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Greene County Commercial Bank Rates & Review November 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: November 6, 2026

Greene County Commercial Bank's 5 Year Relationship CD rates are at 4.00%, 5-Star CD 5 Year Relationship rates are at 4.00%, 5 Year 5-Star CD rates are at 3.50%, 12-Month 1 Year CD rates are at 3.40%, 1 Year Relationship CD rates are at 3.40%. Greene County Commercial Bank's savings rates are at 5.00%. Greene County Commercial Bank's money market rates are at 0.11%. Greene County Commercial Bank's checking rates are as high as 5.00%. Greene County Commercial Bank's Fixed Rate Mortgage Loan - 15 Year Term rates are at 6.375%, 5/1 Adjustable Rate Mortgage rates are at 5.99%, Adjustable Rate Mortgage - 5/1 ARM rates are at 5.99%, 10/1 Adjustable Rate Mortgage rates are at 6.625%, Adjustable Rate Mortgage - 10/1 ARM rates are at 6.625%. Greene County Commercial Bank's Personal Loan Rates are as low as 13.49%. Greene County Commercial Bank's top CD rate of 4.00% APY on a 5 year CD is 36% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Greene County Commercial Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 11/06/2026.

Greene County Commercial Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greene County Commercial Bank? Share your experience about Greene County Commercial Bank by leaving a review below, or read customer reviews before you decide to use Greene County Commercial Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Greene County Commercial Bank
425 Main St
Catskill, NY 12414
https://www.tbogc.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Greene County Commercial Bank CD Rates

Product Rate APY Term Min. Deposit View More
5-Year Relationship CD - 4.00% 5 Year -
Details Relationship CD; requires active checking account (3+ transactions per month)
Last Updated 11/06/2026
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5-Star CD 5-Year Relationship - 4.00% 5 Year $1,000
Min Deposit $1,000
Min Balance $1,000
Details Relationship CD: requires an active checking account (3 or more transactions per month). Certificates of Deposit: $1,000.00 minimum to open and to earn APY.
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Oct 21, 2026: 4.00% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5-Year 5-Star CD - 3.50% 5 Year $1,000
Min Deposit $1,000
Min Balance $1,000
Details 5-Star CD; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Oct 21, 2026: 3.50% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
12-month 1-Year CD - 3.40% 12 months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Relationship CD Special; requires active checking account; Early withdrawal penalty may apply
Last Updated 11/06/2026
Rate History
1 change since Sep 24, 2026 · 3.35% → 3.40% ▲ 0.05 pts · high 3.40% / low 3.35%
2.85%3.38%3.90%Sep 24, 2026: 3.35% APYOct 3, 2026: 3.40% APYSep 24, 2026Nov 9, 2026
  • Oct 3, 20263.40%▲ from 3.35%
  • Sep 24, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1-Year Relationship CD 3.30% 3.40% 1 Year -
Details Relationship CD; requires active checking account (3+ transactions per month)
Last Updated 11/06/2026
Rate History
No change since Oct 7, 2026 · 3.40% APY · checked 6 times
2.90%3.40%3.90%Oct 7, 2026: 3.40% APYOct 7, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5-Month CD - 3.10% 5 months $1,000
Min Deposit $1,000
Min Balance $1,000
Details Relationship CD Special; requires active checking account; Early withdrawal penalty may apply
Last Updated 11/06/2026
Rate History
3 changes since Sep 24, 2026 · 3.05% → 3.10% ▲ 0.05 pts · high 3.10% / low 2.60%
2.10%2.85%3.60%Sep 24, 2026: 3.05% APYOct 3, 2026: 3.10% APYOct 21, 2026: 2.60% APYNov 6, 2026: 3.10% APYSep 24, 2026Nov 9, 2026
  • Nov 6, 20263.10%▲ from 2.60%
  • Oct 21, 20262.60%▼ from 3.10%
  • Oct 3, 20263.10%▲ from 3.05%
  • Sep 24, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5-Month Relationship CD 3.01% 3.10% 5 Month -
Details Relationship CD; requires active checking account (3+ transactions per month)
Last Updated 11/06/2026
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 6 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
1-Year CD 2.92% 3.00% 1 Year $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit or IRA Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
2 changes since Sep 24, 2026 · 3.35% → 3.00% ▼ 0.35 pts · high 3.40% / low 3.00%
2.50%3.20%3.90%Sep 24, 2026: 3.35% APYOct 3, 2026: 3.40% APYOct 21, 2026: 3.00% APYSep 24, 2026Nov 9, 2026
  • Oct 21, 20263.00%▼ from 3.40%
  • Oct 3, 20263.40%▲ from 3.35%
  • Sep 24, 20263.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5-Month CD 2.53% 2.60% 5 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit or IRA Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
2 changes since Sep 24, 2026 · 3.05% → 2.60% ▼ 0.45 pts · high 3.10% / low 2.60%
2.10%2.85%3.60%Sep 24, 2026: 3.05% APYOct 3, 2026: 3.10% APYOct 21, 2026: 2.60% APYSep 24, 2026Nov 9, 2026
  • Oct 21, 20262.60%▼ from 3.10%
  • Oct 3, 20263.10%▲ from 3.05%
  • Sep 24, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
2 1/2-Year CD 0.34% 0.35% 2 1/2 Year $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Oct 21, 2026: 0.35% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
2-Year CD 0.34% 0.35% 2 Year $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Oct 21, 2026: 0.35% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
20-Month CD 0.34% 0.35% 20 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Oct 21, 2026: 0.35% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
3-Year CD 0.34% 0.35% 3 Year $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Oct 21, 2026: 0.35% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
4-Year CD 0.34% 0.35% 4 Year $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.35% APY · checked 4 times
0.00%0.43%0.85%Oct 21, 2026: 0.35% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
15-Month CD 0.30% 0.30% 15 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 21, 2026: 0.30% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
18-Month CD 0.30% 0.30% 18 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.30% APY · checked 4 times
0.00%0.40%0.80%Oct 21, 2026: 0.30% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
3-Year Triple Protection CD 0.25% 0.25% 3 Year $1,000
Min Deposit $1,000
Min Balance $1,000
Details Triple Protection CD; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 21, 2026: 0.25% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
6-Month CD 0.25% 0.25% 6 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 21, 2026: 0.25% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
7-Month CD 0.25% 0.25% 7 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 21, 2026: 0.25% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
8-Month CD 0.25% 0.25% 8 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 21, 2026: 0.25% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
9-Month CD 0.25% 0.25% 9 Month $1,000
Min Deposit $1,000
Min Balance $1,000
Details Certificate of Deposit; $1,000.00 minimum to open and to earn APY
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 21, 2026: 0.25% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Savings Rates

