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Webster Bank Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: November 5, 2026
Webster Bank's Private 11-Month CD rates are at 4.25%, 11-Month CD rates are at 4.00%, Personal CD - 11-Month rates are at 4.00%, Private 18-Month CD rates are at 4.00%, 18-Month CD rates are at 3.75%. Webster Bank's Jumbo 15-year fixed rates are at 6.125%, Jumbo Mortgage - 15-Year Fixed rates are at 6.143%, Jumbo 10/6m ARM rates are at 6.125%, Jumbo 7/6m ARM rates are at 6.00%, Jumbo 5/6m ARM rates are at 5.875%. Webster Bank's top CD rate of 4.25% APY on an 11 month CD is 42% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Webster Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.34%. Rates last updated and verified on 11/05/2026.
Webster Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Webster Bank? Share your experience about Webster Bank by leaving a review below, or read customer reviews before you decide to use Webster Bank.
Webster Bank has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Webster Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
4.34%
ExcellentLower than avg
Webster Bank Texas Ratio
Webster Bank's Texas Ratio is 4.34%, which is considered excellent and is lower than the national average of 5.85%.
Webster Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.34% to 4.34% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Webster Bank CD Rates
Product
Rate
APY
Term
Min. Deposit
View More
Private 11-Month CD
4.16%
4.25%
11 Month
-
Min Balance$500
DetailsLimited time offer; Balance: $500+; Open to existing or new Private Checking account holders
Last Updated11/05/2026
Rate History
1 change since Sep 9, 2026 · 3.80% → 4.25% ▲ 0.45 pts · high 4.25% / low 3.80%
Oct 2, 20264.25%▲ from 3.80%
Sep 9, 20263.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
11-Month CD
-
4.00%
11 months
$500
Min Deposit$500
Min Balance$500
DetailsLimited Time CD Offer; Open with as little as $500; Promotional APY subject to terms and conditions
Last Updated11/05/2026
Rate History
1 change since Sep 24, 2026 · 3.55% → 4.00% ▲ 0.45 pts · high 4.00% / low 3.55%
Oct 2, 20264.00%▲ from 3.55%
Sep 24, 20263.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 11-Month
3.92%
4.00%
11 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 4.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Private 18-Month CD
3.92%
4.00%
18 Month
-
Min Balance$500
DetailsLimited time offer; Balance: $500+; Open to existing or new Private Checking account holders
Last Updated11/05/2026
Rate History
1 change since Sep 9, 2026 · 0.02% → 4.00% ▲ 3.98 pts · high 4.00% / low 0.02%
Oct 2, 20264.00%▲ from 0.02%
Sep 9, 20260.02%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
18-Month CD
-
3.75%
18 months
$500
Min Deposit$500
Min Balance$500
DetailsLimited Time CD Offer; Open with as little as $500; Promotional APY subject to terms and conditions
Last Updated11/05/2026
Rate History
1 change since Sep 24, 2026 · 0.01% → 3.75% ▲ 3.74 pts · high 3.75% / low 0.01%
Oct 2, 20263.75%▲ from 0.01%
Sep 24, 20260.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 18-Month
3.68%
3.75%
18 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 3.75% APY · checked 5 times
No change since Sep 9, 2026 · 0.02% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 10-Month
0.01%
0.01%
10 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 12-Month
0.01%
0.01%
12 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 2-Year
0.01%
0.01%
2 Year
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 3-Month
0.01%
0.01%
3 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 5-Month
0.01%
0.01%
5 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 6-Month
0.01%
0.01%
6 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 7-Month
0.01%
0.01%
7 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 8-Month
0.01%
0.01%
8 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Personal CD - 9-Month
0.01%
0.01%
9 Month
-
Min Balance$500
Last Updated11/05/2026
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Webster Bank Mortgage Rates
Product
Rate
Points
APR
Term
View More
Jumbo 15-year fixed
6.125%
-
6.143%
DetailsJumbo Fixed-Rate Mortgage; rates valid as of 11/05/2026; 0.125% ALPA discount available
Last Updated11/05/2026
Rate History
No change since Oct 31, 2026 · 6.14% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Jumbo Mortgage - 15-Year Fixed
-
-
6.143%
15-year
