United Trust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. United Trust Bank Deposit Rates
Today's 12-month CD rates can be found at 2.94%, 6-month CD rates at 0.40% and 3-month CD rates at 4.08%. Current savings rates are at 0.20% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 7.07%. Credit Card rates are at 15.40%. Personal Loan rates are at 9.25%. All these rates, and more, can be found in our database of rates. United Trust Bank's 12-Month CD special rates are at 5.44%, 6-Month CD special rates are at 5.39%, 24-Month CD special rates are at 5.39%, 35-Month CD special rates are at 5.13%, 60-Month CD rates are at 2.80%. United Trust Bank's savings rates are at 0.05%. United Trust Bank's money market rates are at 0.10%.

United Trust Bank

To see how these rates compare to United Trust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Trust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Trust Bank CD rates. You can also compare United Trust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

United Trust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Trust Bank? Share your experience about United Trust Bank by leaving a review below, or read customer reviews before you decide to use United Trust Bank.

United Trust Bank Texas Ratio

United Trust Bank's Texas Ratio is at 1.26%, which is considered excellent. The Texas Ratio for United Trust Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, United Trust Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
2.30%
24-Month CD
2.45%
36-Month CD
2.55%
48-Month CD
2.65%
60-Month CD
2.80%
Savings
0.05%
MMA
0.10%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
United Trust Bank
12330 S Harlem Ave
Palos Heights, IL 60463
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

United Trust Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
United Trust Bank
United Trust Bank
12-Month CD special
5.44%
$5,000
United Trust Bank
United Trust Bank
6-Month CD special
5.39%
$5,000
United Trust Bank
United Trust Bank
24-Month CD special
5.39%
$5,000
United Trust Bank
United Trust Bank
35-Month CD special
5.13%
$5,000
United Trust Bank
United Trust Bank
60-Month CD
2.80%
$1,000
United Trust Bank
United Trust Bank
48-Month CD
2.65%
$1,000
United Trust Bank
United Trust Bank
36-Month CD
2.55%
$1,000
United Trust Bank
United Trust Bank
24-Month CD
2.45%
$1,000
United Trust Bank
United Trust Bank
18-Month CD
2.30%
$1,000
United Trust Bank
United Trust Bank
12-Month CD
2.25%
$1,000
United Trust Bank
United Trust Bank
Premium Money Market
0.10%
$0
United Trust Bank
United Trust Bank
Statement Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare United Trust Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Abbey Credit Union
Abbey Credit Union
Money Market
0.25%
$2,500
Cornhusker Bank
Cornhusker Bank
6-Month CD
1.75%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
24-Month CD
1.16%
$5,000
Farmers-Merchants Bank of Illinois
Farmers-Merchants Bank of Illinois
12-Month CD
1.82%
$1,000
Bristol County Savings Bank
Bristol County Savings Bank
3-Month CD
5.09%
$1,000
Haviland State Bank
Haviland State Bank
24-Month CD
3.15%
$500
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
3.00%
$1,000
Greenville Federal
Greenville Federal
48-Month CD
0.45%
$500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
36-Month CD
3.75%
$500
PennCrest Bank
PennCrest Bank
18-Month CD
0.75%
$100
First State B&T Williston, ND
First State B&T Williston, ND
Money Market
0.30%
$0
Forbright
Forbright
60-Month CD
3.00%
$1,000
Bank of Franklin County
Bank of Franklin County
36-Month CD
1.00%
$500
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
36-Month CD
4.00%
$25,000
Campbell & Fetter Bank
Campbell & Fetter Bank
12-Month CD
2.01%
$1,000
Madison Valley Bank
Madison Valley Bank
Money Market
0.45%
$1,000
4u Federal Credit Union
4u Federal Credit Union
12-Month CD certificate
4.32%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
Passbook Savings
0.18%
$250
Riverland Bank
Riverland Bank
36-Month CD
4.50%
$1,000
Saco & Biddeford Savings
Saco & Biddeford Savings
48-Month CD special
4.25%
$500
Marcus Bank
Marcus Bank
48-Month CD
4.20%
$500
Acme Continental Credit Union
Acme Continental Credit Union
60-Month CD share certificate
4.08%
$1,000
Raymond James Bank
Raymond James Bank
60-Month CD
3.90%
$1,000
Cornhusker Bank
Cornhusker Bank
30-Month CD
1.11%
$1,000
Sullivan Bank
Sullivan Bank
Savings Rewards with Cash Rewards
1.00%
$100
F & C Bank
F & C Bank
16-Month CD special
4.20%
$10,000
Swedish-American State Bank
Swedish-American State Bank
24-Month CD
1.61%
$500
New Albin Savings Bank
New Albin Savings Bank
48-Month CD
4.06%
$1,000
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
6-Month CD
5.00%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
12-Month CD
0.21%
$500
First Liberty Bank
First Liberty Bank
60-Month CD
3.00%
$2,500
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
9-Month CD Jumbo
3.66%
$75,000
Magyar Bank
Magyar Bank
36-Month CD
2.50%
$500
USLA Union S&L
USLA Union S&L
18-Month CD
0.30%
$1,000
Unity Bank
Unity Bank
Money Market IRA
0.05%
$100
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
60-Month CD
4.25%
$500
Banco Popular
Banco Popular
48-Month CD
3.80%
$1,000
Unity Bank
Unity Bank
11-Month CD promo special
5.00%
$1,000
Root River State Bank
Root River State Bank
36-Month CD
1.85%
$300
TriCentury Bank
TriCentury Bank
13-Month CD special
4.75%
$25,000
Washita State Bank
Washita State Bank
48-Month CD
2.12%
$1,000
Grove Bank
Grove Bank
72-Month CD
2.01%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
36-Month CD
2.63%
$500
United Bank Zebulon, GA
United Bank Zebulon, GA
Regular Savings
0.60%
$50
BankGloucester
BankGloucester
12-Month CD
4.12%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
Money Market
0.25%
$2,500
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
2.02%
$1,000
Universal Bank
Universal Bank
3-Month CD
0.10%
$1,000
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
Gateway Commercial Bank
Gateway Commercial Bank
Traditional Savings
0.50%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 23, 2024