Product Rate APY View More
e-SAVINGS 4.88% 5.00%
Min Balance $1
Details Balance: $1 - $500
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 9 times
4.50%5.00%5.50%Sep 24, 2026: 5.00% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
STUDENT e-NEXT GENERATION SAVINGS 4.88% 5.00%
Min Balance $1
Details Balance: $1 - $100
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 9 times
4.50%5.00%5.50%Sep 24, 2026: 5.00% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
e-Holiday Savings Club 0.12% 0.12%
No additional details.
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.12% APY · checked 9 times
0.00%0.31%0.62%Sep 24, 2026: 0.12% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Passbook Savings Club 0.12% 0.12%
No additional details.
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.12% APY · checked 9 times
0.00%0.31%0.62%Sep 24, 2026: 0.12% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Savings Club 0.12% 0.12%
No additional details.
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.12% APY · checked 9 times
0.00%0.31%0.62%Sep 24, 2026: 0.12% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS 0.11% 0.11%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS 0.11% 0.11%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS 0.11% 0.11%
Min Balance $100,000
Details Balance: $100,000 - $499,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS 0.11% 0.11%
Min Balance $500,000
Details Balance: $500,000 - higher
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS 0.11% 0.11%
Min Balance $1
Details Balance: $1 - $24,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS 0.11% 0.11%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS 0.11% 0.11%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS 0.11% 0.11%
Min Balance $100,000
Details Balance: $100,000 - $499,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
RISK FREE IRA SAVINGS 0.11% 0.11%
Min Balance $500,000
Details Balance: $500,000 - higher
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Passbook Savings 0.10% 0.10%
No additional details.
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Statement Savings 0.10% 0.10%
No additional details.
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
e-SAVINGS 0.05% 0.05%
Min Balance $0
Details Published APY range: 0.05% to 4.99%. Balance: over $500
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Oct 21, 2026: 0.05% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
MORE YIELD SAVINGS 0.05% 0.05%
Min Balance $1
Details Balance: $1 - $24,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
STUDENT e-NEXT GENERATION SAVINGS 0.05% 0.05%
Min Balance $100
Details Published APY range: 0.05% to 4.99%. Balance: over $100
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Oct 21, 2026: 0.05% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Business Savings Rates

