Peoples Savings Bank Urbana OH CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.58%, 6-month CD rates at 2.50% and 3-month CD rates at 3.55%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 11.90%. Personal Loan rates are at 12.49%. All these rates, and more, can be found in our database of rates. Peoples Savings Bank Urbana OH's 12-Month CD rates are at 3.82%, 6-Month CD rates are at 3.61%, 24-Month CD rates are at 3.25%, 18-Month CD rates are at 3.05%, 48-Month CD rates are at 3.00%. Peoples Savings Bank Urbana OH's savings rates are at 0.20%. Peoples Savings Bank Urbana OH's money market rates are at 0.85%.

Peoples Savings Bank Urbana OH

To see how these rates compare to Peoples Savings Bank Urbana OH CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Savings Bank Urbana OH, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Savings Bank Urbana OH CD rates. You can also compare Peoples Savings Bank Urbana OH savings rates, MMA rates and mortgage rates using our other rate lists.

Peoples Savings Bank Urbana OH money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Savings Bank Urbana OH? Share your experience about Peoples Savings Bank Urbana OH by leaving a review below, or read customer reviews before you decide to use Peoples Savings Bank Urbana OH.

Peoples Savings Bank Urbana OH Texas Ratio

Peoples Savings Bank Urbana OH's Texas Ratio is at 12.20%, which is considered excellent. The Texas Ratio for Peoples Savings Bank Urbana OH is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peoples Savings Bank Urbana OH is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.82%
18-Month CD
3.05%
24-Month CD
3.25%
36-Month CD
2.90%
48-Month CD
3.00%
60-Month CD
N/A
Savings
0.20%
MMA
0.85%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Peoples Savings Bank Urbana OH
10 Monument Sq
Urbana, OH 43078
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Peoples Savings Bank Urbana OH CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
12-Month CD
3.82%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
6-Month CD
3.61%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
24-Month CD
3.25%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
18-Month CD
3.05%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
48-Month CD
3.00%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
36-Month CD
2.90%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Money Market Fund Savings
0.85%
$100,000
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Statement Savings
0.20%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Peoples Savings Bank Urbana OH Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Eastern Bank
Eastern Bank
6-Month CD
5.30%
$2,500
Live Oak Bank
Live Oak Bank
9-Month CD
5.15%
$2,500
Global Bank
Global Bank
12-Month CD
5.10%
$1,000
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
Rewards Checking Account <-$15K
5.00%
$0
FirstBank of Nebraska
FirstBank of Nebraska
11-Month CD special
5.00%
$1,000
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
Win-Win Money Market
5.00%
$25,000
Walden Savings Bank
Walden Savings Bank
5-Month CD
5.00%
$1,000
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
5-Month CD special
4.82%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
6-Month CD
4.75%
$1,000
F&M Union Bank
12-Month CD
4.55%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
13-Month CD
4.50%
$500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Money Market
4.33%
$1,500,000
Portage Community Bank
Portage Community Bank
6-Month CD
4.25%
$1,000
Renasant Bank
Renasant Bank
11-Month CD special
4.25%
$10,000
Vermont State Bank
Vermont State Bank
12-Month CD
4.04%
$500
FSB of Forrest
FSB of Forrest
Kasasa Cash
4.00%
$0
Home SB of Wapakoneta
Home SB of Wapakoneta
17-Month CD
4.00%
$500
Luminate Bank
Luminate Bank
18-Month CD
4.00%
$500
A+ Federal Credit Union
A+ Federal Credit Union
60-Month CD certificate
3.87%
$1,000
Beacon Community Bank
Beacon Community Bank
36-Month CD
3.75%
$250
1st Advantage Bank
1st Advantage Bank
36-Month CD
3.25%
$500
Presidential Bank
Presidential Bank
24-Month CD
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
24-Month CD
3.00%
$1,000
Vio Bank
Vio Bank
84-Month CD
2.75%
$500
State Bank & Trust Company
State Bank & Trust Company
60-Month CD
2.52%
$1,000
West Shore Bank
West Shore Bank
24-Month CD
2.52%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
Prime Bonus Interest Checking
2.50%
$0
Tri-County Trust Company
Tri-County Trust Company
24-Month CD
2.27%
$1,000
Heritage Bank Wood River, NE
36-Month CD
2.02%
$1,000
State Bank of St. Jacob
State Bank of St. Jacob
36-Month CD
2.00%
$1,000
Frontier Community Bank
Frontier Community Bank
66-Month CD
1.80%
$1,000
Dundee Bank
Dundee Bank
Save Green Rewards Checking
1.75%
$100
Sacramento Deposit Bank
Sacramento Deposit Bank
48-Month CD
1.71%
$1,000
FNB of Hope
60-Month CD
1.56%
$500
PSECU
PSECU
3-Month CD
1.50%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
18-Month CD
1.41%
$500
Vio Bank
Vio Bank
Online Savings Account
1.10%
$100
Hingham Institution for Savings
Hingham Institution for Savings
12-Month CD
1.01%
$1,000
F&M Bank of Hutsonville
F&M Bank of Hutsonville
6-Month CD
0.60%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Money Market Plus Account
0.55%
$25,000
First Federal S&L of Van Wert
First Federal S&L of Van Wert
48-Month CD
0.50%
$2,500
SouthStar Bank
SouthStar Bank
Savings Account
0.35%
$100
Schuyler Savings Bank
Schuyler Savings Bank
48-Month CD
0.30%
$1,000
FNB of Raymond
FNB of Raymond
Money Market Deposit
0.25%
$2,500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Savings
0.25%
$100
San Luis Valley Federal Bank
San Luis Valley Federal Bank
SLVFB Savings Account
0.17%
$100
SNB St. Henry Bank
SNB St. Henry Bank
Passbook Savings
0.15%
$100
First Citizens State Bank
First Citizens State Bank
Statement Savings Account
0.05%
$100
PCSB Bank
PCSB Bank
Statement Savings
0.05%
$25
Buckeye Community Bank
Buckeye Community Bank
Buckeye Statement Savings
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Peoples Savings Bank Urbana OH Information

