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3Hill Credit Union Rates & Review November 2026

3Hill Credit Union's 3-Month CD of Deposit rates are at 3.50%, 12-Month CD of Deposit rates are at 3.00%, 6-Month CD of Deposit rates are at 3.00%, 9-Month CD of Deposit rates are at 3.00%, 48-Month CD of Deposit rates are at 2.75%. 3Hill Credit Union's savings rates are at 9.00%. 3Hill Credit Union's checking rates are as high as 0.05%. 3Hill Credit Union's Personal Loan Rates are as low as 13.74%. 3Hill Credit Union's CD rates are 1% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of 3Hill Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.07%. Rates last updated and verified on 10/30/2026.

3Hill Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 3Hill Credit Union? Share your experience about 3Hill Credit Union by leaving a review below, or read customer reviews before you decide to use 3Hill Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.07%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
3Hill Credit Union
3Hill Credit Union
1407 Erbs Mill Rd
Blue Bell, PA 19422-3579
https://www.3hillcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

3Hill Credit Union CD Rates

Product Rate APY Term View More
3-Month Certificate of Deposit 3.455% 3.50% 3-Month
Details Certificates of Deposit Promo Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 3.50% APY · checked 3 times
3.00%3.50%4.00%Oct 22, 2026: 3.50% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
12-Month Certificate of Deposit 2.967% 3.00% 12-Month
Details Certificates of Deposit Promo Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 22, 2026: 3.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
6-Month Certificate of Deposit 2.967% 3.00% 6-Month
Details Certificates of Deposit Promo Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 22, 2026: 3.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
9-Month Certificate of Deposit 2.967% 3.00% 9-Month
Details Certificates of Deposit Promo Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 22, 2026: 3.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 12-Month Certificate of Deposit 2.967% 3.00% 12 months
Details IRA Certificates of Deposit Promo Rates; Dividends paid quarterly
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 22, 2026: 3.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 6-Month Certificate of Deposit 2.967% 3.00% 6 months
Details IRA Certificates of Deposit Promo Rates; Dividends paid quarterly
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 22, 2026: 3.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 9-Month Certificate of Deposit 2.967% 3.00% 9 months
Details IRA Certificates of Deposit Promo Rates; Dividends paid quarterly
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 22, 2026: 3.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
48-Month Certificate of Deposit 2.722% 2.75% 48 months
Details Certificates of Deposit Promo Rates; Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Oct 22, 2026: 2.75% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 48-Month Certificate of Deposit 2.722% 2.75% 48 months
Details Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Oct 22, 2026: 2.75% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
18-Month Certificate of Deposit 2.477% 2.50% 18 months
Details Certificates of Deposit Promo Rates; Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Oct 22, 2026: 2.50% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 18-Month Certificate of Deposit 2.477% 2.50% 18 months
Details Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.50% APY · checked 3 times
2.00%2.50%3.00%Oct 22, 2026: 2.50% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
24-Month Certificate of Deposit 2.231% 2.25% 24 months
Details Certificates of Deposit Promo Rates; Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 3 times
1.75%2.25%2.75%Oct 22, 2026: 2.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
36-Month Certificate of Deposit 2.231% 2.25% 36 months
Details Certificates of Deposit Promo Rates; Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 3 times
1.75%2.25%2.75%Oct 22, 2026: 2.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
60-Month Certificate of Deposit 2.231% 2.25% 60 months
Details Certificates of Deposit Promo Rates; Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 3 times
1.75%2.25%2.75%Oct 22, 2026: 2.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 24-Month Certificate of Deposit 2.231% 2.25% 24 months
Details Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 3 times
1.75%2.25%2.75%Oct 22, 2026: 2.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 36-Month Certificate of Deposit 2.231% 2.25% 36 months
Details Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 3 times
1.75%2.25%2.75%Oct 22, 2026: 2.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 60-Month Certificate of Deposit 2.231% 2.25% 60 months
Details Promo rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 2.25% APY · checked 3 times
1.75%2.25%2.75%Oct 22, 2026: 2.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
48-Month Certificate of Deposit 1.343% 1.35% 48 months
Details Board Rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.35% APY · checked 3 times
0.85%1.35%1.85%Oct 22, 2026: 1.35% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
60-Month Certificate of Deposit 1.343% 1.35% 60 months
Details Board Rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.35% APY · checked 3 times
0.85%1.35%1.85%Oct 22, 2026: 1.35% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 48-Month Certificate of Deposit 1.343% 1.35% 48 months
Details Board rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.35% APY · checked 3 times
0.85%1.35%1.85%Oct 22, 2026: 1.35% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 60-Month Certificate of Deposit 1.343% 1.35% 60 months
Details Board rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.35% APY · checked 3 times
0.85%1.35%1.85%Oct 22, 2026: 1.35% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
12-Month Senior Certificate of Deposit Promo Rate 1.244% 1.25% 12 months
Details Special Certificates of Deposit; Current Specials; Promo Rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.25% APY · checked 3 times
0.75%1.25%1.75%Oct 22, 2026: 1.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
12-Month Certificate of Deposit 1.046% 1.05% 12 months
Details Certificates of Deposit Board Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Oct 22, 2026: 1.05% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
18-Month Certificate of Deposit 1.046% 1.05% 18 months
Details Board Rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Oct 22, 2026: 1.05% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
24-Month Certificate of Deposit 1.046% 1.05% 24 months
Details Board Rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Oct 22, 2026: 1.05% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
9-Month Certificate of Deposit 1.046% 1.05% 9 months
Details Certificates of Deposit Board Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Oct 22, 2026: 1.05% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 12-Month Certificate of Deposit 1.046% 1.05% 12-Month
Details Board Rate; IRA Certificates of Deposit Board Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Oct 22, 2026: 1.05% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 18-Month Certificate of Deposit 1.046% 1.05% 18 months
Details Board rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Oct 22, 2026: 1.05% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 24-Month Certificate of Deposit 1.046% 1.05% 24 months
Details Board rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Oct 22, 2026: 1.05% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 9-Month Certificate of Deposit 1.046% 1.05% 9-Month
Details Board Rate; IRA Certificates of Deposit Board Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 1.05% APY · checked 3 times
0.55%1.05%1.55%Oct 22, 2026: 1.05% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
6-Month Certificate of Deposit 0.857% 0.86% 6 months
Details Certificates of Deposit Board Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.86% APY · checked 3 times
0.36%0.86%1.36%Oct 22, 2026: 0.86% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 6-Month Certificate of Deposit 0.857% 0.86% 6-Month
Details Board Rate; IRA Certificates of Deposit Board Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.86% APY · checked 3 times
0.36%0.86%1.36%Oct 22, 2026: 0.86% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
36-Month Certificate of Deposit 0.847% 0.85% 36 months
Details Board Rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.85% APY · checked 3 times
0.35%0.85%1.35%Oct 22, 2026: 0.85% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA 36-Month Certificate of Deposit 0.847% 0.85% 36 months
Details Board rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.85% APY · checked 3 times
0.35%0.85%1.35%Oct 22, 2026: 0.85% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
12-Month Senior Certificate of Deposit Board Rate 0.748% 0.75% 12 months
Details Special Certificates of Deposit; Current Specials; Board Rate
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Oct 22, 2026: 0.75% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
3-Month Certificate of Deposit 0.648% 0.65% 3 months
Details Certificates of Deposit Board Rates
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.65% APY · checked 3 times
0.15%0.65%1.15%Oct 22, 2026: 0.65% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%

