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TruPartner Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 30, 2026
TruPartner Credit Union's CD - 48 Month - TruAdvantage rates are at 3.50%, CD - 60 Month - TruAdvantage rates are at 3.50%, CD - 48 Month - TruBenefits rates are at 3.35%, CD - 60 Month - TruBenefits rates are at 3.35%, CD - 12 Month - TruAdvantage rates are at 3.25%. TruPartner Credit Union's savings rates are at 6.00%. TruPartner Credit Union's money market rates are at 1.00%. TruPartner Credit Union's checking rates are as high as 0.15%. TruPartner Credit Union's Auto Loan Rates are as low as 5.49%. TruPartner Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of TruPartner Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.61%. Rates last updated and verified on 10/30/2026.
TruPartner Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TruPartner Credit Union? Share your experience about TruPartner Credit Union by leaving a review below, or read customer reviews before you decide to use TruPartner Credit Union.
TruPartner Credit Union has earned an overall safety grade of A (Excellent, Score: 95/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
TruPartner Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
9.61%
ExcellentHigher than avg
TruPartner Credit Union Texas Ratio
TruPartner Credit Union's Texas Ratio is 9.61%, which is considered excellent and is higher than the national average of 6.13%.
TruPartner Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
7.61% to 9.61% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
TruPartner Credit Union CD Rates
Product
Rate
APY
Term
View More
48 Month IRA/ESA Share Certificate - TruAdvantage
-
3.50%
48 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
60 Month IRA/ESA Share Certificate - TruAdvantage
-
3.50%
60 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 48 Month - TruAdvantage
-
3.50%
48 Month
DetailsIRA/ESA/Certificates; TruAdvantage membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 60 Month - TruAdvantage
-
3.50%
60 Month
DetailsIRA/ESA/Certificates; TruAdvantage membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
48 Month IRA/ESA Share Certificate - TruBenefits
-
3.35%
48 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
60 Month IRA/ESA Share Certificate - TruBenefits
-
3.35%
60 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 48 Month - TruBenefits
-
3.35%
48 Month
DetailsIRA/ESA/Certificates; TruBenefits membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 60 Month - TruBenefits
-
3.35%
60 Month
DetailsIRA/ESA/Certificates; TruBenefits membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.35% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
12 Month IRA/ESA Share Certificate - TruAdvantage
-
3.25%
12 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
18 Month IRA/ESA Share Certificate - TruAdvantage
-
3.25%
18 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
24 Month IRA/ESA Share Certificate - TruAdvantage
-
3.25%
24 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
3 Month IRA/ESA Share Certificate - TruAdvantage
-
3.25%
3 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
36 Month IRA/ESA Share Certificate - TruAdvantage
-
3.25%
36 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
48 Month IRA/ESA Share Certificate - Regular
-
3.25%
48 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
6 Month IRA/ESA Share Certificate - TruAdvantage
-
3.25%
6 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
60 Month IRA/ESA Share Certificate - Regular
-
3.25%
60 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
9 Month IRA/ESA Share Certificate - TruAdvantage
-
3.25%
9 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 12 Month - TruAdvantage
-
3.25%
12 Month
DetailsIRA/ESA/Certificates; TruAdvantage membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 18 Month - TruAdvantage
-
3.25%
18 Month
DetailsIRA/ESA/Certificates; TruAdvantage membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 24 Month - TruAdvantage
-
3.25%
24 Month
DetailsIRA/ESA/Certificates; TruAdvantage membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 3 Month - TruAdvantage
-
3.25%
3 Month
DetailsIRA/ESA/Certificates; TruAdvantage membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 36 Month - TruAdvantage
-
3.25%
36 Month
DetailsIRA/ESA/Certificates; TruAdvantage membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 48 Month
-
3.25%
48 Month
DetailsIRA/ESA/Certificates; Regular APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 6 Month - TruAdvantage
-
3.25%
6 Month
DetailsIRA/ESA/Certificates; TruAdvantage membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 60 Month
-
3.25%
60 Month
DetailsIRA/ESA/Certificates; Regular APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 9 Month - TruAdvantage
-
3.25%
9 Month
