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Greene County Commercial Bank Rates & Review April 2026

Greene County Commercial Bank's 5 Year 5-STAR CD rates are at 2.75%, 5-Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT rates are at 2.50%, CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 5-Month rates are at 2.50%, 20-Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT rates are at 0.35%, 15-Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT rates are at 0.30%. Greene County Commercial Bank's savings rates are at 0.05%. Greene County Commercial Bank's money market rates are at 0.01%. Greene County Commercial Bank's 5/1 Adjustable Rate Mortgage rates are at 5.38%, 10/1 Adjustable Rate Mortgage rates are at 5.88%, 5/1 Adjustable Rate Mortgage rates are at 5.62%, 10/1 Adjustable Rate Mortgage rates are at 6.12%, Vacant Land Loans - Fixed Rate rates are at 8.25%. Greene County Commercial Bank's Personal Loan Rates are at 13.49%. MonitorBankRates evaluates the financial stability of Greene County Commercial Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026.

Greene County Commercial Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greene County Commercial Bank? Share your experience about Greene County Commercial Bank by leaving a review below, or read customer reviews before you decide to use Greene County Commercial Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Greene County Commercial Bank
425 Main St
Catskill, NY 12414
https://www.tbogc.com
Member FDIC

Greene County Commercial Bank CD Rates

Product Rate APY Term View More
5-STAR CD 2.68% 2.75% 5 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 2.44% 2.50% 5 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 5 Month 2.44% 2.50%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
20 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 0.34% 0.35% 20 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
15 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 0.30% 0.30% 15 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month CERTIFICATES OF DEPOSIT and IRA CERTIFICATES OF DEPOSIT 0.25% 0.25% 6 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Year TRIPLE PROTECTION CD 0.25% 0.25% 3 Year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greene County Commercial Bank Savings Rates

Product Rate APY View More
e-BUSINESS SAVINGS 4.88% 5.00%
Min Balance $1
Details Qualifying balance up to $500.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
e-SAVINGS 4.88% 5.00%
Min Balance $1
Details Qualifying balance up to $500.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Student e-Next Generation Savings 4.88% 5.00%
Min Balance $1
Details Qualifying balance up to $100.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
e-Holiday Savings Club 0.12% 0.12%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
HOLIDAY CLUB ACCOUNT 0.12% 0.12%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Passbook Savings Club 0.12% 0.12%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Statement Savings Club 0.12% 0.12%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
MORE YIELD SAVINGS 0.11% 0.11%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
RISK FREE IRA SAVINGS 0.11% 0.11%
Min Balance $1
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Passbook Savings 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Statement & Passbook Savings 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Statement Savings 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
MORE YIELD SAVINGS 0.05% 0.05%
Min Balance $1
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greene County Commercial Bank Money Market Rates

Product Rate APY View More
Business Money Market Accounts 0.11% 0.11%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 0.11% 0.11%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market Accounts 0.05% 0.05%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 0.05% 0.05%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Money Market Accounts 0.01% 0.01%
Min Balance $1
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Accounts 0.01% 0.01%
Min Balance $1
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greene County Commercial Bank Checking Rates

Product Rate APY View More
FREE e-BUSINESS CHECKING ACCOUNT 4.89% 5.00%
Min Deposit $1
Min Balance $1
Details Qualifying balance up to $500.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FREE e-CHECKING ACCOUNT 4.89% 5.00%
Min Balance $1
Details Qualifying balance up to $500.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT 0.11% 0.11%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
NIFTY-FIFTY CHECKING ACCOUNT 0.10% 0.10%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT 0.05% 0.05%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
ULTIMATE CHECKING ACCOUNT 0.05% 0.05%
Min Balance $1
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
PREMIERE CHECKING ACCOUNT 0.01% 0.01%
Min Balance $1
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greene County Commercial Bank Mortgage Rates

Product Rate Points APR Term View More
5/1 Adjustable Rate Mortgage 5.38% 0.00% 6.28%
Details Initial Rate*
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10/1 Adjustable Rate Mortgage 5.88% 0.00% 6.31%
Details Initial Rate*
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5/1 Adjustable Rate Mortgage 5.63% 0.00% 6.54%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10/1 Adjustable Rate Mortgage 6.13% 0.00% 6.56%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 8.25% - 9.23% 10-year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 10-year term 8.25% - 9.23% 10
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 7.50% - 9.25% 5-year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 5-year term 7.50% - 9.25% 5
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 8.75% - 9.47% 15-year
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 15-year term 8.75% - 9.47% 15
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 8.50% - 9.49%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 10-year term 8.50% - 9.49% 10
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 7.75% - 9.52%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 5-year term 7.75% - 9.52% 5
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 9.00% - 9.73%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacant Land Loans - Fixed Rate 15-year term 9.00% - 9.73% 15
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Greene County Commercial Bank Personal Loan Rates

Product Rate APR View More
UNSECURED Personal Loan 13.49% 13.49%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
UNSECURED Personal Loan 13.99% 13.99%
No additional details.
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Greene County Commercial Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Greene County Commercial Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greene County Commercial Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Greene County Commercial Bank
Bank Holding Company GREENE COUNTY BCORP MHC
Address 425 Main St, Catskill, NY 12414  ·  Greene
FDIC Certificate # 57710
Established 05/20/2004
FDIC Insurance Date 05/20/2004
Domestic Offices 1
Total Branches 1
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3498%
Return on Equity (ROE) 4.8200%
Non-Performing Loans (NPL) 0.00%
Total Assets $1,304,624,000
Total Deposits $1,187,377,000
Equity Capital $116,985,000
Net Income $10,676,000
Headquarters Catskill
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

CVtf
★★★★★
December 17, 2025
UQzH
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Greene County Commercial Bank
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Frequently Asked Questions About Greene County Commercial Bank

Is Greene County Commercial Bank a safe place to deposit money?

Yes, Greene County Commercial Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Greene County Commercial Bank operate?

Greene County Commercial Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Greene County Commercial Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greene County Commercial Bank provides members with tools to manage their accounts and build a solid financial history.

Does Greene County Commercial Bank offer online and mobile banking?

Most modern institutions like Greene County Commercial Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tbogc.com.

Current Greene County Commercial Bank Rates

  • 36-Month CD0.25%
  • 60-Month CD3.25%
  • Savings0.05%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.