models - - 4.49% 49 to 60 months
Details Published APR range: 4.49% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Auto Loans, 2024 and older models - - 4.59% 61 to 66 months
Details Published APR range: 4.59% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Auto Loans, 2024 and older models - - 4.59% 67 to 78 months
Details Published APR range: 4.59% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Auto Loans, 2025 and newer models - - 4.74% 79 to 84 months
Details Published APR range: 4.74% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Auto Loans, 2024 and older models - - 4.99% 79 to 84 months
Details Published APR range: 4.99% - 17.74%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Travis Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New RV / Boat Loans, 2025 and newer models - 7.51% Up to 36 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New RV / Boat Loans, 2025 and newer models - 7.51% 37 to 48 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New RV / Boat Loans, 2025 and newer models - 7.51% 49 to 60 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New RV / Boat Loans, 2025 and newer models - 7.51% 61 to 72 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New RV / Boat Loans, 2025 and newer models - 7.51% 73 to 120 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used RV / Boat Loans, 2016 - 2024 models - 7.51% 73 to 120 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used RV / Boat Loans, 2016 - 2024 models - 7.51% Up to 36 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used RV / Boat Loans, 2016 - 2024 models - 7.51% 37 to 48 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used RV / Boat Loans, 2016 - 2024 models - 7.51% 49 to 60 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used RV / Boat Loans, 2016 - 2024 models - 7.51% 61 to 72 months
Details Published APR range: 7.51% - 8.48%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Motorcycle Loans, 2025 and newer models - 8.39% Up to 36 months
Details Published APR range: 8.39% - 18.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Motorcycle Loans, 2025 and newer models - 8.39% 37 to 48 months
Details Published APR range: 8.39% - 18.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Motorcycle Loans, 2025 and newer models - 8.39% 49 to 60 months
Details Published APR range: 8.39% - 18.00%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
New Motorcycle Loans, 2025 and newer models - 8.89% 61 to 72 months
Details Published APR range: 8.89% - 18.50%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Motorcycle Loans, 2016 - 2024 models - 9.14% Up to 36 months
Details Published APR range: 9.14% - 18.75%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Motorcycle Loans, 2016 - 2024 models - 9.14% 37 to 48 months
Details Published APR range: 9.14% - 18.75%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Used Motorcycle Loans, 2016 - 2024 models - 9.14% 49 to 60 months
Details Published APR range: 9.14% - 18.75%.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Travis Credit Union Other Rates

Product Rate Points APY/APR Term View More
Coverdell Education Savings Account (CESA) 0.05% - 0.05%
Min Balance $200
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Prime Share Account 0.05% - 0.05%
Min Balance $100
Details Balance: $100.00 to $5,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Prime Share Account 0.10% - 0.10%
Min Balance $5,000
Details Balance: $5,000.01 to $10,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Prime Share Account 0.15% - 0.15%
Min Balance $10,000
Details Balance: $10,000.01 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Target Share Account 0.05% - 0.05%
Min Balance $100
Details Balance: $100.00 to $5,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Target Share Account 0.10% - 0.10%
Min Balance $5,000
Details Balance: $5,000.01 to $10,000.00; Balance: $5,000.01 to $10,000.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%
Target Share Account 0.15% - 0.15%
Min Balance $10,000
Details Balance: $10,000.01 or more
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.40%

Financial Health History

Travis Credit Union’s Texas Ratio rose from 3.20% in Q2 2023 to 4.40% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 2% 2.0★ 4.1% 3.0★ 6.1% 4.0★ 8.1% 5.0★ Healthy zone – entire history below the 15% limit 3.20% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 4.40% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$5.7B4.40%5.0A+
December 31, 2025$5.5B6.00%5.0A+
September 30, 2025$5.4B5.03%5.0A+
June 30, 2025$5.4B4.80%5.0A+
March 31, 2025$5.4B3.90%5.0A+
December 31, 2024$5.3B5.56%5.0A+
September 30, 2024$5.2B5.14%5.0A+
June 30, 2024$5.2B4.77%5.0A+
March 31, 2024$5.1B3.67%5.0A+
December 31, 2023$4.9B4.69%5.0A+
September 30, 2023$4.9B3.71%5.0A+
June 30, 2023$4.8B3.20%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Travis Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Travis Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Travis Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Travis Credit Union
Address 1 Travis Way, Vacaville, CA 95687
Phone 707-449-4000
Fax
President Debbie Aspling
CEO Kevin Miller
Full-Time Employees 656
Part-Time Employees 12
Branch Locations 25
ATM Locations 24
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.40%
Return on Assets (ROA)
0.1878%
Return on Equity (ROE)
1.7800%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
5,687,904,011
Total Amount of Shares and Deposits
4,734,336,284
Total Shares and Deposits < 1 Year
4,593,233,003
Total Shares and Deposits 1 3 Years
126,988,949
Total Shares and Deposits > 3 Years
14,114,332
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
569,581,791
Total Uninsured Shares and Deposits > $250K (F+J)
870,078,791
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,864,257,493
Total Interest Expense (Sum of items 6 8)
22,972,653
Share Certificates
21,278
Number of Accounts for Share Drafts
153,487
IRA KEOGH Accounts
7,446
Number of Accounts for Regular Shares
280,168
All other shares
310
Non Member Deposits
8
Money Market Shares
35,482
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
319,126,695
Total Liabilities
5,110,931,600
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

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Frequently Asked Questions About Travis Credit Union

How many branches does Travis Credit Union operate?

Travis Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Travis Credit Union?

Yes, to access services at Travis Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Travis Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Travis Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Travis Credit Union offer online and mobile banking?

Most modern institutions like Travis Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.traviscu.org.

Current Travis Credit Union Rates

  • 12-Month CD1.30%
  • 18-Month CD1.75%
  • 24-Month CD2.00%
  • 60-Month CD2.45%
  • Savings0.05%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.