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All In Credit Union

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All In Credit Union Rates & Review November 2026

Q: What are the current interest rates at All In Credit Union?

Current rates for All In Credit Union include: 12-Month CD: 3.66%, 18-Month CD: 4.33%, 24-Month CD: 4.07%, 60-Month CD: 4.28%, Savings: 3.88%, MMA: 1.66%

Q: What CD terms does All In Credit Union offer?

All In Credit Union CD rates are 4.18% APY for a 12 month CD, 4.33% APY for an 18 month CD, 4.07% APY for a 2 year CD, 4.07% APY for a 3 year CD and 4.28% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with All In Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

All In Credit Union's 18 Month Term CD rates are at 4.33%, 60 Month Term CD rates are at 4.28%, 12 Month Term CD rates are at 4.18%, 24 Month Term CD rates are at 4.07%, 36 Month Term CD rates are at 4.07%. All In Credit Union's savings rates are at 3.88%. All In Credit Union's money market rates are at 1.66%. All In Credit Union's checking rates are as high as 0.10%. All In Credit Union's RV, Boat and Powersport Loan Rates are as low as 10.24%. All In Credit Union's Credit Card Rates are at 9.99%. All In Credit Union's CD rates are 48% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of All In Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.52%. Rates last updated and verified on 10/30/2026.

All In Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at All In Credit Union? Share your experience about All In Credit Union by leaving a review below, or read customer reviews before you decide to use All In Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.52%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

