☰

New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report See your state’s current score

Home›
Credit Unions›
Travis Credit Union

iAdvertiser Disclosure

Travis Credit Union Rates & Review November 2026

Q: What are the current interest rates at Travis Credit Union?

Current rates for Travis Credit Union include: 12-Month CD: 1.30%, 18-Month CD: 1.75%, 24-Month CD: 2.00%, 60-Month CD: 2.45%, Savings: 0.15%, MMA: 3.85%

Q: What CD terms does Travis Credit Union offer?

Travis Credit Union CD rates are 3.80% APY for a 4 month CD, 4.15% APY for a 7 month CD, 1.30% APY for a 12 month CD, 1.75% APY for an 18 month CD, 2.00% APY for a 2 year CD, 3.25% APY for a 33 month CD and 2.45% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Travis Credit Union for its full lineup.

Q: How many branches does Travis Credit Union operate?

Travis Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Travis Credit Union's 18 Month Business CD Specials rates are at 4.30%, 7 Month Business CD Specials rates are at 4.15%, 4 Month Business CD Specials rates are at 3.80%, 33 Month Business CD Specials rates are at 3.25%, 60 Month Business CDs rates are at 2.45%. Travis Credit Union's savings rates are at 0.15%. Travis Credit Union's money market rates are at 3.85%. Travis Credit Union's checking rates are as high as 0.25%. Travis Credit Union's Auto Loan Rates are as low as 5.24%. Travis Credit Union's CD rates are 3% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Travis Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.51%. Rates last updated and verified on 10/30/2026.

Travis Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Travis Credit Union? Share your experience about Travis Credit Union by leaving a review below, or read customer reviews before you decide to use Travis Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.51%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Travis Credit Union
Corporate Office

1 Travis Way
Vacaville, CA 95687

https://www.traviscu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Travis Credit Union Business CD Rates

Product	Rate	APY	Term
18 Month Business Certificate Specials	4.22%	4.30%	18 months (548 days)
Min Deposit $500 Min Balance $500 Details Certificate Special; Minimum balance to obtain APY: $500; APY accurate as of 09-28-2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 4.15% → 4.30% ▲ 0.15 pts · high 4.30% / low 4.15% Oct 1, 20264.30%▲ from 4.15% Sep 18, 20264.15%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
7 Month Business Certificate Specials	4.07%	4.15%	7 months (213 days)
Min Deposit $500 Min Balance $500 Details Certificate Special; Minimum balance to obtain APY: $500; APY accurate as of 09-28-2026 Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00% Oct 1, 20264.15%▲ from 4.00% Sep 18, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
4 Month Business Certificate Specials	3.74%	3.80%	4 months (122 days)
Min Deposit $500 Min Balance $500 Details Certificate Special; Minimum balance to obtain APY: $500; APY accurate as of 09-28-2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.80% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
33 Month Business Certificate Specials	3.20%	3.25%	33 months
Min Deposit $500 Min Balance $500 Details Term: 33 months (1004 days); Certificate Special; Minimum balance to obtain APY: $500; APY accurate as of 09-28-2026 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
60 Month Business Share Certificates	2.42%	2.45%	60 months
Min Deposit $500 Min Balance $500 Details Term: 60 months (1825 or more days); Minimum Balance to Obtain APY: $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.45% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
48 Month Business Share Certificates	2.18%	2.20%	48 months
Min Deposit $500 Min Balance $500 Details Term: 48 months (1460 to 1824 days); Minimum Balance to Obtain APY: $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.20% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
36 Month Business Share Certificates	2.08%	2.10%	36 months
Min Deposit $500 Min Balance $500 Details Term: 36 months (1095 to 1459 days); Minimum Balance to Obtain APY: $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
24 Month Business Share Certificates	1.98%	2.00%	24 months
Min Deposit $500 Min Balance $500 Details Term: 24 months (730 to 1094 days); Minimum Balance to Obtain APY: $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
19 Month Business Share Certificates	1.74%	1.75%	19 months
Min Deposit $500 Min Balance $500 Details Term: 19 months (578 to 729 days); Minimum Balance to Obtain APY: $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
12 Month Business Share Certificates	1.29%	1.30%	12 months
Min Deposit $500 Min Balance $500 Details Term: 12 months (365 to 577 days); Minimum Balance to Obtain APY: $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
9 Month Business Share Certificates	1.00%	1.00%	9 months
Min Deposit $500 Min Balance $500 Details Term: 9 months (274 to 364 days); Minimum Balance to Obtain APY: $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
6 Month Business Share Certificates	0.90%	0.90%	6 months
Min Deposit $500 Min Balance $500 Details Term: 6 months (182 to 273 days); Minimum Balance to Obtain APY: $500 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Travis Credit Union Savings Rates

