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FCNB of St. Paris Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
FCNB of St. Paris's 60-Months 60-Month rates are at 2.33%, 48-Months 48-Month rates are at 2.28%, 30-Months 30-Month rates are at 2.22%, 24-Months 24-Month rates are at 2.12%, 18-Months 18-Month rates are at 2.07%. FCNB of St. Paris's savings rates are at 0.25%. FCNB of St. Paris's money market rates are at 0.65%. MonitorBankRates evaluates the financial stability of FCNB of St. Paris with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.11%. Rates last updated and verified on 08/28/2026. FCNB of St. Paris money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FCNB of St. Paris? Share your experience about FCNB of St. Paris by leaving a review below, or read customer reviews before you decide to use FCNB of St. Paris. 
FCNB of St. Paris CD Rates
FCNB of St. Paris Savings Rates
FCNB of St. Paris Money Market Rates
FCNB of St. Paris Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for FCNB of St. Paris is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather FCNB of St. Paris rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with FCNB of St. Paris's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
FCNB of St. Paris
Bank Holding Company
CENTRAL BANCSHARES INC
Address
103 S Springfield St,
St. Paris, OH 43072 · Champaign
Website
https://www.firststparis.com
FDIC Certificate #
15214
Established
08/08/1880
FDIC Insurance Date
01/01/1934
Domestic Offices
4
Total Branches
4
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.11%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.1560%
Return on Equity (ROE)
7.1700%
Non-Performing Loans (NPL)
0.02%
Total Assets
$98,177,000
Total Deposits
$78,024,000
Equity Capital
$18,637,000
Net Income
$815,000
Headquarters
St. Paris
Total Branches and Offices
4
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About FCNB of St. ParisHow many branches does FCNB of St. Paris operate?FCNB of St. Paris currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, FCNB of St. Paris does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, FCNB of St. Paris provides members with tools to manage their accounts and build a solid financial history. Does FCNB of St. Paris offer online and mobile banking?Most modern institutions like FCNB of St. Paris provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firststparis.com. Current FCNB of St. Paris Rates
Retrieved from our database of financial products. Rates subject to change.
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