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Luther Burbank Savings Rates & Review April 2026

You can compare Luther Burbank Savings rates to other rates in our database, including 12-month CD rates currently at 0.25%, 6-month CD rates at 3.40% and 3-month CD rates at 0.10%. Savings rates are at 0.40% and money market rates are at 2.50%. Mortgage rates on 30-year fixed loans are around 6.12%. All these rates can be compared to Luther Burbank Savings rates. MonitorBankRates evaluates the financial stability of Luther Burbank Savings with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.79%. Rates were last updated on 04/16/2026.

Luther Burbank Savings money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Luther Burbank Savings? Share your experience about Luther Burbank Savings by leaving a review below, or read customer reviews before you decide to use Luther Burbank Savings.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.79%
Excellent Lower than avg
Luther Burbank Savings
500 3rd St
Santa Rosa, CA 95401
https://www.lutherburbanksavings.com
Member FDIC

Current Rate Availability

We do not have Luther Burbank Savings rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Luther Burbank Savings is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Luther Burbank Savings rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Luther Burbank Savings's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Luther Burbank Savings
Bank Holding Company LUTHER BURBANK CORP
Address 500 3rd St, Santa Rosa, CA 95401  ·  Sonoma
FDIC Certificate # 32178
Established 01/01/1982
FDIC Insurance Date 08/09/1989
Domestic Offices 14
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.79%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4554%
Return on Equity (ROE) 4.4700%
Non-Performing Loans (NPL) 0.08%
Total Assets $8,229,363,000
Total Deposits $5,868,154,000
Equity Capital $837,173,000
Net Income $23,833,000
Headquarters Santa Rosa
Total Offices 14
Source: FDIC  |  Last Updated 12/31/2023

Customer Reviews

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Frequently Asked Questions About Luther Burbank Savings

Is Luther Burbank Savings a safe place to deposit money?

Yes, Luther Burbank Savings is considered a safe financial institution. With a Texas Ratio of 0.79387618886704%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Luther Burbank Savings operate?

Luther Burbank Savings currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Luther Burbank Savings does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Luther Burbank Savings provides members with tools to manage their accounts and build a solid financial history.

Does Luther Burbank Savings offer online and mobile banking?

Most modern institutions like Luther Burbank Savings provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lutherburbanksavings.com.