All In Credit Union
Operations Center

238 Virginia Ave
Daleville, AL 36322

http://www.allincu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

All In Credit Union CD Rates

Product	Rate	APY	Term
18 Month Jumbo Term Certificate	4.30%	4.39%	18 Month
Min Deposit $100,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 4.28% → 4.39% ▲ 0.11 pts · high 4.39% / low 4.28% Oct 19, 20264.39%▲ from 4.28% Sep 18, 20264.28%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
18 Month IRA	4.25%	4.33%	18 Month
Min Deposit $1,000 Details Certificates can only be added to at maturity or in the 10-day grace period Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.33% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
18 Month Term Certificate	4.25%	4.33%	18 Month
Min Deposit $1,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 4.23% → 4.33% ▲ 0.10 pts · high 4.33% / low 4.23% Oct 19, 20264.33%▲ from 4.23% Sep 18, 20264.23%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
60 Month Jumbo Term Certificate	4.25%	4.33%	60 Month
Min Deposit $100,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 4.28% → 4.33% ▲ 0.05 pts · high 4.33% / low 4.28% Oct 19, 20264.33%▲ from 4.28% Sep 18, 20264.28%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
60 Month IRA	4.20%	4.28%	60 Month
Min Deposit $1,000 Details Certificates can only be added to at maturity or in the 10-day grace period Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.28% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
60 Month Term Certificate	4.20%	4.28%	60 Month
Min Deposit $1,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 4.23% → 4.28% ▲ 0.05 pts · high 4.28% / low 4.23% Oct 19, 20264.28%▲ from 4.23% Sep 18, 20264.23%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
12 Month Jumbo Term Certificate	4.15%	4.23%	12 Month
Min Deposit $100,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.23% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
12 Month IRA	4.10%	4.18%	12 Month
Min Deposit $1,000 Details Certificates can only be added to at maturity or in the 10-day grace period Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.18% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
12 Month Term Certificate	4.10%	4.18%	12 Month
Min Deposit $1,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.18% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
24 Month Jumbo Term Certificate	4.05%	4.13%	24 Month
Min Deposit $100,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.87% → 4.13% ▲ 0.26 pts · high 4.13% / low 3.87% Oct 19, 20264.13%▲ from 3.87% Sep 18, 20263.87%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
36 Month Jumbo Term Certificate	4.05%	4.13%	36 Month
Min Deposit $100,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.87% → 4.13% ▲ 0.26 pts · high 4.13% / low 3.87% Oct 19, 20264.13%▲ from 3.87% Sep 18, 20263.87%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
48 Month Jumbo Term Certificate	4.05%	4.13%	48 Month
Min Deposit $100,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.92% → 4.13% ▲ 0.21 pts · high 4.13% / low 3.92% Oct 19, 20264.13%▲ from 3.92% Sep 18, 20263.92%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
6 Month Jumbo Term Certificate	4.05%	4.12%	6 Month
Min Deposit $100,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.12% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
24 Month IRA	4.00%	4.07%	24 Month
Min Deposit $1,000 Details Certificates can only be added to at maturity or in the 10-day grace period Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.07% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
24 Month Term Certificate	4.00%	4.07%	24 Month
Min Deposit $1,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.82% → 4.07% ▲ 0.25 pts · high 4.07% / low 3.82% Oct 19, 20264.07%▲ from 3.82% Sep 18, 20263.82%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
36 Month IRA	4.00%	4.07%	36 Month
Min Deposit $1,000 Details Certificates can only be added to at maturity or in the 10-day grace period Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.07% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
36 Month Term Certificate	4.00%	4.07%	36 Month
Min Deposit $1,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.82% → 4.07% ▲ 0.25 pts · high 4.07% / low 3.82% Oct 19, 20264.07%▲ from 3.82% Sep 18, 20263.82%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
48 Month IRA	4.00%	4.07%	48 Month
Min Deposit $1,000 Details Certificates can only be added to at maturity or in the 10-day grace period Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.07% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
48 Month Term Certificate	4.00%	4.07%	48 Month
Min Deposit $1,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.87% → 4.07% ▲ 0.20 pts · high 4.07% / low 3.87% Oct 19, 20264.07%▲ from 3.87% Sep 18, 20263.87%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
6 Month IRA	4.00%	4.07%	6 Month
Min Deposit $1,000 Details Certificates can only be added to at maturity or in the 10-day grace period Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.07% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
6 Month Term Certificate	4.00%	4.07%	6 Month
Min Deposit $1,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 4.07% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
3 Month Jumbo Term Certificate	3.65%	3.71%	3 Month
Min Deposit $100,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
9 Month Jumbo Term Certificate	3.65%	3.71%	9 Month
Min Deposit $100,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.71% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
12 Month Smart Start Term Certificate	3.60%	3.66%	12 Month
Min Deposit $25 Details Additional funds may be added at any time. Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.66% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
3 Month IRA	3.60%	3.66%	3 Month
Min Deposit $1,000 Details Certificates can only be added to at maturity or in the 10-day grace period Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.66% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
3 Month Term Certificate	3.60%	3.66%	3 Month
Min Deposit $1,000 Details Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.66% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
9 Month IRA	3.60%	3.66%	9 Month
Min Deposit $1,000 Details Certificates can only be added to at maturity or in the 10-day grace period Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 3.66% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
9 Month Term Certificate	3.60%	3.66%	9 Month
Min Deposit $1,000 Details One time penalty-free withdrawal on 9 month share certificates only. Certificates are established with a required minimum deposit. Anytime there is a withdrawal from the certificate that results in the balance being less than the minimum required balance, the certificate should either be closed or put into a certificate where the balance meets the required minimum deposit. Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 3.66% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union Savings Rates

Product	Rate	APY
PFA Savings Rate	3.88%	3.88%
Min Balance $150,000 Details Balance: $150,000+; Preferred Financial Advisor Savings Account; Rates monthly beginning 10/01/2026; Rate based on FHLB borrowing rate less 0.25%; account eligibility requires meeting with an All In Credit Union Preferred Financial Advisor Last Updated 10/30/2026 Rate History 1 change since Sep 18, 2026 · 3.62% → 3.88% ▲ 0.26 pts · high 3.88% / low 3.62% Oct 1, 20263.88%▲ from 3.62% Sep 18, 20263.62%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Christmas Club	1.20%	1.21%
Details Anticipated quarterly rate beginning 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.21% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
PFA Savings Rate	0.65%	0.65%
Min Balance $0 Details Balance: $0.01-$149,999.99; Preferred Financial Advisor Savings Account; Rates monthly beginning 10/01/2026; Rate based on FHLB borrowing rate less 0.25%; account eligibility requires meeting with an All In Credit Union Preferred Financial Advisor Last Updated 10/30/2026 Rate History No change since Sep 18, 2026 · 0.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Share Account	0.65%	0.65%
Details Anticipated quarterly rate beginning 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union Money Market Rates