Product Rate APY View More
e-BUSINESS SAVINGS 4.88% 5.00%
Min Balance $1
Details Balance: $1 - $500
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 9 times
4.50%5.00%5.50%Sep 24, 2026: 5.00% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
e-BUSINESS SAVINGS 0.05% 0.05%
Min Balance $0
Details Balance: over $500; APY range: 0.05% to 4.99%
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 0.05% APY · checked 4 times
0.00%0.28%0.55%Oct 21, 2026: 0.05% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Money Market Rates

Product Rate APY View More
Money Market Accounts 0.11% 0.11%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Accounts 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Money Market Accounts 0.01% 0.01%
Min Balance $1
Details Balance: $1 - $24,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 9 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Business Money Market Rates

Product Rate APY View More
Business Money Market Accounts 0.11% 0.11%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Accounts 0.05% 0.05%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Business Money Market Accounts 0.01% 0.01%
Min Balance $1
Details Balance: $1 - $24,999
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 9 times
0.00%0.26%0.51%Sep 24, 2026: 0.01% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Checking Rates

Product Rate APY View More
e-Checking - 5.00%
Min Balance $1
Details Balance: $1-$500 earns 5.00% APY; balances over $500 earn 0.05% APY; The 5.00% APY* e-Solution promotion; Account must be opened online for e-Solution
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 5.00% APY · checked 4 times
4.50%5.00%5.50%Oct 21, 2026: 5.00% APYOct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
e-Lightning Checking - 5.00%
Min Balance $1
Details Balance: $1 to $500 earns 5.00% APY; balances over $500 earn a blended rate of 4.99% to 0.05%; Account must be opened online; $300 Greene Rewards bonus requires direct deposit starting within first 90 days; $25 Greene Rewards points per month for 12 months with continued direct deposit
Last Updated 11/06/2026
Rate History
No change since Sep 27, 2026 · 5.00% APY · checked 8 times
4.50%5.00%5.50%Sep 27, 2026: 5.00% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
FREE e-CHECKING ACCOUNT 4.89% 5.00%
Min Balance $1
Details Balance: $1 - $500
Last Updated 11/06/2026
Rate History
No change since Sep 27, 2026 · 5.00% APY · checked 8 times
4.50%5.00%5.50%Sep 27, 2026: 5.00% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 11/06/2026
Rate History
No change since Sep 27, 2026 · 0.11% APY · checked 8 times
0.00%0.31%0.61%Sep 27, 2026: 0.11% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $50,000
Details Balance: $50,000 - higher
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 11/06/2026
Rate History
No change since Sep 27, 2026 · 0.11% APY · checked 8 times
0.00%0.31%0.61%Sep 27, 2026: 0.11% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 11/06/2026
Rate History
No change since Sep 27, 2026 · 0.11% APY · checked 8 times
0.00%0.31%0.61%Sep 27, 2026: 0.11% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $100,000
Details Balance: $100,000 - $499,999
Last Updated 11/06/2026
Rate History
No change since Sep 27, 2026 · 0.11% APY · checked 8 times
0.00%0.31%0.61%Sep 27, 2026: 0.11% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $500,000
Details Balance: $500,000 - higher
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 9 times
0.00%0.31%0.61%Sep 24, 2026: 0.11% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
NIFTY-FIFTY CHECKING ACCOUNT 0.10% 0.10%
Details Nifty Fifty Club
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 9 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
FREE e-CHECKING ACCOUNT 0.05% 0.05%
Min Balance $0
Details Balance: over $500; APY range printed as 0.05% to 4.99%
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 24, 2026: 0.05% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 11/06/2026
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 27, 2026: 0.05% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT 0.05% 0.05%
Min Balance $1
Details Balance: $1 - $24,999
Last Updated 11/06/2026
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 27, 2026: 0.05% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT 0.01% 0.01%
Min Balance $1
Details Balance: $1 - $9,999
Last Updated 11/06/2026
Rate History
No change since Sep 27, 2026 · 0.01% APY · checked 8 times
0.00%0.26%0.51%Sep 27, 2026: 0.01% APYSep 27, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Business Checking Rates

Product Rate APY View More
FREE e-BUSINESS CHECKING ACCOUNT 4.89% 5.00%
Min Balance $1
Details Balance: $1-$500
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 5.00% APY · checked 9 times
4.50%5.00%5.50%Sep 24, 2026: 5.00% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
FREE e-BUSINESS CHECKING ACCOUNT 0.05% 0.05%
Min Balance $500
Details Published APY range: 0.05% to 4.99%. Balance: over $500
Last Updated 11/06/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 6 times
0.00%0.28%0.55%Oct 7, 2026: 0.05% APYOct 7, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Mortgage Rates

