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Associated Healthcare Credit Union Rates & Review November 2026

Associated Healthcare Credit Union's 60 Month CD of Deposit rates are at 4.00%, 12 Month CD of Deposit rates are at 3.50%, 18 Month CD of Deposit rates are at 3.50%, 24 Month CD of Deposit rates are at 3.50%, 36 Month CD of Deposit rates are at 3.50%. Associated Healthcare Credit Union's savings rates are at 0.05%. Associated Healthcare Credit Union's money market rates are at 3.05%. Associated Healthcare Credit Union's checking rates are as high as 5.00%. Associated Healthcare Credit Union's FHA Fixed rates are at 7.25%, Jumbo Fixed - 30 Years rates are at 7.75%. Associated Healthcare Credit Union's Personal Loan Rates are as low as 5.00%. Associated Healthcare Credit Union's Credit Card Rates are at 12.74%. Associated Healthcare Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Associated Healthcare Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.27%. Rates last updated and verified on 10/29/2026.

Associated Healthcare Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Associated Healthcare Credit Union? Share your experience about Associated Healthcare Credit Union by leaving a review below, or read customer reviews before you decide to use Associated Healthcare Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.27%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Associated Healthcare Credit Union
Woodbury Office
6789 Upper Afton Rd
Woodbury, MN 55125
https://www.ahcu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Associated Healthcare Credit Union CD Rates

Product Rate APY Term View More
18 Month CD Special - 4.40% 18 Month
Details Home page featured rate
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 4.40% APY · checked 9 times
3.90%4.40%4.90%Sep 14, 2026: 4.40% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
7 Month CD Special (100% New Money) 4.14% 4.20% 7 Month
Details 100% New Money; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 4.20% APY · checked 3 times
3.70%4.20%4.70%Oct 19, 2026: 4.20% APYOct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
60 Month Certificate of Deposit 3.94% 4.00% 60 Month
Min Balance $1,000
Details 180-day penalty of dividends for early withdrawal; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 26, 2026: 4.00% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
12 Month Certificate of Deposit 3.45% 3.50% 12 Month
Min Balance $1,000
Details 90-day penalty of dividends for early withdrawal; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 26, 2026: 3.50% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
18 Month Certificate of Deposit 3.45% 3.50% 18 Month
Min Balance $1,000
Details 180-day penalty of dividends for early withdrawal; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 26, 2026: 3.50% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
24 Month Certificate of Deposit 3.45% 3.50% 24 Month
Min Balance $1,000
Details 180-day penalty of dividends for early withdrawal; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 26, 2026: 3.50% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
36 Month Certificate of Deposit 3.45% 3.50% 36 Month
Min Balance $1,000
Details 180-day penalty of dividends for early withdrawal; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 26, 2026: 3.50% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
48 Month Certificate of Deposit 3.45% 3.50% 48 Month
Min Balance $1,000
Details 180-day penalty of dividends for early withdrawal; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 26, 2026: 3.50% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
6 Month Certificate of Deposit 3.45% 3.50% 6 Month
Min Balance $1,000
Details 90-day penalty of dividends for early withdrawal; Dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 26, 2026: 3.50% APYOct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union Savings Rates

Product Rate APY View More
Club Account 0.05% 0.05%
Details Holiday Club; no minimum opening deposit, no minimum balance requirements; competitive dividends paid quarterly; funds disbursed by November; early access closes account
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Share Savings 0.05% 0.05%
Min Deposit $10
Details Minimum balance of $10 to open a Savings Account per page; dividends paid quarterly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union Money Market Rates

