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iAdvertiser Disclosure
Advertiser Disclosure
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 US Employees Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
US Employees Credit Union's savings rates are at 0.05%. US Employees Credit Union's money market rates are at 0.05%. US Employees Credit Union's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of US Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.43%. Rates were last updated on 04/08/2026. US Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at US Employees Credit Union? Share your experience about US Employees Credit Union by leaving a review below, or read customer reviews before you decide to use US Employees Credit Union. US Employees Credit Union
Kuykendahl Office 24909 Kuykendahl Rd
https://www.usecuweb.com Tomball, TX 77375 3295 
US Employees Credit Union Savings Rates
US Employees Credit Union Money Market Rates
US Employees Credit Union Checking Rates
US Employees Credit Union Auto Loan Rates
US Employees Credit Union Credit Card Rates
US Employees Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for US Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather US Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with US Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
US Employees Credit Union
Website
https://www.usecuweb.com
Address
24909 Kuykendahl Rd,
Tomball, TX 77375 3295
Phone
713-595-3400
Fax
713-595-3303
President
Michael Foster
CEO
Sandra Childers
Full-Time Employees
18
Part-Time Employees
0
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.43%
Return on Assets (ROA)
0.5155%
Return on Equity (ROE)
5.2987%
Non-Performing Loans Ratio (NPL)
0.35%
Total Assets
87,318,100
Total Amount of Shares and Deposits
78,214,125
Total Shares and Deposits < 1 Year
75,224,872
Total Shares and Deposits 1 3 Years
2,948,120
Total Shares and Deposits > 3 Years
41,133
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,582,207
Total Uninsured Shares and Deposits > $250K (F+J)
2,582,207
Total Insured Shares and Deposits > $250K (item 17 less item K)
75,631,918
Total Interest Expense (Sum of items 6 8)
340,552
Share Certificates
287
Number of Accounts for Share Drafts
2,351
IRA KEOGH Accounts
128
Number of Accounts for Regular Shares
5,642
Money Market Shares
62
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,741,718
Total Liabilities
78,849,797
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About US Employees Credit UnionIs US Employees Credit Union a safe place to deposit money?Yes, US Employees Credit Union is considered a safe financial institution. With a Texas Ratio of 1.4311039108647%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does US Employees Credit Union operate?US Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join US Employees Credit Union?Yes, to access services at US Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, US Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, US Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does US Employees Credit Union offer online and mobile banking?Most modern institutions like US Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.usecuweb.com. Current US Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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