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Citizens Bank New Haven, MO Rates & Review March 2026

Citizens Bank New Haven, MO's 6-Month CD rates are at 3.89%, 8-Month CD rates are at 3.87%, 333 Day CD rates are at 3.55%, 91 Day CD rates are at 3.51%, 18-Month CD rates are at 3.05%. Citizens Bank New Haven, MO's savings rates are at 0.10%. Citizens Bank New Haven, MO's 5/3 Adjustable-Rate Mortgage rates are at 5.75%, 5/3 Adjustable-Rate Mortgage rates are at 5.75%. MonitorBankRates evaluates the financial stability of Citizens Bank New Haven, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.25%. Rates were last updated on 03/25/2026.

Citizens Bank New Haven, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens Bank New Haven, MO? Share your experience about Citizens Bank New Haven, MO by leaving a review below, or read customer reviews before you decide to use Citizens Bank New Haven, MO.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.25%
Excellent Lower than avg
Citizens Bank New Haven, MO
100 Circle Dr
New Haven, MO 63068
https://www.citizensbankmo.bank
Member FDIC

Citizens Bank New Haven, MO CD Rates

Product Rate APY Term View More
6 Month CD 3.85% 3.89%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
8 Month CD 3.85% 3.87%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
333 Day CD 3.54% 3.55%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
91 Day CD 3.46% 3.51%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
18 Month CD 3.03% 3.05%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
30 Month CD 2.98% 3.00%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
20 Month CD 2.75% 2.75%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
60 Month CD 0.85% 0.85%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
48 Month CD 0.70% 0.70%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
36 Month CD 0.55% 0.55%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
42 Month CD 0.55% 0.55%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
24 Month CD 0.40% 0.40%
Min Balance $500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
11 Month CD 0.35% 0.35%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
12 Month CD 0.20% 0.20%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
182 Day CD 0.15% 0.15%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
31 Day CD 0.10% 0.10%
Min Balance $20,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
4 Month CD 0.10% 0.10%
Min Balance $1,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

Citizens Bank New Haven, MO Savings Rates

Product Rate APY View More
Christmas Club 0.50% 0.50%
Min Deposit $10
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
Health Savings 0.35% 0.35%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
Citizens Savings 0.10% 0.10%
Min Deposit $100
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
Health Savings 0.10% 0.10%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
Young Savers 0.10% 0.10%
Min Deposit $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

Citizens Bank New Haven, MO Checking Rates

Product Rate APY View More
Checking - 3.50%
Details Annual Percentage Yield is accurate as of March 25, 2024. The rate may change after the account is opened. Additional terms and conditions apply.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
Executive Checking4 0.25% 0.25%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

Citizens Bank New Haven, MO Mortgage Rates

Product Rate Points APR Term View More
5/3 Adjustable-Rate Mortgage 5.75% - 6.33%
Details Discounted Loan Origination Fee; First-time Homebuyer; Minimum Down Payment of 5% with PMI Coverage for Qualified Borrowers; Owner Occupied Primary Residence; Single Family Homes, Townhomes, Condos and more!; Income and purchase price limits apply
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%
5/3 Adjustable-Rate Mortgage 5.75% - 6.38%
Details First-Time Homebuyers Program
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.25%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Citizens Bank New Haven, MO is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Citizens Bank New Haven, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citizens Bank New Haven, MO's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Citizens Bank New Haven, MO
Bank Holding Company CITIZENS FINANCIAL GROUP INC
Address 100 Circle Dr, New Haven, MO 63068  ·  Franklin
FDIC Certificate # 14488
Established 01/01/1934
FDIC Insurance Date 06/19/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.25%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1373%
Return on Equity (ROE) 9.5400%
Non-Performing Loans (NPL) 0.03%
Total Assets $350,183,000
Total Deposits $300,436,000
Equity Capital $45,920,000
Net Income $3,932,000
Headquarters New Haven
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Citizens Bank New Haven, MO

Is Citizens Bank New Haven, MO a safe place to deposit money?

Yes, Citizens Bank New Haven, MO is considered a safe financial institution. With a Texas Ratio of 0.24883440725025%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Citizens Bank New Haven, MO operate?

Citizens Bank New Haven, MO currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Citizens Bank New Haven, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citizens Bank New Haven, MO provides members with tools to manage their accounts and build a solid financial history.

Does Citizens Bank New Haven, MO offer online and mobile banking?

Most modern institutions like Citizens Bank New Haven, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citizensbankmo.bank.

Current Citizens Bank New Haven, MO Rates

  • 12-Month CD0.20%
  • 18-Month CD3.05%
  • 24-Month CD0.40%
  • 36-Month CD0.55%
  • 48-Month CD0.70%
  • 60-Month CD0.85%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.