Product	Rate	APY
Money Market Access	1.65%	1.66%
Min Balance $175,000 Details Balance: $175,000+; Anticipated monthly rate beginning 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.66% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Money Market Access	1.45%	1.46%
Min Balance $50,000 Details Balance: $50,000 - $174,999.99; Anticipated monthly rate beginning 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.46% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Money Market Access	1.25%	1.26%
Min Balance $25,000 Details Balance: $25,000- $49,999.99; Anticipated monthly rate beginning 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 22, 2026 · 1.26% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Money Market Access	1.10%	1.11%
Min Balance $0 Details Balance: $0.01 - $24,999.99; Anticipated monthly rate beginning 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.11% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	1.05%	1.05%
Min Balance $250,001 Details Balance: $250,001 and above Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Business Money Market	0.90%	0.90%
Min Balance $25,001 Details Balance: $25,001 - $250,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Business Money Market	0.55%	0.55%
Details Balance: $25,000 or less Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 0.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union Business Checking Rates

Product	Rate	APY
Business Premium Checking	0.10%	0.10%
Min Balance $50,001 Details Balance: $50,001 and above Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Business Premium Checking	0.05%	0.05%
Min Balance $10,001 Details Balance: $10,001 to $50,000 Last Updated 10/30/2026 Rate History No change since Sep 27, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Business Premium Checking	0.00%	0.00%
Details Balance: $10,000 or less Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC)	-	-	6.50%	10 year
Details Term: 10 year draw + 12 year repayment; As Low As; Home Equity Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25% Oct 1, 20266.50%▲ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Home Equity HELOC - 10 Year	-	-	8.00%	10 year
Details Term: 10 year draw + 12 year repayment; As Low As; Home Equity Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75% Oct 1, 20268.00%▲ from 7.75% Sep 14, 20267.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Home Equity HELOC - Investment Property	-	-	8.00%	10 year
Details Term: 10 year draw + 12 year repayment; As Low As; Home Equity Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75% Oct 1, 20268.00%▲ from 7.75% Sep 14, 20267.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Home Equity Loan	-	-	8.00%	15 years
Details As Low As; Home Equity Last Updated 10/30/2026 Rate History 1 change since Sep 14, 2026 · 7.75% → 8.00% ▲ 0.25 pts · high 8.00% / low 7.75% Oct 1, 20268.00%▲ from 7.75% Sep 14, 20267.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New or Used Autos (2021-2027)	-	-	4.99%	36 months
Details As Low As; Auto Loans Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
New or Used Autos (2021-2027)	-	-	5.49%	48 months
Details As Low As; Auto Loans Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
New or Used Autos (2021-2027)	-	-	5.99%	60 months
Details As Low As; Auto Loans Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
New or Used Autos (2021-2027)	-	-	6.24%	72 months
Details As Low As; Auto Loans Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Used Autos (2020 & older)	-	-	6.24%	36 months
Details As Low As; Auto Loans; Note: 2017 and older MAX TERM 48 Months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Used Autos (2020 & older)	-	-	6.74%	48 months
Details As Low As; Auto Loans; Note: 2017 and older MAX TERM 48 Months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
New or Used Autos (2021-2027)	-	-	6.99%	90 months
Details As Low As; Auto Loans Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Used Autos (2020 & older)	-	-	7.74%	60 months
Details As Low As; Auto Loans; Note: 2017 and older MAX TERM 48 Months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 7.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Used Autos (2020 & older)	-	-	8.49%	72 months
Details As Low As; Auto Loans; Note: 2017 and older MAX TERM 48 Months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Used Autos (2020 & older)	-	-	9.24%	90 months
Details As Low As; Auto Loans; Note: 2017 and older MAX TERM 48 Months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 9.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boats and Recreational Vehicles - New Loan	-	8.74%	72 months
Details As Low As; Loan amount: $10,000 or less Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Boats and Recreational Vehicles - Used Loan	-	8.74%	72 months
Details As Low As; Loan amount: $10,000 or less; Maximum Terms: 72 months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Boats and Recreational Vehicles - New Loan	-	8.99%	120 months
Details As Low As; Loan amount: $10,001 to $20,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Boats and Recreational Vehicles - Used Loan	-	8.99%	120 months
Details As Low As; Loan amount: $10,001 to $20,000; Maximum Terms: 120 months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Boats and Recreational Vehicles - New Loan	-	9.49%	144 months
Details As Low As; Loan amount: $20,001 to $35,000 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Boats and Recreational Vehicles - Used Loan	-	9.49%	144 months
Details As Low As; Loan amount: $20,001 to $35,000; Maximum Terms: 144 months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Boats and Recreational Vehicles - New Loan	-	10.24%	180 months
Details As Low As; Loan amount: $35,001 and over Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Boats and Recreational Vehicles - Used Loan	-	10.24%	180 months
Details As Low As; Loan amount: $35,001 and over; Maximum Terms: 180 months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	-	10.24%	60 months
Details As Low As; Loan Amount: $15,000 or less Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Boats and Recreational Vehicles - New Loan	-	10.74%	240 months
Details As Low As; Loan amount: $100,000 and over Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Boats and Recreational Vehicles - Used Loan	-	10.74%	240 months
Details As Low As; Loan amount: $100,000 and over; Maximum Terms: 240 months Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	-	10.74%	72 months
Details As Low As; Loan Amount: $15,001 and over Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union Credit Card Rates

