New Peoples Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.26%, 6-month CD rates at 3.98% and 3-month CD rates at 4.15%. Current savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 12.96%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. New Peoples Bank's 12-Month CD rates are at 3.66%, 36-Month CD rates are at 3.10%, 24-Month CD rates are at 3.10%, 18-Month CD rates are at 3.10%, 60-Month CD rates are at 3.10%. New Peoples Bank's savings rates are at 0.25%. New Peoples Bank's money market rates are at 1.65%.

New Peoples Bank

To see how these rates compare to New Peoples Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from New Peoples Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with New Peoples Bank CD rates. You can also compare New Peoples Bank savings rates, MMA rates and mortgage rates using our other rate lists.

New Peoples Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Peoples Bank? Share your experience about New Peoples Bank by leaving a review below, or read customer reviews before you decide to use New Peoples Bank.

New Peoples Bank Texas Ratio

New Peoples Bank's Texas Ratio is at 4.09%, which is considered excellent. The Texas Ratio for New Peoples Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, New Peoples Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.66%
18-Month CD
3.10%
24-Month CD
3.10%
36-Month CD
3.10%
48-Month CD
3.10%
60-Month CD
3.10%
Savings
0.25%
MMA
1.65%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
New Peoples Bank
53 Commerce Dr
Honaker, VA 24260
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

New Peoples Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
New Peoples Bank
New Peoples Bank
12-Month CD
3.66%
$0
New Peoples Bank
New Peoples Bank
18-Month CD
3.10%
$0
New Peoples Bank
New Peoples Bank
24-Month CD
3.10%
$0
New Peoples Bank
New Peoples Bank
36-Month CD
3.10%
$0
New Peoples Bank
New Peoples Bank
48-Month CD
3.10%
$0
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
New Peoples Bank
New Peoples Bank
Chairmans Choice Checking
2.70%
$0
New Peoples Bank
New Peoples Bank
Money Market
1.65%
$250,000
New Peoples Bank
New Peoples Bank
Statement Savings
0.25%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare New Peoples Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Andrews Federal Credit Union
Andrews Federal Credit Union
Kasasa Checking
6.00%
$0
Presence Bank
Presence Bank
24-Month CD
4.10%
$250
Cornhusker Bank
Cornhusker Bank
60-Month CD
4.06%
$1,000
Compass Savings Bank
Compass Savings Bank
12-Month CD
3.92%
$500
Lone Star Bank
Lone Star Bank
3-Month CD
3.63%
$1,000
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
48-Month CD
3.40%
$1,000
State Bank of Scotia
State Bank of Scotia
12-Month CD
3.29%
$1,000
1st Street Credit Union
1st Street Credit Union
12-Month CD
3.29%
$1,000
Pioneer Bank Mapleton, MN
Pioneer Bank Mapleton, MN
24-Month CD
3.25%
$500
Kennett Trust Bank
Kennett Trust Bank
48-Month CD
3.04%
$500
Suncoast Credit Union
Suncoast Credit Union
Money Market
3.00%
$500,000
Presidential Bank
Presidential Bank
36-Month CD
2.85%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
12-Month CD
2.84%
$500
Conway National Bank (CNB)
Conway National Bank (CNB)
60-Month CD
2.80%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
48-Month CD
2.75%
$500
Providence Bank
Providence Bank
18-Month CD
2.75%
$1,000
Hibernia Bank
Hibernia Bank
24-Month CD
2.53%
$100
Bank Northwest
Bank Northwest
60-Month CD
2.53%
$500
Bay State Savings Bank
Bay State Savings Bank
36-Month CD
2.50%
$1,000
State Bank of Cherry
48-Month CD
2.47%
$1,000
BayFirst National Bank
BayFirst National Bank
24-Month CD
2.25%
$1,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
48-Month CD
2.02%
$1,000
Gorham Savings Bank
Gorham Savings Bank
18-Month CD
2.00%
$500
FLC Bank
FLC Bank
Money Market
2.00%
$200,000
BluPeak Credit Union
BluPeak Credit Union
24-Month CD
2.00%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
60-Month CD
1.76%
$1,000
Eureka Savings Bank
Eureka Savings Bank
36-Month CD
1.71%
$1,000
Arvest Bank
Arvest Bank
Money Market
1.71%
$5,000,000
Hatboro Federal Savings
Hatboro Federal Savings
60-Month CD
1.25%
$1,000
The Honesdale National Bank
The Honesdale National Bank
Select Money Market
0.85%
$25,000
PS Bank
PS Bank
48-Month CD
0.70%
$500
Accentra Credit Union
Accentra Credit Union
60-Month CD
0.70%
$500
Harvest Bank
Harvest Bank
Investors Checking
0.65%
$1,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
60-Month CD
0.50%
$1,000
Bank of Buffalo
Bank of Buffalo
12-Month CD
0.40%
$500
Community Bank Delaware
Community Bank Delaware
24-Month CD
0.40%
$500
Miami Savings Bank
Miami Savings Bank
36-Month CD
0.40%
$1,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
24-Month CD
0.35%
$1,000
SNB St. Henry Bank
SNB St. Henry Bank
48-Month CD
0.35%
$1,000
First Mutual Bank, FSB
First Mutual Bank, FSB
Select Money Market
0.30%
$100,000
Fulton Savings Bank
Fulton Savings Bank
24-Month CD
0.30%
$500
New Haven Bank
New Haven Bank
60-Month CD
0.30%
$500
Verus Bank of Commerce
Verus Bank of Commerce
36-Month CD
0.30%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
Regular Savings
0.10%
$100
Northrim Bank
Northrim Bank
Money Market
0.07%
$0
FirsTier Bank
FirsTier Bank
Business Savings
0.05%
$0
Community Bank of Missouri
Community Bank of Missouri
Money Market
0.05%
$0
First FSB Rochester, IN
First FSB Rochester, IN
Preferred Interest Checking
0.05%
$1,500
Mercer County State Bank
Savings
0.05%
$500
State Bank Freeport, IL
State Bank Freeport, IL
Savings
0.05%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