Product Rate Points APR Term View More
Fixed Rate Mortgage Loan - 15 Year Term 6.375% 0.00% 6.627% 15 Year
Details Preferred rate marked *; requires checking account with monthly payment deduction; APR based on $250,000 loan; owner-occupied 1 & 2 family homes
Last Updated 11/06/2026
Rate History
1 change since Oct 21, 2026 · 6.75% → 6.63% ▼ 0.13 pts · high 6.75% / low 6.63%
6.13%6.69%7.25%Oct 21, 2026: 6.75% APRNov 6, 2026: 6.63% APROct 21, 2026Nov 9, 2026
  • Nov 6, 20266.63%▼ from 6.75%
  • Oct 21, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Fixed Rate Mortgage Loan - 15 Year Term 6.625% 0.00% 6.882% 15 Year
Details APR based on $250,000 loan; owner-occupied 1 & 2 family homes
Last Updated 11/06/2026
Rate History
1 change since Oct 21, 2026 · 6.75% → 6.88% ▲ 0.13 pts · high 6.88% / low 6.75%
6.25%6.82%7.38%Oct 21, 2026: 6.75% APRNov 6, 2026: 6.88% APROct 21, 2026Nov 9, 2026
  • Nov 6, 20266.88%▲ from 6.75%
  • Oct 21, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5/1 Adjustable Rate Mortgage 5.99% 0.00% 6.985%
Details Initial rate for 5 years; Cap Per Adj: 1.50%; Lifetime Cap: 11.990%; Margin: 2.75%; New & Existing 1 & 2 Family, Owner-Occupied Homes
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 6.99% APR
6.49%6.99%7.49%Nov 6, 2026: 6.99% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Adjustable Rate Mortgage - 5/1 ARM 5.99% 0.00% 6.985%
Details Initial fixed period: 5 years; Cap Per Adj: 1.50%; Lifetime Cap: 11.990%; Margin: 2.75%; Preferred rate on condition of maintaining a checking account with automatic payment deduction; Mortgage rates apply to requests of $832,750 or less; APR based on $250,000 mortgage loan; Payment based on maximum term of 30 years
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 6.99% APR
6.49%6.99%7.49%Nov 6, 2026: 6.99% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
10/1 Adjustable Rate Mortgage 6.625% 0.00% 7.042%
Details Initial rate for 10 years; Cap Per Adj: 1.50%; Lifetime Cap: 12.625%; Margin: 2.75%; New & Existing 1 & 2 Family, Owner-Occupied Homes
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 7.04% APR
6.54%7.04%7.54%Nov 6, 2026: 7.04% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Adjustable Rate Mortgage - 10/1 ARM 6.625% 0.00% 7.042%
Details Initial fixed period: 10 years; Cap Per Adj: 1.50%; Lifetime Cap: 12.625%; Margin: 2.75%; Preferred rate on condition of maintaining a checking account with automatic payment deduction; Mortgage rates apply to requests of $832,750 or less; APR based on $250,000 mortgage loan; Payment based on maximum term of 30 years
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 7.04% APR
6.54%7.04%7.54%Nov 6, 2026: 7.04% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Fixed Rate Mortgage Loan - 20 Year Term 6.99% 0.00% 7.204% 20 Year
Details Preferred rate marked *; requires checking account with monthly payment deduction; APR based on $250,000 loan; owner-occupied 1 & 2 family homes
Last Updated 11/06/2026
Rate History
1 change since Oct 21, 2026 · 7.47% → 7.20% ▼ 0.27 pts · high 7.47% / low 7.20%
6.70%7.34%7.97%Oct 21, 2026: 7.47% APRNov 6, 2026: 7.20% APROct 21, 2026Nov 9, 2026
  • Nov 6, 20267.20%▼ from 7.47%
  • Oct 21, 20267.47%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
5/1 Adjustable Rate Mortgage 6.24% 0.00% 7.246%
Details Initial rate for 5 years; Cap Per Adj: 1.50%; Lifetime Cap: 12.240%; Margin: 3.00%; New & Existing 1 & 2 Family, Owner-Occupied Homes
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 7.25% APR
6.75%7.25%7.75%Nov 6, 2026: 7.25% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Adjustable Rate Mortgage - 5/1 ARM 6.24% 0.00% 7.246%
Details Initial fixed period: 5 years; Cap Per Adj: 1.50%; Lifetime Cap: 12.240%; Margin: 3.00%; Mortgage rates apply to requests of $832,750 or less; APR based on $250,000 mortgage loan; Payment based on maximum term of 30 years
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 7.25% APR
6.75%7.25%7.75%Nov 6, 2026: 7.25% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
10/1 Adjustable Rate Mortgage 6.875% 0.00% 7.298%
Details Initial rate for 10 years; Cap Per Adj: 1.50%; Lifetime Cap: 12.875%; Margin: 3.00%; New & Existing 1 & 2 Family, Owner-Occupied Homes
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 7.30% APR
6.80%7.30%7.80%Nov 6, 2026: 7.30% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Adjustable Rate Mortgage - 10/1 ARM 6.875% 0.00% 7.298%
Details Initial fixed period: 10 years; Cap Per Adj: 1.50%; Lifetime Cap: 12.875%; Margin: 3.00%; Mortgage rates apply to requests of $832,750 or less; APR based on $250,000 mortgage loan; Payment based on maximum term of 30 years
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 7.30% APR
6.80%7.30%7.80%Nov 6, 2026: 7.30% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Fixed Rate Mortgage Loan - 20 Year Term 7.24% 0.00% 7.458% 20 Year
Details APR based on $250,000 loan; owner-occupied 1 & 2 family homes
Last Updated 11/06/2026
Rate History
1 change since Oct 21, 2026 · 7.47% → 7.46% ▼ 0.01 pts · high 7.47% / low 7.46%
