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Community State Bank Brook, IN Rates & Review September 2026

Community State Bank Brook, IN's Special 12-Month CD rates are at 3.75%, Special 48-Month CD rates are at 2.50%, 12-Month CD rates are at 2.25%, 182 Day CD rates are at 2.00%, 5 Year CD rates are at 2.00%. Community State Bank Brook, IN's savings rates are at 0.25%. MonitorBankRates evaluates the financial stability of Community State Bank Brook, IN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.22%. Rates last updated and verified on 09/14/2026.

Community State Bank Brook, IN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community State Bank Brook, IN? Share your experience about Community State Bank Brook, IN by leaving a review below, or read customer reviews before you decide to use Community State Bank Brook, IN.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.22%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Community State Bank
244 W Main St
Brook, IN 47922
https://www.communitystatebank.com
Member FDIC

Community State Bank Brook, IN CD Rates

Product Rate APY Term View More
Special 12 Month CD - 3.75% 12 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%
Special 48 Month CD - 2.50% 48 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%
12 Month CD - 2.25% 12 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%
182 Day CD - 2.00% 182 Day
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%
5 Year CD - 2.00% 5 Year
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%
18 Month CD - 1.50% 18 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%
91 Day CD - 1.50% 91 Day
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%
30 Month CD - 1.25% 30 Month
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%

Community State Bank Brook, IN Savings Rates

Product Rate APY View More
Passbook Savings - 0.25%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%

Community State Bank Brook, IN Other Rates

Product Rate Points APY/APR Term View More
IRA - - 0.40%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%
MMDA - - 0.35%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%
NOW - - 0.35%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.22%

Financial Health History

Community State Bank Brook, IN’s Texas Ratio stayed near 4.30% in Q3 2023 to 4.22% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.7% 2.0★ 3.4% 3.0★ 5.1% 4.0★ 6.8% 5.0★ Healthy zone – entire history below the 15% limit 4.30% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.22% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$161M4.22%5.0A+
March 31, 2026$155M4.55%5.0A+
December 31, 2025$151M4.74%5.0A+
September 30, 2025$148M3.50%5.0A+
June 30, 2025$145M3.97%5.0A+
March 31, 2025$142M3.64%5.0A+
December 31, 2024$139M3.40%5.0A+
September 30, 2024$139M3.38%5.0A+
June 30, 2024$135M3.58%5.0A+
March 31, 2024$132M4.55%5.0A+
December 31, 2023$126M5.01%5.0A+
September 30, 2023$123M4.30%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community State Bank Brook, IN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community State Bank Brook, IN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community State Bank Brook, IN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community State Bank Brook, IN
FDIC Certificate # 8067
Address 244 W Main St, Brook, IN 47922  ·  Newton
Established 19310401
FDIC Insurance Date 19340101
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.22%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0844%
Return on Equity (ROE) 12.5300%
Non-Performing Loans (NPL) 0.36%
Total Assets $161,189,000
Total Deposits $135,066,000
Equity Capital $13,919,000
Net Income $844,000
Headquarters Brook
Total Branches and Offices 2
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Community State Bank Brook, IN earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/community-state-bank-rates-review-8067">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Community State Bank Brook, IN

How many branches does Community State Bank Brook, IN operate?

Community State Bank Brook, IN currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community State Bank Brook, IN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community State Bank Brook, IN provides members with tools to manage their accounts and build a solid financial history.

Does Community State Bank Brook, IN offer online and mobile banking?

Most modern institutions like Community State Bank Brook, IN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitystatebank.com.

Current Community State Bank Brook, IN Rates

  • 12-Month CD2.25%
  • 18-Month CD1.50%
  • 48-Month CD2.50%
  • 60-Month CD2.00%
  • Savings0.25%
Retrieved from our database of financial products. Rates subject to change.