Product Rate APY View More
Regular / IRA Money Market Accounts 3.01% 3.05%
Min Balance $500,000
Details Balance: $500,000 minimum tier; Dividends compounded monthly
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 3.05% APY · checked 6 times
2.55%3.05%3.55%Oct 9, 2026: 3.05% APYOct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Regular / IRA Money Market Accounts 2.72% 2.75%
Min Balance $200,000
Details Balance: $200,000 minimum tier; Dividends compounded monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 10 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Regular / IRA Money Market Accounts 2.47% 2.50%
Min Balance $100,000
Details Balance: $100,000 minimum tier; Dividends compounded monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 10 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Regular / IRA Money Market Accounts 2.22% 2.25%
Min Balance $50,000
Details Balance: $50,000 minimum tier; Dividends compounded monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 10 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Regular / IRA Money Market Accounts 1.97% 2.00%
Min Balance $2,500
Details Balance: $2,500 minimum tier; Dividends compounded monthly
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 10 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union Checking Rates

Product Rate APY View More
Dividend Checking - 5.00%
Details Earn Up To; Home page featured rate
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.00% APY · checked 10 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union Mortgage Rates

Product Rate Points APR Term View More
FHA Fixed - - 7.25% 30 Years
Details Home Mortgage Loans - FHA Fixed; 'As low as' APR rates vary based on collateral, credit worthiness, and term.
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 7.25% APR · checked 3 times
6.75%7.25%7.75%Oct 19, 2026: 7.25% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Jumbo Fixed - 30 Years - - 7.75% 30 Years
Details Jumbo loan defined as any amount above $832,750
Last Updated 10/29/2026
Rate History
2 changes since Sep 18, 2026 · 6.38% → 7.75% ▲ 1.38 pts · high 7.75% / low 6.38%
5.00%7.06%9.13%Sep 18, 2026: 6.38% APROct 9, 2026: 7.25% APROct 26, 2026: 7.75% APRSep 18, 2026Nov 2, 2026
  • Oct 26, 20267.75%▲ from 7.25%
  • Oct 9, 20267.25%▲ from 6.38%
  • Sep 18, 20266.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - - 5.75%
Details As Low As; Home page featured rate
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.50% → 5.75% ▲ 0.25 pts · high 5.75% / low 5.50%
5.00%5.63%6.25%Sep 14, 2026: 5.50% APROct 2, 2026: 5.75% APRSep 14, 2026Nov 2, 2026
  • Oct 2, 20265.75%▲ from 5.50%
  • Sep 14, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Home Equity Loans - Line of Credit (LOC) Loans - - 7.25%
Details LTV: Up to 80%; Prime plus 0.25%; Variable rate based on Prime as published in WSJ (Min 3.50% and will not exceed a cap of 12%)
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 7.25% APR · checked 3 times
6.75%7.25%7.75%Oct 19, 2026: 7.25% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Home Equity LOC - - 7.25%
Details As Low As; Home page featured rate
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 7.00% → 7.25% ▲ 0.25 pts · high 7.25% / low 7.00%
6.50%7.13%7.75%Sep 14, 2026: 7.00% APROct 2, 2026: 7.25% APRSep 14, 2026Nov 2, 2026
  • Oct 2, 20267.25%▲ from 7.00%
  • Sep 14, 20267.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Home Equity Loan - Fixed Rate - - 7.45% 5 year
Details Term: 5 year (Up to 15-year available); Type: 81%-100% LTV
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 7.45% APR · checked 3 times
6.95%7.45%7.95%Oct 19, 2026: 7.45% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Home Equity Loans - Line of Credit (LOC) Loans - - 8.75%
Details LTV: 81-100%; Prime plus 1.75%; Variable rate based on Prime as published in WSJ (Min 3.50% and will not exceed a cap of 12%)
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 8.75% APR · checked 3 times
8.25%8.75%9.25%Oct 19, 2026: 8.75% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.24%
Details As Low As; Home page featured rate
Last Updated 10/29/2026
Rate History
1 change since Sep 18, 2026 · 3.99% → 4.24% ▲ 0.25 pts · high 4.24% / low 3.99%
3.49%4.12%4.74%Sep 18, 2026: 3.99% APROct 26, 2026: 4.24% APRSep 18, 2026Nov 2, 2026
  • Oct 26, 20264.24%▲ from 3.99%
  • Sep 18, 20263.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
New Auto (2025 & Newer) - - 4.24% Up to 36 Months
Details As Low As; Rates reflect 0.50% rate decrease based on Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 4.24% APR · checked 2 times
3.74%4.24%4.74%Oct 26, 2026: 4.24% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto Loan - - 4.24% Up to 36 Months
Details As Low As; Model Year: 2024-2018; Rates reflect 0.50% relationship-based discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 4.24% APR · checked 3 times
3.74%4.24%4.74%Oct 19, 2026: 4.24% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
New Auto (2025 & Newer) - - 4.49% Up to 48 Months
Details As Low As; Rates reflect 0.50% rate decrease based on Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 4.49% APR · checked 2 times
3.99%4.49%4.99%Oct 26, 2026: 4.49% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto Loan - - 4.49% Up to 48 Months
Details As Low As; Model Year: 2024-2018; Rates reflect 0.50% relationship-based discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Oct 19, 2026: 4.49% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