Product	Rate	APR
Platinum MasterCard	-	9.99%
Details As Low As; Terms: Revolving Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
CU Rewards Platinum MasterCard	-	11.99%
Details As Low As; Terms: Revolving Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 11.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Secured Rewards Platinum MasterCard	-	14.99%
Details As Low As; Terms: Revolving Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 14.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union Personal Loan Rates

Product	APR	Term
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	10.24%	60 months
Details As Low As; Loan Amount: $15,000 or less Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.24% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Motorcycles / Personal Watercraft / ATVs - New & Used Loan	10.74%	72 months
Details As Low As; Loan Amount: $15,001 and over Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 10.74% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%
Open-end Line of Credit and Unsecured Loans	14.99%	up to 60 months
Details APR as low as; DPR=0.02737% (LOC only) Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 14.99% APR · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

All In Credit Union Other Rates

Product	Rate	Points	APY/APR	Term	View More
IRA Accumulation	1.50%	-	1.51%
Details Anticipated quarterly rate beginning 10/01/2026 Last Updated 10/30/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 11 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.52%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

All In Credit Union’s Texas Ratio rose from 6.14% in Q3 2023 to 11.52% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.7B	11.52%	5.0	A
March 31, 2026	$3.7B	11.40%	5.0	A
December 31, 2025	$3.6B	12.74%	5.0	A
September 30, 2025	$3.6B	10.02%	5.0	A
June 30, 2025	$3.6B	8.60%	5.0	A
March 31, 2025	$3.5B	8.48%	5.0	A
December 31, 2024	$3.4B	9.31%	5.0	A
September 30, 2024	$3.3B	7.33%	5.0	A
June 30, 2024	$3.3B	6.03%	5.0	A
March 31, 2024	$3.3B	6.60%	5.0	A
December 31, 2023	$3.1B	7.83%	5.0	A
September 30, 2023	$3.0B	6.14%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for All In Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather All In Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with All In Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name All In Credit Union

Website http://www.allincu.com

Address 238 Virginia Ave, Daleville, AL 36322

Phone 334-598-4411

Fax 334-598-1147

President Charles Mingus

CEO Robert Michael

Full-Time Employees 479

Part-Time Employees 30

Branch Locations 44

ATM Locations 44

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.52%

Return on Assets (ROA)

0.5783%

Return on Equity (ROE)

5.7211%

Non-Performing Loans Ratio (NPL)

1.76%

Total Assets

3,734,698,959

Total Amount of Shares and Deposits

3,264,068,264

Total Shares and Deposits < 1 Year

2,715,586,347

Total Shares and Deposits 1 3 Years

486,916,103

Total Shares and Deposits > 3 Years

61,565,815

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

428,974,833

Total Uninsured Shares and Deposits > $250K (F+J)

569,989,993

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,694,078,271

Total Interest Expense (Sum of items 6 8)

45,543,357

Share Certificates

33,968

Number of Accounts for Share Drafts

110,354

IRA KEOGH Accounts

6,876

Number of Accounts for Regular Shares

230,975

Non Member Deposits

Money Market Shares

12,271

Net Income (unless the amount is already included in Undivided Earnings)

21,596,515

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

296,411,900

Total Liabilities

3,390,952,253

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

All In Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About All In Credit Union

Does All In Credit Union offer CDs?

