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Union State Bank Olsburg, KS

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Union State Bank Olsburg, KS Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Union State Bank Olsburg, KS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Union State Bank Olsburg, KS rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Union State Bank Olsburg, KS, and you can see how they compare in the Union State Bank Olsburg, KS rate tables below. MonitorBankRates evaluates the financial stability of Union State Bank Olsburg, KS with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.38%. Database rates last updated and verified on 08/30/2026.

Union State Bank Olsburg, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Union State Bank Olsburg, KS? Share your experience about Union State Bank Olsburg, KS by leaving a review below, or read customer reviews before you decide to use Union State Bank Olsburg, KS.

Overall Health & Safety Grade

A-

Very Good Health Score: 91/100

MonitorBankRates Rating

4.9

Exceptional Out of 5.0 Stars

Texas Ratio

16.38%

Good Higher than avg

Union State Bank

204 E Highway 16
Olsburg, KS 66520

https://www.mybankusb.com/

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Union State Bank Olsburg, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Union State Bank Olsburg, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Union State Bank Olsburg, KS's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Union State Bank Olsburg, KS

FDIC Certificate # 15098

Address 204 E Highway 16, Olsburg, KS 66520 · Pottawatomie

Website https://www.mybankusb.com/

Established 11/01/1910

FDIC Insurance Date 04/24/1935

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 91/100

4.9

Exceptional Out of 5.0 Stars

16.38%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.3389%

Return on Equity (ROE) 13.4100%

Non-Performing Loans (NPL) 0.00%

Total Assets $41,842,000

Total Deposits $36,814,000

Equity Capital $4,926,000

Net Income $484,000

Headquarters Olsburg

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Union State Bank Olsburg, KS

How many branches does Union State Bank Olsburg, KS operate?

Union State Bank Olsburg, KS currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Union State Bank Olsburg, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Union State Bank Olsburg, KS provides members with tools to manage their accounts and build a solid financial history.

Does Union State Bank Olsburg, KS offer online and mobile banking?

Most modern institutions like Union State Bank Olsburg, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mybankusb.com/.