☰

Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?

Home›
Credit Unions›
3Hill Credit Union

iAdvertiser Disclosure

3Hill Credit Union Rates & Review September 2026

Q: How many branches does 3Hill Credit Union operate?

3Hill Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join 3Hill Credit Union?

Yes, to access services at 3Hill Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, 3Hill Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, 3Hill Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 23, 2026

3Hill Credit Union's Personal Loan Rates are as low as 13.74%. MonitorBankRates evaluates the financial stability of 3Hill Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.71%. Rates last updated and verified on 09/23/2026.

3Hill Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 3Hill Credit Union? Share your experience about 3Hill Credit Union by leaving a review below, or read customer reviews before you decide to use 3Hill Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.71%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

3Hill Credit Union
3Hill Credit Union

1407 Erbs Mill Rd
Blue Bell, PA 19422-3579

https://www.3hillcu.com

3Hill Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity	-	-	6.49%
Details As low as; The Annual Percentage Rate is determined based on applicant's credit score. Rates and terms subject to change without notice. Membership requirements apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.71%

3Hill Credit Union Auto Loan Rates

Product	Rate	Points	APR
New Vehicles Loan	-	-	5.49%
Details As low as; The Annual Percentage Rate is determined based on applicant's credit score. Rates and terms subject to change without notice. Membership requirements apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.71%
Used Vehicles Loan	-	-	5.49%
Details As low as; The Annual Percentage Rate is determined based on applicant's credit score. Rates and terms subject to change without notice. Membership requirements apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.71%

3Hill Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Line of Credit	13.74%
Details As low as; The Annual Percentage Rate is determined based on applicant's credit score. Rates and terms subject to change without notice. Membership requirements apply. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.71%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

3Hill Credit Union’s Texas Ratio rose from 0.51% in Q2 2023 to 6.71% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$51M	6.71%	5.0	A
December 31, 2025	$50M	6.95%	5.0	A
September 30, 2025	$50M	5.75%	5.0	A+
June 30, 2025	$51M	6.05%	5.0	A
March 31, 2025	$52M	0.60%	5.0	A+
December 31, 2024	$51M	6.08%	5.0	A
September 30, 2024	$51M	8.92%	5.0	A
June 30, 2024	$51M	7.05%	5.0	A
March 31, 2024	$52M	0.05%	5.0	A+
December 31, 2023	$52M	6.99%	5.0	A
September 30, 2023	$52M	0.01%	5.0	A+
June 30, 2023	$55M	0.51%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for 3Hill Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather 3Hill Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with 3Hill Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name 3Hill Credit Union

Website https://www.3hillcu.com

Address 1407 Erbs Mill Rd, Blue Bell, PA 19422-3579

Phone 610-275-8440

Fax 610-275-6473

President Mark Marine

CEO Benjamin Young

Full-Time Employees 11

Part-Time Employees 1

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.71%

Return on Assets (ROA)

0.3322%

Return on Equity (ROE)

2.8192%

Non-Performing Loans Ratio (NPL)

1.56%

Total Assets

51,151,178

Total Amount of Shares and Deposits

47,321,038

Total Shares and Deposits < 1 Year

45,465,161

Total Shares and Deposits 1 3 Years

1,822,766

Total Shares and Deposits > 3 Years

33,111

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,615,735

Total Uninsured Shares and Deposits > $250K (F+J)

1,615,735

Total Insured Shares and Deposits > $250K (item 17 less item K)

45,705,303

Total Interest Expense (Sum of items 6 8)

74,602

Share Certificates

331

Number of Accounts for Share Drafts

1,687

IRA KEOGH Accounts

130

Number of Accounts for Regular Shares

3,436

All other shares

Net Income (unless the amount is already included in Undivided Earnings)

169,928

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

3,703,968

Total Liabilities

47,466,850

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

3Hill Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/norristown-bell-credit-union-rates-review-68297">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for 3Hill Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for 3Hill Credit Union

Frequently Asked Questions About 3Hill Credit Union

How many branches does 3Hill Credit Union operate?

3Hill Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join 3Hill Credit Union?

Yes, to access services at 3Hill Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, 3Hill Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, 3Hill Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does 3Hill Credit Union offer online and mobile banking?

Most modern institutions like 3Hill Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.3hillcu.com.