What are the current interest rates at Tee Pak Credit Union?

Current rates for Tee Pak Credit Union include: 12-Month CD: 1.50%, 24-Month CD: 2.00%

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Tee Pak Credit Union

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Tee Pak Credit Union Rates & Review November 2026

Q: What CD terms does Tee Pak Credit Union offer?

Tee Pak Credit Union CD rates are 3.25% APY for a 6 month CD, 1.50% APY for a 12 month CD and 2.00% APY for a 2 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Tee Pak Credit Union for its full lineup.

Q: How many branches does Tee Pak Credit Union operate?

Tee Pak Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Tee Pak Credit Union?

Yes, to access services at Tee Pak Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Tee Pak Credit Union's 6 Month CD rates are at 3.25%, 24 Month CD rates are at 2.00%, 12 Month CD rates are at 1.50%, Special CD 6 Month CD rates are at 3.75%, Special CD 24 Month CD rates are at 2.50%. Tee Pak Credit Union's Personal Loan Rates are as low as 8.90%. Tee Pak Credit Union's Credit Card Rates are at 10.90%. Tee Pak Credit Union's CD rates are 22% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Tee Pak Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.62%. Rates last updated and verified on 10/29/2026.

Tee Pak Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tee Pak Credit Union? Share your experience about Tee Pak Credit Union by leaving a review below, or read customer reviews before you decide to use Tee Pak Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.62%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Tee Pak Credit Union
Vermillion St

3591 N Vermilion St
Danville, IL 61832-1337

https://www.teepakcu.org/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Tee Pak Credit Union CD Rates

Product	Rate	APY	Term
Special CD 6 Month Certificate	3.75%	3.75%	6 months
Min Balance $1,000 Details Special CD Rates; limited to funds not already on deposit; Certificate Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
6 Month Certificate	3.25%	3.25%	6 months
Min Balance $1,000 Details Certificate Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Special CD 24 Month Certificate	2.50%	2.50%	24 months
Min Balance $1,000 Details Special CD Rates; limited to funds not already on deposit; Certificate Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
24 Month Certificate	2.00%	2.00%	24 months
Min Balance $1,000 Details Certificate Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Special CD 12 Month Certificate	2.00%	2.00%	12 months
Min Balance $1,000 Details Special CD Rates; limited to funds not already on deposit; Certificate Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
12 Month Certificate	1.50%	1.50%	12 months
Min Balance $1,000 Details Certificate Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%

