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FAA Federal Credit Union

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FAA Federal Credit Union Rates & Review May 2026

Q: How many branches does FAA Federal Credit Union operate?

FAA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join FAA Federal Credit Union?

Yes, to access services at FAA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FAA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 15, 2026

FAA Federal Credit Union's Personal Loan Rates are at 13.00%. MonitorBankRates evaluates the financial stability of FAA Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.87%. Rates were last updated on 05/15/2026.

FAA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FAA Federal Credit Union? Share your experience about FAA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FAA Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.87%

Excellent Lower than avg

FAA Federal Credit Union
Main Office Whitebrook Dr

3920 Whitebrook Dr
Memphis, TN 38118 3717

https://www.faafcu.org

FAA Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loan	-	13.00%
Details As Low As Last Updated 05/06/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.87%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for FAA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather FAA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FAA Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name FAA Federal Credit Union

Website https://www.faafcu.org

Address 3920 Whitebrook Dr, Memphis, TN 38118 3717

Phone 901-366-0066

Fax 901-366-0278

President Chris Syriac

CEO Angie Vajdak

Full-Time Employees 29

Part-Time Employees 5

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.87%

Return on Assets (ROA)

1.4100%

Return on Equity (ROE)

7.8761%

Non-Performing Loans Ratio (NPL)

0.92%

Total Assets

127,172,622

Total Amount of Shares and Deposits

104,492,444

Total Shares and Deposits < 1 Year

103,938,249

Total Shares and Deposits 1 3 Years

500,350

Total Shares and Deposits > 3 Years

53,845

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

4,324,177

Total Uninsured Shares and Deposits > $250K (F+J)

4,324,177

Total Insured Shares and Deposits > $250K (item 17 less item K)

100,168,267

Total Interest Expense (Sum of items 6 8)

342,859

Share Certificates

290

Number of Accounts for Share Drafts

5,985

IRA KEOGH Accounts

272

Number of Accounts for Regular Shares

11,617

Money Market Shares

140

Net Income (unless the amount is already included in Undivided Earnings)

1,793,104

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

9,682,256

Total Liabilities

105,224,165

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

FAA Federal Credit Union earned the Verified Strong badge

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Customer Reviews

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Total Reviews

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Frequently Asked Questions About FAA Federal Credit Union

How many branches does FAA Federal Credit Union operate?

FAA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join FAA Federal Credit Union?

Yes, to access services at FAA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, FAA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FAA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does FAA Federal Credit Union offer online and mobile banking?

Most modern institutions like FAA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.faafcu.org.