PromiseOne Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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PromiseOne BankToday's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.85% and 3-month CD rates at 4.10%. Current savings rates are at 0.02% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 3.99%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to PromiseOne Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from PromiseOne Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with PromiseOne Bank CD rates. You can also compare PromiseOne Bank savings rates, MMA rates and mortgage rates using our other rate lists.

PromiseOne Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PromiseOne Bank? Share your experience about PromiseOne Bank by leaving a review below, or read customer reviews before you decide to use PromiseOne Bank.

PromiseOne Bank Texas Ratio

PromiseOne Bank's Texas Ratio is at 1.80%, which is considered excellent. The Texas Ratio for PromiseOne Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, PromiseOne Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
PromiseOne Bank
2385 Pleasant Hill Rd
Duluth, GA 30096
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare PromiseOne Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Kendall Bank
Kendall Bank
24-Month CD
4.65%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
12-Month CD
4.40%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
6-Month CD
4.32%
$500
Merchants Bank of Indiana
Merchants Bank of Indiana
6-Month CD
4.25%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
12-Month CD
4.11%
$250
Total Direct Bank
Total Direct Bank
36-Month CD
4.00%
$25,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Money Market
3.90%
$20,000
Bank of Franklin County
Bank of Franklin County
18-Month CD
3.90%
$500
LimeLight Bank
LimeLight Bank
36-Month CD
3.80%
$1,000
Axiom Bank
Axiom Bank
18-Month CD
3.75%
$500
First State Bank Stuart, IA
First State Bank Stuart, IA
12-Month CD
3.65%
$500
Main Bank
Main Bank
18-Month CD
3.60%
$1,000
Midwest Heritage Bank
Midwest Heritage Bank
6-Month CD
3.28%
$1,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
6-Month CD
3.25%
$500
Bank Northwest
Bank Northwest
12-Month CD
3.03%
$500
Academy Bank
Academy Bank
36-Month CD
3.03%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
60-Month CD
2.78%
$500
Chesapeake Bank
Chesapeake Bank
36-Month CD
2.65%
$1,000
State Bank of Medora
State Bank of Medora
36-Month CD
2.53%
$500
Benton State Bank
Benton State Bank
36-Month CD
2.52%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
48-Month CD
2.52%
$1,000
Magyar Bank
Magyar Bank
18-Month CD
2.50%
$2,500
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
60-Month CD
2.50%
$1,000
Root River State Bank
Root River State Bank
48-Month CD
2.10%
$300
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
60-Month CD
1.81%
$1,000
Northrim Bank
Northrim Bank
36-Month CD
1.70%
$500
SouthernTrust Bank
SouthernTrust Bank
48-Month CD
1.56%
$1,000
Union State Bank Winterset, IA
Union State Bank Winterset, IA
48-Month CD
1.30%
$500
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
NOW Checking
1.00%
$1,000
Home Loan State Bank
Home Loan State Bank
24-Month CD
1.00%
$1,000
Century SLA
Century SLA
36-Month CD
0.95%
$1,000
Community Bank of Missouri
Community Bank of Missouri
36-Month CD
0.90%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
12-Month CD
0.60%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
48-Month CD
0.60%
$1,000
North Brookfield SB
North Brookfield SB
18-Month CD
0.55%
$500
State Bank Freeport, IL
State Bank Freeport, IL
48-Month CD
0.55%
$1,000
Queenstown Bank
Queenstown Bank
24-Month CD
0.50%
$500
Western Nebraska Bank
Western Nebraska Bank
Passbook Savings
0.50%
$25
South Central State Bank
South Central State Bank
Savings
0.40%
$100
Y-12 Federal Credit Union
Y-12 Federal Credit Union
6-Month CD
0.40%
$500
The Bank of Tescott
The Bank of Tescott
Legacy Money Market
0.32%
$500
Community Bank of Cameron
Community Bank of Cameron
Classic Checking
0.25%
$500
First Community Bank of Moultrie County
First Community Bank of Moultrie County
Money Market
0.15%
$2,500
America First Federal Credit Union
America First Federal Credit Union
Money Market
0.15%
$10,000
FNB of Absecon
FNB of Absecon
12-Month CD
0.10%
$0
Greenville Federal
Greenville Federal
Money Market
0.07%
$0
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
NOW Checking
0.05%
$50
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
Super Savings
0.05%
$1,500
Northwest Bank Warren, PA
Northwest Bank Warren, PA
Statement Savings
0.01%
$100
Regions Bank
Regions Bank
48-Month CD
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 16, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have PromiseOne Bank rate data right now, check back for updates, we are adding rates all the time.

PromiseOne Bank Information

PromiseOne Bank
2385 Pleasant Hill Rd
Duluth, GA 30096
Gwinnett
Established Date: 11/06/2008
FDIC Certificate #: 58657
Date of FDIC Deposit Insurance: 11/06/2008
Bank Holding Company: PROMISEONE BCORP INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is PromiseOne Bank FDIC Insured? Yes
What is PromiseOne Bank's Cert number? 58657
What is the maximum amount for insured deposits? $250,000 per holder, per account

PromiseOne Bank Financials

Total Assets:
$723,214,000
Total Deposits:
$614,134,000
Equity Capital:
$60,192,000
Domestic Deposits:
$614,134,000
Net Income:
$2,770,000
Return on Assets:
1.7805%
Quarterly Return on Assets:
1.5400%
Pretax Return on Assets:
1.5405%
Pretax Quarterly Return on Assets:
1.5400%
Return on Equity:
22.1500%
Quarterly Return on Equity:
18.3300%
Common Equity Tier 1 Capital Ratio:
17.0808%
Tier 1 Risk-Based Capital Ratio:
17.0808%
Leverage Tier 1 (Core Capital) Ratio:
10.8650%
Total Risk-Based Capital Ratio (YTD):
18.1946%
Total Interest Income (YTD):
6.2781%
 
 
Headquarters:
Duluth
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Gwinnett
# of Offices:
7
Metropolitan Statistical Area (MSA):
Atlanta-Sandy Springs-Alpharetta, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

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