6.96%7.46%7.97%Oct 21, 2026: 7.47% APRNov 6, 2026: 7.46% APROct 21, 2026Nov 9, 2026
  • Nov 6, 20267.46%▼ from 7.47%
  • Oct 21, 20267.47%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - Fixed Rate 6.49% - 6.502% 10-year
Details 1st Lien Position; Preferred rate: requires checking or N.O.W. account with automatic payment deduction
Last Updated 11/06/2026
Rate History
2 changes since Sep 15, 2026 · 6.24% → 6.50% ▲ 0.26 pts · high 6.50% / low 6.24%
5.74%6.37%7.00%Sep 15, 2026: 6.24% APRSep 24, 2026: 6.49% APROct 21, 2026: 6.50% APRSep 15, 2026Nov 9, 2026
  • Oct 21, 20266.50%▲ from 6.49%
  • Sep 24, 20266.49%▲ from 6.24%
  • Sep 15, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loans - Fixed Rate 6.49% - 6.513% 5-year
Details 1st Lien Position; Preferred rate: requires checking or N.O.W. account with automatic payment deduction
Last Updated 11/06/2026
Rate History
1 change since Sep 15, 2026 · 6.26% → 6.51% ▲ 0.25 pts · high 6.51% / low 6.26%
5.76%6.39%7.01%Sep 15, 2026: 6.26% APRSep 24, 2026: 6.51% APRSep 15, 2026Nov 9, 2026
  • Sep 24, 20266.51%▲ from 6.26%
  • Sep 15, 20266.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loans - Fixed Rate 6.74% - 6.752% 10-year
Details 1st Lien Position
Last Updated 11/06/2026
Rate History
2 changes since Sep 15, 2026 · 6.24% → 6.75% ▲ 0.51 pts · high 6.75% / low 6.24%
5.73%6.50%7.26%Sep 15, 2026: 6.24% APRSep 24, 2026: 6.49% APROct 21, 2026: 6.75% APRSep 15, 2026Nov 9, 2026
  • Oct 21, 20266.75%▲ from 6.49%
  • Sep 24, 20266.49%▲ from 6.24%
  • Sep 15, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loans - Fixed Rate 6.74% - 6.763% 5-year
Details 1st Lien Position
Last Updated 11/06/2026
Rate History
2 changes since Sep 15, 2026 · 6.26% → 6.76% ▲ 0.50 pts · high 6.76% / low 6.26%
5.76%6.51%7.26%Sep 15, 2026: 6.26% APRSep 24, 2026: 6.51% APROct 21, 2026: 6.76% APRSep 15, 2026Nov 9, 2026
  • Oct 21, 20266.76%▲ from 6.51%
  • Sep 24, 20266.51%▲ from 6.26%
  • Sep 15, 20266.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loans - Fixed Rate 7.24% - 7.249% 15-year
Details 1st Lien Position; Preferred rate: requires checking or N.O.W. account with automatic payment deduction
Last Updated 11/06/2026
Rate History
1 change since Sep 15, 2026 · 7.01% → 7.25% ▲ 0.24 pts · high 7.25% / low 7.01%
6.51%7.13%7.75%Sep 15, 2026: 7.01% APRSep 24, 2026: 7.25% APRSep 15, 2026Nov 9, 2026
  • Sep 24, 20267.25%▲ from 7.01%
  • Sep 15, 20267.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity Loans - Fixed Rate 7.49% - 7.499% 15-year
Details 1st Lien Position
Last Updated 11/06/2026
Rate History
2 changes since Sep 15, 2026 · 7.01% → 7.50% ▲ 0.49 pts · high 7.50% / low 7.01%
6.51%7.25%8.00%Sep 15, 2026: 7.01% APRSep 24, 2026: 7.25% APROct 21, 2026: 7.50% APRSep 15, 2026Nov 9, 2026
  • Oct 21, 20267.50%▲ from 7.25%
  • Sep 24, 20267.25%▲ from 7.01%
  • Sep 15, 20267.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - Preferred 5.99% - 5.99% 12-66 Months
Details Model Year: 2026-2027; Preferred rate offered with checking account or N.O.W. account from which monthly payments are deducted; Subject to Credit Approval
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 5.99% APR · checked 4 times
5.49%5.99%6.49%Oct 21, 2026: 5.99% APROct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Auto Loan - Year 2026-2027 5.99% - 5.99% 12-66 Months
Details Preferred rate (*) offered with auto-debit from a Bank of Greene checking account; Monthly P&I Payment per $1,000: $17.82; Subject to Credit Approval
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 5.99% APR · checked 9 times
5.49%5.99%6.49%Sep 24, 2026: 5.99% APRSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Auto Loan 6.49% - 6.49% 12-66 Months
Details Model Year: 2026-2027; Subject to Credit Approval
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 6.49% APR · checked 4 times
5.99%6.49%6.99%Oct 21, 2026: 6.49% APROct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Auto Loan - 2018-2026 6.50% - 6.50% 12-60 Months
Details Maximum term 60 months; Preferred rate (*) offered with auto-debit from a Bank of Greene checking account; Monthly P&I Payment per $1,000: $19.57; Subject to Credit Approval
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 6.50% APR · checked 4 times
6.00%6.50%7.00%Oct 21, 2026: 6.50% APROct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Auto Loan - Preferred 6.50% - 6.50% 12-60 Months
Details Model Year: 2018-2026; Maximum term 60 months; Preferred rate offered with checking account from which monthly payments are deducted; Subject to Credit Approval
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 6.50% APR · checked 4 times
6.00%6.50%7.00%Oct 21, 2026: 6.50% APROct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Auto Loan 7.00% - 7.00% 12-60 Months
Details Model Year: 2018-2026; Maximum term 60 months; Subject to Credit Approval
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 7.00% APR · checked 4 times
6.50%7.00%7.50%Oct 21, 2026: 7.00% APROct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Personal Loan Rates