3Hill Credit Union Savings Rates

Product Rate APY View More
Penny Power Savings - 9.00%
Details Qualifications Required; Qualifying balance up to $1,000.00; Round-Up Savings via Mastercard Debit card transactions; Balances over $1,000.00 earn 0.10% APY
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 9.00% APY · checked 3 times
8.50%9.00%9.50%Oct 22, 2026: 9.00% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA Savings Account 0.499% 0.50%
Min Balance $100,000
Details Balance: $100,000 & Greater
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Oct 22, 2026: 0.50% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA Savings Account 0.399% 0.40%
Min Balance $25,000
Details Balance: $25,000 to $99,999.99
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.40% APY · checked 3 times
0.00%0.45%0.90%Oct 22, 2026: 0.40% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA Savings Account 0.30% 0.30%
Min Balance $1,000
Details Balance: $1,000 to $24,999.99
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 3 times
0.00%0.40%0.80%Oct 22, 2026: 0.30% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
IRA Savings Account 0.25% 0.25%
Details Balance: Under $999.99
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.25% APY · checked 3 times
0.00%0.38%0.75%Oct 22, 2026: 0.25% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
Holiday Club Account 0.15% 0.15%
No additional details.
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Oct 22, 2026: 0.15% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
Vacation Club Account 0.15% 0.15%
No additional details.
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Oct 22, 2026: 0.15% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
Savings Account 0.10% 0.10%
No additional details.
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 3 times
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%

3Hill Credit Union Checking Rates

Product Rate APY View More
Checking Account 0.05% 0.05%
No additional details.
Last Updated 10/30/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%

3Hill Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 6.49%
Details As Low As; Annual Percentage Rate is determined based on applicant's credit score; Rates and terms subject to change without notice; Membership requirements apply
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 12 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%

3Hill Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan - - 5.49%
Details As Low As; Annual Percentage Rate is determined based on applicant's credit score; Rates and terms subject to change without notice; Membership requirements apply
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 11 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%
Used Vehicles Loan - - 5.49%
Details As Low As; Annual Percentage Rate is determined based on applicant's credit score; Rates and terms subject to change without notice; Membership requirements apply
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 11 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%

