New Peoples Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.75%, 6-month CD rates at 2.75% and 3-month CD rates at 3.19%. Current savings rates are at 0.20% and money market rates are at 1.76%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 13.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. New Peoples Bank's 24-Month CD rates are at 3.66%, 12-Month CD rates are at 3.66%, 36-Month CD rates are at 3.55%, 48-Month CD rates are at 3.30%, 60-Month CD rates are at 3.10%. New Peoples Bank's savings rates are at 0.25%. New Peoples Bank's money market rates are at 1.01%.

New Peoples Bank

To see how these rates compare to New Peoples Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from New Peoples Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with New Peoples Bank CD rates. You can also compare New Peoples Bank savings rates, MMA rates and mortgage rates using our other rate lists.

New Peoples Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Peoples Bank? Share your experience about New Peoples Bank by leaving a review below, or read customer reviews before you decide to use New Peoples Bank.

New Peoples Bank Texas Ratio

New Peoples Bank's Texas Ratio is at 4.09%, which is considered excellent. The Texas Ratio for New Peoples Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, New Peoples Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.66%
18-Month CD
3.10%
24-Month CD
3.66%
36-Month CD
3.55%
48-Month CD
3.30%
60-Month CD
3.10%
Savings
0.25%
MMA
1.01%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
New Peoples Bank
53 Commerce Dr
Honaker, VA 24260
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

New Peoples Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
New Peoples Bank
New Peoples Bank
12-Month CD
3.66%
$0
New Peoples Bank
New Peoples Bank
24-Month CD
3.66%
$0
New Peoples Bank
New Peoples Bank
36-Month CD
3.55%
$0
New Peoples Bank
New Peoples Bank
48-Month CD
3.30%
$0
New Peoples Bank
New Peoples Bank
18-Month CD
3.10%
$0
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
New Peoples Bank
New Peoples Bank
Peoples Premier Checking
2.70%
$0
New Peoples Bank
New Peoples Bank
Money Market
1.01%
$1,000
New Peoples Bank
New Peoples Bank
Statement Savings
0.25%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare New Peoples Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Stearns Bank Holdingford
Stearns Bank Holdingford
9-Month CD
4.23%
$500
North Dallas Bank & Trust (NDBT)
North Dallas Bank & Trust (NDBT)
18-Month CD
4.15%
$1,000
ESB Bank
ESB Bank
12-Month CD
4.14%
$10,000
Home State Bank Royal, IA
Home State Bank Royal, IA
6-Month CD
4.04%
$1,000
City National B&T Co. of Lawton, OK
12-Month CD
4.00%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
48-Month CD
4.00%
$500
Dieterich Bank
Dieterich Bank
12-Month CD
3.95%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
24-Month CD
3.80%
$500
The Bank of Tescott
The Bank of Tescott
6-Month CD
3.75%
$1,000
Columbia Bank
Columbia Bank
18-Month CD
3.68%
$500
Bank Midwest
Bank Midwest
18-Month CD
3.65%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
24-Month CD
3.50%
$100
Touchmark Bank
Touchmark Bank
18-Month CD
3.50%
$1,000
Cornerstone State Bank
Cornerstone State Bank
6-Month CD (Jumbo)
3.28%
$200,000
Axiom Bank
Axiom Bank
Select Money Market
3.25%
$1,000
Access Community Credit Union
Access Community Credit Union
Rewards Checking
3.25%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
12-Month CD
3.02%
$500
BayFirst National Bank
BayFirst National Bank
60-Month CD
3.01%
$1,000
Northwest Community Bank
Northwest Community Bank
36-Month CD
3.00%
$500
Thomaston Savings Bank
Thomaston Savings Bank
18-Month CD
3.00%
$1,000
The Bank of Protection
The Bank of Protection
36-Month CD
2.87%
$500
New Market Bank
New Market Bank
6-Month CD
2.77%
$2,500
New Haven Bank
New Haven Bank
48-Month CD
2.75%
$500
FNB at St. James
FNB at St. James
36-Month CD
2.52%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
60-Month CD
2.52%
$250
Johnson State Bank
Johnson State Bank
24-Month CD
2.30%
$1,000
Bank of Brenham
Bank of Brenham
60-Month CD
2.25%
$1,000
Murray Bank
Murray Bank
24-Month CD
2.25%
$1,000
North Star Bank
North Star Bank
24-Month CD
2.21%
$500
Bellevue State Bank
Bellevue State Bank
12-Month CD
2.01%
$2,500
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
36-Month CD
2.00%
$500
Southwest Missouri Bank
Southwest Missouri Bank
60-Month CD
2.00%
$500
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
24-Month CD
1.75%
$50
PSB Wellsburg, IA
PSB Wellsburg, IA
12-Month CD
1.65%
$1,000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
12-Month CD
1.00%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
24-Month CD
0.75%
$500
FNB of River Falls
FNB of River Falls
60-Month CD
0.70%
$2,500
Mayville State Bank
Mayville State Bank
48-Month CD
0.65%
$1,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
24-Month CD
0.60%
$500
Norway Savings Bank
Norway Savings Bank
36-Month CD
0.60%
$500
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
36-Month CD
0.55%
$500
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Money Market
0.50%
$2,500
Ulster Savings Bank
Ulster Savings Bank
48-Month CD
0.45%
$500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
24-Month CD
0.20%
$1,000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
Premium Personal Money Market
0.20%
$50,000
American National Bank - Fox Cities
American National Bank - Fox Cities
Money Market
0.10%
$0
River Falls State Bank
River Falls State Bank
Money Market
0.05%
$1,000
Milford Bank
Milford Bank
3-Month CD
0.05%
$1,000
Busey Bank
Busey Bank
48-Month CD
0.05%
$1,000
Applied Bank
Applied Bank
Money Market
0.02%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates November 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

