WaterStone Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.26%, 6-month CD rates at 4.90% and 3-month CD rates at 0.50%. Current savings rates are at 1.92% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 8.37%. Credit Card rates are at 12.24%. Personal Loan rates are at 10.89%. All these rates, and more, can be found in our database of rates. WaterStone Bank's 13-Month CD (special) rates are at 5.00%, 19-Month CD (special) rates are at 4.50%, 25-Month CD (special) rates are at 4.25%, 60-Month CD rates are at 0.70%, 48-Month CD rates are at 0.60%. WaterStone Bank's savings rates are at 0.05%. WaterStone Bank's money market rates are at 3.00%.

WaterStone Bank

To see how these rates compare to WaterStone Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from WaterStone Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with WaterStone Bank CD rates. You can also compare WaterStone Bank savings rates, MMA rates and mortgage rates using our other rate lists.

WaterStone Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WaterStone Bank? Share your experience about WaterStone Bank by leaving a review below, or read customer reviews before you decide to use WaterStone Bank.

WaterStone Bank Texas Ratio

WaterStone Bank's Texas Ratio is at 1.62%, which is considered excellent. The Texas Ratio for WaterStone Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, WaterStone Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
N/A
24-Month CD
0.40%
36-Month CD
0.50%
48-Month CD
0.60%
60-Month CD
0.70%
Savings
0.05%
MMA
3.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
WaterStone Bank
11200 W Plank Ct
Wauwatosa, WI 53226
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

WaterStone Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
WaterStone Bank
WaterStone Bank
13-Month CD (special)
5.00%
$5,000
WaterStone Bank
WaterStone Bank
19-Month CD (special)
4.50%
$5,000
WaterStone Bank
WaterStone Bank
25-Month CD (special)
4.25%
$5,000
WaterStone Bank
WaterStone Bank
Ultimate Money Market
3.00%
$250,000
WaterStone Bank
WaterStone Bank
60-Month CD
0.70%
$1,000
WaterStone Bank
WaterStone Bank
48-Month CD
0.60%
$1,000
WaterStone Bank
WaterStone Bank
36-Month CD
0.50%
$1,000
WaterStone Bank
WaterStone Bank
24-Month CD
0.40%
$1,000
WaterStone Bank
WaterStone Bank
12-Month CD
0.25%
$1,000
WaterStone Bank
WaterStone Bank
Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare WaterStone Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bask Bank
Bask Bank
12-Month CD
5.30%
$1,000
Raymond James Bank
Raymond James Bank
18-Month CD
5.30%
$1,000
Magyar Bank
Magyar Bank
15-Month CD
4.75%
$2,500
La Salle State Bank
La Salle State Bank
15-Month CD (special)
4.61%
$10,000
Meridian Bank
Meridian Bank
Hometown Money Market
4.50%
$25,000
Bristol County Savings Bank
Bristol County Savings Bank
24-Month CD
4.08%
$1,000
SSB Scott State Bank
SSB Scott State Bank
15-Month CD (special)
4.06%
$10,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
48-Month CD
4.00%
$500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
18-Month CD
3.80%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
18-Month CD
3.80%
$1,000
Old Dominion National Bank
Old Dominion National Bank
48-Month CD
3.80%
$500
New Tripoli Bank
New Tripoli Bank
18-Month CD
3.57%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
14-Month CD (special)
3.55%
$1,000
Third Federal Savings and Loan
Third Federal Savings and Loan
59-Month CD (special)
3.50%
$500
First FSB of Twin Falls
First FSB of Twin Falls
30-Month CD
3.40%
$500
Mercantile Bank
Mercantile Bank
24-Month CD
3.25%
$500
Henderson FSB
Henderson FSB
36-Month CD
3.09%
$500
First Sentinel Bank
First Sentinel Bank
Consumer Fed Funds Money Market
3.04%
$250,000
Utah Independent Bank
Utah Independent Bank
30-Month CD
3.03%
$500
PSB of Plainview
PSB of Plainview
48-Month CD
2.93%
$10,000
Grove Bank
Grove Bank
48-Month CD
2.82%
$1,000
Touchmark Bank
Touchmark Bank
Platinum Money Market
2.80%
$250,000
BankGloucester
BankGloucester
36-Month CD
2.77%
$500
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
2.53%
$250,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
6-Month CD
2.52%
$500
First Bank Elk River
First Bank Elk River
24-Month CD
2.08%
$1
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
Money Market Hi-Fi
2.00%
$750,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
30-Month CD
2.00%
$1,000
Paramount Bank
Paramount Bank
18-Month CD
1.80%
$1,000
Bank of Hillsboro
Bank of Hillsboro
6-Month CD
1.77%
$1,000
The Bank of Tescott
The Bank of Tescott
6-Month CD
1.74%
$0
Albany B&T Co. N.A.
Albany B&T Co. N.A.
30-Month CD
1.55%
$5,000
FSB of Wyoming
24-Month CD
1.51%
$2,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Complete Business Checking
1.51%
$1,000,000
FNB of Groton
FNB of Groton
24-Month CD
1.21%
$1,000
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
36-Month CD
1.00%
$1,000
FSB of Wyoming
12-Month CD
1.00%
$1,000
Connex Credit Union
Connex Credit Union
6-Month CD
1.00%
$500
Harbor Bank of Maryland
Harbor Bank of Maryland
48-Month CD
0.60%
$100
Harleysville Bank
Harleysville Bank
48-Month CD (Rising Rate)
0.50%
$500
Sullivan Bank
Sullivan Bank
24-Month CD
0.50%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
18-Month CD
0.25%
$1,000
BankPlus
BankPlus
24-Month CD
0.25%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
18-Month CD
0.25%
$500
North Country Savings Bank
North Country Savings Bank
36-Month CD
0.20%
$1,000
WaFd Bank
WaFd Bank
18-Month CD
0.20%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
NOW Checking
0.20%
$1,000
Cambridge Trust Company
Cambridge Trust Company
24-Month CD
0.10%
$1,000
Bath State Bank
Bath State Bank
Savings
0.10%
$0
PSB of Rhineland
PSB of Rhineland
Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

