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3Hill Credit Union

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3Hill Credit Union Rates & Review April 2026

Q: How many branches does 3Hill Credit Union operate?

3Hill Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join 3Hill Credit Union?

Yes, to access services at 3Hill Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, 3Hill Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, 3Hill Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 23, 2026

3Hill Credit Union's Personal Loan Rates are at 13.74%. MonitorBankRates evaluates the financial stability of 3Hill Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.83%. Rates were last updated on 04/23/2026.

3Hill Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 3Hill Credit Union? Share your experience about 3Hill Credit Union by leaving a review below, or read customer reviews before you decide to use 3Hill Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.83%

Excellent Lower than avg

3Hill Credit Union
3Hill Credit Union

1407 Erbs Mill Rd
Blue Bell, PA 19422 3579

https://www.3hillcu.com

3Hill Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity	-	-	6.49%
Details As Low As Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.83%

3Hill Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Line of Credit	-	13.74%
Details As Low As Last Updated 04/19/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.83%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for 3Hill Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather 3Hill Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with 3Hill Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name 3Hill Credit Union

Website https://www.3hillcu.com

Address 1407 Erbs Mill Rd, Blue Bell, PA 19422 3579

Phone 610-275-8440

Fax 610-275-6473

President Mark Marine

CEO Benjamin Young

Full-Time Employees 11

Part-Time Employees 1

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.83%

Return on Assets (ROA)

-0.5210%

Return on Equity (ROE)

-4.3256%

Non-Performing Loans Ratio (NPL)

1.45%

Total Assets

49,514,014

Total Amount of Shares and Deposits

45,918,556

Total Shares and Deposits < 1 Year

44,774,461

Total Shares and Deposits 1 3 Years

1,121,718

Total Shares and Deposits > 3 Years

22,377

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,438,290

Total Uninsured Shares and Deposits > $250K (F+J)

1,438,290

Total Insured Shares and Deposits > $250K (item 17 less item K)

44,480,266

Total Interest Expense (Sum of items 6 8)

306,995

Share Certificates

341

Number of Accounts for Share Drafts

1,751

IRA KEOGH Accounts

132

Number of Accounts for Regular Shares

3,577

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

3,281

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,935,598

Total Liabilities

46,088,824

Source: NCUA — Last Updated 09/30/2025

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Total Reviews

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Frequently Asked Questions About 3Hill Credit Union

Is 3Hill Credit Union a safe place to deposit money?

Yes, 3Hill Credit Union is considered a safe financial institution. With a Texas Ratio of 5.8269375616633%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does 3Hill Credit Union operate?

3Hill Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join 3Hill Credit Union?

Yes, to access services at 3Hill Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, 3Hill Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, 3Hill Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does 3Hill Credit Union offer online and mobile banking?

Most modern institutions like 3Hill Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.3hillcu.com.