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Associated Healthcare Credit Union Rates & Review April 2026

Associated Healthcare Credit Union's 10 Month CD Special rates are at 3.75%, 10 Month CD Special CD / IRA CD rates are at 3.75%, 60 Month CD / IRA CD rates are at 3.25%, 10 Month CD Special CD / IRA CD rates are at 3.00%, 12 Month Student CD / IRA CD rates are at 3.00%. Associated Healthcare Credit Union's savings rates are at 0.05%. Associated Healthcare Credit Union's money market rates are at 2.00%. Associated Healthcare Credit Union's 7-Yr Fixed ARM rates are at 5.20%, 5-Yr Fixed ARM rates are at 5.10%, 3-Yr Fixed ARM rates are at 5.00%. Associated Healthcare Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of Associated Healthcare Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.30%. Rates were last updated on 04/18/2026.

Associated Healthcare Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Associated Healthcare Credit Union? Share your experience about Associated Healthcare Credit Union by leaving a review below, or read customer reviews before you decide to use Associated Healthcare Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.30%
Excellent Lower than avg
Associated Healthcare Credit Union
Woodbury Office
6789 Upper Afton Rd
Woodbury, MN 55125
https://www.ahcu.org
Member NCUA

Associated Healthcare Credit Union CD Rates

Product Rate APY Term View More
10 Month CD Special - 3.75% 10 Months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
10 Month CD Special CD / IRA CD 3.69% 3.75%
Details 100% New Money
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
60 Month CD / IRA CD 3.20% 3.25% 60 Month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
10 Month CD Special CD / IRA CD 2.96% 3.00%
Details Less than 100% New Money
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
12 Month Student CD / IRA CD 2.96% 3.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
24 Month CD / IRA CD 2.96% 3.00% 24 Month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
36 Month CD / IRA CD 2.96% 3.00% 36 Month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
48 Month CD / IRA CD 2.96% 3.00% 48 Month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
12 Month CD / IRA CD 2.72% 2.75% 12 Month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
18 Month CD / IRA CD 2.72% 2.75% 18 Month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
6 Month CD / IRA CD 2.47% 2.50% 6 Month
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%

Associated Healthcare Credit Union Savings Rates

Product Rate APY View More
Club Account 0.05% 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Share Savings 0.05% 0.05%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%

Associated Healthcare Credit Union Money Market Rates

Product Rate APY View More
Money Market - 2.75%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Money Market / IRA Money Market 2.72% 2.75%
Min Balance $200,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Money Market 2.47% 2.50%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Money Market / IRA Money Market 2.47% 2.50%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Money Market 2.22% 2.25%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Money Market / IRA Money Market 2.22% 2.25%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Money Market 1.97% 2.00%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Money Market / IRA Money Market 1.97% 2.00%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%

Associated Healthcare Credit Union Checking Rates

Product Rate APY View More
Dividend Checking - 5.00%
Details Qualifying balance up to $1,000.00
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%

Associated Healthcare Credit Union Mortgage Rates

Product Rate Points APR Term View More
7-Yr Fixed ARM 5.20% - 5.95% 7-Yr
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
5-Yr Fixed ARM 5.10% - 6.05% 5-Yr
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
3-Yr Fixed ARM 5.00% - 6.20% 3-Yr
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Jumbo Fixed Rate 30 Years - - 6.75%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%

Associated Healthcare Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Fixed Rate Home Equity Loan - - 5.50% 5 year
Details Up to 15-year available; 1st Position, Up to 80% LTV**
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Home Equity - - 5.50%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Home Equity Line of Credit Loans Up to 80% LTV - - 7.00%
Details Prime plus 0.25%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Home Equity LOC - - 7.00%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Fixed Rate Home Equity Loan - - 7.20% 5 year
Details Up to 15-year available; 81%-100% LTV**
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Home Equity Line of Credit Loans 81-100% LTV - - 8.50%
Details Prime plus 1.75%
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%

Associated Healthcare Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
New Auto Loans (2026-2025) - - 3.99% Up to 12 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
New Auto Loans (2026-2025) - - 4.24% Up to 48 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Used Auto Loans (2024-2018) - - 4.24% Up to 12 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
New Auto Loans (2026-2025) - - 4.49% Up to 60 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Used Auto Loans (2024-2018) - - 4.49% Up to 48 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Used Auto Loans (2024-2018) - - 4.74% Up to 60 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older) - - 5.99% Up to 36 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older) - - 6.24% Up to 48 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
Older Used Auto Loans (2017-Older) - - 6.49% Up to 60 Months
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%

Associated Healthcare Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 12.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
VISA PREMIER - 12.49%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
VISA Premier Credit Card - 12.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
VISA SIGNATURE REWARDS - 14.49%
Details Earn 20,000 points for $2,000 net purchases in the first 90 days of receiving your card
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%
VISA Signature Rewards Credit Card - 14.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.30%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Associated Healthcare Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Associated Healthcare Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Associated Healthcare Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Associated Healthcare Credit Union
Address 6789 Upper Afton Rd, Woodbury, MN 55125
Phone 651-383-4000
Fax
President Joe Clubb
CEO Joel Swanson II
Full-Time Employees 24
Part-Time Employees 0
Branch Locations 5
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.30%
Return on Assets (ROA)
0.7254%
Return on Equity (ROE)
5.4549%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
169,673,651
Total Amount of Shares and Deposits
147,896,668
Total Shares and Deposits < 1 Year
142,902,580
Total Shares and Deposits 1 3 Years
3,652,116
Total Shares and Deposits > 3 Years
1,341,971
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,781,349
Total Uninsured Shares and Deposits > $250K (F+J)
9,781,349
Total Insured Shares and Deposits > $250K (item 17 less item K)
138,115,319
Total Interest Expense (Sum of items 6 8)
1,889,826
Share Certificates
873
Number of Accounts for Share Drafts
6,068
IRA KEOGH Accounts
165
Number of Accounts for Regular Shares
13,687
Money Market Shares
1,139
Net Income (unless the amount is already included in Undivided Earnings)
1,230,812
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,194,081
Total Liabilities
147,894,890
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Associated Healthcare Credit Union

Is Associated Healthcare Credit Union a safe place to deposit money?

Yes, Associated Healthcare Credit Union is considered a safe financial institution. With a Texas Ratio of 2.2987392658009%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Associated Healthcare Credit Union operate?

Associated Healthcare Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Associated Healthcare Credit Union?

Yes, to access services at Associated Healthcare Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Associated Healthcare Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Associated Healthcare Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Associated Healthcare Credit Union offer online and mobile banking?

Most modern institutions like Associated Healthcare Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ahcu.org.

Current Associated Healthcare Credit Union Rates

  • 12-Month CD2.75%
  • 18-Month CD2.75%
  • 24-Month CD3.00%
  • 60-Month CD3.25%
  • Savings0.05%
  • MMA2.00%
Retrieved from our database of financial products. Rates subject to change.