New Auto (2025 & Newer) - - 4.74% Up to 84 Months
Details As Low As; Rates reflect 0.50% rate decrease based on Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 4.74% APR · checked 2 times
4.24%4.74%5.24%Oct 26, 2026: 4.74% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto Loan - - 4.74% Up to 60 Months
Details As Low As; Model Year: 2024-2018; Rates reflect 0.50% relationship-based discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 4.74% APR · checked 3 times
4.24%4.74%5.24%Oct 19, 2026: 4.74% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto Loan - - 5.24% Up to 72 Months
Details As Low As; Model Year: 2024-2018; Rates reflect 0.50% relationship-based discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.24% APR · checked 3 times
4.74%5.24%5.74%Oct 19, 2026: 5.24% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Used Auto Loan - - 5.74% Up to 84 Months
Details As Low As; Model Year: 2024-2018; Rates reflect 0.50% relationship-based discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR · checked 3 times
5.24%5.74%6.24%Oct 19, 2026: 5.74% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Older Used Auto (2017-) - Up to 36 Months - - 6.24% Up to 36 Months
Details As Low As; Auto loan; Relationship-Based Discount Program (0.50% rate decrease included)
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 5.99% → 6.24% ▲ 0.25 pts · high 6.24% / low 5.99%
5.49%6.12%6.74%Sep 14, 2026: 5.99% APROct 26, 2026: 6.24% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 20266.24%▲ from 5.99%
  • Sep 14, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Older Used Auto (2017-) - Up to 48 Months - - 6.49% Up to 48 Months
Details As Low As; Auto loan; Relationship-Based Discount Program (0.50% rate decrease included)
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
5.74%6.37%6.99%Sep 14, 2026: 6.24% APROct 26, 2026: 6.49% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 20266.49%▲ from 6.24%
  • Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Older Used Auto (2017-) - Up to 60 Months - - 6.74% Up to 60 Months
Details As Low As; Auto loan; Relationship-Based Discount Program (0.50% rate decrease included)
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 6.49% → 6.74% ▲ 0.25 pts · high 6.74% / low 6.49%
5.99%6.62%7.24%Sep 14, 2026: 6.49% APROct 26, 2026: 6.74% APRSep 14, 2026Nov 2, 2026
  • Oct 26, 20266.74%▲ from 6.49%
  • Sep 14, 20266.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats, Kayaks, Jet Skis, and more - 2020 & Newer, Loan - 4.49% Up to 12 Months
Details under $50K; As Low As; Model Year: 2020 & Newer; Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Oct 19, 2026: 4.49% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 4.49% Up to 12 Months
Details As Low As; Model Year: 2020 & Newer; Loan Amount: Over $50K; Relationship-Based Discount Program rates
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 4.49% APR · checked 6 times
3.99%4.49%4.99%Oct 9, 2026: 4.49% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 4.74% Up to 24 Months
Details As Low As; Model Year: 2020 & Newer; Loan Amount: Over $50K; Relationship-Based Discount Program rates
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 4.74% APR · checked 6 times
4.24%4.74%5.24%Oct 9, 2026: 4.74% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2020 & Newer, Loan - 4.99% Up to 24 Months
Details under $50K; As Low As; Model Year: 2020 & Newer; Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 4.99% APR · checked 3 times
4.49%4.99%5.49%Oct 19, 2026: 4.99% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 4.99% Up to 36 Months
Details As Low As; Model Year: 2020 & Newer; Loan Amount: Over $50K; Relationship-Based Discount Program rates
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Oct 9, 2026: 4.99% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2020 & Newer, Loan - 5.24% Up to 36 Months
Details under $50K; As Low As; Model Year: 2020 & Newer; Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.24% APR · checked 3 times
4.74%5.24%5.74%Oct 19, 2026: 5.24% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 5.24% Up to 48 Months
Details As Low As; Model Year: 2020 & Newer; Loan Amount: Over $50K; Relationship-Based Discount Program rates
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Oct 9, 2026: 5.24% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 5.24% Up to 12 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
2 changes since Oct 9, 2026 · 5.24% → 5.24% ▼ 0.00 pts · high 5.49% / low 5.24%
4.74%5.37%5.99%Oct 9, 2026: 5.24% APROct 19, 2026: 5.49% APROct 26, 2026: 5.24% APROct 9, 2026Nov 2, 2026
  • Oct 26, 20265.24%▼ from 5.49%
  • Oct 19, 20265.49%▲ from 5.24%
  • Oct 9, 20265.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2020 & Newer, Loan - 5.49% Up to 48 Months
Details under $50K; As Low As; Model Year: 2020 & Newer; Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.49% APR · checked 3 times
4.99%5.49%5.99%Oct 19, 2026: 5.49% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 5.49% Up to 60 Months
Details As Low As; Model Year: 2020 & Newer; Loan Amount: Over $50K; Relationship-Based Discount Program rates
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 5.49% APR · checked 6 times
4.99%5.49%5.99%Oct 9, 2026: 5.49% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 5.49% Up to 12 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: over $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
1 change since Oct 9, 2026 · 5.24% → 5.49% ▲ 0.25 pts · high 5.49% / low 5.24%
