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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Rally Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Rally Credit Union's 1 Year Term IRA CD of Deposit rates are at 3.75%, 2 Year Term IRA CD of Deposit rates are at 3.75%, 3-month CD of Deposit rates are at 3.40%, 1 Year Term IRA CD of Deposit rates are at 3.25%, 2 Year Term IRA CD of Deposit rates are at 3.25%. Rally Credit Union's savings rates are at 0.01%. Rally Credit Union's money market rates are at 0.25%. Rally Credit Union's VA Purchase / Refinance 15 Year rates are at 5.75%, VA Purchase Refinance rates are at 5.75%, Jumbo rates are at 6.25%, FHA Purchase / Refinance5 rates are at 5.75%, FHA Purchase Refinance rates are at 5.75%. Rally Credit Union's Personal Loan Rates are at 4.99%. MonitorBankRates evaluates the financial stability of Rally Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.21%. Rates were last updated on 03/24/2026. Rally Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Rally Credit Union? Share your experience about Rally Credit Union by leaving a review below, or read customer reviews before you decide to use Rally Credit Union. Rally Credit Union
JWV Administration Building 2730 Rodd Field Rd
https://rallycu.com Corpus Christi, TX 78414 3146 
Rally Credit Union CD Rates
Rally Credit Union Savings Rates
Rally Credit Union Money Market Rates
Rally Credit Union Checking Rates
Rally Credit Union Mortgage Rates
Rally Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Rally Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Rally Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Rally Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Rally Credit Union
Website
https://rallycu.com
Address
2730 Rodd Field Rd,
Corpus Christi, TX 78414 3146
Phone
361-986-4500
Fax
361-986-8096
President
John Chapman
CEO
Dana Sisk
Full-Time Employees
756
Part-Time Employees
43
Branch Locations
22
ATM Locations
19
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.21%
Return on Assets (ROA)
0.7004%
Return on Equity (ROE)
5.1595%
Non-Performing Loans Ratio (NPL)
0.81%
Total Assets
4,663,237,636
Total Amount of Shares and Deposits
3,915,416,415
Total Shares and Deposits < 1 Year
3,765,816,610
Total Shares and Deposits 1 3 Years
149,138,179
Total Shares and Deposits > 3 Years
461,626
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
548,881,674
Total Uninsured Shares and Deposits > $250K (F+J)
548,881,674
Total Insured Shares and Deposits > $250K (item 17 less item K)
3,366,534,741
Total Interest Expense (Sum of items 6 8)
88,965,593
Share Certificates
22,714
Number of Accounts for Share Drafts
138,328
IRA KEOGH Accounts
6,942
Number of Accounts for Regular Shares
265,900
Money Market Shares
2,364
Net Income (unless the amount is already included in Undivided Earnings)
32,661,849
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
419,480,185
Total Liabilities
4,030,236,341
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Rally Credit UnionIs Rally Credit Union a safe place to deposit money?Yes, Rally Credit Union is considered a safe financial institution. With a Texas Ratio of 5.2147909214485%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Rally Credit Union operate?Rally Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Rally Credit Union?Yes, to access services at Rally Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Rally Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Rally Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Rally Credit Union offer online and mobile banking?Most modern institutions like Rally Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://rallycu.com. Current Rally Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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