DetailsJumbo Mortgage; for loans over $832,750; fixed and/or variable rates; available for investment properties; APR assumes $900,000 loan amount, 20% down payment, $1,050 origination fee; rate discount 0.125% with ALPA not available for loan amounts over $1,000,000
Last Updated11/05/2026
Rate History
1 change since Oct 22, 2026 · 6.39% → 6.14% ▼ 0.25 pts · high 6.39% / low 6.14%
Nov 5, 20266.14%▼ from 6.39%
Oct 22, 20266.39%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Jumbo 10/6m ARM
6.125%
-
6.306%
DetailsJumbo Adjustable-Rate Mortgage; fixed for initial 10 years then adjusts every 6 months; rates valid as of 11/05/2026; 0.125% ALPA discount available
Last Updated11/05/2026
Rate History
1 change since Oct 22, 2026 · 6.47% → 6.31% ▼ 0.17 pts · high 6.47% / low 6.31%
Oct 31, 20266.31%▼ from 6.47%
Oct 22, 20266.47%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Jumbo 7/6m ARM
6.00%
-
6.315%
DetailsJumbo Adjustable-Rate Mortgage; fixed for initial 7 years then adjusts every 6 months; rates valid as of 11/05/2026; 0.125% ALPA discount available
Last Updated11/05/2026
Rate History
1 change since Oct 22, 2026 · 6.44% → 6.32% ▼ 0.13 pts · high 6.44% / low 6.32%
Oct 31, 20266.32%▼ from 6.44%
Oct 22, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Jumbo 5/6m ARM
5.875%
-
6.34%
DetailsJumbo Adjustable-Rate Mortgage; fixed for initial 5 years then adjusts every 6 months; rates valid as of 11/05/2026; 0.125% ALPA discount available
Last Updated11/05/2026
Rate History
1 change since Oct 22, 2026 · 6.44% → 6.34% ▼ 0.10 pts · high 6.44% / low 6.34%
Oct 31, 20266.34%▼ from 6.44%
Oct 22, 20266.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Jumbo 30-year fixed
6.375%
-
6.386%
DetailsJumbo Fixed-Rate Mortgage; rates valid as of 11/05/2026; 0.125% ALPA discount available
Last Updated11/05/2026
Rate History
No change since Oct 31, 2026 · 6.39% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Jumbo Mortgage - 30-Year Fixed
-
-
6.386%
30-year
DetailsJumbo Mortgage; for loans over $832,750; fixed and/or variable rates; available for investment properties; APR assumes $900,000 loan amount, 20% down payment, $1,050 origination fee; rate discount 0.125% with ALPA not available for loan amounts over $1,000,000
Last Updated11/05/2026
Rate History
1 change since Oct 22, 2026 · 6.64% → 6.39% ▼ 0.25 pts · high 6.64% / low 6.39%
Nov 5, 20266.39%▼ from 6.64%
Oct 22, 20266.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Conventional 7/6m Loan
6.125%
-
6.406%
DetailsAdjustable-rate mortgage; fixed for initial 7 years, then adjusts every 6 months; assumes 30-year term, purchase of primary residence, credit score 740; APR assumes $250,000 loan, 20% down, $1,000 origination fee; 0.125% discount with Automatic Loan Payment Agreement (ALPA)
Last Updated11/05/2026
Rate History
2 changes since Oct 22, 2026 · 6.53% → 6.41% ▼ 0.13 pts · high 6.53% / low 6.41%
Nov 5, 20266.41%▼ from 6.47%
Oct 26, 20266.47%▼ from 6.53%
Oct 22, 20266.53%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Conventional 10/6m Loan
6.25%
-
6.415%
DetailsAdjustable-rate mortgage; fixed for initial 10 years, then adjusts every 6 months; assumes 30-year term, purchase of primary residence, credit score 740; APR assumes $250,000 loan, 20% down, $1,000 origination fee; 0.125% discount with Automatic Loan Payment Agreement (ALPA)
Last Updated11/05/2026
Rate History
2 changes since Oct 22, 2026 · 6.58% → 6.42% ▼ 0.17 pts · high 6.58% / low 6.42%
Nov 5, 20266.42%▼ from 6.50%
Oct 26, 20266.50%▼ from 6.58%
Oct 22, 20266.58%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Conventional 5/6m Loan
6.00%
-
6.416%
DetailsAdjustable-rate mortgage; fixed for initial 5 years, then adjusts every 6 months; assumes 30-year term, purchase of primary residence, credit score 740; APR assumes $250,000 loan, 20% down, $1,000 origination fee; 0.125% discount with Automatic Loan Payment Agreement (ALPA)
Last Updated11/05/2026
Rate History
3 changes since Oct 22, 2026 · 6.51% → 6.42% ▼ 0.10 pts · high 6.63% / low 6.42%
Nov 5, 20266.42%▼ from 6.63%
Oct 31, 20266.63%▲ from 6.47%
Oct 26, 20266.47%▼ from 6.51%
Oct 22, 20266.51%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Fixed Rate Mortgage - 10-year fixed
6.50%
-
6.59%
10 years
DetailsRates as of 11/05/2026; purchase of primary residence, single-family property; APR assumes $250,000 loan, 20% down
Last Updated11/05/2026
Rate History
1 change since Oct 22, 2026 · 6.72% → 6.59% ▼ 0.13 pts · high 6.72% / low 6.59%
Nov 5, 20266.59%▼ from 6.72%
