WaterStone Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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WaterStone BankToday's 12-month CD rates can be found at 3.33%, 6-month CD rates at 3.75% and 3-month CD rates at 0.50%. Current savings rates are at 0.20% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.76%. Credit Card rates are at 7.99%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to WaterStone Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from WaterStone Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with WaterStone Bank CD rates. You can also compare WaterStone Bank savings rates, MMA rates and mortgage rates using our other rate lists.

WaterStone Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WaterStone Bank? Share your experience about WaterStone Bank by leaving a review below, or read customer reviews before you decide to use WaterStone Bank.

WaterStone Bank Texas Ratio

WaterStone Bank's Texas Ratio is at 1.43%, which is considered excellent. The Texas Ratio for WaterStone Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, WaterStone Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
WaterStone Bank
11200 W Plank Ct
Wauwatosa, WI 53226
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare WaterStone Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
3-Month CD
4.50%
$10,000
Fidelity
Fidelity
3-Month CD
4.40%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
72-Month CD
4.32%
$1,000
Bank5 Connect
Bank5 Connect
Accelerator Money Market
3.96%
$5,000
Hanover Community Bank
Hanover Community Bank
12-Month CD
3.85%
$500
FNB of Moose Lake
FNB of Moose Lake
12-Month CD
3.80%
$1,000
Cross River Bank
Cross River Bank
3-Month CD
3.50%
$500
Susser Bank
Susser Bank
24-Month CD
3.50%
$1,000
Beal Bank
Beal Bank
48-Month CD
3.45%
$1,000
Cendera Bank
Cendera Bank
60-Month CD
3.30%
$1,000
Institution for Savings
Institution for Savings
Business Sapphire Money Market
3.25%
$2,000,000
Susser Bank
Susser Bank
60-Month CD
3.25%
$1,000
First Nebraska Bank
First Nebraska Bank
36-Month CD
3.14%
$500
Bank of Rantoul
Bank of Rantoul
30-Month CD
3.14%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
48-Month CD
3.04%
$1,000
Montgomery Bank
Montgomery Bank
eGold Checking
3.01%
$0
Union State Bank Olsburg, KS
Union State Bank Olsburg, KS
24-Month CD
3.00%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
36-Month CD
3.00%
$1,000
QNB Bank
QNB Bank
High Yield Money Market
2.95%
$100,000
Adams County Bank
Adams County Bank
24-Month CD
2.93%
$500
First State Bank and Trust
First State Bank and Trust
12-Month CD
2.78%
$1,000
Bar Harbor SLA
Bar Harbor SLA
36-Month CD
2.73%
$500
FSB of Burnet
FSB of Burnet
3-Month CD
2.52%
$1,000
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
60-Month CD
2.52%
$250
First Bank Burkburnett, TX
First Bank Burkburnett, TX
24-Month CD
2.37%
$1,000
Cape Ann Savings Bank
Cape Ann Savings Bank
Lighthouse Savings
1.66%
$15,000
TruBank
TruBank
24-Month CD
1.50%
$500
Highland Bank
Highland Bank
18-Month CD
1.40%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
30-Month CD
1.00%
$1,000
BankOrion
BankOrion
48-Month CD
1.00%
$500
ESSA Bank & Trust
ESSA Bank & Trust
Money Market
0.95%
$25,000
Fulton Bank
Fulton Bank
Platinum Money Market
0.94%
$10,000
Bath State Bank
Bath State Bank
60-Month CD
0.50%
$500
1st Bank Yuma
1st Bank Yuma
12-Month CD
0.45%
$1,000
BankWest Of Kansas
BankWest Of Kansas
24-Month CD
0.40%
$0
Madison Valley Bank
Madison Valley Bank
Money Market
0.38%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Premier Checking
0.36%
$2,500
Hometown Bank of PA
Hometown Bank of PA
18-Month CD
0.30%
$1,000
First National Bank in Marlow
First National Bank in Marlow
Regular Savings
0.30%
$100
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Regular Savings
0.25%
$50
FirstBank of Nebraska
FirstBank of Nebraska
Checking
0.20%
$1,000
Petefish, Skiles & Co. Bank
Regular Savings
0.20%
$0
Central Federal SLA
Central Federal SLA
60-Month CD
0.15%
$2,500
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
3-Month CD
0.10%
$0
Bank of Pontiac
Bank of Pontiac
Savings
0.05%
$100
Forte Bank
Forte Bank
Statement Savings
0.05%
$50
Milford Federal Bank
Milford Federal Bank
Regular Savings
0.05%
$10
Savings Bank of Walpole
Savings Bank of Walpole
Savings
0.05%
$100
Bank of New Hampshire
Bank of New Hampshire
Prestige Checking
0.05%
$50
Associated Bank
Associated Bank
18-Month CD
0.03%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have WaterStone Bank rate data right now, check back for updates, we are adding rates all the time.

WaterStone Bank Information

WaterStone Bank
11200 W Plank Ct
Wauwatosa, WI 53226
Milwaukee
Established Date: 01/01/1921
FDIC Certificate #: 28513
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: WATERSTONE FINANCIAL INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is WaterStone Bank FDIC Insured? Yes
What is WaterStone Bank's Cert number? 28513
What is the maximum amount for insured deposits? $250,000 per holder, per account

WaterStone Bank Financials

Total Assets:
$2,232,058,000
Total Deposits:
$1,239,894,000
Equity Capital:
$320,892,000
Domestic Deposits:
$1,239,894,000
Net Income:
$2,974,000
Return on Assets:
0.5669%
Quarterly Return on Assets:
0.5400%
Pretax Return on Assets:
0.8433%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
3.8300%
Quarterly Return on Equity:
3.7200%
Common Equity Tier 1 Capital Ratio:
18.8111%
Tier 1 Risk-Based Capital Ratio:
18.8111%
Leverage Tier 1 (Core Capital) Ratio:
15.2765%
Total Risk-Based Capital Ratio (YTD):
19.9343%
Total Interest Income (YTD):
4.9864%
 
 
Headquarters:
Wauwatosa
FDIC Field Office:
Milwaukee
Regulator:
FDIC
County:
Milwaukee
# of Offices:
16
Metropolitan Statistical Area (MSA):
Milwaukee-Waukesha, WI
Consolidated Metropolitan Statistical Area (CMSA):
Milwaukee-Racine, WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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