4.74%5.37%5.99%Oct 9, 2026: 5.24% APROct 19, 2026: 5.49% APROct 9, 2026Nov 2, 2026
  • Oct 19, 20265.49%▲ from 5.24%
  • Oct 9, 20265.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2020 & Newer, Loan - 5.74% Up to 60 Months
Details under $50K; As Low As; Model Year: 2020 & Newer; Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR · checked 3 times
5.24%5.74%6.24%Oct 19, 2026: 5.74% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 5.74% Up to 72 Months
Details As Low As; Model Year: 2020 & Newer; Loan Amount: Over $50K; Relationship-Based Discount Program rates
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 5.74% APR · checked 6 times
5.24%5.74%6.24%Oct 9, 2026: 5.74% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 5.74% Up to 24 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: over $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
1 change since Oct 9, 2026 · 5.99% → 5.74% ▼ 0.25 pts · high 5.99% / low 5.74%
5.24%5.87%6.49%Oct 9, 2026: 5.99% APROct 19, 2026: 5.74% APROct 9, 2026Nov 2, 2026
  • Oct 19, 20265.74%▼ from 5.99%
  • Oct 9, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 5.99% Up to 24 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
2 changes since Oct 9, 2026 · 5.99% → 5.99% ▼ 0.00 pts · high 5.99% / low 5.74%
5.24%5.87%6.49%Oct 9, 2026: 5.99% APROct 19, 2026: 5.74% APROct 26, 2026: 5.99% APROct 9, 2026Nov 2, 2026
  • Oct 26, 20265.99%▲ from 5.74%
  • Oct 19, 20265.74%▼ from 5.99%
  • Oct 9, 20265.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 5.99% Up to 36 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 5.99% APR · checked 6 times
5.49%5.99%6.49%Oct 9, 2026: 5.99% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2020 & Newer, Loan - 6.24% Up to 72 Months
Details under $50K; As Low As; Model Year: 2020 & Newer; Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 6.24% APR · checked 3 times
5.74%6.24%6.74%Oct 19, 2026: 6.24% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 6.24% Up to 84 Months
Details As Low As; Model Year: 2020 & Newer; Loan Amount: Over $50K; Relationship-Based Discount Program rates
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 6 times
5.74%6.24%6.74%Oct 9, 2026: 6.24% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 6.24% Up to 48 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR · checked 6 times
5.74%6.24%6.74%Oct 9, 2026: 6.24% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 6.49% Up to 60 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR · checked 6 times
5.99%6.49%6.99%Oct 9, 2026: 6.49% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 6.99% Up to 120 Months
Details As Low As; Model Year: 2020 & Newer; Loan Amount: Over $50K; Relationship-Based Discount Program rates
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Oct 9, 2026: 6.99% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 6.99% Up to 72 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 6.99% APR · checked 6 times
6.49%6.99%7.49%Oct 9, 2026: 6.99% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2020 & Newer, Loan - 7.24% Up to 84 Months
Details under $50K; As Low As; Model Year: 2020 & Newer; Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 7.24% APR · checked 3 times
6.74%7.24%7.74%Oct 19, 2026: 7.24% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 7.24% Up to 84 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: over $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
No change since Oct 9, 2026 · 7.24% APR · checked 6 times
6.74%7.24%7.74%Oct 9, 2026: 7.24% APROct 9, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 7.49% Up to 84 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
1 change since Oct 9, 2026 · 7.24% → 7.49% ▲ 0.25 pts · high 7.49% / low 7.24%
6.74%7.37%7.99%Oct 9, 2026: 7.24% APROct 26, 2026: 7.49% APROct 9, 2026Nov 2, 2026
  • Oct 26, 20267.49%▲ from 7.24%
  • Oct 9, 20267.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 7.99% Up to 120 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: over $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
1 change since Oct 9, 2026 · 8.24% → 7.99% ▼ 0.25 pts · high 8.24% / low 7.99%
7.49%8.12%8.74%Oct 9, 2026: 8.24% APROct 19, 2026: 7.99% APROct 9, 2026Nov 2, 2026
  • Oct 19, 20267.99%▼ from 8.24%
  • Oct 9, 20268.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more - 2020 & Newer, Loan - 8.24% Up to 120 Months
Details under $50K; As Low As; Model Year: 2020 & Newer; Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 8.24% APR · checked 3 times
7.74%8.24%8.74%Oct 19, 2026: 8.24% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Boats, Kayaks, Jet Skis, and more Loan - 8.49% Up to 120 Months
Details As Low As; Model Year: 2019 & Older; Loan Amount: under $50K; Rates reflect 0.50% Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
2 changes since Oct 9, 2026 · 8.24% → 8.49% ▲ 0.25 pts · high 8.49% / low 7.99%
7.49%8.24%8.99%Oct 9, 2026: 8.24% APROct 19, 2026: 7.99% APROct 26, 2026: 8.49% APROct 9, 2026Nov 2, 2026
  • Oct 26, 20268.49%▲ from 7.99%
  • Oct 19, 20267.99%▼ from 8.24%
  • Oct 9, 20268.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 12.74%
Details As Low As; Home page featured rate
Last Updated 10/29/2026
Rate History
1 change since Sep 14, 2026 · 12.49% → 12.74% ▲ 0.25 pts · high 12.74% / low 12.49%
11.99%12.62%13.24%Sep 14, 2026: 12.49% APROct 9, 2026: 12.74% APRSep 14, 2026Nov 2, 2026
  • Oct 9, 202612.74%▲ from 12.49%
  • Sep 14, 202612.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union Personal Loan Rates