Product	Rate	APY
Prime Savings	0.15%	0.15%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000.01 or More Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Prime Share Account	0.15%	0.15%
Min Deposit $10 Min Balance $10,000 Details Balance: $10,000.01 or more Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Target Share Account	0.15%	0.15%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000.01 or more; total minimum of $5 to open account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Prime Savings	0.10%	0.10%
Min Deposit $5 Min Balance $5,000 Details Balance: $5,000.01 - $10,000.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Prime Share Account	0.10%	0.10%
Min Deposit $10 Min Balance $5,000 Details Balance: $5,000.01 to $10,000.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Target Share Account	0.10%	0.10%
Min Deposit $5 Min Balance $5,000 Details Balance: $5,000.01 to $10,000.00; total minimum of $5 to open account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Individual Retirement Account (IRA) Savings	0.05%	0.05%
Min Balance $200 Details Minimum balance to obtain APY: $200.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Prime Savings	0.05%	0.05%
Min Deposit $5 Min Balance $100 Details Balance: $100.00 - $5,000.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Prime Share Account	0.05%	0.05%
Min Deposit $10 Min Balance $100 Details Balance: $100.00 to $5,000.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Target Share Account	0.05%	0.05%
Min Deposit $5 Min Balance $100 Details Balance: $100.00 to $5,000.00; total minimum of $5 to open account Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Prime Savings	0.00%	0.00%
Min Deposit $5 Min Balance $0 Details Balance: $99.99 or Less Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Prime Share Account	0.00%	0.00%
Min Deposit $10 Min Balance $0 Details Balance: $99.99 or less Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Target Share Account	0.00%	0.00%
Min Deposit $5 Details Balance: $99.99 or less; total minimum of $5 to open account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Travis Credit Union Business Savings Rates

Product	Rate	APY
Business Share Savings	0.15%	0.15%
Min Deposit $5 Min Balance $10,000 Details Balance: $10,000.01 or more Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Share Savings	0.10%	0.10%
Min Deposit $5 Min Balance $5,000 Details Balance: $5,000.01 to $10,000.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Share Savings	0.05%	0.05%
Min Deposit $5 Min Balance $100 Details Balance: $100.00 to $5,000.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Share Savings	0.00%	0.00%
Min Deposit $5 Min Balance $0 Details Balance: $99.99 or less Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Travis Credit Union Money Market Rates

