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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Vibrant Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 29, 2026
Vibrant Credit Union's 6-Month CD Special rates are at 4.00%, 13-Month CD Special rates are at 3.90%, 23-Month CD Special rates are at 3.80%, 48-Month CD rates are at 3.65%, 30-Month CD rates are at 3.50%. Vibrant Credit Union's savings rates are at 0.00%. Vibrant Credit Union's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Vibrant Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.61%. Rates were last updated on 03/29/2026. Vibrant Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Vibrant Credit Union? Share your experience about Vibrant Credit Union by leaving a review below, or read customer reviews before you decide to use Vibrant Credit Union. Vibrant Credit Union
Headquarters 6600 44th Ave
https://www.vibrantcreditunion.org Moline, IL 61265 8137 
Vibrant Credit Union CD Rates
Vibrant Credit Union Savings Rates
Vibrant Credit Union Money Market Rates
Vibrant Credit Union Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Vibrant Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Vibrant Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Vibrant Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Vibrant Credit Union
Address
6600 44th Ave,
Moline, IL 61265 8137
Phone
800-323-5109
Fax
President
Nick Kremer
CEO
Matthew McCombs
Full-Time Employees
145
Part-Time Employees
1
Branch Locations
4
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.61%
Return on Assets (ROA)
0.4845%
Return on Equity (ROE)
6.0193%
Non-Performing Loans Ratio (NPL)
1.62%
Total Assets
1,151,880,248
Total Amount of Shares and Deposits
906,980,700
Total Shares and Deposits < 1 Year
803,418,148
Total Shares and Deposits 1 3 Years
85,259,538
Total Shares and Deposits > 3 Years
18,303,014
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
57,858,180
Total Uninsured Shares and Deposits > $250K (F+J)
57,858,180
Total Insured Shares and Deposits > $250K (item 17 less item K)
849,122,520
Total Interest Expense (Sum of items 6 8)
25,896,515
Share Certificates
7,271
Number of Accounts for Share Drafts
29,329
IRA KEOGH Accounts
728
Number of Accounts for Regular Shares
58,364
All other shares
358
Non Member Deposits
50
Money Market Shares
1,502
Net Income (unless the amount is already included in Undivided Earnings)
5,580,711
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,359,862
Total Liabilities
1,081,901,475
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Vibrant Credit UnionIs Vibrant Credit Union a safe place to deposit money?Yes, Vibrant Credit Union is considered a safe financial institution. With a Texas Ratio of 15.608110703287%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Vibrant Credit Union operate?Vibrant Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Vibrant Credit Union?Yes, to access services at Vibrant Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Vibrant Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Vibrant Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Vibrant Credit Union offer online and mobile banking?Most modern institutions like Vibrant Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.vibrantcreditunion.org. Current Vibrant Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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