Tee Pak Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicles Loan	3.49%	-	3.49%	up to 3 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 3.49% → 3.49% ▼ 0.00 pts · high 13.99% / low 3.49% Oct 9, 20263.49%▼ from 13.99% Sep 21, 202613.99%▲ from 3.49% Sep 14, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	3.75%	-	3.75%	up to 4 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 3.75% → 3.75% ▼ 0.00 pts · high 13.99% / low 3.75% Oct 9, 20263.75%▼ from 13.99% Sep 21, 202613.99%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	3.99%	-	3.99%	up to 5 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 3.99% → 3.99% ▼ 0.00 pts · high 13.99% / low 3.99% Oct 9, 20263.99%▼ from 13.99% Sep 21, 202613.99%▲ from 3.99% Sep 14, 20263.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	4.25%	-	4.25%	up to 6 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 4.25% → 4.25% ▼ 0.00 pts · high 14.99% / low 4.25% Oct 9, 20264.25%▼ from 14.99% Sep 21, 202614.99%▲ from 4.25% Sep 14, 20264.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	4.49%	-	4.49%	up to 3 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 13.99% / low 4.49% Oct 9, 20264.49%▼ from 13.99% Sep 21, 202613.99%▲ from 4.49% Sep 14, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	4.49%	-	4.49%	up to 3 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 4.49% → 4.49% ▼ 0.00 pts · high 14.99% / low 4.49% Oct 9, 20264.49%▼ from 14.99% Sep 21, 202614.99%▲ from 4.49% Sep 14, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	4.75%	-	4.75%	up to 7 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.75% → 4.75% ▼ 1.00 pts · high 5.75% / low 4.75% Oct 9, 20264.75%▼ from 5.75% Sep 21, 20265.75%▲ from 4.75% Sep 18, 20264.75%▼ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	4.75%	-	4.75%	up to 4 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 3.75% → 4.75% ▲ 1.00 pts · high 13.99% / low 3.75% Oct 9, 20264.75%▼ from 13.99% Sep 21, 202613.99%▲ from 4.75% Sep 18, 20264.75%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	4.75%	-	4.75%	up to 4 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 4.75% → 4.75% ▼ 0.00 pts · high 14.99% / low 4.75% Oct 9, 20264.75%▼ from 14.99% Sep 21, 202614.99%▲ from 4.75% Sep 14, 20264.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	4.99%	-	4.99%	up to 5 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 4.99% → 4.99% ▼ 0.00 pts · high 13.99% / low 4.99% Oct 9, 20264.99%▼ from 13.99% Sep 21, 202613.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	4.99%	-	4.99%	up to 5 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 4.99% → 4.99% ▼ 0.00 pts · high 14.99% / low 4.99% Oct 9, 20264.99%▼ from 14.99% Sep 21, 202614.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	5.25%	-	5.25%	up to 6 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.25% → 5.25% ▼ 0.00 pts · high 14.99% / low 5.25% Oct 9, 20265.25%▼ from 14.99% Sep 21, 202614.99%▲ from 5.25% Sep 14, 20265.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	5.25%	-	5.25%	up to 6 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.25% → 5.25% ▼ 0.00 pts · high 15.99% / low 5.25% Oct 9, 20265.25%▼ from 15.99% Sep 21, 202615.99%▲ from 5.25% Sep 14, 20265.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	5.49%	-	5.49%	up to 3 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.49% → 5.49% ▼ 0.00 pts · high 15.99% / low 5.49% Oct 9, 20265.49%▼ from 15.99% Sep 21, 202615.99%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	5.49%	-	5.49%	up to 3 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.49% → 5.49% ▼ 0.00 pts · high 14.99% / low 5.49% Oct 9, 20265.49%▼ from 14.99% Sep 21, 202614.99%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	5.75%	-	5.75%	up to 7 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.75% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	5.75%	-	5.75%	up to 4 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.75% → 5.75% ▼ 0.00 pts · high 15.99% / low 5.75% Oct 9, 20265.75%▼ from 15.99% Sep 21, 202615.99%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	5.75%	-	5.75%	up to 4 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.75% → 5.75% ▼ 0.00 pts · high 14.99% / low 5.75% Oct 9, 20265.75%▼ from 14.99% Sep 21, 202614.99%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	5.99%	-	5.99%	up to 5 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 4.99% → 5.99% ▲ 1.00 pts · high 13.99% / low 4.99% Oct 9, 20265.99%▼ from 13.99% Sep 21, 202613.99%▲ from 5.99% Sep 18, 20265.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	5.99%	-	5.99%	up to 4 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 3.75% → 5.99% ▲ 2.24 pts · high 13.99% / low 3.75% Oct 9, 20265.99%▼ from 13.99% Sep 21, 202613.99%▲ from 5.99% Sep 18, 20265.99%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	5.99%	-	5.99%	up to 3 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 4.49% → 5.99% ▲ 1.50 pts · high 13.99% / low 4.49% Oct 9, 20265.99%▼ from 13.99% Sep 21, 202613.99%▲ from 5.99% Sep 18, 20265.99%▲ from 4.49% Sep 14, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	5.99%	-	5.99%	up to 5 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.99% → 5.99% ▼ 0.00 pts · high 14.99% / low 5.99% Oct 9, 20265.99%▼ from 14.99% Sep 21, 202614.99%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	6.25%	-	6.25%	up to 