Product	Rate	APY
Diamond Money Market	3.78%	3.85%
Min Deposit $100 Min Balance $250,000 Details Balance: $250,000 OR MORE; Only available for new members; Only new money qualifies (funds not currently on deposit with Travis Credit Union) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.85% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Diamond Money Market	3.63%	3.70%
Min Deposit $100 Min Balance $50,000 Details Balance: $50,000-$249,999.99; Only available for new members; Only new money qualifies (funds not currently on deposit with Travis Credit Union) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.70% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumpstart MMA	3.59%	3.65%
Min Deposit $0 Min Balance $0 Details Balance: $0 TO $1,000; Only new money qualifies for the Jumpstart Money Market Account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumpstart Money Market	3.59%	3.65%
Min Deposit $0 Min Balance $0 Details Balance: $0 TO $1,000; Only new money qualifies; No monthly maintenance fees Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Diamond Money Market	3.45%	3.50%
Min Deposit $100 Min Balance $0 Details Balance: $0-$49,999.99; Only available for new members; Only new money qualifies (funds not currently on deposit with Travis Credit Union) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumbo Plus Money Market	2.42%	2.45%
Min Deposit $1,000 Min Balance $250,000 Details Balance: $250,000.00 and over Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.45% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumbo Plus Money Market	2.33%	2.35%
Min Deposit $1,000 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.35% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumbo Plus Money Market	2.28%	2.30%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 2.30% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumbo Plus Money Market	1.93%	1.95%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.95% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumpstart MMA	1.74%	1.75%
Min Deposit $0 Min Balance $1,000 Details Balance: $1,000.01 - $3,000; Only new money qualifies for the Jumpstart Money Market Account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumpstart Money Market	1.74%	1.75%
Min Deposit $0 Min Balance $1,000 Details Balance: $1,000.01 - $3,000; Only new money qualifies; No monthly maintenance fees Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumpstart MMA	0.75%	0.75%
Min Deposit $0 Min Balance $3,000 Details Balance: $3,000.01 - $5,000; Only new money qualifies for the Jumpstart Money Market Account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumpstart Money Market	0.75%	0.75%
Min Deposit $0 Min Balance $3,000 Details Balance: $3,000.01 - $5,000; Only new money qualifies; No monthly maintenance fees Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumbo Plus Money Market	0.25%	0.25%
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumpstart MMA	0.00%	0.00%
Min Deposit $0 Min Balance $5,000 Details Balance: $5,000.01 or More; Only new money qualifies for the Jumpstart Money Market Account Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.59% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Jumpstart Money Market	0.00%	0.00%
Min Deposit $0 Min Balance $5,000 Details Balance: $5,000.01 OR MORE; Only new money qualifies; No monthly maintenance fees Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.59% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Travis Credit Union Business Money Market Rates

Product	Rate	APY
Business Direct Advantage Money Market	3.68%	3.75%
Min Deposit $500 Min Balance $0 Details In Branch Only; Balance: $0 OR MORE; Offer only for new and existing business members who open in branch; APY accurate as of 06-01-2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Jumbo Money Market	0.95%	0.95%
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000 OR MORE Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.95% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Flexible Money Market	0.40%	0.40%
Min Deposit $1,000 Min Balance $75,000 Details Balance: $75,000 OR MORE Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Jumbo Money Market	0.25%	0.25%
Min Deposit $100,000 Min Balance $0 Details Balance: $0 TO $99,999.99 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Flexible Money Market	0.20%	0.20%
Min Deposit $1,000 Min Balance $50,000 Details Balance: $50,000 - $74,999.99 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Flexible Money Market	0.15%	0.15%
Min Deposit $1,000 Min Balance $7,500 Details Balance: $7,500 - $24,999.99 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Flexible Money Market	0.15%	0.15%
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Business Flexible Money Market	0.10%	0.10%
Min Deposit $1,000 Min Balance $0 Details Balance: $0 - $7,499.99 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Travis Credit Union Checking Rates

Product	Rate	APY
Investor Checking	0.25%	0.25%
Min Deposit $50 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Dividends compound monthly Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Investor Checking	0.25%	0.25%
Min Deposit $50 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Dividends compound monthly Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Investor Checking	0.25%	0.25%
Min Deposit $50 Min Balance $50,000 Details Balance: $50,000 or more; Dividends compound monthly Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Investor Checking	0.20%	0.20%
Min Deposit $50 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Dividends compound monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Investor Checking	0.15%	0.15%
Min Deposit $50 Min Balance $1,000 Details Balance: $1,000 - $4,999.99; Dividends compound monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Access Checking	0.00%	0.00%
No additional details. Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Free Checking	0.00%	0.00%
Details Minimum balance to obtain APY: N/A Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Investor Checking	0.00%	0.00%
Min Deposit $50 Min Balance $0 Details Balance: $0 - $999.99; Dividends compound monthly Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Travis Credit Union Business Checking Rates

