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Brentwood Baptist Church Federal Credit Union Rates & Review September 2026

Brentwood Baptist Church Federal Credit Union's 24 month CD (CD) rates are at 1.00%, 18 month CD (CD) rates are at 0.50%, 12 month CD (CD) rates are at 0.25%, 6 month CD (CD) rates are at 0.05%. Brentwood Baptist Church Federal Credit Union's savings rates are at 0.05%. Brentwood Baptist Church Federal Credit Union's Personal Loan Rates are as low as 13.00%. MonitorBankRates evaluates the financial stability of Brentwood Baptist Church Federal Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.98%. Rates last updated and verified on 09/21/2026.

Brentwood Baptist Church Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Brentwood Baptist Church Federal Credit Union? Share your experience about Brentwood Baptist Church Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Brentwood Baptist Church Federal Credit Union.

Overall Health & Safety Grade ?
B+
Good Health Score: 89/100
MonitorBankRates Rating ?
4.8
Excellent Out of 5.0 Stars
Texas Ratio ?
17.98%
Good Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Brentwood Baptist Church Federal Credit Union
Main
13033 1/2 Landmark St
Houston, TX 77045-3431
https://www.bbcfcu.org
Member NCUA

Brentwood Baptist Church Federal Credit Union CD Rates

Product Rate APY Term View More
24 month Share Certificate (CD) 1.00% 1.00% 24 month
No additional details.
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%
18 month Share Certificate (CD) 0.50% 0.50% 18 month
No additional details.
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%
12 month Share Certificate (CD) 0.25% 0.25% 12 month
No additional details.
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%
6 month Share Certificate (CD) 0.05% 0.05% 6 month
No additional details.
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%

Brentwood Baptist Church Federal Credit Union Savings Rates

Product Rate APY View More
Share (Savings) and Club accounts 0.50% 0.50%
Min Balance $10,000
Details Balance: $10,000.01 - above
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%
Share (Savings) and Club accounts 0.45% 0.45%
Min Balance $6,000
Details Balance: $6,000.01 - 10,000.00
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%
Share (Savings) and Club accounts 0.25% 0.25%
Min Balance $3,000
Details Balance: $3,000.01 - 6,000.00
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%
Share (Savings) and Club accounts 0.05% 0.05%
Min Balance $100
Details Balance: $100.00 - 3,000.00
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%

Brentwood Baptist Church Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 2.99%
Details Published APR range: 2.99% to 16.99%. for new
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%

Brentwood Baptist Church Federal Credit Union Personal Loan Rates

Product APR Term View More
SIGNATURE LOANS 13.00%
Details Published APR range: 13.00% to 18.00%.
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%

Brentwood Baptist Church Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Christmas & Vacation 0.50% - 0.50%
Last Updated 09/21/2026
Institution Ratings
4.8
Star Rating
B+
Health Grade
Texas Ratio: 17.98%

Financial Health History

Brentwood Baptist Church Federal Credit Union’s Texas Ratio rose from 6.23% in Q2 2023 to 17.98% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.8 and its Health Grade from A to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 24% 2.0★ 49% 3.0★ 73% 4.0★ 97% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 6.23% A Q2 2023 A- Q3 2023 A- Q4 2023 A- Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 F Q1 2025 F Q2 2025 F Q3 2025 F Q4 2025 17.98% B+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$1M17.98%4.8B+
December 31, 2025$1M66.57%1.0F
September 30, 2025$1M71.96%1.0F
June 30, 2025$1M71.91%1.0F
March 31, 2025$1M70.95%1.0F
December 31, 2024$1M11.26%5.0A
September 30, 2024$1M11.14%5.0A
June 30, 2024$1M13.01%5.0A
March 31, 2024$1M15.43%5.0A-
December 31, 2023$1M15.71%4.9A-
September 30, 2023$1M13.82%5.0A-
June 30, 2023$1M6.23%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Brentwood Baptist Church Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Brentwood Baptist Church Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Brentwood Baptist Church Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Brentwood Baptist Church Federal Credit Union
Address 13033 1/2 Landmark St, Houston, TX 77045-3431
Phone 713-852-1459
Fax 713-723-2769
President Allecia Pottinger
CEO Kay Rosebure
Full-Time Employees 0
Part-Time Employees 4
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
17.98%
Return on Assets (ROA)
-0.0392%
Return on Equity (ROE)
-0.5215%
Non-Performing Loans Ratio (NPL)
2.35%
Total Assets
1,325,784
Total Amount of Shares and Deposits
1,221,364
Total Shares and Deposits < 1 Year
1,221,364
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,221,364
Total Interest Expense (Sum of items 6 8)
1,894
Share Certificates
15
Number of Accounts for Regular Shares
624
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
289,196
Total Liabilities
1,226,066
Source: NCUA — Last Updated 03/31/2026

Customer Reviews

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Frequently Asked Questions About Brentwood Baptist Church Federal Credit Union

How many branches does Brentwood Baptist Church Federal Credit Union operate?

Brentwood Baptist Church Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Brentwood Baptist Church Federal Credit Union?

Yes, to access services at Brentwood Baptist Church Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Brentwood Baptist Church Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Brentwood Baptist Church Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Brentwood Baptist Church Federal Credit Union offer online and mobile banking?

Most modern institutions like Brentwood Baptist Church Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bbcfcu.org.

Current Brentwood Baptist Church Federal Credit Union Rates

  • 12-Month CD0.25%
  • 18-Month CD0.50%
  • 24-Month CD1.00%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.