6 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 6.25% → 6.25% ▼ 0.00 pts · high 15.99% / low 6.25% Oct 9, 20266.25%▼ from 15.99% Sep 21, 202615.99%▲ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	6.49%	-	6.49%	up to 3 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 6.49% → 6.49% ▼ 0.00 pts · high 15.99% / low 6.49% Oct 9, 20266.49%▼ from 15.99% Sep 21, 202615.99%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	6.75%	-	6.75%	up to 4 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 6.75% → 6.75% ▼ 0.00 pts · high 15.99% / low 6.75% Oct 9, 20266.75%▼ from 15.99% Sep 21, 202615.99%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	6.99%	-	6.99%	up to 6 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 7.99% → 6.99% ▼ 1.00 pts · high 14.99% / low 6.99% Oct 9, 20266.99%▼ from 14.99% Sep 21, 202614.99%▲ from 6.99% Sep 18, 20266.99%▼ from 7.99% Sep 14, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	6.99%	-	6.99%	up to 5 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 4.99% → 6.99% ▲ 2.00 pts · high 13.99% / low 4.99% Oct 9, 20266.99%▼ from 13.99% Sep 21, 202613.99%▲ from 6.99% Sep 18, 20266.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	6.99%	-	6.99%	up to 4 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 3.75% → 6.99% ▲ 3.24 pts · high 13.99% / low 3.75% Oct 9, 20266.99%▼ from 13.99% Sep 21, 202613.99%▲ from 6.99% Sep 18, 20266.99%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	6.99%	-	6.99%	up to 3 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 4.49% → 6.99% ▲ 2.50 pts · high 13.99% / low 4.49% Oct 9, 20266.99%▼ from 13.99% Sep 21, 202613.99%▲ from 6.99% Sep 18, 20266.99%▲ from 4.49% Sep 14, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	6.99%	-	6.99%	up to 5 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 6.99% → 6.99% ▼ 0.00 pts · high 15.99% / low 6.99% Oct 9, 20266.99%▼ from 15.99% Sep 21, 202615.99%▲ from 6.99% Sep 14, 20266.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	6.99%	-	6.99%	up to 5 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.99% → 6.99% ▲ 1.00 pts · high 14.99% / low 5.99% Oct 9, 20266.99%▼ from 14.99% Sep 21, 202614.99%▲ from 6.99% Sep 18, 20266.99%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	6.99%	-	6.99%	up to 4 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.75% → 6.99% ▲ 1.24 pts · high 14.99% / low 5.75% Oct 9, 20266.99%▼ from 14.99% Sep 21, 202614.99%▲ from 6.99% Sep 18, 20266.99%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	6.99%	-	6.99%	up to 3 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.49% → 6.99% ▲ 1.50 pts · high 14.99% / low 5.49% Oct 9, 20266.99%▼ from 14.99% Sep 21, 202614.99%▲ from 6.99% Sep 18, 20266.99%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	7.25%	-	7.25%	up to 6 years
Details Credit Score: 750 plus Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 7.25% → 7.25% ▼ 0.00 pts · high 16.99% / low 7.25% Oct 9, 20267.25%▼ from 16.99% Sep 21, 202616.99%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	7.49%	-	7.49%	up to 5 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 7.49% → 7.49% ▼ 0.00 pts · high 15.99% / low 7.49% Oct 9, 20267.49%▼ from 15.99% Sep 21, 202615.99%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	7.99%	-	7.99%	up to 6 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 7.99% → 7.99% ▼ 0.00 pts · high 14.99% / low 7.99% Oct 9, 20267.99%▼ from 14.99% Sep 21, 202614.99%▲ from 7.99% Sep 14, 20267.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	7.99%	-	7.99%	up to 5 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 7.49% → 7.99% ▲ 0.50 pts · high 15.99% / low 7.49% Oct 9, 20267.99%▼ from 15.99% Sep 21, 202615.99%▲ from 7.99% Sep 18, 20267.99%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	7.99%	-	7.99%	up to 4 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.75% → 7.99% ▲ 1.24 pts · high 15.99% / low 6.75% Oct 9, 20267.99%▼ from 15.99% Sep 21, 202615.99%▲ from 7.99% Sep 18, 20267.99%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	7.99%	-	7.99%	up to 3 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.49% → 7.99% ▲ 1.50 pts · high 15.99% / low 6.49% Oct 9, 20267.99%▼ from 15.99% Sep 21, 202615.99%▲ from 7.99% Sep 18, 20267.99%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	7.99%	-	7.99%	up to 6 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.25% → 7.99% ▲ 1.74 pts · high 15.99% / low 6.25% Oct 9, 20267.99%▼ from 15.99% Sep 21, 202615.99%▲ from 7.99% Sep 18, 20267.99%▲ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	7.99%	-	7.99%	up to 5 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.99% → 7.99% ▲ 2.00 pts · high 14.99% / low 5.99% Oct 9, 20267.99%▼ from 14.99% Sep 21, 202614.99%▲ from 7.99% Sep 18, 20267.99%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	7.99%	-	7.99%	up to 4 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.75% → 7.99% ▲ 2.24 pts · high 14.99% / low 5.75% Oct 9, 20267.99%▼ from 14.99% Sep 21, 202614.99%▲ from 7.99% Sep 18, 20267.99%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	7.99%	-	7.99%	up to 3 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.49% → 7.99% ▲ 2.50 pts · high 14.99% / low 5.49% Oct 9, 20267.99%▼ from 14.99% Sep 21, 202614.99%▲ from 7.99% Sep 18, 20267.99%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	8.25%	-	8.25%	up to 6 years