Product	Rate	APY
Better Business Dividend Checking	0.05%	0.05%
Min Deposit $100 Min Balance $500 Details Balance: $500 OR MORE; Business Share Draft (Checking) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Analyzed Business Checking	0.00%	0.00%
Min Deposit $100 Details Business Share Draft (Checking) Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Better Business Dividend Checking	0.00%	0.00%
Min Deposit $100 Min Balance $0 Details Balance: $0 TO $499.99; Business Share Draft (Checking) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Free Business Checking	0.00%	0.00%
Min Deposit $100 Details Business Share Draft (Checking) Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Travis Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	5.24%	Up to 36 months
Details Model Year: 2025 and newer; APR range: 5.24% - 18.24%; Minimum loan amount: $500.00; Apply Online Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New Auto Loan	-	-	5.24%	37 to 48 months
Details Model Year: 2025 and newer; APR range: 5.24% - 18.24%; Minimum loan amount: $4,000.00; Apply Online Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New Auto Loan	-	-	5.24%	49 to 60 months
Details Model Year: 2025 and newer; APR range: 5.24% - 18.24%; Minimum loan amount: $5,000.00; Apply Online Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New Auto Loan	-	-	5.34%	61 to 66 months
Details Model Year: 2025 and newer; APR range: 5.34% - 18.24%; Minimum loan amount: $5,000.00; Apply Online Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New Auto Loan	-	-	5.34%	67 to 78 months
Details Model Year: 2025 and newer; APR range: 5.34% - 18.24%; Minimum loan amount: $10,000.00; Apply Online Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used Auto Loan	-	-	5.49%	Up to 36 months
Details Model Year: 2024 and older; Minimum Amount: $500.00; APR range: 5.49% - 18.24% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used Auto Loan	-	-	5.49%	37 to 48 months
Details Model Year: 2024 and older; Minimum Amount: $4,000.00; APR range: 5.49% - 18.24% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used Auto Loan	-	-	5.49%	49 to 60 months
Details Model Year: 2024 and older; Minimum Amount: $5,000.00; APR range: 5.49% - 18.24% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used Auto Loan	-	-	5.59%	61 to 66 months
Details Model Year: 2024 and older; Minimum Amount: $5,000.00; APR range: 5.59% - 18.24% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.59% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used Auto Loan	-	-	5.59%	67 to 78 months
Details Model Year: 2024 and older; Minimum Amount: $10,000.00; APR range: 5.59% - 18.24% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.59% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New Auto Loan	-	-	5.74%	79 to 84 months
Details Model Year: 2025 and newer; APR range: 5.74% - 18.24%; Minimum loan amount: $20,000.00; Apply Online Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.74% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used Auto Loan	-	-	5.99%	79 to 84 months
Details Model Year: 2024 and older; Minimum Amount: $20,000.00; APR range: 5.99% - 18.24% Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Travis Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New RV / Boat Loans	-	7.51%	Up to 36 months
Details Published APR range: 7.51% - 8.48%. Vehicles: New RV, Campers, Trailers, Boats, Jetskis & Van Conversions; 2025 and newer models; Minimum Amount: $500.00 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.51% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New RV / Boat Loans	-	7.51%	37 to 48 months
Details Published APR range: 7.51% - 8.48%. Vehicles: New RV, Campers, Trailers, Boats, Jetskis & Van Conversions; 2025 and newer models; Minimum Amount: $4,000.00 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.51% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New RV / Boat Loans	-	7.51%	49 to 60 months
Details Published APR range: 7.51% - 8.48%. Vehicles: New RV, Campers, Trailers, Boats, Jetskis & Van Conversions; 2025 and newer models; Minimum Amount: $5,000.00 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.51% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New RV / Boat Loans	-	7.51%	61 to 72 months
Details Published APR range: 7.51% - 8.48%. Vehicles: New RV, Campers, Trailers, Boats, Jetskis & Van Conversions; 2025 and newer models; Minimum Amount: $15,000.00 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.51% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New RV / Boat Loans	-	7.51%	73 to 120 months
