Western Dakota Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Western Dakota Bank Deposit Rates

Western Dakota BankToday's 12-month CD rates can be found at 0.15%, 6-month CD rates at 1.05% and 3-month CD rates at 0.05%. Current savings rates are at 0.40% and money market rates are at 0.02%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 17.20%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Western Dakota Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Western Dakota Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Western Dakota Bank CD rates. You can also compare Western Dakota Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Western Dakota Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Western Dakota Bank? Share your experience about Western Dakota Bank by leaving a review below, or read customer reviews before you decide to use Western Dakota Bank.

Western Dakota Bank Texas Ratio

Western Dakota Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Western Dakota Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Western Dakota Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Western Dakota Bank
803 Main Street
Timber Lake, SD 57656
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Western Dakota Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
USAlliance Financial
USAlliance Financial
24-Month CD
4.40%
$500
ConnectOne Bank
ConnectOne Bank
Connection Plus Savings
4.00%
$2,500
Franklin SB Farmington, ME
Franklin SB Farmington, ME
6-Month CD
4.00%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
48-Month CD
3.82%
$500
Communitywide Federal Credit Union
Communitywide Federal Credit Union
36-Month CD
3.80%
$1,000
The Corner Stone Bank
The Corner Stone Bank
36-Month CD
3.55%
$1,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
36-Month CD
3.50%
$500
Bank of Prague
Bank of Prague
60-Month CD
3.28%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
24-Month CD
3.03%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
48-Month CD
3.03%
$250
Superior National Bank
Superior National Bank
24-Month CD
3.00%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD (Super Jumbo)
2.88%
$225,000
First National Bank VA
First National Bank VA
48-Month CD
2.78%
$500
Ashton State Bank
Ashton State Bank
24-Month CD
2.62%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
36-Month CD
2.42%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
60-Month CD
2.27%
$500
OneLocal Bank
OneLocal Bank
60-Month CD
1.75%
$1,000
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
SouthernTrust Bank
SouthernTrust Bank
36-Month CD
1.51%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
12-Month CD
1.50%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Platinum Money Market
1.50%
$100,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
Home Loan State Bank
Home Loan State Bank
48-Month CD
1.21%
$1,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
12-Month CD
1.15%
$500
Citizens Bank of Clovis
Citizens Bank of Clovis
Savings
1.01%
$150
The Bank of Brodhead
The Bank of Brodhead
24-Month CD
1.00%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
6-Month CD
0.75%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
24-Month CD
0.70%
$500
Kearny Bank
Kearny Bank
48-Month CD
0.70%
$500
Hometown Bank of PA
Hometown Bank of PA
60-Month CD
0.60%
$1,000
First County Bank
First County Bank
60-Month CD
0.55%
$1,000
Greenville National Bank
Greenville National Bank
60-Month CD
0.50%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
24-Month CD
0.45%
$500
Bank of Hartington
Bank of Hartington
Savings
0.35%
$10
UCB Milford, IA
UCB Milford, IA
Passbook Savings
0.35%
$0
Bank of New Hampshire
Bank of New Hampshire
48-Month CD
0.30%
$500
Lusitania Savings Bank
Lusitania Savings Bank
24-Month CD
0.25%
$500
Oxford Bank
Oxford Bank
36-Month CD
0.25%
$500
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Statement Savings
0.20%
$100
Eastern Bank
Eastern Bank
60-Month CD (Business Select)
0.20%
$500
SaviBank
SaviBank
Savings
0.10%
$0
Bank of New Hampshire
Bank of New Hampshire
6-Month CD
0.10%
$500
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
Consumer Savings
0.10%
$100
Arlington State Bank
Arlington State Bank
NOW Checking
0.05%
$900
Bank of Franklin County
Bank of Franklin County
Patriot Money Market
0.05%
$0
BayVanguard Bank
BayVanguard Bank
Business Interest Checking
0.05%
$5,000
Community Bank of Missouri
Community Bank of Missouri
Money Market
0.05%
$0
Flanagan State Bank
Flanagan State Bank
Regular Savings
0.05%
$50
Municipal Bank
Municipal Bank
Statement Savings
0.03%
$300
Bank of America
Bank of America
48-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Western Dakota Bank rate data right now, check back for updates, we are adding rates all the time.