Peoples Savings Bank Urbana OH
10 Monument Sq
Urbana, OH 43078
Champaign
Established Date: 01/01/1892
FDIC Certificate #: 29975
Date of FDIC Deposit Insurance: 05/16/1938
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Peoples Savings Bank Urbana OH FDIC Insured? Yes
What is Peoples Savings Bank Urbana OH's Cert number? 29975
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peoples Savings Bank Urbana OH Financials

Total Assets:
$151,072,000
Total Deposits:
$131,997,000
Equity Capital:
$12,794,000
Domestic Deposits:
$131,997,000
Net Income:
$219,000
Return on Assets:
0.7146%
Quarterly Return on Assets:
0.5900%
Pretax Return on Assets:
0.7395%
Pretax Quarterly Return on Assets:
0.7400%
Return on Equity:
9.6300%
Quarterly Return on Equity:
7.4100%
Leverage Tier 1 (Core Capital) Ratio:
9.4912%
Total Interest Income (YTD):
4.0169%
 
 
Headquarters:
Urbana
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Champaign
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

As we predicted in early March, the the top 1 year CD rate currently available is now at 1.49 percent with a yield of 1.50 percent. Conexus Credit Union is the first financial institution in the rate database to increase their 1 year rate to the 1.50 percent level.

venture bank direct online savings accountVenture Bank Direct of Lacey Washington is offering one of the best online savings account rates. The savings account currently has an an annual percentage rate (APR) of 3.73% and an annual percentage yield (APY) of 3.80%.
Mortgage rates barely changed today despite the United State's long term rating outlook being lowered to negative by Standard & Poor's. Current 30 year mortgage rates are averaging 4.80% as reported by MonitorBankRates.com. 30 year rates are down from yesterday's average rate of 4.83%.  Average 30 year rates in Arizona are slightly higher than the national average at 4.84%.

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