United Trust Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.00%, 6-month CD rates at 1.66% and 3-month CD rates at 0.05%. Current savings rates are at 0.20% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.66%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. United Trust Bank's 6-Month CD rates are at 4.15%, 12-Month CD rates are at 4.00%, 18-Month CD rates are at 3.49%, 36-Month CD rates are at 3.25%, 24-Month CD rates are at 3.20%. United Trust Bank's savings rates are at 0.05%. United Trust Bank's money market rates are at 0.10%.

United Trust Bank

To see how these rates compare to United Trust Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Trust Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Trust Bank CD rates. You can also compare United Trust Bank savings rates, MMA rates and mortgage rates using our other rate lists.

United Trust Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Trust Bank? Share your experience about United Trust Bank by leaving a review below, or read customer reviews before you decide to use United Trust Bank.

United Trust Bank Texas Ratio

United Trust Bank's Texas Ratio is at 2.60%, which is considered excellent. The Texas Ratio for United Trust Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, United Trust Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.00%

2.56%

18-Month CD

3.49%

2.27%

24-Month CD

3.20%

2.27%

36-Month CD

3.25%

2.18%

48-Month CD

N/A

2.12%

60-Month CD

N/A

2.24%

Savings

0.05%

0.66%

MMA

0.10%

1.05%

30-Year Fixed

N/A

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

United Trust Bank

12330 S Harlem Ave
Palos Heights, IL 60463

https://www.utbhome.com

MonitorBankRates' Rating

5/5

★★★★★

Review United Trust Bank

United Trust Bank CD Rates and Interest Rates

United Trust Bank

6-Month CD

4.15%

$3,000

United Trust Bank

12-Month CD

4.00%

$3,000

United Trust Bank

18-Month CD

3.49%

$3,000

United Trust Bank

36-Month CD

3.25%

$3,000

United Trust Bank

24-Month CD

3.20%

$3,000

United Trust Bank

Premium Money Market

0.10%

United Trust Bank

Statement Savings

0.05%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare United Trust Bank Rates with Other Competitive Bank and Credit Union Rates