Product APR Term View More
Scholar Signature Loans 5.00% Up to 60 months
Details As Low As; Must provide proof of studentship
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 5.00% APR · checked 10 times
4.50%5.00%5.50%Sep 14, 2026: 5.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans 7.50% Up to 12 Months
Details As Low As; APR* (as low as); Rates reflect 0.50% rate decrease under Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 7.50% APR · checked 9 times
7.00%7.50%8.00%Sep 18, 2026: 7.50% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature Loan 7.50%
Details As Low As; Home page featured rate
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 10 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans 10.50% Up to 24 Months
Details As Low As; APR* (as low as); Rates reflect 0.50% rate decrease under Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 10.50% APR · checked 9 times
10.00%10.50%11.00%Sep 18, 2026: 10.50% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans 11.25% Up to 36 Months
Details As Low As; APR* (as low as); Rates reflect 0.50% rate decrease under Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 11.25% APR · checked 9 times
10.75%11.25%11.75%Sep 18, 2026: 11.25% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans 11.75% Up to 48 Months
Details As Low As; APR* (as low as); Rates reflect 0.50% rate decrease under Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 11.75% APR · checked 9 times
11.25%11.75%12.25%Sep 18, 2026: 11.75% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Signature / All Purpose Loans 12.45% Up to 60 Months
Details As Low As; APR* (as low as); Rates reflect 0.50% rate decrease under Relationship-Based Discount Program
Last Updated 10/29/2026
Rate History
No change since Sep 18, 2026 · 12.45% APR · checked 9 times
11.95%12.45%12.95%Sep 18, 2026: 12.45% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Associated Healthcare Credit Union Other Rates