Yes. All In Credit Union current CD rates include its 18 Month Term CD at 4.33% APY, its 60 Month Term CD at 4.28% APY and its 12 Month Term CD at 4.18% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from All In Credit Union NCUA insured?

Yes. All In Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at All In Credit Union?

The highest All In Credit Union CD rate is its 18 Month Jumbo Term CD at 4.39% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does All In Credit Union offer?

All In Credit Union CD rates are 4.18% APY for a 12 month CD, 4.33% APY for an 18 month CD, 4.07% APY for a 2 year CD, 4.07% APY for a 3 year CD and 4.28% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with All In Credit Union for its full lineup.

What is the highest savings rate at All In Credit Union?

The highest All In Credit Union savings rate is its PFA Savings Rate at 3.88% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at All In Credit Union?

The highest All In Credit Union money market rate is its Money Market Access at 1.66% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at All In Credit Union?

The highest All In Credit Union checking rate is its Business Premium Checking at 0.10% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at All In Credit Union?

The lowest All In Credit Union auto loan rate is its New or Used Autos (2021-2027) at 4.99% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at All In Credit Union?

The lowest All In Credit Union personal loan rate is its Motorcycles / Personal Watercraft / ATVs - New & Used Loan at 10.24% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at All In Credit Union?

The lowest All In Credit Union credit card APR is its Platinum MasterCard Credit Card at 9.99% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does All In Credit Union operate?

All In Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join All In Credit Union?

Yes, to access services at All In Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, All In Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, All In Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does All In Credit Union offer online and mobile banking?

Most modern institutions like All In Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.allincu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do All In Credit Union rates compare?

All In Credit Union's CD rates are 48% higher than the MonitorBankRates national average, and it has an A health rating. All In Credit Union's top rates are its 18 Month Jumbo Term CD at 4.39% APY, its PFA Savings Rate at 3.88% APY, its Money Market Access at 1.66% APY, its Business Premium Checking at 0.10% APY, its Motorcycles / Personal Watercraft / ATVs - New & Used Loan at 10.24% APR and its Platinum MasterCard Credit Card at 9.99% APR, verified by MonitorBankRates on October 30, 2026.

Current All In Credit Union Rates

12-Month CD3.66%
18-Month CD4.33%
24-Month CD4.07%
60-Month CD4.28%
Savings3.88%
MMA1.66%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

All In Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

All In Credit Union Texas Ratio

All In Credit Union Health Trend

All In Credit Union CD Rates

All In Credit Union Savings Rates

All In Credit Union Money Market Rates

All In Credit Union Business Money Market Rates

All In Credit Union Business Checking Rates

All In Credit Union Home Equity & HELOC

All In Credit Union Auto Loan Rates

All In Credit Union RV, Boat and Powersport Loan Rates

All In Credit Union Credit Card Rates

All In Credit Union Personal Loan Rates

All In Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

All In Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About All In Credit Union

Does All In Credit Union offer CDs?

Are CDs from All In Credit Union NCUA insured?

What is the highest CD rate at All In Credit Union?

What CD terms does All In Credit Union offer?

What is the highest savings rate at All In Credit Union?

What is the highest money market rate at All In Credit Union?

What is the highest checking rate at All In Credit Union?

What is the lowest auto loan rate at All In Credit Union?

What is the lowest personal loan rate at All In Credit Union?

What is the lowest credit card APR at All In Credit Union?

How many branches does All In Credit Union operate?

Is a member application needed to join All In Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does All In Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do All In Credit Union rates compare?

Current All In Credit Union Rates

Compare to Other Credit Unions