Details Credit Score: 700-749 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 8.25% → 8.25% ▼ 0.00 pts · high 16.99% / low 8.25% Oct 9, 20268.25%▼ from 16.99% Sep 21, 202616.99%▲ from 8.25% Sep 14, 20268.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	8.99%	-	8.99%	up to 5 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 4.99% → 8.99% ▲ 4.00 pts · high 13.99% / low 4.99% Oct 9, 20268.99%▼ from 13.99% Sep 21, 202613.99%▲ from 8.99% Sep 18, 20268.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	8.99%	-	8.99%	up to 4 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 3.75% → 8.99% ▲ 5.24 pts · high 13.99% / low 3.75% Oct 9, 20268.99%▼ from 13.99% Sep 21, 202613.99%▲ from 8.99% Sep 18, 20268.99%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	8.99%	-	8.99%	up to 3 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 4.49% → 8.99% ▲ 4.50 pts · high 13.99% / low 4.49% Oct 9, 20268.99%▼ from 13.99% Sep 21, 202613.99%▲ from 8.99% Sep 18, 20268.99%▲ from 4.49% Sep 14, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	8.99%	-	8.99%	up to 6 years
Details Credit Score: 675-699 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 8.25% → 8.99% ▲ 0.74 pts · high 16.99% / low 8.25% Oct 9, 20268.99%▼ from 16.99% Sep 21, 202616.99%▲ from 8.99% Sep 18, 20268.99%▲ from 8.25% Sep 14, 20268.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	8.99%	-	8.99%	up to 5 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 7.49% → 8.99% ▲ 1.50 pts · high 15.99% / low 7.49% Oct 9, 20268.99%▼ from 15.99% Sep 21, 202615.99%▲ from 8.99% Sep 18, 20268.99%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	8.99%	-	8.99%	up to 4 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.75% → 8.99% ▲ 2.24 pts · high 15.99% / low 6.75% Oct 9, 20268.99%▼ from 15.99% Sep 21, 202615.99%▲ from 8.99% Sep 18, 20268.99%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	8.99%	-	8.99%	up to 3 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.49% → 8.99% ▲ 2.50 pts · high 15.99% / low 6.49% Oct 9, 20268.99%▼ from 15.99% Sep 21, 202615.99%▲ from 8.99% Sep 18, 20268.99%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	8.99%	-	8.99%	up to 6 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 9.99% → 8.99% ▼ 1.00 pts · high 15.99% / low 8.99% Oct 9, 20268.99%▼ from 15.99% Sep 21, 202615.99%▲ from 8.99% Sep 18, 20268.99%▼ from 9.99% Sep 14, 20269.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	8.99%	-	8.99%	up to 5 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.99% → 8.99% ▲ 3.00 pts · high 14.99% / low 5.99% Oct 9, 20268.99%▼ from 14.99% Sep 21, 202614.99%▲ from 8.99% Sep 18, 20268.99%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	8.99%	-	8.99%	up to 4 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.75% → 8.99% ▲ 3.24 pts · high 14.99% / low 5.75% Oct 9, 20268.99%▼ from 14.99% Sep 21, 202614.99%▲ from 8.99% Sep 18, 20268.99%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	8.99%	-	8.99%	up to 3 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.49% → 8.99% ▲ 3.50 pts · high 14.99% / low 5.49% Oct 9, 20268.99%▼ from 14.99% Sep 21, 202614.99%▲ from 8.99% Sep 18, 20268.99%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	9.99%	-	9.99%	up to 6 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 10.99% → 9.99% ▼ 1.00 pts · high 14.99% / low 9.99% Oct 9, 20269.99%▼ from 14.99% Sep 21, 202614.99%▲ from 9.99% Sep 18, 20269.99%▼ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	9.99%	-	9.99%	up to 5 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 4.99% → 9.99% ▲ 5.00 pts · high 13.99% / low 4.99% Oct 9, 20269.99%▼ from 13.99% Sep 21, 202613.99%▲ from 9.99% Sep 18, 20269.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	9.99%	-	9.99%	up to 4 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 3.75% → 9.99% ▲ 6.24 pts · high 13.99% / low 3.75% Oct 9, 20269.99%▼ from 13.99% Sep 21, 202613.99%▲ from 9.99% Sep 18, 20269.99%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	9.99%	-	9.99%	up to 3 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 4.49% → 9.99% ▲ 5.50 pts · high 13.99% / low 4.49% Oct 9, 20269.99%▼ from 13.99% Sep 21, 202613.99%▲ from 9.99% Sep 18, 20269.99%▲ from 4.49% Sep 14, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	9.99%	-	9.99%	up to 6 years
Details Credit Score: 651-674 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 10.99% → 9.99% ▼ 1.00 pts · high 16.99% / low 9.99% Oct 9, 20269.99%▼ from 16.99% Sep 21, 202616.99%▲ from 9.99% Sep 18, 20269.99%▼ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	9.99%	-	9.99%	up to 5 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 7.49% → 9.99% ▲ 2.50 pts · high 15.99% / low 7.49% Oct 9, 20269.99%▼ from 15.99% Sep 21, 202615.99%▲ from 9.99% Sep 18, 20269.99%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	9.99%	-	9.99%	up to 4 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.75% → 9.99% ▲ 3.24 pts · high 15.99% / low 6.75% Oct 9, 20269.99%▼ from 15.99% Sep 21, 202615.99%▲ from 9.99% Sep 18, 20269.99%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	9.99%	-	9.99%	up to 3 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.49% → 9.99% ▲ 3.50 pts · high 15.99% / low 6.49% Oct 9, 20269.99%▼ from 15.99% Sep 21, 202615.99%▲ from 9.99% Sep 18, 20269.99%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	9.99%	-	9.99%	up to 6 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 9.99% → 9.99% ▼ 0.00 pts · high 15.99% / low 9.99% Oct 9, 20269.99%▼ from 15.99% Sep 21, 202615.99%▲ from 9.99% Sep 14, 20269.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	10.99%	-	10.99%	up to 6 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 10.99% → 10.99% ▼ 0.00 pts · high 14.99% / low 10.99% Oct 9, 202610.99%▼ from 14.99% Sep 21, 202614.99%▲ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	10.99%	-	10.99%	up to 6 years