Product APR Term View More
Unsecured Personal Loan 13.49% 12-60 Months
Details Preferred rate; requires checking or N.O.W. account with auto-debit of monthly payments; Subject to Credit Approval; Maximum Unsecured Loan Amount: $10,000.00
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 13.49% APR · checked 4 times
12.99%13.49%13.99%Oct 21, 2026: 13.49% APROct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Unsecured Personal Loan 13.99% 12-60 Months
Details Standard rate; Subject to Credit Approval; Maximum Unsecured Loan Amount: $10,000.00
Last Updated 11/06/2026
Rate History
No change since Oct 21, 2026 · 13.99% APR · checked 4 times
13.49%13.99%14.49%Oct 21, 2026: 13.99% APROct 21, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Greene County Commercial Bank Other Rates

Product Rate Points APY/APR Term View More
GreenEquity Line of Credit - First Lien 6.50% - 6.50%
Details $20,000-$832,750; Fixed rate with auto-debit from Bank of Greene checking; Standard rate 6.75%; Auto-debit rate Prime -.25% after 60 months; Floor 6.25%, Ceiling 25.00%; Max 80% LTV
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 6.50% APR
6.00%6.50%7.00%Nov 6, 2026: 6.50% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
GreenEquity Line of Credit - First Lien 7.00% - 7.00%
Details over $832,750; Fixed rate with auto-debit from Bank of Greene checking; Standard rate 7.25%; Prime +.25% auto-debit rate after draw period; Max 75% LTV
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 7.00% APR
6.50%7.00%7.50%Nov 6, 2026: 7.00% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
GreenEquity Line of Credit - Second Lien 7.00% - 7.00%
Details Fixed rate with auto debit from Bank of Greene checking; Loan amounts $20,000-$500,000; Standard rate 7.00%; Auto debit rate Prime +.25%; Floor 6.75%, Ceiling 25.00%; Max 60% LTV
Last Updated 11/06/2026
Rate History
No change since Nov 6, 2026 · 7.00% APR
6.50%7.00%7.50%Nov 6, 2026: 7.00% APRNov 6, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Saratoga County Commercial Low-Interest Loan Program - - 5.85% 5-year fixed
Details Promotional rate for owner-occupied businesses in Saratoga County; requires checking account with auto debit; .25% origination fee; Maximum loan $2,000,000; Max LTV 75%; After 5-year period rate resets to FHLB plus 2.50%
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 5.85% APR · checked 9 times
5.35%5.85%6.35%Sep 24, 2026: 5.85% APRSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loan - Fixed Rate 7.50% - 9.253% 5-year
Details Preferred rate (*) on condition of maintaining a checking or N.O.W. account for auto-debit of monthly payments; APR based on $25,000 Vacant Land Loan; rate locked 90 days from application; no closing costs except NYS Mortgage Tax; rates for 1-2 family owner occupied homes; LTV 80.01%-85.00% adds 1.00% to rate
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 9.25% APR · checked 7 times
8.75%9.25%9.75%Sep 24, 2026: 9.25% APRSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loan - Fixed Rate 7.75% - 9.516% 5-year
Details Standard rate; APR based on $25,000 Vacant Land Loan; rate locked 90 days from application; no closing costs except NYS Mortgage Tax; rates for 1-2 family owner occupied homes; LTV 80.01%-85.00% adds 1.00% to rate
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 9.52% APR · checked 7 times
9.02%9.52%10.02%Sep 24, 2026: 9.52% APRSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loan - Fixed Rate 8.25% - 9.225% 10-year
Details Preferred rate (*) on condition of maintaining a checking or N.O.W. account for auto-debit of monthly payments; APR based on $25,000 Vacant Land Loan; rate locked 90 days from application; no closing costs except NYS Mortgage Tax; rates for 1-2 family owner occupied homes; LTV 80.01%-85.00% adds 1.00% to rate
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 9.23% APR · checked 7 times
8.73%9.23%9.73%Sep 24, 2026: 9.23% APRSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loan - Fixed Rate 8.50% - 9.485% 10-year
Details Standard rate; APR based on $25,000 Vacant Land Loan; rate locked 90 days from application; no closing costs except NYS Mortgage Tax; rates for 1-2 family owner occupied homes; LTV 80.01%-85.00% adds 1.00% to rate
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 9.49% APR · checked 7 times
8.99%9.49%9.99%Sep 24, 2026: 9.49% APRSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loan - Fixed Rate 8.75% - 9.473% 15-year
Details Preferred rate (*) on condition of maintaining a checking or N.O.W. account for auto-debit of monthly payments; APR based on $25,000 Vacant Land Loan; rate locked 90 days from application; no closing costs except NYS Mortgage Tax; rates for 1-2 family owner occupied homes; LTV 80.01%-85.00% adds 1.00% to rate
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 9.47% APR · checked 7 times
8.97%9.47%9.97%Sep 24, 2026: 9.47% APRSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacant Land Loan - Fixed Rate 9.00% - 9.733% 15-year
Details Standard rate; APR based on $25,000 Vacant Land Loan; rate locked 90 days from application; no closing costs except NYS Mortgage Tax; rates for 1-2 family owner occupied homes; LTV 80.01%-85.00% adds 1.00% to rate
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 9.73% APR · checked 7 times
9.23%9.73%10.23%Sep 24, 2026: 9.73% APRSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
STUDENT PASSBOOK 0.10% - 0.10%
Last Updated 11/06/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
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Financial Health History