DetailsIRA/ESA/Certificates; TruAdvantage membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
12 Month IRA/ESA Share Certificate - TruBenefits
-
3.10%
12 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
18 Month IRA/ESA Share Certificate - TruBenefits
-
3.10%
18 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
24 Month IRA/ESA Share Certificate - TruBenefits
-
3.10%
24 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
3 Month IRA/ESA Share Certificate - TruBenefits
-
3.10%
3 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
36 Month IRA/ESA Share Certificate - TruBenefits
-
3.10%
36 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
6 Month IRA/ESA Share Certificate - TruBenefits
-
3.10%
6 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
9 Month IRA/ESA Share Certificate - TruBenefits
-
3.10%
9 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 12 Month - TruBenefits
-
3.10%
12 Month
DetailsIRA/ESA/Certificates; TruBenefits membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 18 Month - TruBenefits
-
3.10%
18 Month
DetailsIRA/ESA/Certificates; TruBenefits membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 24 Month - TruBenefits
-
3.10%
24 Month
DetailsIRA/ESA/Certificates; TruBenefits membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 3 Month - TruBenefits
-
3.10%
3 Month
DetailsIRA/ESA/Certificates; TruBenefits membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 36 Month - TruBenefits
-
3.10%
36 Month
DetailsIRA/ESA/Certificates; TruBenefits membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 6 Month - TruBenefits
-
3.10%
6 Month
DetailsIRA/ESA/Certificates; TruBenefits membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 9 Month - TruBenefits
-
3.10%
9 Month
DetailsIRA/ESA/Certificates; TruBenefits membership APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.10% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
12 Month IRA/ESA Share Certificate - Regular
-
3.00%
12 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
18 Month IRA/ESA Share Certificate - Regular
-
3.00%
18 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
24 Month IRA/ESA Share Certificate - Regular
-
3.00%
24 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
3 Month IRA/ESA Share Certificate - Regular
-
3.00%
3 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
36 Month IRA/ESA Share Certificate - Regular
-
3.00%
36 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
6 Month IRA/ESA Share Certificate - Regular
-
3.00%
6 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
9 Month IRA/ESA Share Certificate - Regular
-
3.00%
9 Month
Min Deposit$500
DetailsMinimum investment $500; APY as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 12 Month
-
3.00%
12 Month
DetailsIRA/ESA/Certificates; Regular APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 18 Month
-
3.00%
18 Month
DetailsIRA/ESA/Certificates; Regular APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 24 Month
-
3.00%
24 Month
DetailsIRA/ESA/Certificates; Regular APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 3 Month
-
3.00%
3 Month
DetailsIRA/ESA/Certificates; Regular APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 36 Month
-
3.00%
36 Month
DetailsIRA/ESA/Certificates; Regular APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 6 Month
-
3.00%
6 Month
DetailsIRA/ESA/Certificates; Regular APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Certificate - 9 Month
-
3.00%
9 Month
DetailsIRA/ESA/Certificates; Regular APY; Yields as of Sept. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 3.00% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
12 Month Savings Builder Certificate
-
2.75%
12 Month
DetailsMaximum deposit $100 per week
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
12 Month Youth Savers Certificate
-
2.75%
12 Month
Min Deposit$250
DetailsDeposit limits are a minimum of $250 and a maximum of $1,000
Last Updated10/30/2026
Rate History
No change since Oct 26, 2026 · 2.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
TruPartner Credit Union Savings Rates
Product
Rate
APY
View More
SmartStart Savings
-
6.00%
DetailsBalance: up to $2000; SmartStart APY is a blended rate of the funds in each tier
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 6.00% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
SmartStart Savings
-
2.00%
Min Balance$2,000
DetailsBalance: $2,000.01-$5,000; SmartStart APY is a blended rate of the funds in each tier
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
SmartStart Savings
-
1.00%
Min Balance$5,000
DetailsBalance: $5,000.01-10,000; SmartStart APY is a blended rate of the funds in each tier
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
ESA Shares
-
0.10%
No additional details.
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
IRA Shares
-
0.10%
No additional details.
