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Travis Credit Union Rates & Review March 2026

Travis Credit Union's 4 month Business CD Special rates are at 3.80%, CD Special 4 month rates are at 3.80%, 7 month Business CD Special rates are at 3.65%, CD Special 7 month rates are at 3.65%, 18 month Business CD Special rates are at 3.45%. Travis Credit Union's savings rates are at 0.00%. Travis Credit Union's money market rates are at 0.00%. Travis Credit Union's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of Travis Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.39%. Rates were last updated on 03/22/2026.

Travis Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Travis Credit Union? Share your experience about Travis Credit Union by leaving a review below, or read customer reviews before you decide to use Travis Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.39%
Excellent Lower than avg
Travis Credit Union
Corporate Office
1 Travis Way
Vacaville, CA 95687
https://www.traviscu.org
Member NCUA

Travis Credit Union CD Rates

Product Rate APY Term View More
4 month Business Certificate Special 3.74% 3.80% 4 months
Min Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Certificate Special 4 month 3.74% 3.80% 4
Min Deposit $500
Details Minimum Initial Deposit $500.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
7 month Business Certificate Special 3.59% 3.65% 7 months
Min Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Certificate Special 7 month 3.59% 3.65% 7
Min Deposit $500
Details Minimum Initial Deposit $500.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
18 month Business Certificate Special 3.40% 3.45% 18 months
Min Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Certificate Special 18 month 3.40% 3.45% 18
Min Deposit $500
Details Minimum Initial Deposit $500.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Laddering Certificate Accounts 60 month 2.52% 2.55% 60
Min Deposit $50,000
Details Minimum Initial Deposit $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
60 month Business Certificate Account 2.42% 2.45% 60 months
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Standard Certificate Accounts 60 month 2.42% 2.45% 60
Min Deposit $500
Details Minimum Initial Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Laddering Certificate Accounts 48 month 2.28% 2.30% 48
Min Deposit $50,000
Details Minimum Initial Deposit $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
48 month Business Certificate Account 2.18% 2.20% 48 months
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Laddering Certificate Accounts 36 month 2.18% 2.20% 36
Min Deposit $50,000
Details Minimum Initial Deposit $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Standard Certificate Accounts 48 month 2.18% 2.20% 48
Min Deposit $500
Details Minimum Initial Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
36 month Business Certificate Account 2.08% 2.10% 36 months
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Laddering Certificate Accounts 24 month 2.08% 2.10% 24
Min Deposit $50,000
Details Minimum Initial Deposit $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Standard Certificate Accounts 36 month 2.08% 2.10% 36
Min Deposit $500
Details Minimum Initial Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
24 month Business Certificate Account 1.98% 2.00% 24 months
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Standard Certificate Accounts 24 month 1.98% 2.00% 24
Min Deposit $500
Details Minimum Initial Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
19 month Business Certificate Account 1.74% 1.75% 19 months
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Standard Certificate Accounts 19 month 1.74% 1.75% 19
Min Deposit $500
Details Minimum Initial Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Laddering Certificate Accounts 12 month 1.39% 1.40% 12
Min Deposit $50,000
Details Minimum Initial Deposit $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
12 month Business Certificate Account 1.29% 1.30% 12 months
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Standard Certificate Accounts 12 month 1.29% 1.30% 12
Min Deposit $500
Details Minimum Initial Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
9 month Business Certificate Account 1.00% 1.00% 9 months
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Standard Certificate Accounts 9 month 1.00% 1.00% 9
Min Deposit $500
Details Minimum Initial Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
6 month Business Certificate Account 0.90% 0.90% 6 months
Min Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Standard Certificate Accounts 6 month 0.90% 0.90% 6
Min Deposit $500
Details Minimum Initial Deposit $500
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%

Travis Credit Union Savings Rates

Product Rate APY View More
Health Savings Accounts (HSA) 0.25% 0.25%
Min Balance $100
Details Minimum Initial Deposit $50
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Health Savings Accounts (HSA) - 0.00%
Details Minimum Initial Deposit $50
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%