Greene County Commercial Bank’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.3B0.00%5.0A+
March 31, 2026$1.4B0.00%5.0A+
December 31, 2025$1.3B0.00%5.0A+
September 30, 2025$1.4B0.00%5.0A+
June 30, 2025$1.3B0.00%5.0A+
March 31, 2025$1.4B0.00%5.0A+
December 31, 2024$1.2B0.00%5.0A+
September 30, 2024$1.2B0.00%5.0A+
June 30, 2024$1.1B0.00%5.0A+
March 31, 2024$1.3B0.00%5.0A+
December 31, 2023$1.1B0.00%5.0A+
September 30, 2023$1.2B0.00%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Greene County Commercial Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Greene County Commercial Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greene County Commercial Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Greene County Commercial Bank
Website https://www.tbogc.com
Address 425 Main St, Catskill, NY 12414  ·  Greene
Bank Holding Company GREENE COUNTY BCORP MHC
FDIC Certificate # 57710
Regulator FDIC
Established May 20, 2004
FDIC Insurance Date May 20, 2004
Domestic Offices 1
Total Branches 1
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.3719%
Return on Equity (ROE)
15.2100%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
$1,319,910,000
Total Deposits
$1,192,996,000
Equity Capital
$125,695,000
Net Income
$9,228,000
Headquarters
Catskill
Total Branches and Offices
1
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Greene County Commercial Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/greene-county-commercial-bank-rates-review-57710">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Greene County Commercial Bank

