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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Total Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 22, 2026
You can compare Total Community Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 0.60%, 6-month share certificate rates at 2.01% and 3-month share certificate rates at 3.03%. Savings rates are at 0.13% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.75%. All these rates can be compared to Total Community Credit Union rates. MonitorBankRates evaluates the financial stability of Total Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.43%. Rates were last updated on 04/22/2026. Total Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Total Community Credit Union? Share your experience about Total Community Credit Union by leaving a review below, or read customer reviews before you decide to use Total Community Credit Union. Total Community Credit Union
Total Community Credit Union 25155 Goddard Rd
Taylor, MI 48180 3923 
Current Rate AvailabilityWe do not have Total Community Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Total Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Total Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Total Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Total Community Credit Union
Address
25155 Goddard Rd,
Taylor, MI 48180 3923
Phone
313-291-3300
Fax
313-291-6899
President
Robert Merriman
CEO
Susette Schirm
Full-Time Employees
21
Part-Time Employees
3
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.43%
Return on Assets (ROA)
1.3477%
Return on Equity (ROE)
9.1710%
Non-Performing Loans Ratio (NPL)
1.18%
Total Assets
106,044,231
Total Amount of Shares and Deposits
90,218,896
Total Shares and Deposits < 1 Year
89,065,750
Total Shares and Deposits 1 3 Years
1,023,935
Total Shares and Deposits > 3 Years
129,211
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,966,252
Total Uninsured Shares and Deposits > $250K (F+J)
1,966,252
Total Insured Shares and Deposits > $250K (item 17 less item K)
88,252,644
Total Interest Expense (Sum of items 6 8)
315,596
Share Certificates
449
Number of Accounts for Share Drafts
4,367
IRA KEOGH Accounts
183
Number of Accounts for Regular Shares
9,336
Money Market Shares
20
Net Income (unless the amount is already included in Undivided Earnings)
1,429,202
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,522,351
Total Liabilities
91,632,003
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Total Community Credit UnionIs Total Community Credit Union a safe place to deposit money?Yes, Total Community Credit Union is considered a safe financial institution. With a Texas Ratio of 3.4288592714276%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Total Community Credit Union operate?Total Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Total Community Credit Union?Yes, to access services at Total Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Total Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Total Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Total Community Credit Union offer online and mobile banking?Most modern institutions like Total Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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