New Peoples Bank Information

New Peoples Bank
53 Commerce Dr
Honaker, VA 24260
Russell
Established Date: 10/28/1998
FDIC Certificate #: 34890
Date of FDIC Deposit Insurance: 10/28/1998
Bank Holding Company: NEW PEOPLES BANKSHARES INC
How Many Domestic U.S. Offices? 19
How Many Branches are There? 19
Is New Peoples Bank FDIC Insured? Yes
What is New Peoples Bank's Cert number? 34890
What is the maximum amount for insured deposits? $250,000 per holder, per account

New Peoples Bank Financials

Total Assets:
$850,757,000
Total Deposits:
$741,980,000
Equity Capital:
$79,241,000
Domestic Deposits:
$741,980,000
Net Income:
$2,064,000
Return on Assets:
1.0848%
Quarterly Return on Assets:
0.9800%
Pretax Return on Assets:
1.2730%
Pretax Quarterly Return on Assets:
1.2700%
Return on Equity:
11.5300%
Quarterly Return on Equity:
10.3600%
Common Equity Tier 1 Capital Ratio:
15.2424%
Tier 1 Risk-Based Capital Ratio:
15.2424%
Leverage Tier 1 (Core Capital) Ratio:
11.0591%
Total Risk-Based Capital Ratio (YTD):
16.4563%
Total Interest Income (YTD):
4.8834%
 
 
Headquarters:
Honaker
FDIC Field Office:
Richmond
Regulator:
FED
County:
Russell
# of Offices:
19
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates today declined on lower bond yields as the focus shifts from the crisis in Europe to the struggling economy in the United States. Last Friday bond yields increased on the news the European Financial Stability Facility (EFSF) would lend money directly to banks; this sent mortgage rates higher over the weekend.
Some banks and credit unions have already increased their deposit rates by small amounts in anticipation of the FOMC increasing their key rate. Exactly when the Fed will increase the rate is hotly debated but rest assured the increase will likely come in the first half of 2015.
Third Federal Savings and Loan CD RatesThird Federal Savings and Loan CD rates on the bank's Specials CDs are some of the best CD rates available right now. The minimum opening balance is only $500. 30 day rolling special CD rates at Third Federal Savings and Loan are at 1.85 percent. 59 month special CD rates at Third Federal Savings and Loan are at 3.50 percent. Compare Third Federal Savings and Loan CD rates with other banks below.

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