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 0.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
IRA/ESA Savings
-
0.10%
No additional details.
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
SmartStart Savings
-
0.10%
Min Balance$10,000
DetailsBalance: $10,000.01-$25,000; SmartStart APY is a blended rate of the funds in each tier
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Savings/Christmas/Vacation Accounts
-
0.05%
No additional details.
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
SmartStart Savings
-
0.05%
Min Balance$25,000
DetailsBalance: $25,000.01+; SmartStart APY is a blended rate of the funds in each tier
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
TruPartner Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
-
1.00%
Min Balance$50,000
DetailsBalance: $50,000+; Money Market APY is paid on entire balance based on tier
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Money Market
-
0.80%
Min Balance$25,000
DetailsBalance: between $25,000 and $49,999.99; Money Market APY is paid on entire balance based on tier
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Money Market
-
0.60%
Min Balance$2,500
DetailsBalance: between $2,500 and $24,999.99; Money Market APY is paid on entire balance based on tier
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.60% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Money Market
-
0.05%
DetailsBalance: under $2,500; Money Market APY is paid on entire balance based on tier
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 0.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
TruPartner Credit Union Checking Rates
Product
Rate
APY
View More
HSA Checking
-
0.15%
No additional details.
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
TruInterest Checking
-
0.10%
DetailsFee: $5/mo if balance <$1500
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
TruPartner Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan - Less than 5 years old
-
-
5.49%
Up to 66 months
DetailsAs Low As; Vehicle age: Less than 5 years old; Minimum credit score 720; All rates are Annual Percentage Rates
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 5.49% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Auto Loan - Less than 5 years old
-
-
5.99%
5 Years
DetailsAs Low As; Vehicle age: Less than 5 years old; Minimum credit score 720; All rates are Annual Percentage Rates
Last Updated10/30/2026
Rate History
No change since Oct 26, 2026 · 5.99% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Auto Loan - 5-10 years old
-
-
6.74%
up to 66 months
DetailsAs Low As; Vehicle age: 5-10 years old; Minimum credit score 720; All rates are Annual Percentage Rates
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 6.74% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Auto Loan - Less than 5 years old
-
-
6.99%
76 to 84 months
DetailsAs Low As; Vehicle age: Less than 5 years old; Minimum credit score 720; All rates are Annual Percentage Rates
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 6.99% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Auto Loan - 11-24 years old
-
-
7.24%
up to 48 months
DetailsAs Low As; Vehicle age: 11-24 years old; Minimum credit score 720; All rates are Annual Percentage Rates
Last Updated10/30/2026
Rate History
No change since Oct 14, 2026 · 7.24% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
TruPartner Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycles & ATVs Loan
-
6.49%
DetailsAs Low As; Subject to approval
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Boats & R.V.s Loan
-
8.24%
DetailsAs Low As; Subject to approval
Last Updated10/30/2026
Rate History
No change since Sep 14, 2026 · 8.24% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
TruPartner Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Regular Line of Credit
-
-
14.50%
DetailsRate: Prime + 6; Rates effective as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 14.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Stretch Pay Line of Credit
-
-
18.00%
DetailsRates effective as of Oct. 1, 2026
Last Updated10/30/2026
Rate History
No change since Oct 19, 2026 · 18.00% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.61%
Financial Health History
TruPartner Credit Union’s Texas Ratio rose from 7.61% in Q3 2023 to 9.61% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$163M
9.61%
5.0
A
March 31, 2026
$164M
6.05%
5.0
A
December 31, 2025
$163M
4.99%
5.0
A+
September 30, 2025
$162M
7.21%
5.0
A
June 30, 2025
$163M
7.69%
5.0
A
March 31, 2025
$165M
9.81%
5.0
A
December 31, 2024
$161M
4.44%
5.0
A+
September 30, 2024
$160M
6.95%
5.0
A
June 30, 2024
$165M
5.22%
5.0
A+
March 31, 2024
$172M
6.12%
5.0
A
December 31, 2023
$172M
8.27%
5.0
A
September 30, 2023
$175M
7.61%
5.0
A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for TruPartner Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TruPartner Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TruPartner Credit Union's official website for the most current offers and terms.
