UNB Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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UNB BankToday's 12-month CD rates can be found at 3.25%, 6-month CD rates at 1.77% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 15.25%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to UNB Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from UNB Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with UNB Bank CD rates. You can also compare UNB Bank savings rates, MMA rates and mortgage rates using our other rate lists.

UNB Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UNB Bank? Share your experience about UNB Bank by leaving a review below, or read customer reviews before you decide to use UNB Bank.

UNB Bank Texas Ratio

UNB Bank's Texas Ratio is at 0.58%, which is considered excellent. The Texas Ratio for UNB Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, UNB Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
UNB Bank
1 N Oak St
Mount Carmel, PA 17851
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare UNB Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
Money Market
4.51%
$25,000
Goldwater Bank
Goldwater Bank
12-Month CD
4.25%
$500
Raymond James
24-Month CD
4.25%
$1,000
Bayer Heritage Federal Credit Union
Bayer Heritage Federal Credit Union
12-Month CD
3.92%
$100
First B&T Co. Perry, OK
First B&T Co. Perry, OK
12-Month CD
3.92%
$1,500
Empower Federal Credit Union
Empower Federal Credit Union
24-Month CD
3.85%
$500
AAC Credit Union
AAC Credit Union
24-Month CD
3.55%
$500
Cornerstone State Bank
Cornerstone State Bank
6-Month CD (Jumbo)
3.53%
$200,000
Needham Bank
Needham Bank
36-Month CD
3.50%
$1,000
Southwest Missouri Bank
Southwest Missouri Bank
12-Month CD
3.50%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
12-Month CD
3.40%
$500
River Bank
River Bank
60-Month CD
3.29%
$1,000
1st Street Credit Union
1st Street Credit Union
12-Month CD
3.29%
$1,000
Consumers National Bank
Consumers National Bank
25-Month CD
3.25%
$1,000
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
Education Credit Union
Education Credit Union
24-Month CD
3.00%
$500
SaviBank
SaviBank
18-Month CD
2.80%
$500
Bank of Vici
Bank of Vici
48-Month CD
2.56%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
60-Month CD
2.50%
$500
FNB of Kansas
FNB of Kansas
18-Month CD
2.50%
$1,000
Superior National Bank
Superior National Bank
12-Month CD
2.50%
$500
First Southern State Bank
First Southern State Bank
36-Month CD
2.27%
$500
Grand Timber Bank
Grand Timber Bank
24-Month CD
2.22%
$500
River Falls State Bank
River Falls State Bank
24-Month CD
2.22%
$500
State Bank of Industry
State Bank of Industry
36-Month CD
2.02%
$1,000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
48-Month CD
1.75%
$50
Cross River Bank
Cross River Bank
I Connect/E Connect Savings
1.75%
$0
Hilltop National Bank
Hilltop National Bank
18-Month CD
1.61%
$1,000
The Peoples Community Bank
The Peoples Community Bank
48-Month CD
1.55%
$500
First National Bank of Clarksdale
First National Bank of Clarksdale
60-Month CD
1.50%
$500
Highland Bank
Highland Bank
24-Month CD
1.45%
$100
Five Star Credit Union
Five Star Credit Union
Premier Growth Money Market
1.31%
$2,000
JTNB
JTNB
18-Month CD
1.26%
$1,000
Northumberland Bank
Northumberland Bank
Money Market
1.26%
$100,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
24-Month CD
1.25%
$500
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
Money Market
1.21%
$2,500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Ultra Money Market
1.00%
$100,000
Bank of Canton
Bank of Canton
12-Month CD
1.00%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
Savings
0.75%
$5
BAC Community Bank
BAC Community Bank
60-Month CD
0.75%
$2,500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
12-Month CD
0.50%
$1,000
The Huntington National Bank
The Huntington National Bank
24-Month CD
0.50%
$1,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
12-Month CD
0.35%
$500
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
24-Month CD
0.30%
$500
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
Napoleon State Bank
Napoleon State Bank
Savings
0.10%
$25
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
Money Market
0.05%
$10
Windsor Federal S&L
Windsor Federal S&L
Money Market
0.05%
$2,500
Bank Five Nine
Bank Five Nine
Statement Savings
0.04%
$50
Lewis & Clark Bank
Lewis & Clark Bank
Savings
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have UNB Bank rate data right now, check back for updates, we are adding rates all the time.

UNB Bank Information

UNB Bank
1 N Oak St
Mount Carmel, PA 17851
Northumberland
Established Date: 01/01/1906
FDIC Certificate #: 7631
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: UNB CORP
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is UNB Bank FDIC Insured? Yes
What is UNB Bank's Cert number? 7631
What is the maximum amount for insured deposits? $250,000 per holder, per account

UNB Bank Financials

Total Assets:
$164,075,000
Total Deposits:
$154,930,000
Equity Capital:
$8,136,000
Domestic Deposits:
$154,930,000
Net Income:
$24,000
Return on Assets:
0.1924%
Quarterly Return on Assets:
0.0600%
Pretax Return on Assets:
0.0588%
Pretax Quarterly Return on Assets:
0.0600%
Return on Equity:
3.9600%
Quarterly Return on Equity:
1.1300%
Leverage Tier 1 (Core Capital) Ratio:
9.6062%
Total Interest Income (YTD):
3.3528%
 
 
Headquarters:
Mount Carmel
FDIC Field Office:
Harrisburg
Regulator:
FDIC
County:
Northumberland
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates and refinance rates continue to head lower this week. Today's 30 year conforming mortgage rates and refinance rates are averaging 4.79 percent, down from last week’s average 30 year home loan rate and mortgage refinance rate of 4.99 percent. Conventional 30 year mortgage rates and refinance rates in Massachusetts are higher than the national average 30 year rate. Today's 30 year rates in MA are averaging 4.91 percent.
First Florida Credit Union (FFCU) is advertising a Regular Savings Account, a Club Savings Account and three types of Money Market Accounts. The interest rates on all accounts are tiered. The credit union's money market account rates is currently higher than their savings account rates.

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UNB Bank Reviews

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