3Hill Credit Union Personal Loan Rates

Product APR Term View More
Personal Line of Credit 13.74%
Details As Low As; Annual Percentage Rate is determined based on applicant's credit score; Rates and terms subject to change without notice; Membership requirements apply
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 13.74% APR · checked 11 times
13.24%13.74%14.24%Sep 14, 2026: 13.74% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.07%

Financial Health History

3Hill Credit Union’s Texas Ratio rose from 0.01% in Q3 2023 to 9.07% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.01% A+ Q3 2023 A Q4 2023 A+ Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A+ Q3 2025 A Q4 2025 A Q1 2026 9.07% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$50M9.07%5.0A
March 31, 2026$51M6.71%5.0A
December 31, 2025$50M6.95%5.0A
September 30, 2025$50M5.75%5.0A+
June 30, 2025$51M6.05%5.0A
March 31, 2025$52M0.60%5.0A+
December 31, 2024$51M6.08%5.0A
September 30, 2024$51M8.92%5.0A
June 30, 2024$51M7.05%5.0A
March 31, 2024$52M0.05%5.0A+
December 31, 2023$52M6.99%5.0A
September 30, 2023$52M0.01%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for 3Hill Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather 3Hill Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with 3Hill Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name 3Hill Credit Union
Address 1407 Erbs Mill Rd, Blue Bell, PA 19422-3579
Phone 610-275-8440
Fax 610-275-6473
President Mark Marine
CEO Benjamin Young
Full-Time Employees 11
Part-Time Employees 2
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.07%
Return on Assets (ROA)
0.3246%
Return on Equity (ROE)
2.6982%
Non-Performing Loans Ratio (NPL)
2.12%
Total Assets
50,041,758
Total Amount of Shares and Deposits
46,263,237
Total Shares and Deposits < 1 Year
45,124,943
Total Shares and Deposits 1 3 Years
1,104,960
Total Shares and Deposits > 3 Years
33,334
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,634,898
Total Uninsured Shares and Deposits > $250K (F+J)
1,634,898
Total Insured Shares and Deposits > $250K (item 17 less item K)
44,628,339
Total Interest Expense (Sum of items 6 8)
148,488
Share Certificates
312
Number of Accounts for Share Drafts
1,683
IRA KEOGH Accounts
131
Number of Accounts for Regular Shares
3,434
All other shares
22
Net Income (unless the amount is already included in Undivided Earnings)
-7,495
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,033,967
Total Liabilities
46,400,896
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About 3Hill Credit Union

Does 3Hill Credit Union offer CDs?

Yes. 3Hill Credit Union current CD rates include its 3-Month CD of Deposit at 3.50% APY, its 12-Month CD of Deposit at 3.00% APY and its 6-Month CD of Deposit at 3.00% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from 3Hill Credit Union NCUA insured?

Yes. 3Hill Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at 3Hill Credit Union?

The highest 3Hill Credit Union CD rate is its 3-Month CD of Deposit at 3.50% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does 3Hill Credit Union offer?

3Hill Credit Union CD rates are 3.50% APY for a 3 month CD, 3.00% APY for a 6 month CD, 3.00% APY for a 9 month CD, 3.00% APY for a 12 month CD, 1.05% APY for an 18 month CD, 1.05% APY for a 2 year CD, 2.75% APY for a 4 year CD and 1.35% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with 3Hill Credit Union for its full lineup.

What is the highest savings rate at 3Hill Credit Union?

The highest 3Hill Credit Union savings rate is its IRA Savings Account at 0.50% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at 3Hill Credit Union?

The highest 3Hill Credit Union checking rate is its Checking Account at 0.05% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest auto loan rate at 3Hill Credit Union?

The lowest 3Hill Credit Union auto loan rate is its New Vehicles Loan at 5.49% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at 3Hill Credit Union?

The lowest 3Hill Credit Union personal loan rate is its Personal Line of Credit at 13.74% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does 3Hill Credit Union operate?

3Hill Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join 3Hill Credit Union?

Yes, to access services at 3Hill Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, 3Hill Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, 3Hill Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does 3Hill Credit Union offer online and mobile banking?

Most modern institutions like 3Hill Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.3hillcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do 3Hill Credit Union rates compare?

3Hill Credit Union's CD rates are 1% lower than the MonitorBankRates national average, and it has an A health rating. 3Hill Credit Union's top rates are its 3-Month CD of Deposit at 3.50% APY, its Penny Power Savings at 9.00% APY, its Checking Account at 0.05% APY and its Personal Line of Credit at 13.74% APR, verified by MonitorBankRates on October 30, 2026.

Current 3Hill Credit Union Rates

  • 12-Month CD0.75%
  • 18-Month CD1.05%
  • 24-Month CD1.05%
  • 60-Month CD1.35%
  • Savings9.00%
Retrieved from our database of financial products. Rates subject to change.