What are the current interest rates at Union Bank Grand Rapids, MI?

Current rates for Union Bank Grand Rapids, MI include: 12-Month CD: 3.55%

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Union Bank Grand Rapids, MI

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Union Bank Grand Rapids, MI Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Union Bank Grand Rapids, MI provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

Union Bank Grand Rapids, MI's 12-Month CD rates are at 3.55%, 182 Day CD rates are at 3.02%. MonitorBankRates evaluates the financial stability of Union Bank Grand Rapids, MI with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.86%. Rates were last updated on 05/15/2026.

Union Bank Grand Rapids, MI money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union Bank Grand Rapids, MI? Share your experience about Union Bank Grand Rapids, MI by leaving a review below, or read customer reviews before you decide to use Union Bank Grand Rapids, MI.

Verified Healthy Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

13.86%

Excellent Higher than avg

Union Bank

670 Cascade West Pkwy Se
Grand Rapids, MI 49546

https://www.ubmich.com

Union Bank Grand Rapids, MI CD Rates

Product	Rate	APY
12 month CD	-	3.55%
No additional details. Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.86%
182 Day CD	-	3.02%
No additional details. Last Updated 05/15/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.86%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Union Bank Grand Rapids, MI is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Union Bank Grand Rapids, MI rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Union Bank Grand Rapids, MI's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Union Bank Grand Rapids, MI

Bank Holding Company UNION FINANCIAL CORP

Address 670 Cascade West Pkwy Se, Grand Rapids, MI 49546 · Kent

Website https://www.ubmich.com

FDIC Certificate # 14722

Established 01/01/1934

FDIC Insurance Date 09/04/1934

Domestic Offices 9

Total Branches 9

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 93/100

5.0

Exceptional Out of 5.0 Stars

13.86%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4624%

Return on Equity (ROE) 6.3500%

Non-Performing Loans (NPL) 0.86%

Total Assets $390,571,000

Total Deposits $319,217,000

Equity Capital $31,876,000

Net Income $2,384,000

Headquarters Grand Rapids

Total Offices 9

Source: FDIC | Last Updated 12/31/2025

2026 MBR Health & Safety Badge

Union Bank Grand Rapids, MI earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Union Bank Grand Rapids, MI

How many branches does Union Bank Grand Rapids, MI operate?

Union Bank Grand Rapids, MI currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Union Bank Grand Rapids, MI does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Union Bank Grand Rapids, MI provides members with tools to manage their accounts and build a solid financial history.

Does Union Bank Grand Rapids, MI offer online and mobile banking?

Most modern institutions like Union Bank Grand Rapids, MI provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ubmich.com.