F&M Bank of St. Clair

Your Choice Rewards Checking

5.00%

$100

SaviBank

6-Month CD

4.25%

$500

First Enterprise Bank

12-Month CD

4.15%

$1,000

Home State Bank Royal, IA

12-Month CD

4.06%

$1,000

Prairie Bank of Kansas

12-Month CD

4.04%

$1,000

Perryton National Bank

12-Month CD

3.80%

$10,000

Adams State Bank

18-Month CD

3.80%

$1,000

Inova Federal Credit Union

30-Month CD

3.75%

$200

Cross River Bank

12-Month CD

3.70%

$500

Guardian Credit Union Montgomery, AL

18-Month CD

3.65%

$500

The Seymour Bank

12-Month CD

3.55%

$1,000

Bankwell Bank

Smart Savings

3.50%

$100

Cross River Bank

3-Month CD

3.50%

$500

First Missouri State Bank of Cape County

3-Month CD

3.50%

$1,000

StonehamBank

24-Month CD

3.50%

$1,000

New Peoples Bank

24-Month CD

3.10%

Friendship State Bank

60-Month CD

3.09%

$500

Home State Bank Royal, IA

36-Month CD

3.03%

$1,000

Longview Bank

12-Month CD

3.00%

$500

Bank of Old Monroe

60-Month CD

2.52%

$1,000

Ultima Bank Minnesota

24-Month CD

2.50%

$1,000

Grand Timber Bank

30-Month CD

2.37%

$500

Bradford National Bank

48-Month CD

2.21%

$1,000

First Bank Elk River

24-Month CD

2.08%

Exchange State Bank Ames, IA

60-Month CD

2.00%

$1,000

HCB Hardin County Bank

Kasasa Checking

2.00%

$100

First Piedmont Federal S&L of Gaffney

Statement Savings

1.77%

$150

Carson Bank

24-Month CD

1.71%

$500

Freedom Bank Columbia Falls, MT

Freedom Savings

1.51%

$50

Lindell Bank & Trust Company

12-Month CD

1.50%

$1,000

Academy Bank

6-Month CD

1.15%

$500

The Victory Bank

60-Month CD

0.85%

$500

Grinnell State Bank

Savings

0.75%

Chain Bridge Bank

Savings

0.74%

$100

OWB One World Bank

36-Month CD

0.70%

$1,000

AB Federal Credit Union

24-Month CD

0.45%

$1,000

F&M State Bank Winterset, IA

Savings

0.40%

$25,000

Cecil Bank

Money Market

0.30%

$25,000

PeoplesBank

48-Month CD

0.30%

$1,000

Academic Employees Credit Union

24-Month CD

0.30%

$1,000

Millville Savings Bank

48-Month CD

0.25%

$1,000

Adirondack Trust Company

24-Month CD

0.25%

$500

Skowhegan Savings Bank

12-Month CD

0.20%

$500

Marblehead Bank

Savings

0.10%

$10

Reliance Bank

Money Market

0.10%

$5,000

Cincinnatus S&L Co.

Premier Investment Money Market

0.10%

$1,000

Ponce Bank

Money Market

0.10%

Pillar Bank

Savings

0.05%

$100

FNB of Groton

Money Market

0.05%

$1,000

First Federal S&L of Lorain

Statement Savings

0.04%

Disclaimer

Mortgage Rates January 25, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

State Employees Credit Union

5-Year ARM

5.125%

5.230%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.125%

5.523%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

NESC Federal Credit Union

15 Year Fixed

5.750%

5.756%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Mutual Security Credit Union

15-Year Fixed

5.750%

5.793%

0.000

American Eagle Financial Credit Union

15-Year Fixed

5.625%

5.797%

0.000

Altoona First Savings Bank

15-Year Fixed

5.750%

5.801%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.750%

5.801%

0.000

Sikorsky Credit Union

15-Year Fixed

5.750%

5.806%

0.000

Security Service Federal Credit Union

10-Year Fixed (Power Rate)

5.500%

5.814%

0.000

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.750%

5.832%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

United Trust Bank Information

United Trust Bank

12330 S Harlem Ave
Palos Heights, IL 60463
Cook
Established Date: 11/24/2000
FDIC Certificate #: 35393
Date of FDIC Deposit Insurance: 11/24/2000

Bank Holding Company: UNITED BCORP INC

How Many Domestic U.S. Offices? 1

How Many Branches are There? 1

Website: https://www.utbhome.com

Is United Trust Bank FDIC Insured? Yes

What is United Trust Bank's Cert number? 35393

What is the maximum amount for insured deposits? $250,000 per holder, per account

United Trust Bank Financials

Total Assets:

$163,164,000

Total Deposits:

$110,207,000

Equity Capital:

$13,467,000

Domestic Deposits:

$110,207,000

Net Income:

$110,000

Return on Assets:

0.4256%

Quarterly Return on Assets:

0.2700%

Pretax Return on Assets:

0.4096%

Pretax Quarterly Return on Assets:

0.4100%

Return on Equity:

5.0800%

Quarterly Return on Equity:

3.2600%

Common Equity Tier 1 Capital Ratio:

14.1298%

Tier 1 Risk-Based Capital Ratio:

14.1298%

Leverage Tier 1 (Core Capital) Ratio:

8.1714%

Total Risk-Based Capital Ratio (YTD):

15.0567%

Total Interest Income (YTD):

5.6678%

Headquarters:

Palos Heights

FDIC Field Office:

Chicago

Regulator:

OCC

County:

Cook

# of Offices:

Metropolitan Statistical Area (MSA):

Chicago-Naperville-Elgin, IL-IN-WI

Consolidated Metropolitan Statistical Area (CMSA):

Chicago-Gary-Kenosha, IL-IN-WI

OTS Region:

Central

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

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