Details Published APR range: 7.51% - 8.48%. Vehicles: New RV, Campers, Trailers, Boats, Jetskis & Van Conversions; 2025 and newer models; Minimum Amount: $20,000.00 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.51% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used RV / Boat Loans, 2016 - 2024 models	-	7.51%	Up to 36 months
Details Published APR range: 7.51% - 8.48%. Used RVs, Campers, Trailers, Boats, Jetskis & Van Conversions; Minimum Amount: $500.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.51% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used RV / Boat Loans, 2016 - 2024 models	-	7.51%	37 to 48 months
Details Published APR range: 7.51% - 8.48%. Used RVs, Campers, Trailers, Boats, Jetskis & Van Conversions; Minimum Amount: $4,000.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.51% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used RV / Boat Loans, 2016 - 2024 models	-	7.51%	49 to 60 months
Details Published APR range: 7.51% - 8.48%. Used RVs, Campers, Trailers, Boats, Jetskis & Van Conversions; Minimum Amount: $5,000.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.51% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used RV / Boat Loans, 2016 - 2024 models	-	7.51%	61 to 72 months
Details Published APR range: 7.51% - 8.48%. Used RVs, Campers, Trailers, Boats, Jetskis & Van Conversions; Minimum Amount: $15,000.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.51% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used RV / Boat Loans, 2016 - 2024 models	-	7.51%	73 to 120 months
Details Published APR range: 7.51% - 8.48%. Used RVs, Campers, Trailers, Boats, Jetskis & Van Conversions; Minimum Amount: $20,000.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 7.51% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New Motorcycle Loans, 2025 and newer models	-	8.39%	Up to 36 months
Details APR range: 8.39% - 18.00%; Minimum amount: $500.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 8.39% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New Motorcycle Loans, 2025 and newer models	-	8.39%	37 to 48 months
Details APR range: 8.39% - 18.00%; Minimum amount: $4,000.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 8.39% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New Motorcycle Loans, 2025 and newer models	-	8.39%	49 to 60 months
Details APR range: 8.39% - 18.00%; Minimum amount: $5,000.00 Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 8.39% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
New Motorcycle Loans, 2025 and newer models	-	8.89%	61 to 72 months
Details APR range: 8.89% - 18.50%; Minimum amount: $10,000.00 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.89% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used Motorcycle Loan	-	9.14%	Up to 36 months
Details Published APR range: 9.14% - 18.75%. Model years 2016 - 2024; Minimum amount $500.00 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 9.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used Motorcycle Loan	-	9.14%	37 to 48 months
Details Published APR range: 9.14% - 18.75%. Model years 2016 - 2024; Minimum amount $4,000.00 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 9.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%
Used Motorcycle Loan	-	9.14%	49 to 60 months
Details Published APR range: 9.14% - 18.75%. Model years 2016 - 2024; Minimum amount $5,000.00 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 9.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Travis Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
Coverdell Education Savings Account (CESA)	0.05%	-	0.05%
Min Balance $200 Details Balance: $200.00 minimum to obtain APY; College savings account; Dividends compound monthly; Learn More / Schedule Appointment Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.51%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Travis Credit Union’s Texas Ratio rose from 3.71% in Q3 2023 to 4.51% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$5.9B	4.51%	5.0	A+
March 31, 2026	$5.7B	4.40%	5.0	A+
December 31, 2025	$5.5B	6.00%	5.0	A+
September 30, 2025	$5.4B	5.03%	5.0	A+
June 30, 2025	$5.4B	4.80%	5.0	A+
March 31, 2025	$5.4B	3.90%	5.0	A+
December 31, 2024	$5.3B	5.56%	5.0	A+
September 30, 2024	$5.2B	5.14%	5.0	A+
June 30, 2024	$5.2B	4.77%	5.0	A+
March 31, 2024	$5.1B	3.67%	5.0	A+
December 31, 2023	$4.9B	4.69%	5.0	A+
September 30, 2023	$4.9B	3.71%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Travis Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Travis Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Travis Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Travis Credit Union