Details Credit Score: 625-650 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 10.99% → 10.99% ▼ 0.00 pts · high 16.99% / low 10.99% Oct 9, 202610.99%▼ from 16.99% Sep 21, 202616.99%▲ from 10.99% Sep 14, 202610.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	10.99%	-	10.99%	up to 5 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.99% → 10.99% ▲ 5.00 pts · high 14.99% / low 5.99% Oct 9, 202610.99%▼ from 14.99% Sep 21, 202614.99%▲ from 10.99% Sep 18, 202610.99%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	10.99%	-	10.99%	up to 4 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.75% → 10.99% ▲ 5.24 pts · high 14.99% / low 5.75% Oct 9, 202610.99%▼ from 14.99% Sep 21, 202614.99%▲ from 10.99% Sep 18, 202610.99%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	10.99%	-	10.99%	up to 3 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 5.49% → 10.99% ▲ 5.50 pts · high 14.99% / low 5.49% Oct 9, 202610.99%▼ from 14.99% Sep 21, 202614.99%▲ from 10.99% Sep 18, 202610.99%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	11.99%	-	11.99%	up to 5 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 7.49% → 11.99% ▲ 4.50 pts · high 15.99% / low 7.49% Oct 9, 202611.99%▼ from 15.99% Sep 21, 202615.99%▲ from 11.99% Sep 18, 202611.99%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	11.99%	-	11.99%	up to 4 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.75% → 11.99% ▲ 5.24 pts · high 15.99% / low 6.75% Oct 9, 202611.99%▼ from 15.99% Sep 21, 202615.99%▲ from 11.99% Sep 18, 202611.99%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	11.99%	-	11.99%	up to 3 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.49% → 11.99% ▲ 5.50 pts · high 15.99% / low 6.49% Oct 9, 202611.99%▼ from 15.99% Sep 21, 202615.99%▲ from 11.99% Sep 18, 202611.99%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	11.99%	-	11.99%	up to 6 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 11.99% → 11.99% ▼ 0.00 pts · high 15.99% / low 11.99% Oct 9, 202611.99%▼ from 15.99% Sep 21, 202615.99%▲ from 11.99% Sep 14, 202611.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	12.99%	-	12.99%	up to 6 years
Details Credit Score: 600-624 Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 12.99% → 12.99% ▼ 0.00 pts · high 16.99% / low 12.99% Oct 9, 202612.99%▼ from 16.99% Sep 21, 202616.99%▲ from 12.99% Sep 14, 202612.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	13.99%	-	13.99%	up to 5 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 4.99% → 13.99% ▲ 9.00 pts · high 13.99% / low 4.99% Sep 18, 202613.99%▲ from 4.99% Sep 14, 20264.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	13.99%	-	13.99%	up to 4 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.75% → 13.99% ▲ 10.24 pts · high 13.99% / low 3.75% Sep 18, 202613.99%▲ from 3.75% Sep 14, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	13.99%	-	13.99%	up to 3 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 4.49% → 13.99% ▲ 9.50 pts · high 13.99% / low 4.49% Sep 18, 202613.99%▲ from 4.49% Sep 14, 20264.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
New Vehicles Loan	14.99%	-	14.99%	up to 6 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 14.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	14.99%	-	14.99%	up to 5 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 14.99% ▲ 9.00 pts · high 14.99% / low 5.99% Sep 18, 202614.99%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	14.99%	-	14.99%	up to 4 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 14.99% ▲ 9.24 pts · high 14.99% / low 5.75% Sep 18, 202614.99%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	14.99%	-	14.99%	up to 3 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.49% → 14.99% ▲ 9.50 pts · high 14.99% / low 5.49% Sep 18, 202614.99%▲ from 5.49% Sep 14, 20265.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	15.99%	-	15.99%	up to 5 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 7.49% → 15.99% ▲ 8.50 pts · high 15.99% / low 7.49% Sep 18, 202615.99%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	15.99%	-	15.99%	up to 4 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 15.99% ▲ 9.24 pts · high 15.99% / low 6.75% Sep 18, 202615.99%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	15.99%	-	15.99%	up to 3 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.49% → 15.99% ▲ 9.50 pts · high 15.99% / low 6.49% Sep 18, 202615.99%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2025-2015 Loan	15.99%	-	15.99%	up to 6 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 15.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Used Vehicles 2014 - Older Loan	16.99%	-	16.99%	up to 6 years
Details Credit Score: < 600 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 16.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%