Private Share InsuranceNot federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.61%
Return on Assets (ROA)
0.2203%
Return on Equity (ROE)
1.9631%
Non-Performing Loans Ratio (NPL)
2.34%
Total Assets
162,744,579
Total Amount of Shares and Deposits
144,492,282
Total Shares and Deposits < 1 Year
140,188,122
Total Shares and Deposits 1 3 Years
3,751,060
Total Shares and Deposits > 3 Years
553,100
Total Interest Expense (Sum of items 6 8)
508,574
Share Certificates
928
Number of Accounts for Share Drafts
8,427
IRA KEOGH Accounts
511
Number of Accounts for Regular Shares
17,161
All other shares
214
Money Market Shares
711
Net Income (unless the amount is already included in Undivided Earnings)
358,494
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,150,309
Total Liabilities
144,859,438
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
TruPartner Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for TruPartner Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for TruPartner Credit Union
Frequently Asked Questions About TruPartner Credit Union
Does TruPartner Credit Union offer CDs?
Yes. TruPartner Credit Union current CD rates include its CD - 48 Month - TruAdvantage at 3.50% APY, its CD - 60 Month - TruAdvantage at 3.50% APY and its CD - 48 Month - TruBenefits at 3.35% APY, verified by MonitorBankRates as of October 30, 2026.
Are CDs from TruPartner Credit Union NCUA insured?
No. TruPartner Credit Union is privately insured rather than federally insured, so its CDs are not covered by the NCUA. Deposits are covered by Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits. Check the coverage terms with the credit union before you open an account.
What is the highest CD rate at TruPartner Credit Union?
The highest TruPartner Credit Union CD rate is its 48 Month IRA/ESA CD - TruAdvantage at 3.50% APY, verified by MonitorBankRates as of October 30, 2026.
What CD terms does TruPartner Credit Union offer?
TruPartner Credit Union CD rates are 3.25% APY for a 12 month CD, 3.00% APY for an 18 month CD, 3.00% APY for a 2 year CD, 3.50% APY for a 4 year CD and 3.50% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with TruPartner Credit Union for its full lineup.
What is the highest savings rate at TruPartner Credit Union?
The highest TruPartner Credit Union savings rate is its SmartStart Savings at 2.00% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest money market rate at TruPartner Credit Union?
The highest TruPartner Credit Union money market rate is its Money Market at 1.00% APY, verified by MonitorBankRates as of October 30, 2026.
What is the highest checking rate at TruPartner Credit Union?
The highest TruPartner Credit Union checking rate is its HSA Checking at 0.15% APY, verified by MonitorBankRates as of October 30, 2026.
What is the lowest auto loan rate at TruPartner Credit Union?
The lowest TruPartner Credit Union auto loan rate is its Auto Loan - Less than 5 years old at 5.49% APR, verified by MonitorBankRates as of October 30, 2026. TruPartner Credit Union auto loan rates are 5.49% APR for a 60 month auto loan, 6.74% APR for a 120 month auto loan and 7.24% APR for a 288 month auto loan.
How many branches does TruPartner Credit Union operate?
TruPartner Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join TruPartner Credit Union?
Yes, to access services at TruPartner Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, TruPartner Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, TruPartner Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does TruPartner Credit Union offer online and mobile banking?
Most modern institutions like TruPartner Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trupartnercu.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do TruPartner Credit Union rates compare?
TruPartner Credit Union's CD rates are 20% higher than the MonitorBankRates national average, and it has an A health rating. TruPartner Credit Union's top rates are its 48 Month IRA/ESA CD - TruAdvantage at 3.50% APY, its SmartStart Savings at 6.00% APY, its Money Market at 1.00% APY, its HSA Checking at 0.15% APY and its Auto Loan - Less than 5 years old at 5.49% APR, verified by MonitorBankRates on October 30, 2026.
Current TruPartner Credit Union Rates
12-Month CD2.75%
18-Month CD3.00%
24-Month CD3.00%
60-Month CD3.25%
Savings6.00%
MMA1.00%
Retrieved from our database of financial products. Rates subject to change.