Website https://www.traviscu.org

Address 1 Travis Way, Vacaville, CA 95687

Phone 707-449-4000

Fax

President Debbie Aspling

CEO Kevin Miller

Full-Time Employees 646

Part-Time Employees 15

Branch Locations 24

ATM Locations 24

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.51%

Return on Assets (ROA)

0.3726%

Return on Equity (ROE)

3.5691%

Non-Performing Loans Ratio (NPL)

0.67%

Total Assets

5,853,615,481

Total Amount of Shares and Deposits

4,761,109,376

Total Shares and Deposits < 1 Year

4,635,428,268

Total Shares and Deposits 1 3 Years

113,329,670

Total Shares and Deposits > 3 Years

12,351,438

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

577,791,129

Total Uninsured Shares and Deposits > $250K (F+J)

878,288,129

Total Insured Shares and Deposits > $250K (item 17 less item K)

3,882,821,247

Total Interest Expense (Sum of items 6 8)

46,892,347

Share Certificates

21,015

Number of Accounts for Share Drafts

154,782

IRA KEOGH Accounts

7,372

Number of Accounts for Regular Shares

283,608

All other shares

301

Non Member Deposits

Money Market Shares

36,351

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

369,126,809

Total Liabilities

5,269,527,153

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Travis Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/travis-credit-union-rates-review-68429">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Travis Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Travis Credit Union

Frequently Asked Questions About Travis Credit Union

Does Travis Credit Union offer CDs?

Yes. Travis Credit Union current CD rates include its 18 Month Business CD Specials at 4.30% APY, its 7 Month Business CD Specials at 4.15% APY and its 4 Month Business CD Specials at 3.80% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Travis Credit Union NCUA insured?

Yes. Travis Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Travis Credit Union?

The highest Travis Credit Union CD rate is its 18 Month Business CD Specials at 4.30% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Travis Credit Union offer?

Travis Credit Union CD rates are 3.80% APY for a 4 month CD, 4.15% APY for a 7 month CD, 1.30% APY for a 12 month CD, 1.75% APY for an 18 month CD, 2.00% APY for a 2 year CD, 3.25% APY for a 33 month CD and 2.45% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Travis Credit Union for its full lineup.

What is the highest savings rate at Travis Credit Union?

The highest Travis Credit Union savings rate is its Business Savings at 0.15% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Travis Credit Union?

The highest Travis Credit Union money market rate is its Diamond Money Market at 3.85% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Travis Credit Union?

The highest Travis Credit Union checking rate is its Investor Checking at 0.25% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at Travis Credit Union?

The lowest Travis Credit Union auto loan rate is its New Auto Loan at 5.24% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Travis Credit Union operate?

Travis Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Travis Credit Union?

Yes, to access services at Travis Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Travis Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Travis Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Travis Credit Union offer online and mobile banking?

Most modern institutions like Travis Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.traviscu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Travis Credit Union rates compare?

Travis Credit Union's CD rates are 3% higher than the MonitorBankRates national average, and it has an A+ health rating. Travis Credit Union's top rates are its 18 Month Business CD Specials at 4.30% APY, its Business Savings at 0.15% APY, its Diamond Money Market at 3.85% APY, its Investor Checking at 0.25% APY and its New Auto Loan at 5.24% APR, verified by MonitorBankRates on October 30, 2026.

Current Travis Credit Union Rates

12-Month CD1.30%
18-Month CD1.75%
24-Month CD2.00%
60-Month CD2.45%
Savings0.15%
MMA3.85%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Travis Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Travis Credit Union Texas Ratio

Travis Credit Union Health Trend

Travis Credit Union Business CD Rates

Travis Credit Union Savings Rates

Travis Credit Union Business Savings Rates

Travis Credit Union Money Market Rates

Travis Credit Union Business Money Market Rates

Travis Credit Union Checking Rates

Travis Credit Union Business Checking Rates

Travis Credit Union Auto Loan Rates

Travis Credit Union RV, Boat and Powersport Loan Rates

Travis Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Travis Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Travis Credit Union

Does Travis Credit Union offer CDs?

Are CDs from Travis Credit Union NCUA insured?

What is the highest CD rate at Travis Credit Union?

What CD terms does Travis Credit Union offer?

What is the highest savings rate at Travis Credit Union?

What is the highest money market rate at Travis Credit Union?

What is the highest checking rate at Travis Credit Union?

What is the lowest auto loan rate at Travis Credit Union?

How many branches does Travis Credit Union operate?

Is a member application needed to join Travis Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Travis Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Travis Credit Union rates compare?

Current Travis Credit Union Rates

Compare to Other Credit Unions