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FAA Federal Credit Union Rates & Review September 2026

FAA Federal Credit Union's 60 Month CDs rates are at 2.30%, 60 Month CDs rates are at 2.20%, 48 Month CDs rates are at 2.10%, 36 Month CDs rates are at 2.00%, 48 Month CDs rates are at 2.00%. FAA Federal Credit Union's savings rates are at 0.26%. FAA Federal Credit Union's Personal Loan Rates are as low as 12.50%. FAA Federal Credit Union's Credit Card Rates are at 13.25%. MonitorBankRates evaluates the financial stability of FAA Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.67%. Rates last updated and verified on 09/20/2026.

FAA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FAA Federal Credit Union? Share your experience about FAA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use FAA Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.67%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
FAA Federal Credit Union
Main Office-Admin Site
7130 Goodlett Farms Pkwy Ste 107E
Cordova, TN 38016
https://www.faafcu.org
Member NCUA

FAA Federal Credit Union CD Rates

Product Rate APY Term View More
60 Month Share Certificates 2.28% 2.30% 60 Month (1825 days)
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
60 Month Share Certificates 2.18% 2.20% 60 Month (1825 days)
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
48 Month Share Certificates 2.08% 2.10% 48 Month (1460 days)
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
36 Month Share Certificates 1.98% 2.00% 36 Month (1095 days)
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
48 Month Share Certificates 1.98% 2.00% 48 Month (1460 days)
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
30 Month Share Certificates 1.96% 1.98% 30 Month (913 days)
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
24 Month Share Certificates 1.93% 1.95% 24 Month (730 days)
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
36 Month Share Certificates 1.88% 1.90% 36 Month (1095 days)
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
30 Month Share Certificates 1.86% 1.88% 30 Month (913 days)
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
18 Month Share Certificates 1.86% 1.87% 18 Month (548 days)
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
24 Month Share Certificates 1.84% 1.85% 24 Month (730 days)
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
12 Month Share Certificates 1.79% 1.80% 12 Month (365 days)
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
18 Month Share Certificates 1.76% 1.77% 18 Month (548 days)
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
12 Month Share Certificates 1.69% 1.70% 12 Month (365 days)
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
6 Month Share Certificates 1.19% 1.20% 6 Month (183 days)
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
6 Month Share Certificates 1.10% 1.10% 6 Month (183 days)
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
3 Month Share Certificates 0.65% 0.65% 3 Month (91 days)
Min Balance $50,000
Details Balance: $50,000 and over
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
3 Month Share Certificates 0.55% 0.55% 3 Month (91 days)
Min Balance $500
Details Balance: $500 - $49,999.99
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

FAA Federal Credit Union Savings Rates

Product Rate APY View More
Money Market Savings 0.80% 0.80%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Money Market Savings 0.65% 0.65%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 to $99,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Money Market Savings 0.50% 0.50%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 to $49,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Holiday Club 0.33% 0.33%
Min Deposit $5
Min Balance $0
Details Balance: Over $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Member Savings 0.31% 0.31%
Min Deposit $5
Min Balance $50,000
Details Balance: $50,000 to $99,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Member Savings 0.26% 0.26%
Min Deposit $5
Min Balance $0
Details Balance: Less than $50,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

FAA Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Savings 0.80% 0.80%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000+
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Money Market Savings 0.65% 0.65%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 to $99,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Money Market Savings 0.50% 0.50%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 to $49,999
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

FAA Federal Credit Union Checking Rates

Product Rate APY View More
Dividend Plus Checking 3.52% 3.52%
Min Deposit $25
Details N/A
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
High Interest Checking 0.50% 0.50%
Min Deposit $5,000
Min Balance $100,000
Details Balance: $100,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
High Interest Checking 0.40% 0.40%
Min Deposit $5,000
Min Balance $0
Details Balance: Less than $100,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

FAA Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan 4.19% - 4.19% 36 Months
Details Vehicle Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
New Autos - - 4.19%
Details As Low As
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Auto Loan 4.44% - 4.44% 48 Months
Details Vehicle Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Auto Loan 4.69% - 4.69% 60 Months
Details Vehicle Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Auto Loan 4.99% - 4.99% 72 Months
Details Vehicle Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Auto Loan 5.19% - 5.19% 60 Months
Details Vehicle Year: 2021-2024
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Auto Loan 5.39% - 5.39% 48 Months
Details Vehicle Year: 2020
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Auto Loan 5.59% - 5.59% 36 Months
Details Vehicle Year: 2016-2019
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Classic Auto 5.84% - 5.84%
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Auto Loan 7.09% - 7.09%
Details Vehicle Year: 2011 - 2015 Older Used
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

