Peoples Savings Bank Urbana OH CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.30%, 6-month CD rates at 0.20% and 3-month CD rates at 0.75%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.23%. Credit Card rates are at 15.40%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. Peoples Savings Bank Urbana OH's 12-Month CD rates are at 4.60%, 6-Month CD rates are at 3.82%, 24-Month CD rates are at 3.25%, 18-Month CD rates are at 3.05%, 48-Month CD rates are at 3.00%. Peoples Savings Bank Urbana OH's savings rates are at 0.20%. Peoples Savings Bank Urbana OH's money market rates are at 0.85%.

Peoples Savings Bank Urbana OH

To see how these rates compare to Peoples Savings Bank Urbana OH CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Savings Bank Urbana OH, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Savings Bank Urbana OH CD rates. You can also compare Peoples Savings Bank Urbana OH savings rates, MMA rates and mortgage rates using our other rate lists.

Peoples Savings Bank Urbana OH money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Savings Bank Urbana OH? Share your experience about Peoples Savings Bank Urbana OH by leaving a review below, or read customer reviews before you decide to use Peoples Savings Bank Urbana OH.

Peoples Savings Bank Urbana OH Texas Ratio

Peoples Savings Bank Urbana OH's Texas Ratio is at 9.20%, which is considered excellent. The Texas Ratio for Peoples Savings Bank Urbana OH is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peoples Savings Bank Urbana OH is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.60%
18-Month CD
3.05%
24-Month CD
3.25%
36-Month CD
2.90%
48-Month CD
3.00%
60-Month CD
N/A
Savings
0.20%
MMA
0.85%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Peoples Savings Bank Urbana OH
10 Monument Sq
Urbana, OH 43078
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Peoples Savings Bank Urbana OH CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
12-Month CD
4.60%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
6-Month CD
3.82%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
24-Month CD
3.25%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
18-Month CD
3.05%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
48-Month CD
3.00%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
36-Month CD
2.90%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Money Market
0.85%
$100,000
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Statement Savings
0.20%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Peoples Savings Bank Urbana OH Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FSB of Westmoreland
FSB of Westmoreland
60-Month CD
4.14%
$1,000
ConnectOne Bank
ConnectOne Bank
Connection Plus Savings
4.00%
$2,500
The Citizens Bank of Weston
The Citizens Bank of Weston
24-Month CD
3.75%
$500
Beal Bank
Beal Bank
18-Month CD
3.75%
$1,000
Self-Help Credit Union
Self-Help Credit Union
24-Month CD
3.67%
$500
Vermont State Bank
Vermont State Bank
36-Month CD
3.61%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
36-Month CD
3.60%
$500
Gunnison S&L
Gunnison S&L
24-Month CD
3.56%
$500
United Trust Bank
United Trust Bank
18-Month CD
3.49%
$3,000
Ameriprise Financial
Ameriprise Financial
24-Month CD
3.45%
$0
All America Bank
All America Bank
36-Month CD
3.25%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
26-Month CD
3.20%
$1,000
FNB of Wyoming
FNB of Wyoming
24-Month CD
3.14%
$100
First Security Bank Byron, MN
First Security Bank Byron, MN
24-Month CD
3.02%
$500
Laona State Bank
Laona State Bank
48-Month CD
2.78%
$500
Sacramento Deposit Bank
Sacramento Deposit Bank
24-Month CD
2.68%
$1,000
The National Capital Bank of Washington
The National Capital Bank of Washington
6-Month CD
2.68%
$1,000
FCNB of St. Paris
18-Month CD
2.53%
$1,000
The Bank of Princeton
The Bank of Princeton
18-Month CD
2.50%
$500
Dieterich Bank
Dieterich Bank
30-Month CD
2.50%
$500
SaviBank
SaviBank
24-Month CD
2.50%
$500
Root River State Bank
Root River State Bank
60-Month CD
2.35%
$300
Johnson State Bank
Johnson State Bank
36-Month CD
2.31%
$1,000
Wallkill Valley Federal S&L
Wallkill Valley Federal S&L
24-Month CD
2.27%
$2,500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
18-Month CD
1.26%
$1,000
SSB State Street Bank
SSB State Street Bank
36-Month CD
1.21%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Savings
1.00%
$100
Tompkins Community Bank
Tompkins Community Bank
36-Month CD
1.00%
$1,000
First State Bank and Trust
First State Bank and Trust
3-Month CD
0.95%
$2,500
Marthas Vineyard Bank
Marthas Vineyard Bank
Money Market
0.90%
$2,500
Bank5 Connect
Bank5 Connect
36-Month CD
0.85%
$500
Security Bank USA
Security Bank USA
Passbook Savings
0.80%
$100
Quoin Financial Bank
Quoin Financial Bank
Kasasa Savings
0.75%
$0
Mayville State Bank
Mayville State Bank
60-Month CD
0.70%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Money Market
0.40%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
Money Market
0.40%
$0
Delaware NB of Delhi
Delaware NB of Delhi
Statement Savings
0.35%
$25
Reliance State Bank
Reliance State Bank
Savings
0.30%
$200
FSB of Cando
FSB of Cando
Premier Money Market
0.25%
$1,000
Garden Plain State Bank
Garden Plain State Bank
NOW Checking
0.25%
$1,500
Trinity Bank, N.A.
Trinity Bank, N.A.
Checking
0.25%
$100
Bank Forward
Bank Forward
Regular Savings
0.25%
$200
TTNB Turbotville Bank
TTNB Turbotville Bank
Statement Savings
0.20%
$10
Union Bank, Inc.
Union Bank, Inc.
24-Month CD
0.20%
$1,000
BankPlus
BankPlus
12-Month CD
0.20%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
Savings
0.15%
$50
SNB St. Henry Bank
SNB St. Henry Bank
18-Month CD
0.15%
$1,000
Town & Country Bank Salem, MO
Town & Country Bank Salem, MO
Smart Savings
0.04%
$25
Achieve Credit Union
Achieve Credit Union
Share Savings
0.03%
$5
Chelsea Groton Bank
Chelsea Groton Bank
Checking
0.01%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Peoples Savings Bank Urbana OH Information