Does Greene County Commercial Bank offer CDs?

Yes. Greene County Commercial Bank current CD rates include its 5 Year Relationship CD at 4.00% APY, its 5-Star CD 5 Year Relationship at 4.00% APY and its 5 Year 5-Star CD at 3.50% APY, verified by MonitorBankRates as of November 6, 2026.

Are CDs from Greene County Commercial Bank FDIC insured?

Yes. Greene County Commercial Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Greene County Commercial Bank?

The highest Greene County Commercial Bank CD rate is its 5 Year Relationship CD at 4.00% APY, verified by MonitorBankRates as of November 6, 2026.

What CD terms does Greene County Commercial Bank offer?

Greene County Commercial Bank CD rates are 3.40% APY for a 12 month CD, 0.30% APY for an 18 month CD, 0.35% APY for a 2 year CD, 0.25% APY for a 3 year CD, 0.35% APY for a 4 year CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Greene County Commercial Bank for its full lineup.

What is the highest savings rate at Greene County Commercial Bank?

The highest Greene County Commercial Bank savings rate is its e-BUSINESS SAVINGS at 5.00% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest money market rate at Greene County Commercial Bank?

The highest Greene County Commercial Bank money market rate is its Business Money Market Accounts at 0.11% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest checking rate at Greene County Commercial Bank?

The highest Greene County Commercial Bank checking rate is its e-Checking at 5.00% APY, verified by MonitorBankRates as of November 6, 2026.

What is the lowest mortgage rate at Greene County Commercial Bank?

The lowest Greene County Commercial Bank mortgage rate is its 5/1 Adjustable Rate Mortgage at 5.99%, verified by MonitorBankRates as of November 6, 2026. Greene County Commercial Bank mortgage rates are 6.99% for a 20 year mortgage, 6.375% for a 15 year mortgage, 5.99% for a 5/1 ARM and 6.625% for a 10/1 ARM.

What is the lowest auto loan rate at Greene County Commercial Bank?

The lowest Greene County Commercial Bank auto loan rate is its New Auto Loan - Preferred at 5.99%, verified by MonitorBankRates as of November 6, 2026.

What is the lowest personal loan rate at Greene County Commercial Bank?

The lowest Greene County Commercial Bank personal loan rate is its Unsecured Personal Loan at 13.49%, verified by MonitorBankRates as of November 6, 2026.

How many branches does Greene County Commercial Bank operate?

Greene County Commercial Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Greene County Commercial Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greene County Commercial Bank provides members with tools to manage their accounts and build a solid financial history.

Does Greene County Commercial Bank offer online and mobile banking?

Most modern institutions like Greene County Commercial Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tbogc.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Greene County Commercial Bank rates compare?

Greene County Commercial Bank's top CD rate of 4.00% APY on a 5 year CD is 36% higher than the MonitorBankRates national average of 2.93% APY for that term, and it has an A+ health rating. Greene County Commercial Bank's top rates are its 5 Year Relationship CD at 4.00% APY, its e-BUSINESS SAVINGS at 5.00% APY, its Business Money Market Accounts at 0.11% APY, its e-Checking at 5.00% APY, its 5/1 Adjustable Rate Mortgage at 5.99% and its Unsecured Personal Loan at 13.49% APR, verified by MonitorBankRates on November 6, 2026.

Current Greene County Commercial Bank Rates

  • 12-Month CD3.00%
  • 18-Month CD0.30%
  • 24-Month CD0.35%
  • 36-Month CD0.25%
  • 48-Month CD0.35%
  • 60-Month CD3.50%
  • Savings5.00%
  • MMA0.11%
Retrieved from our database of financial products. Rates subject to change.

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