FAA Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loan 5.94% 5.94% 36 Months
Details Motorcycle Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Motorcycle Loan 6.19% 6.19% 48 Months
Details Motorcycle Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Motorcycle Loan 6.44% 6.44% 60 Months
Details Motorcycle Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Motorcycle Loan 6.74% 6.74% 72 Months
Details Motorcycle Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
RV, Aircraft, Boat and Tractor - 2025 & Newer Loan 6.79% 6.79% 60 Months
Details Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Motorcycle Loan 6.94% 6.94% 60 Months
Details Motorcycle Year: 2021 - 2024
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
RV, Aircraft, Boat and Tractor - 2025 & Newer Loan 7.09% 7.09% 84 Months
Details Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Motorcycle Loan 7.14% 7.14% 48 Months
Details Motorcycle Year: 2020
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
RV, Aircraft, Boat and Tractor - 2016 - 2024 Used Loan 7.29% 7.29% 60 Months
Details Year: 2016 - 2024 Used
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Classic Motorcycle Loan 7.34% 7.34%
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Motorcycle Loan 7.34% 7.34% 36 Months
Details Motorcycle Year: 2016 - 2019
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Recreational Vehicle Loans - 2025 & Newer 7.39% 7.39%
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
RV, Aircraft, Boat and Tractor - 2025 & Newer Loan 7.54% 7.54% 120 Months
Details Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Recreational Vehicle Loans - 2023 - 2024 Used (ATVs and UTVs Only) 7.64% 7.64%
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
RV, Aircraft, Boat and Tractor - 2025 & Newer Loan 7.84% 7.84% 144 Months (RV Only)
Details Year: 2025 & Newer
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
RV, Aircraft, Boat and Tractor - 2016 - 2024 Used Loan 8.04% 8.04% 120 Months
Details Year: 2016 - 2024 Used
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

FAA Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Rewards 13.25% 13.25%
Details Published APR range: 13.25 - 17.75%; Published rate range: 13.25 - 17.75%.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

FAA Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 12.50% Variable Rate
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%
Personal Line of Credit 13.25% Variable Rate
No additional details.
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

FAA Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
IRA Share 0.90% - 0.90%
Min Balance $0
Details All Balances
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.67%

Financial Health History

FAA Federal Credit Union’s Texas Ratio rose from 0.68% in Q2 2023 to 1.67% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.1% 2.0★ 2.3% 3.0★ 3.4% 4.0★ 4.5% 5.0★ Healthy zone – entire history below the 15% limit 0.68% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 1.67% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$130M1.67%5.0A+
December 31, 2025$127M2.04%5.0A+
September 30, 2025$127M1.82%5.0A+
June 30, 2025$127M0.45%5.0A+
March 31, 2025$125M0.49%5.0A+
December 31, 2024$123M3.35%5.0A+
September 30, 2024$126M2.67%5.0A+
June 30, 2024$125M2.92%5.0A+
March 31, 2024$126M1.36%5.0A+
December 31, 2023$124M1.19%5.0A+
September 30, 2023$125M1.59%5.0A+
June 30, 2023$129M0.68%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for FAA Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FAA Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FAA Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name FAA Federal Credit Union
Address 7130 Goodlett Farms Pkwy Ste 107E, Cordova, TN 38016
Phone 901-366-0066
Fax 901-366-0278
President Chris Syriac
CEO Angie Vajdak
Full-Time Employees 29
Part-Time Employees 5
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.67%
Return on Assets (ROA)
0.4697%
Return on Equity (ROE)
2.5609%
Non-Performing Loans Ratio (NPL)
0.91%
Total Assets
130,184,623
Total Amount of Shares and Deposits
106,306,707
Total Shares and Deposits < 1 Year
105,802,459
Total Shares and Deposits 1 3 Years
474,044
Total Shares and Deposits > 3 Years
30,204
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,328,169
Total Uninsured Shares and Deposits > $250K (F+J)
4,328,169
Total Insured Shares and Deposits > $250K (item 17 less item K)
101,978,538
Total Interest Expense (Sum of items 6 8)
116,650
Share Certificates
295
Number of Accounts for Share Drafts
5,938
IRA KEOGH Accounts
270
Number of Accounts for Regular Shares
11,534
Money Market Shares
137
Net Income (unless the amount is already included in Undivided Earnings)
611,505
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,105,977
Total Liabilities
107,128,501
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

FAA Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/f-a-a-federal-credit-union-rates-review-9639">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About FAA Federal Credit Union

How many branches does FAA Federal Credit Union operate?

FAA Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join FAA Federal Credit Union?

Yes, to access services at FAA Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, FAA Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FAA Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does FAA Federal Credit Union offer online and mobile banking?

Most modern institutions like FAA Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.faafcu.org.

Current FAA Federal Credit Union Rates

  • 12-Month CD1.70%
  • 18-Month CD1.77%
  • 24-Month CD1.85%
  • 60-Month CD2.20%
  • Savings0.26%
Retrieved from our database of financial products. Rates subject to change.