Western Dakota Bank Information

Western Dakota Bank
803 Main Street
Timber Lake, SD 57656
Dewey
Established Date: 01/01/1919
FDIC Certificate #: 492
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: WESTERN DAKOTA HOLDING CO
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Western Dakota Bank FDIC Insured? Yes
What is Western Dakota Bank's Cert number? 492
What is the maximum amount for insured deposits? $250,000 per holder, per account

Western Dakota Bank Financials

Total Assets:
$73,432,000
Total Deposits:
$66,668,000
Equity Capital:
$6,525,000
Domestic Deposits:
$66,668,000
Net Income:
$296,000
Return on Assets:
1.5526%
Quarterly Return on Assets:
1.6200%
Pretax Return on Assets:
1.6846%
Pretax Quarterly Return on Assets:
1.6800%
Return on Equity:
19.0800%
Quarterly Return on Equity:
18.5900%
Leverage Tier 1 (Core Capital) Ratio:
9.6777%
Total Interest Income (YTD):
4.3730%
 
 
Headquarters:
Timber Lake
FDIC Field Office:
Sioux Falls
Regulator:
FDIC
County:
Dewey
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Texas Trust Credit Union is advertising several different types of certificates of deposit. One of the credit union's best CD rates is on their 12 month jumbo certificate of deposit. The current jumbo CD rate is 2.05 percent with an annual percentage yield of 2.07 percent. You have to be an Eagle Member of the credit union to receive that CD rate and CD yield.
cd-rates-finding-the-best-cd-ratesFinding the best CD rates these days has become a lot easier with comparison sites. Since certificate of deposit rates are so low it pays even more to shop around. The national average CD rate on a 12 month CD is 1.33 percent this week. You can find higher CD rates than the national average.
Mortgage rates are higher this weekend following an uptrend of the past several days. Mortgage rates on 30 year mortgage loans are averaging 4.06%, up from yesterday’s average mortgage rate of 4.04%. Current mortgage rates on 15 year home loans are averaging 3.34%, an increase from yesterday’s average 15 year mortgage rate of 3.33%.

Bank or Credit Union Offers and Deals

Tinker Federal Credit Union Savings
Today's Mortgage Refinance Rates, 30 Year Mortgage Rates at 4.81%
Best CD Rates New York
USAA 3 Month Jumbo CD Rates now at 0.35%
Mortgage Rates October 1, 30 Year Mortgage Rates at 4.05%, 15 Year Rates at 3.34%
Luana Savings Bank 6 Month $50K CD Rates now at 0.45%
WaMu Online Savings Account Now Yields 3.75%
Tompkins Mahopac Bank CD Rates
Highest Savings Account Rates at 1.05% This Week
Today's PNC Bank Mortgage Rates

Alternative Bank and Credit Union Offers to Explore

Fed Chairman Says Inflation Still not a Concern in Senate Testimony
Credit Union of New Jersey Certificates of Deposit
Free Hotel Stays at the Sheraton, Westin, Le Meridien and W Hotels
Auto Loan Rates Decline
Inflation is Creeping Up, Deposit Rates Will Move Higher in Early 2015
Current Deposit Rates Remain Stable as Fed's Yellen Talks Interest Rates
Short Term CD Interest Rates Winston-Salem, NC
Today's Mortgage Rates Up from Record Lows Caused Mortgage Loan Demand to Drop
Nordstrom Bank 1 Year CD Rates now at 0.90%
Mortgage Rates - Current Mortgage Rates Nearing 5.00%

Western Dakota Bank Reviews

There are no reviews for Western Dakota Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Western Dakota Bank
Your Name:
Your Rating:

See how Western Dakota Bank Compares to other banks