HomeStreet Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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HomeStreet BankToday's 12-month CD rates can be found at 4.00%, 6-month CD rates at 2.25% and 3-month CD rates at 0.90%. Current savings rates are at 0.10% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.06%. Credit Card rates are at 15.74%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to HomeStreet Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from HomeStreet Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with HomeStreet Bank CD rates. You can also compare HomeStreet Bank savings rates, MMA rates and mortgage rates using our other rate lists.

HomeStreet Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at HomeStreet Bank? Share your experience about HomeStreet Bank by leaving a review below, or read customer reviews before you decide to use HomeStreet Bank.

HomeStreet Bank Texas Ratio

HomeStreet Bank's Texas Ratio is at 8.00%, which is considered excellent. The Texas Ratio for HomeStreet Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, HomeStreet Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
HomeStreet Bank
601 Union Street, Suite 2000
Seattle, WA 98101
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare HomeStreet Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Kasasa Checking
5.00%
$0
Primis Bank
Primis Bank
Savings
4.75%
$1
Mountain America Federal Credit Union
Mountain America Federal Credit Union
12-Month CD
4.50%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
6-Month CD
4.35%
$1,000
Chicago Patrolmens Federal Credit Union
Chicago Patrolmens Federal Credit Union
12-Month CD
4.34%
$500
Portage Community Bank
Portage Community Bank
Neighbor Rewards Checking
4.00%
$0
Spring Bank Bronx, NY
Spring Bank Bronx, NY
12-Month CD
4.00%
$250
Bank Five Nine
Bank Five Nine
36-Month CD
4.00%
$1,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
6-Month CD
3.85%
$500
ESB Bank
ESB Bank
48-Month CD
3.85%
$10,000
Bell Bank
Bell Bank
6-Month CD
3.79%
$500
Arvest Bank
Arvest Bank
24-Month CD
3.45%
$0
Access Federal Credit Union
Access Federal Credit Union
60-Month CD
3.40%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
36-Month CD
3.30%
$500
Agility Bank
Agility Bank
48-Month CD
3.29%
$1,000
Friendship State Bank
48-Month CD
3.09%
$500
First National Bank in Marlow
First National Bank in Marlow
18-Month CD
2.70%
$500
Washita State Bank
Washita State Bank
36-Month CD
2.65%
$1,000
Bank of Kampsville
Bank of Kampsville
6-Month CD
2.52%
$2,500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
48-Month CD
2.50%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
6-Month CD
2.40%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
24-Month CD
2.37%
$1,000
Abri Credit Union
Abri Credit Union
12-Month CD
2.25%
$500
Tri-County Trust Company
Tri-County Trust Company
18-Month CD
2.17%
$1,000
Harrison County Bank
Harrison County Bank
24-Month CD
2.15%
$1,000
F&M Bank and Trust Company
F&M Bank and Trust Company
60-Month CD
2.02%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
60-Month CD
2.00%
$1,000
OAB One American Bank
OAB One American Bank
36-Month CD
1.96%
$500
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
State Bank Fenton, MI
State Bank Fenton, MI
18-Month CD
1.51%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
6-Month CD
1.50%
$500
Fulton Bank
Fulton Bank
18-Month CD
0.95%
$1,000
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Savings
0.60%
$100
Bank of Botetourt
Bank of Botetourt
18-Month CD
0.55%
$500
Peoples Bank Taylorsville, KY
36-Month CD
0.25%
$500
Arvest Bank
Arvest Bank
Savings
0.25%
$100
First Commonwealth Bank
First Commonwealth Bank
60-Month CD
0.20%
$500
Bank of Pontiac
Bank of Pontiac
3-Month CD
0.20%
$2,500
Gate City Bank
Gate City Bank
Minor Savings
0.15%
$0
NVE Bank
NVE Bank
18-Month CD
0.13%
$1,000
Bank of Star Valley
Bank of Star Valley
Money Market
0.10%
$1,000
Osgood Bank
Osgood Bank
Personal Savings
0.10%
$10
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
Savings
0.10%
$5
Eagle Bank Everett, MA
Eagle Bank Everett, MA
Premier Money Market
0.10%
$2,500
Applied Bank
Applied Bank
Savings
0.05%
$100
First FSB of Angola
First FSB of Angola
Interest Checking
0.05%
$250
First Southern Bank Florence, AL
First Southern Bank Florence, AL
Savings
0.05%
$25
Mayville State Bank
Mayville State Bank
Money Market
0.05%
$100,000
Metropolitan Bank
Metropolitan Bank
Money Market
0.05%
$2,500
Busey Bank
Busey Bank
60-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have HomeStreet Bank rate data right now, check back for updates, we are adding rates all the time.

HomeStreet Bank Information

HomeStreet Bank
601 Union Street, Suite 2000
Seattle, WA 98101
King
Established Date: 08/18/1986
FDIC Certificate #: 32489
Date of FDIC Deposit Insurance: 08/18/1986
Bank Holding Company: HOMESTREET INC
How Many Domestic U.S. Offices? 61
How Many Branches are There? 61
Is HomeStreet Bank FDIC Insured? Yes
What is HomeStreet Bank's Cert number? 32489
What is the maximum amount for insured deposits? $250,000 per holder, per account

HomeStreet Bank Financials

Total Assets:
$9,451,336,000
Total Deposits:
$6,513,439,000
Equity Capital:
$726,468,000
Domestic Deposits:
$6,513,439,000
Net Income:
$-2,851,000
Return on Assets:
-0.2258%
Quarterly Return on Assets:
-0.1200%
Pretax Return on Assets:
-0.1867%
Pretax Quarterly Return on Assets:
-0.1900%
Return on Equity:
-2.9000%
Quarterly Return on Equity:
-1.5600%
Common Equity Tier 1 Capital Ratio:
12.6443%
Tier 1 Risk-Based Capital Ratio:
12.6443%
Leverage Tier 1 (Core Capital) Ratio:
8.4854%
Total Risk-Based Capital Ratio (YTD):
13.3168%
Total Interest Income (YTD):
4.4215%
 
 
Headquarters:
Seattle
FDIC Field Office:
Seattle
Regulator:
FDIC
County:
King
# of Offices:
61
Metropolitan Statistical Area (MSA):
Seattle-Tacoma-Bellevue, WA
Consolidated Metropolitan Statistical Area (CMSA):
Seattle-Tacoma-Bremerton, WA
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

30 year conforming mortgage rates remained under 4.00 percent this week and actually dropped week over week. Average 30 year rates are currently at 3.83 percent, a decline from the prior week's average rate of 3.90 percent. It's looking more and more likely that 30 year rates will remain under 4.25 percent for the rest of 2015. Forecasts were for 30 year rates to hit 5.00 percent by the end of the year.
5 Star Bank MMA 50K rates are now at 0.20 percent with a yield of 0.20 percent. View the current MMA 50K rates at 5 Star Bank below.
finding-a-decent-savings-rate-these-daysSavings account rates and CD rates are so low these days, finding a decent rate is very challenging. Most variable rate accounts like savings accounts and money market accounts are paying rates under 1.50 percent.

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