Tee Pak Credit Union Credit Card Rates

Product	Rate	APR
Credit Card	10.90%	10.90%
Details Credit Score: 700-749; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.90% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Credit Card	14.90%	14.90%
Details Credit Score: 651-674; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 14.90% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Credit Card	16.90%	16.90%
Details Credit Score: < 600; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 16.90% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%

Tee Pak Credit Union Personal Loan Rates

Product	APR	Term
Signature Loan Limit	8.90%	up to 1 year
Details $2,500; Credit Score: 750 plus; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	9.90%	up to 1 year
Details $2,500; Credit Score: 700-749; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.90% → 9.90% ▲ 1.00 pts · high 9.90% / low 8.90% Oct 9, 20269.90%▲ from 8.90% Sep 14, 20268.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	9.90%	up to 2 years
Details $2,500; Credit Score: 750 plus; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 15.90% → 9.90% ▼ 6.00 pts · high 15.90% / low 9.90% Oct 9, 20269.90%▼ from 15.90% Sep 14, 202615.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Premium Signature Loan	10.90%	up to 5 years
Details $24,000; Credit Score: 750 plus; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 10.90% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	10.90%	up to 1 year
Details $2,500; Credit Score: 675-699; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.90% → 10.90% ▲ 2.00 pts · high 10.90% / low 8.90% Oct 9, 202610.90%▲ from 8.90% Sep 14, 20268.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	10.90%	up to 2 years
Details $2,500; Credit Score: 700-749; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 15.90% → 10.90% ▼ 5.00 pts · high 15.90% / low 10.90% Oct 9, 202610.90%▼ from 15.90% Sep 14, 202615.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Preferred Signature Loan Limit	11.90%	up to 3 years
Details $7,500; Credit Score: 750 plus; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Premium Signature Loan	11.90%	up to 5 years
Details $24,000; Credit Score: 700-749; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.90% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	11.90%	up to 1 year
Details $2,500; Credit Score: 651-674; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.90% → 11.90% ▲ 3.00 pts · high 11.90% / low 8.90% Oct 9, 202611.90%▲ from 8.90% Sep 14, 20268.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	11.90%	up to 2 years
Details $2,500; Credit Score: 675-699; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 15.90% → 11.90% ▼ 4.00 pts · high 15.90% / low 11.90% Oct 9, 202611.90%▼ from 15.90% Sep 14, 202615.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	11.90%	up to 1 year
Details $5,000; Credit Score: 750 plus; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Preferred Signature Loan Limit	12.90%	up to 3 years
Details $7,500; Credit Score: 700-749; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Premium Signature Loan	12.90%	up to 5 years
Details $24,000; Credit Score: 675-699; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.90% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	12.90%	up to 1 year
Details $2,500; Credit Score: 625-650; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.90% → 12.90% ▲ 4.00 pts · high 12.90% / low 8.90% Oct 9, 202612.90%▲ from 8.90% Sep 14, 20268.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	12.90%	up to 2 years
Details $2,500; Credit Score: 651-674; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 15.90% → 12.90% ▼ 3.00 pts · high 15.90% / low 12.90% Oct 9, 202612.90%▼ from 15.90% Sep 14, 202615.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	12.90%	up to 2 years
Details $5,000; Credit Score: 750 plus; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 18.90% → 12.90% ▼ 6.00 pts · high 18.90% / low 12.90% Oct 9, 202612.90%▼ from 18.90% Sep 14, 202618.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	12.90%	up to 1 year
Details $5,000; Credit Score: 700-749; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.90% → 12.90% ▲ 1.00 pts · high 12.90% / low 11.90% Oct 9, 202612.90%▲ from 11.90% Sep 14, 202611.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Preferred Signature Loan Limit	13.90%	up to 3 years
Details $7,500; Credit Score: 675-699; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 13.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Premium Signature Loan	13.90%	up to 5 years
Details $24,000; Credit Score: 651-674; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 13.90% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	13.90%	up to 1 year
Details $2,500; Credit Score: 600-624; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.90% → 13.90% ▲ 5.00 pts · high 13.90% / low 8.90% Oct 9, 202613.90%▲ from 8.90% Sep 14, 20268.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	13.90%	up to 2 years
Details $2,500; Credit Score: 625-650; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 15.90% → 13.90% ▼ 2.00 pts · high 15.90% / low 13.90% Oct 9, 202613.90%▼ from 15.90% Sep 14, 202615.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	13.90%	up to 2 years
Details $5,000; Credit Score: 700-749; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 18.90% → 13.90% ▼ 5.00 pts · high 18.90% / low 13.90% Oct 9, 202613.90%▼ from 18.90% Sep 14, 202618.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	13.90%	up to 1 year
Details $5,000; Credit Score: 675-699; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.90% → 13.90% ▲ 2.00 pts · high 13.90% / low 11.90% Oct 9, 202613.90%▲ from 11.90% Sep 14, 202611.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Preferred Signature Loan Limit	14.90%	up to 3 years
Details $7,500; Credit Score: 651-674; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 14.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	14.90%	up to 1 year
Details $2,500; Credit Score: < 600; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.90% → 14.90% ▲ 6.00 pts · high 14.90% / low 8.90% Oct 9, 202614.90%▲ from 8.90% Sep 14, 20268.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	14.90%	up to 2 years
Details $2,500; Credit Score: 600-624; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 15.90% → 14.90% ▼ 1.00 pts · high 15.90% / low 14.90% Oct 9, 202614.90%▼ from 15.90% Sep 14, 202615.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	14.90%	up to 2 years
Details $5,000; Credit Score: 675-699; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 18.90% → 14.90% ▼ 4.00 pts · high 18.90% / low 14.90% Oct 9, 202614.90%▼ from 18.90% Sep 14, 202618.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	14.90%	up to 1 year
Details $5,000; Credit Score: 651-674; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.90% → 14.90% ▲ 3.00 pts · high 14.90% / low 11.90% Oct 9, 202614.90%▲ from 11.90% Sep 14, 202611.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Preferred Signature Loan Limit	15.90%	up to 3 years
Details $7,500; Credit Score: 625-650; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 15.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Loan Limit	15.90%	up to 2 years
Details $2,500; Credit Score: < 600; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 15.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	15.90%	up to 2 years
Details $5,000; Credit Score: 651-674; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 18.90% → 15.90% ▼ 3.00 pts · high 18.90% / low 15.90% Oct 9, 202615.90%▼ from 18.90% Sep 14, 202618.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	15.90%	up to 1 year
Details $5,000; Credit Score: 625-650; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.90% → 15.90% ▲ 4.00 pts · high 15.90% / low 11.90% Oct 9, 202615.90%▲ from 11.90% Sep 14, 202611.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Preferred Signature Loan Limit	16.90%	up to 3 years
Details $7,500; Credit Score: 600-624; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 16.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	16.90%	up to 2 years
Details $5,000; Credit Score: 625-650; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 18.90% → 16.90% ▼ 2.00 pts · high 18.90% / low 16.90% Oct 9, 202616.90%▼ from 18.90% Sep 14, 202618.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	16.90%	up to 1 year
Details $5,000; Credit Score: 600-624; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.90% → 16.90% ▲ 5.00 pts · high 16.90% / low 11.90% Oct 9, 202616.90%▲ from 11.90% Sep 14, 202611.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	17.90%	up to 2 years
Details $5,000; Credit Score: 600-624; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 18.90% → 17.90% ▼ 1.00 pts · high 18.90% / low 17.90% Oct 9, 202617.90%▼ from 18.90% Sep 14, 202618.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	17.90%	up to 1 year
Details $5,000; Credit Score: < 600; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 11.90% → 17.90% ▲ 6.00 pts · high 17.90% / low 11.90% Oct 9, 202617.90%▲ from 11.90% Sep 14, 202611.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Signature Plus Loan Limit	18.90%	up to 2 years
Details $5,000; Credit Score: < 600; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 18.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%