WaterStone Bank Information

WaterStone Bank
11200 W Plank Ct
Wauwatosa, WI 53226
Milwaukee
Established Date: 01/01/1921
FDIC Certificate #: 28513
Date of FDIC Deposit Insurance: 06/02/1939
Bank Holding Company: WATERSTONE FINANCIAL INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is WaterStone Bank FDIC Insured? Yes
What is WaterStone Bank's Cert number? 28513
What is the maximum amount for insured deposits? $250,000 per holder, per account

WaterStone Bank Financials

Total Assets:
$2,109,468,000
Total Deposits:
$1,253,413,000
Equity Capital:
$317,094,000
Domestic Deposits:
$1,253,413,000
Net Income:
$2,065,000
Return on Assets:
1.2247%
Quarterly Return on Assets:
0.4000%
Pretax Return on Assets:
0.5152%
Pretax Quarterly Return on Assets:
0.5200%
Return on Equity:
7.0400%
Quarterly Return on Equity:
2.5800%
Common Equity Tier 1 Capital Ratio:
21.2202%
Tier 1 Risk-Based Capital Ratio:
21.2202%
Leverage Tier 1 (Core Capital) Ratio:
17.6965%
Total Risk-Based Capital Ratio (YTD):
22.2983%
Total Interest Income (YTD):
3.6720%
 
 
Headquarters:
Wauwatosa
FDIC Field Office:
Milwaukee
Regulator:
FDIC
County:
Milwaukee
# of Offices:
16
Metropolitan Statistical Area (MSA):
Milwaukee-Waukesha, WI
Consolidated Metropolitan Statistical Area (CMSA):
Milwaukee-Racine, WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

mortgage-rates-30-year-mortgage-rates-down-to-500-and-15-year-mortgage-rates-down-to-433Mortgage rates decreased in the latest Mortgage Market Survey released by the Mortgage Bankers Association (MBA). Lower mortgage rates increased mortgage applications for home purchases and mortgage refinancing.
For several years now, we have all been waiting for higher deposit rates on savings accounts, money market accounts, and certificates of deposit. Two stronger-than-expected economic reports released this morning point to the possibility of higher interest rates sooner than later.
Mortgage rates are higher in this week's mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association 30 year mortgage rates are averaging 4.92 percent for the week ending March 25, 2011. 30 year mortgage rates increased from 4.80 percent in the prior week's mortgage survey.

Bank or Credit Union Offers and Deals

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