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

United Trust Bank Information

United Trust Bank
12330 S Harlem Ave
Palos Heights, IL 60463
Cook
Established Date: 11/24/2000
FDIC Certificate #: 35393
Date of FDIC Deposit Insurance: 11/24/2000
Bank Holding Company: UNITED BCORP INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is United Trust Bank FDIC Insured? Yes
What is United Trust Bank's Cert number? 35393
What is the maximum amount for insured deposits? $250,000 per holder, per account

United Trust Bank Financials

Total Assets:
$142,917,000
Total Deposits:
$96,133,000
Equity Capital:
$12,241,000
Domestic Deposits:
$96,133,000
Net Income:
$74,000
Return on Assets:
2.6161%
Quarterly Return on Assets:
0.2200%
Pretax Return on Assets:
0.3086%
Pretax Quarterly Return on Assets:
0.3100%
Return on Equity:
23.9700%
Quarterly Return on Equity:
2.4300%
Common Equity Tier 1 Capital Ratio:
20.5619%
Tier 1 Risk-Based Capital Ratio:
20.5619%
Leverage Tier 1 (Core Capital) Ratio:
12.0951%
Total Risk-Based Capital Ratio (YTD):
21.4132%
Total Interest Income (YTD):
4.1013%
 
 
Headquarters:
Palos Heights
FDIC Field Office:
Chicago
Regulator:
OCC
County:
Cook
# of Offices:
1
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
  •     Read more...

    Explore Other Rate Deals

    Mortgage Rates Current 30 Year Mortgage Rates at 5.17 and 15 Year Mortgage Rates at 4.55Current mortgage rates are mixed for the week ending January 11, 2009. 30 year mortgage rates were up slightly to 5.17 percent while 15 year mortgage rates were down to 4.55 percent. After several consecutive weeks of mortgage rates increasing, rates have taken a pause this past week.

    An interesting report was released showing Millennials favor savings accounts over investing in stocks, despite currently low savings rates. Apparently Millennials, born between 1977 and 1999, are risk-averse to stocks because they came of age during the financial crisis and watched stocks fall more than 50 percent in 2008, the largest decline since the Great Depression.

    Mortgage rates are lower in the most recent mortgage rate survey released on St. Patrick's Day. Fixed conforming 30 year mortgage rates are averaging 4.76 percent with 0.7 discount points for the week ending March 17, 2011. 30 year rates are down from last week's average of 4.88 percent with 0.7 mortgage points.

    Bank or Credit Union Offers and Deals

    Highest Short Term CD Rates: Best 2 Month CD Rate at 0.80 Percent
    Marcus Savings Rate: 2.50% APY Referral Bonus
    Current CD Rates from Northwest Hills CU
    Mortgage Rates: Current Mortgage Rates July 6, 2009
    No Annual Fee Credit Card Rate List
    $8,000 First-Time Home Buyer Tax Credit for Down Payments on FHA Loans
    1 Year CD Rates in Florida - Best APY at 1.15%
    Mortgage Rates Increase Overnight
    Today's Mortgage Interest Rates: 30 Year Mortgage Rates Decline to 4.99%
    Mortgage Rates Drift Lower This Week: 30 Year Rates at 6.13%

    Alternative Bank and Credit Union Offers to Explore

    Credit Card Balance Transfer Offer
    CD Rates Are Headed Back Down This Week
    Auto Finance 101: Tips on Auto Financing
    Direction of CD Rates This Year
    Existing Home Sales Slip in March, but Prices Rise
    Mortgage Rates January 25, 2012, 15 Year Mortgage Rates at 3.34%
    E-Loan Changes 2 Year and 5 Year CD Rates
    Jumbo Mortgage Rates are Still Low Heading into 2016
    Mortgage Rates July 22: 30 Year Mortgage Rates at 4.48%, 15 Year Mortgage Rates at 3.72%
    Mortgage Refinance Rates: 15 Year Refinance Mortgage Rates at 3.29%

    United Trust Bank Reviews

    There are no reviews for United Trust Bank yet. Feel free to create one below.
    Average Rating
    ☆☆☆☆☆
    Total Reviews
    0
    Add Your Rating and Review for United Trust Bank
    Your Name:
    Your Rating:

    See how United Trust Bank Compares to other banks