Peoples Savings Bank Urbana OH
10 Monument Sq
Urbana, OH 43078
Champaign
Established Date: 01/01/1892
FDIC Certificate #: 29975
Date of FDIC Deposit Insurance: 05/16/1938
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Peoples Savings Bank Urbana OH FDIC Insured? Yes
What is Peoples Savings Bank Urbana OH's Cert number? 29975
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peoples Savings Bank Urbana OH Financials

Total Assets:
$154,170,000
Total Deposits:
$135,935,000
Equity Capital:
$13,472,000
Domestic Deposits:
$135,935,000
Net Income:
$173,000
Return on Assets:
0.5882%
Quarterly Return on Assets:
0.4500%
Pretax Return on Assets:
0.6352%
Pretax Quarterly Return on Assets:
0.6400%
Return on Equity:
7.0200%
Quarterly Return on Equity:
5.1600%
Leverage Tier 1 (Core Capital) Ratio:
10.2567%
Total Interest Income (YTD):
4.7548%
 
 
Headquarters:
Urbana
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Champaign
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Citizens Trust Bank CD rates Citizens Trust Bank CD rates for CDARS CDs are not the best CD rates around but the service allows you to deposit up to $50 million and still get FDIC insurance coverage. 30 month CD rates at Citizens Trust Bank today are at 0.25 percent. 5 year CD rates from Citizens Trust Bank are higher at 0.70 percent. You can definitely get better CD rates than Citizens Trust Bank CD rates if you don't need to use the CDARS service.
mortgage-rates-current-mortgage-rates-mixed-in-the-latest-mortgage-surveyIn the latest mortgage rate survey released this morning 30-year mortgage rates higher and 15-year mortgage rates lower. Adjustable mortgage rates are also lower according to the survey released by the Mortgage Bankers Association's Weekly Mortgage Application Survey.
We are getting closer and closer to a new cycle of the FOMC increasing interest rates, so banks are jumping ahead and increasing CD rates now.  As a result, on the rate table there are 16 banks and credit unions now offering 1 year CD rates at or above 1.00 percent. These higher CD rates offered by these financial institutions have pushed the average 1 year CD rate towards 1.00 percent.

Bank or Credit Union Offers and Deals

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