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All America Bank Rates & Review March 2026

All America Bank's money market rates are at 3.85%. All America Bank's Personal Loan Rates are at 2.90%. MonitorBankRates evaluates the financial stability of All America Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.68%. Rates were last updated on 03/16/2026.

All America Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at All America Bank? Share your experience about All America Bank by leaving a review below, or read customer reviews before you decide to use All America Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 94/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
11.68%
Excellent Higher than avg
All America Bank
200 S Rockwell Ave
Oklahoma City, OK 73128
https://www.allamerica.bank
Member FDIC

All America Bank Checking Rates

Product Rate APY View More
Ultimate Rewards Checking - 4.10%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.68%
Mega Money Market® Checking - 3.85%
No additional details.
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.68%

All America Bank Credit Card Rates

Product Rate APR View More
Low Rate Personal Credit Card - 2.90%
Details Intro rate expires: 6 months; Regular APR: Prime +6.99%
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.68%

All America Bank Personal Loan Rates

Product Rate APR View More
Low Rate Personal Credit Card - 2.90%
Details Intro rate expires: 6 months; Regular APR: Prime +6.99%
Last Updated 03/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 11.68%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for All America Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather All America Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with All America Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name All America Bank
FDIC Certificate # 20093
Address 200 S Rockwell Ave, Oklahoma City, OK 73128  ·  Oklahoma
Established 12/22/1969
FDIC Insurance Date 12/22/1969
Domestic Offices 7
Total Branches 7
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 94/100
5.0
Exceptional Out of 5.0 Stars
11.68%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6747%
Return on Equity (ROE) 7.8900%
Non-Performing Loans (NPL) 1.14%
Total Assets $593,707,000
Total Deposits $528,402,000
Equity Capital $63,584,000
Net Income $4,741,000
Headquarters Oklahoma City
Total Offices 7
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

gLbf
★★★★★
December 17, 2025
yUBF
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for All America Bank
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Frequently Asked Questions About All America Bank

Is All America Bank a safe place to deposit money?

Yes, All America Bank is considered a safe financial institution. With a Texas Ratio of 11.682433119723%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does All America Bank operate?

All America Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, All America Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, All America Bank provides members with tools to manage their accounts and build a solid financial history.

Does All America Bank offer online and mobile banking?

Most modern institutions like All America Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allamerica.bank.

Current All America Bank Rates

  • MMA3.85%
Retrieved from our database of financial products. Rates subject to change.