Product Rate Points APY/APR Term View More
Scholar Loan - - 5.00%
Details Co-signer may be required; Maximum loan amount is $5,000; Maximum financing is 60 months (5 years); Unsecured personal loan for active students; Existing or New Checking account required; Must enroll in automatic loan payment
Last Updated 10/29/2026
Rate History
No change since Oct 26, 2026 · 5.00% APR · checked 2 times
4.50%5.00%5.50%Oct 26, 2026: 5.00% APROct 26, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
VA / USDA Fixed - - 7.25% 30 Years
Details Home Mortgage Loans; APR = Annual Percentage Rate; base rates assume a 1% discount point, adjustments may apply
Last Updated 10/29/2026
Rate History
No change since Oct 19, 2026 · 7.25% APR · checked 3 times
6.75%7.25%7.75%Oct 19, 2026: 7.25% APROct 19, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Teen Accounts 0.05% - 0.05%
Min Deposit $10
Details Teen savings account; minimum balance of $10 to open a Savings Account per page
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%
Youth Accounts 0.05% - 0.05%
Min Deposit $10
Details Youth Savings; available to young savers up to 13 years old; minimum balance of $10 to open a Savings Account per page
Last Updated 10/29/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 10 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.27%

Financial Health History

Associated Healthcare Credit Union’s Texas Ratio stayed near 3.00% in Q3 2023 to 3.27% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.2% 3.0★ 3.3% 4.0★ 4.4% 5.0★ Healthy zone – entire history below the 15% limit 3.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.27% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$176M3.27%5.0A+
March 31, 2026$175M2.74%5.0A+
December 31, 2025$171M2.22%5.0A+
September 30, 2025$170M2.23%5.0A+
June 30, 2025$168M1.99%5.0A+
March 31, 2025$168M2.26%5.0A+
December 31, 2024$163M2.11%5.0A+
September 30, 2024$161M3.12%5.0A+
June 30, 2024$158M1.78%5.0A+
March 31, 2024$160M1.21%5.0A+
December 31, 2023$157M1.52%5.0A+
September 30, 2023$158M3.00%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Associated Healthcare Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Associated Healthcare Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Associated Healthcare Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Associated Healthcare Credit Union
Address 6789 Upper Afton Rd, Woodbury, MN 55125
Phone 651-383-4000
Fax
President Joe Clubb
CEO Joel Swanson II
Full-Time Employees 24
Part-Time Employees 0
Branch Locations 5
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.27%
Return on Assets (ROA)
0.3771%
Return on Equity (ROE)
2.8340%
Non-Performing Loans Ratio (NPL)
0.62%
Total Assets
175,849,500
Total Amount of Shares and Deposits
154,361,846
Total Shares and Deposits < 1 Year
149,740,112
Total Shares and Deposits 1 3 Years
3,082,301
Total Shares and Deposits > 3 Years
1,539,433
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
12,913,060
Total Uninsured Shares and Deposits > $250K (F+J)
12,913,060
Total Insured Shares and Deposits > $250K (item 17 less item K)
141,448,786
Total Interest Expense (Sum of items 6 8)
1,189,481
Share Certificates
973
Number of Accounts for Share Drafts
5,940
IRA KEOGH Accounts
150
Number of Accounts for Regular Shares
13,632
Money Market Shares
1,159
Net Income (unless the amount is already included in Undivided Earnings)
663,205
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,651,322
Total Liabilities
153,369,099
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Associated Healthcare Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/associated-healthcare-credit-union-rates-review-60466">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Associated Healthcare Credit Union