New Peoples Bank Information

New Peoples Bank
53 Commerce Dr
Honaker, VA 24260
Russell
Established Date: 10/28/1998
FDIC Certificate #: 34890
Date of FDIC Deposit Insurance: 10/28/1998
Bank Holding Company: NEW PEOPLES BANKSHARES INC
How Many Domestic U.S. Offices? 19
How Many Branches are There? 19
Is New Peoples Bank FDIC Insured? Yes
What is New Peoples Bank's Cert number? 34890
What is the maximum amount for insured deposits? $250,000 per holder, per account

New Peoples Bank Financials

Total Assets:
$850,757,000
Total Deposits:
$741,980,000
Equity Capital:
$79,241,000
Domestic Deposits:
$741,980,000
Net Income:
$2,064,000
Return on Assets:
1.0848%
Quarterly Return on Assets:
0.9800%
Pretax Return on Assets:
1.2730%
Pretax Quarterly Return on Assets:
1.2700%
Return on Equity:
11.5300%
Quarterly Return on Equity:
10.3600%
Common Equity Tier 1 Capital Ratio:
15.2424%
Tier 1 Risk-Based Capital Ratio:
15.2424%
Leverage Tier 1 (Core Capital) Ratio:
11.0591%
Total Risk-Based Capital Ratio (YTD):
16.4563%
Total Interest Income (YTD):
4.8834%
 
 
Headquarters:
Honaker
FDIC Field Office:
Richmond
Regulator:
FED
County:
Russell
# of Offices:
19
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

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Mortgage rates and refinance rates head lower as the Fed releases the latest statement showing no real changes on economic policy. 30 year conforming mortgage rates and refinance rates are averaging 4.76 percent, down from yesterday's average 30 year mortgage rate and refinance rate of 4.81 percent. 30 year mortgage rates and refinance rates in Kansas are slightly higher than the national average rate. Current 30 year rates and refinance rates in Kansas are averaging 4.82 percent.
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