Tee Pak Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Express Loan	13.99%	-	13.99%	up to 1 year
Details $500 - $2,000; Credit Score: < 600; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 13.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Express Loan	12.99%	-	12.99%	up to 1 year
Details $500 - $2,000; Credit Score: 600-624; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Express Loan	11.99%	-	11.99%	up to 1 year
Details $500 - $2,000; Credit Score: 625-650; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Express Loan	10.99%	-	10.99%	up to 1 year
Details $500 - $2,000; Credit Score: 651-674; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 10.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Express Loan	9.99%	-	9.99%	up to 1 year
Details $500 - $2,000; Credit Score: 675-699; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Express Loan	8.99%	-	8.99%	up to 1 year
Details $500 - $2,000; Credit Score: 700-749; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%
Express Loan	7.99%	-	7.99%	up to 1 year
Details $500 - $2,000; Credit Score: 750 plus; Signature Loan Rates (March 2026) Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.62%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Tee Pak Credit Union’s Texas Ratio stayed near 2.90% in Q3 2023 to 2.62% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$24M	2.62%	5.0	A+
March 31, 2026	$25M	2.44%	5.0	A+
December 31, 2025	$24M	1.95%	5.0	A+
September 30, 2025	$23M	1.79%	5.0	A+
June 30, 2025	$25M	2.54%	5.0	A+
March 31, 2025	$25M	2.76%	5.0	A+
December 31, 2024	$26M	3.90%	5.0	A+
September 30, 2024	$26M	2.63%	5.0	A+
June 30, 2024	$25M	3.14%	5.0	A+
March 31, 2024	$25M	3.13%	5.0	A+
December 31, 2023	$22M	4.06%	5.0	A+
September 30, 2023	$22M	2.90%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Tee Pak Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Tee Pak Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tee Pak Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tee Pak Credit Union