Does Associated Healthcare Credit Union offer CDs?

Yes. Associated Healthcare Credit Union current CD rates include its 60 Month CD of Deposit at 4.00% APY, its 12 Month CD of Deposit at 3.50% APY and its 18 Month CD of Deposit at 3.50% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Associated Healthcare Credit Union NCUA insured?

Yes. Associated Healthcare Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Associated Healthcare Credit Union?

The highest Associated Healthcare Credit Union CD rate is its 18 Month CD Special at 4.40% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Associated Healthcare Credit Union offer?

Associated Healthcare Credit Union CD rates are 3.50% APY for a 12 month CD, 3.50% APY for an 18 month CD, 3.50% APY for a 2 year CD, 3.50% APY for a 3 year CD and 4.00% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Associated Healthcare Credit Union for its full lineup.

What is the highest savings rate at Associated Healthcare Credit Union?

The highest Associated Healthcare Credit Union savings rate is its Savings at 0.05% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Associated Healthcare Credit Union?

The highest Associated Healthcare Credit Union money market rate is its Regular / IRA Money Market Accounts at 3.05% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Associated Healthcare Credit Union?

The highest Associated Healthcare Credit Union checking rate is its Dividend Checking at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at Associated Healthcare Credit Union?

The lowest Associated Healthcare Credit Union 30 year fixed mortgage rate is its Jumbo Fixed - 30 Years at 7.75% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Associated Healthcare Credit Union?

The lowest Associated Healthcare Credit Union auto loan rate is its Auto Loans at 4.24% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Associated Healthcare Credit Union?

The lowest Associated Healthcare Credit Union personal loan rate is its Scholar Signature Loans at 5.00% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Associated Healthcare Credit Union?

The lowest Associated Healthcare Credit Union credit card APR is its Credit Card at 12.74% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Associated Healthcare Credit Union operate?

Associated Healthcare Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Associated Healthcare Credit Union?

Yes, to access services at Associated Healthcare Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Associated Healthcare Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Associated Healthcare Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Associated Healthcare Credit Union offer online and mobile banking?

Most modern institutions like Associated Healthcare Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ahcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Associated Healthcare Credit Union rates compare?

Associated Healthcare Credit Union's CD rates are 24% higher than the MonitorBankRates national average, and it has an A+ health rating. Associated Healthcare Credit Union's top rates are its 18 Month CD Special at 4.40% APY, its Savings at 0.05% APY, its Regular / IRA Money Market Accounts at 3.05% APY, its Dividend Checking at 5.00% APY, its FHA Fixed at 7.25%, its Scholar Signature Loans at 5.00% APR and its Credit Card at 12.74% APR, verified by MonitorBankRates on October 29, 2026.

Current Associated Healthcare Credit Union Rates

  • 12-Month CD3.50%
  • 18-Month CD3.50%
  • 24-Month CD3.50%
  • 60-Month CD4.00%
  • Savings0.05%
  • MMA3.05%
Retrieved from our database of financial products. Rates subject to change.