What are the current interest rates at All America Bank?

Current rates for All America Bank include: MMA: 3.60%

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All America Bank Rates & Review September 2026

Q: How many branches does All America Bank operate?

All America Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, All America Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, All America Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 20, 2026

All America Bank's money market rates are at 3.60%. MonitorBankRates evaluates the financial stability of All America Bank with a 3.0 Star Rating, an D Overall Health Grade, and a Texas Ratio of 39.19%. Rates last updated and verified on 09/20/2026.

All America Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at All America Bank? Share your experience about All America Bank by leaving a review below, or read customer reviews before you decide to use All America Bank.

Overall Health & Safety Grade

Weak Health Score: 60/100

MonitorBankRates Rating

3.0

Fair Out of 5.0 Stars

Texas Ratio

39.19%

Fair Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

All America Bank

200 S Rockwell Ave
Oklahoma City, OK 73128

https://www.allamerica.bank

All America Bank Checking Rates

Product	Rate	APY
Ultimate Rewards Checking	-	3.85%
Details Enjoy the many benefits of this great personal checking account. Last Updated 09/20/2026 Institution Ratings 3.0 Star Rating D Health Grade ◈ Texas Ratio: 39.19%
Mega Money Market Checking	-	3.60%
Details Ranked #1 "Best Money Market account in the USA" by depositaccounts.com. Last Updated 09/20/2026 Institution Ratings 3.0 Star Rating D Health Grade ◈ Texas Ratio: 39.19%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

All America Bank’s Texas Ratio rose from 11.68% in Q3 2023 to 39.19% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 3.0 and its Health Grade from A to D. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$611M	39.19%	3.0	D
March 31, 2026	$615M	37.85%	3.1	D
December 31, 2025	$594M	40.12%	2.9	F
September 30, 2025	$600M	41.92%	2.8	F
June 30, 2025	$605M	36.72%	3.2	D
March 31, 2025	$613M	29.56%	3.8	C
December 31, 2024	$595M	30.54%	3.7	C-
September 30, 2024	$595M	28.30%	3.9	C
June 30, 2024	$612M	24.67%	4.2	C+
March 31, 2024	$632M	14.48%	5.0	A-
December 31, 2023	$614M	16.04%	4.9	A-
September 30, 2023	$607M	11.68%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for All America Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather All America Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with All America Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name All America Bank

FDIC Certificate # 20093

Address 200 S Rockwell Ave, Oklahoma City, OK 73128 · Oklahoma

Website https://www.allamerica.bank

Established 19691222

FDIC Insurance Date 19691222

Domestic Offices 7

Total Branches 7

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 60/100

3.0

Fair Out of 5.0 Stars

39.19%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9415%

Return on Equity (ROE) 9.0100%

Non-Performing Loans (NPL) 3.96%

Total Assets $611,477,000

Total Deposits $546,276,000

Equity Capital $63,660,000

Net Income $2,856,000

Headquarters Oklahoma City

Total Branches and Offices 7

Source: FDIC | Last Updated 06/30/2026

Customer Reviews

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Frequently Asked Questions About All America Bank

How many branches does All America Bank operate?

All America Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, All America Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, All America Bank provides members with tools to manage their accounts and build a solid financial history.

Does All America Bank offer online and mobile banking?

Most modern institutions like All America Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allamerica.bank.