Website https://www.teepakcu.org/

Address 3591 N Vermilion St, Danville, IL 61832-1337

Phone 217-477-4428

Fax

President Troy Pearson

CEO McKenna Hughes

Full-Time Employees 7

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.62%

Return on Assets (ROA)

0.1610%

Return on Equity (ROE)

0.9886%

Non-Performing Loans Ratio (NPL)

0.89%

Total Assets

23,782,033

Total Amount of Shares and Deposits

19,800,317

Total Shares and Deposits < 1 Year

19,123,926

Total Shares and Deposits 1 3 Years

676,391

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

390,809

Total Uninsured Shares and Deposits > $250K (F+J)

390,809

Total Insured Shares and Deposits > $250K (item 17 less item K)

19,409,508

Total Interest Expense (Sum of items 6 8)

47,167

Share Certificates

Number of Accounts for Share Drafts

1,367

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,283

All other shares

315

Net Income (unless the amount is already included in Undivided Earnings)

38,280

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

2,091,334

Total Liabilities

19,910,081

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Tee Pak Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Tee Pak Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Tee Pak Credit Union

Frequently Asked Questions About Tee Pak Credit Union

Does Tee Pak Credit Union offer CDs?

Yes. Tee Pak Credit Union current CD rates include its Special CD 6 Month CD at 3.75% APY, its 6 Month CD at 3.25% APY and its Special CD 24 Month CD at 2.50% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Tee Pak Credit Union NCUA insured?

Yes. Tee Pak Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Tee Pak Credit Union?

The highest Tee Pak Credit Union CD rate is its Special CD 6 Month CD at 3.75% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Tee Pak Credit Union offer?

Tee Pak Credit Union CD rates are 3.25% APY for a 6 month CD, 1.50% APY for a 12 month CD and 2.00% APY for a 2 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Tee Pak Credit Union for its full lineup.

What is the lowest auto loan rate at Tee Pak Credit Union?

The lowest Tee Pak Credit Union auto loan rate is its New Vehicles Loan at 3.49%, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Tee Pak Credit Union?

The lowest Tee Pak Credit Union personal loan rate is its Signature Loan Limit at 8.90%, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Tee Pak Credit Union?

The lowest Tee Pak Credit Union credit card APR is its Credit Card at 10.90%, verified by MonitorBankRates as of October 29, 2026.

How many branches does Tee Pak Credit Union operate?

Tee Pak Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tee Pak Credit Union?

Yes, to access services at Tee Pak Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tee Pak Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tee Pak Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tee Pak Credit Union offer online and mobile banking?

Most modern institutions like Tee Pak Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.teepakcu.org/.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Tee Pak Credit Union rates compare?

Tee Pak Credit Union's CD rates are 22% lower than the MonitorBankRates national average, and it has an A+ health rating. Tee Pak Credit Union's top rates are its Special CD 6 Month CD at 3.75% APY, its Signature Loan Limit at 8.90% APR and its Credit Card at 10.90% APR, verified by MonitorBankRates on October 29, 2026.

Current Tee Pak Credit Union Rates

12-Month CD1.50%
24-Month CD2.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Tee Pak Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Tee Pak Credit Union Texas Ratio

Tee Pak Credit Union Health Trend

Tee Pak Credit Union CD Rates

Tee Pak Credit Union Auto Loan Rates

Tee Pak Credit Union Credit Card Rates

Tee Pak Credit Union Personal Loan Rates

Tee Pak Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Tee Pak Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Tee Pak Credit Union

Does Tee Pak Credit Union offer CDs?

Are CDs from Tee Pak Credit Union NCUA insured?

What is the highest CD rate at Tee Pak Credit Union?

What CD terms does Tee Pak Credit Union offer?

What is the lowest auto loan rate at Tee Pak Credit Union?

What is the lowest personal loan rate at Tee Pak Credit Union?

What is the lowest credit card APR at Tee Pak Credit Union?

How many branches does Tee Pak Credit Union operate?

Is a member application needed to join Tee Pak Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Tee Pak Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Tee Pak Credit Union rates compare?

Current Tee Pak Credit Union Rates

Compare to Other Credit Unions