Travis Credit Union Money Market Rates

Product Rate APY View More
Diamond Money Market 3.69% 3.75%
Min Deposit $100
Min Balance $250,000
Details Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumpstart Money Market 3.59% 3.65%
Min Deposit $0
Details Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Diamond Money Market 3.54% 3.60%
Min Deposit $100
Min Balance $50,000
Details Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Diamond Money Market 3.45% 3.50%
Min Deposit $100
Details Only available for new members; Only new money qualifies for the Diamond MMA (New money is defined as funds not currently on deposit with Travis Credit Union)
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus MMA 2.42% 2.45%
Min Deposit $1,000
Min Balance $250,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus Money Market 2.42% 2.45%
Min Balance $250,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus MMA 2.33% 2.35%
Min Deposit $1,000
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus Money Market 2.33% 2.35%
Min Balance $100,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus MMA 2.28% 2.30%
Min Deposit $1,000
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus Money Market 2.28% 2.30%
Min Balance $50,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus MMA 1.93% 1.95%
Min Deposit $1,000
Min Balance $25,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus Money Market 1.93% 1.95%
Min Balance $25,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumpstart Money Market 1.74% 1.75%
Min Deposit $0
Min Balance $1,000
Details Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Business Jumbo Money Market 0.95% 0.95%
Min Deposit $100,000
Min Balance $100,000
Details Minimum Initial Deposit: $100,000.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumpstart Money Market 0.75% 0.75%
Min Deposit $0
Min Balance $3,000
Details Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Business Flexible Money Market 0.40% 0.40%
Min Deposit $1,000
Min Balance $75,000
Details Minimum Initial Deposit: $1,000.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Business Jumbo Money Market 0.25% 0.25%
Min Deposit $100,000
Details Minimum Initial Deposit: $100,000.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus MMA 0.25% 0.25%
Min Deposit $1,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumbo Plus Money Market 0.25% 0.25%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Business Flexible Money Market 0.20% 0.20%
Min Deposit $1,000
Min Balance $50,000
Details Minimum Initial Deposit: $1,000.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Business Flexible Money Market 0.15% 0.15%
Min Deposit $1,000
Min Balance $7,500
Details Minimum Initial Deposit: $1,000.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Business Flexible Money Market 0.10% 0.10%
Min Deposit $1,000
Details Minimum Initial Deposit: $1,000.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Jumpstart Money Market - 0.00%
Min Deposit $0
Min Balance $5,000
Details Only new money qualifies for the Jumpstart Money Market. (New money is defined as funds not currently on deposit with Travis Credit Union)
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%

Travis Credit Union Checking Rates

Product Rate APY View More
Investor Checking 0.25% 0.25%
Min Deposit $50
Min Balance $10,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Investor Checking 0.20% 0.20%
Min Deposit $50
Min Balance $5,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Investor Checking 0.15% 0.15%
Min Deposit $50
Min Balance $1,000
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Better Business Dividend Checking 0.05% 0.05%
Min Deposit $100
Min Balance $500
Details Minimum Initial Deposit: $100.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Analyzed Business Checking - 0.00%
Min Deposit $100
Details Minimum Initial Deposit: $100.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Better Business Dividend Checking - 0.00%
Min Deposit $100
Details Minimum Initial Deposit: $100.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Free Business Checking - 0.00%
Min Deposit $100
Details Minimum Initial Deposit: $100.00
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Free Checking - 0.00%
Min Deposit $50
Details Minimum Initial Deposit $50
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Investor Checking - 0.00%
Min Deposit $50
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%

Travis Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.74% Up to 36
Details Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
New Auto Loans - - 4.84% 61 to 66
Details Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Used Auto Loans - - 4.99% 36
Details Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Used Auto Loans - - 5.09% 66
Details Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
New Auto Loans - - 5.24% 79 to 84
Details Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Used Auto Loans - - 5.49% 84
Details Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%

Travis Credit Union Credit Card Rates

Product Rate APR View More
Platinum Visa - 14.74%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Signature Visa - 14.74%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%
Signature Visa - 16.74%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%

Travis Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.74%
No additional details.
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.39%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Travis Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Travis Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Travis Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Travis Credit Union
Address 1 Travis Way, Vacaville, CA 95687
Phone 707-449-4000
Fax
President Debbie Aspling
CEO Kevin Miller
Full-Time Employees 640
Part-Time Employees 10
Branch Locations 24
ATM Locations 24
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.39%
Return on Assets (ROA)
0.3555%
Return on Equity (ROE)
3.2870%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
5,415,453,135
Total Amount of Shares and Deposits
4,489,470,737
Total Shares and Deposits < 1 Year
4,380,297,833
Total Shares and Deposits 1 3 Years
95,964,726
Total Shares and Deposits > 3 Years
13,208,178
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
537,006,814
Total Uninsured Shares and Deposits > $250K (F+J)
762,752,814
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,726,717,923
Total Interest Expense (Sum of items 6 8)
69,196,627
Share Certificates
21,268
Number of Accounts for Share Drafts
150,715
IRA KEOGH Accounts
7,582
Number of Accounts for Regular Shares
272,428
All other shares
309
Non Member Deposits
8
Money Market Shares
34,323
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
356,729,414
Total Liabilities
4,853,193,619
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Travis Credit Union

Is Travis Credit Union a safe place to deposit money?

Yes, Travis Credit Union is considered a safe financial institution. With a Texas Ratio of 5.3867439782818%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Travis Credit Union operate?

Travis Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Travis Credit Union?

Yes, to access services at Travis Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Travis Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Travis Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Travis Credit Union offer online and mobile banking?

Most modern institutions like Travis Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.traviscu.org.

Current Travis Credit Union Rates

  • 12-Month CD1.30%
  • 18-Month CD1.75%
  • 24-Month CD2.00%
  • 60-Month CD2.45%
  • Savings0.00%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.