Oct 22, 20266.72%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Fixed Rate Mortgage - 15-year fixed
6.625%
-
6.689%
15 years
DetailsRates as of 11/05/2026; purchase of primary residence, single-family property; APR assumes $250,000 loan, 20% down
Last Updated11/05/2026
Rate History
1 change since Oct 22, 2026 · 6.81% → 6.69% ▼ 0.13 pts · high 6.81% / low 6.69%
Nov 5, 20266.69%▼ from 6.81%
Oct 22, 20266.81%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Fixed-Rate Mortgage - 15-Year Fixed
-
-
6.689%
15-year
DetailsFixed-Rate Mortgage; 10-, 15-, 20- & 30-year terms available; APR assumes $250,000 loan amount, 20% down payment, $1,000 origination fee, and credit score of 740; rate discounted 0.125% with Automatic Loan Payment Agreement (ALPA) from a Webster personal checking account
Last Updated11/05/2026
Rate History
1 change since Oct 22, 2026 · 6.81% → 6.69% ▼ 0.13 pts · high 6.81% / low 6.69%
Nov 5, 20266.69%▼ from 6.81%
Oct 22, 20266.81%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Fixed-Rate Mortgage - 15-Year Fixed
-
-
6.814%
15-year
DetailsRefinance; APR based on $250,000 loan, 20% down, $1,000 origination fee; advertised rates assume credit score of 740; 0.125% discount with ALPA automatic payment from Webster personal checking; not available on Government Assisted Mortgages; mortgages available in CT, MA, NY and RI
Last Updated11/05/2026
Rate History
No change since Oct 22, 2026 · 6.81% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Fixed Rate Mortgage - 20-year fixed
7.125%
-
7.177%
20 years
DetailsRates as of 11/05/2026; purchase of primary residence, single-family property; APR assumes $250,000 loan, 20% down
Last Updated11/05/2026
Rate History
2 changes since Oct 22, 2026 · 7.43% → 7.18% ▼ 0.25 pts · high 7.43% / low 7.18%
Nov 5, 20267.18%▼ from 7.30%
Oct 26, 20267.30%▼ from 7.43%
Oct 22, 20267.43%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Fixed Rate Mortgage - 30-year fixed
7.25%
-
7.29%
30 years
DetailsRates as of 11/05/2026; purchase of primary residence, single-family property; APR assumes $250,000 loan, 20% down
Last Updated11/05/2026
Rate History
2 changes since Oct 22, 2026 · 7.54% → 7.29% ▼ 0.25 pts · high 7.54% / low 7.29%
Nov 5, 20267.29%▼ from 7.42%
Oct 26, 20267.42%▼ from 7.54%
Oct 22, 20267.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Fixed-Rate Mortgage - 30-Year Fixed
-
-
7.29%
30-year
DetailsFixed-Rate Mortgage; 10-, 15-, 20- & 30-year terms available; APR assumes $250,000 loan amount, 20% down payment, $1,000 origination fee, and credit score of 740; rate discounted 0.125% with Automatic Loan Payment Agreement (ALPA) from a Webster personal checking account
Last Updated11/05/2026
Rate History
2 changes since Oct 22, 2026 · 7.54% → 7.29% ▼ 0.25 pts · high 7.54% / low 7.29%
Nov 5, 20267.29%▼ from 7.42%
Oct 26, 20267.42%▼ from 7.54%
Oct 22, 20267.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Fixed-Rate Mortgage - 30-Year Fixed
-
-
7.416%
30-year
DetailsRefinance; APR based on $250,000 loan, 20% down, $1,000 origination fee; advertised rates assume credit score of 740; 0.125% discount with ALPA automatic payment from Webster personal checking; not available on Government Assisted Mortgages; mortgages available in CT, MA, NY and RI
Last Updated11/05/2026
Rate History
1 change since Oct 22, 2026 · 7.54% → 7.42% ▼ 0.13 pts · high 7.54% / low 7.42%
Oct 26, 20267.42%▼ from 7.54%
Oct 22, 20267.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.34%
Financial Health History
Webster Bank’s Texas Ratio rose from 2.34% in Q3 2023 to 4.34% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$85.9B
4.34%
5.0
A+
March 31, 2026
$85.5B
5.38%
5.0
A+
December 31, 2025
$84.0B
5.08%
5.0
A+
September 30, 2025
$83.1B
5.68%
5.0
A+
June 30, 2025
$81.8B
5.73%
5.0
A+
March 31, 2025
$80.2B
6.36%
5.0
A
December 31, 2024
$79.0B
5.05%
5.0
A+
September 30, 2024
$79.4B
4.29%
5.0
A+
June 30, 2024
$76.8B
3.88%
5.0
A+
March 31, 2024
$76.1B
3.27%
5.0
A+
December 31, 2023
$74.9B
2.15%
5.0
A+
September 30, 2023
$73.1B
2.34%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Webster Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Webster Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Webster Bank's official website for the most current offers and terms.
Address
1959 Summer St,
Stamford, CT 06905 · Western Connecticut
Bank Holding CompanyWEBSTER FINANCIAL CORP
FDIC Certificate #18221
RegulatorOCC
EstablishedJanuary 1, 1870
FDIC Insurance DateJuly 1, 1960
Domestic Offices194
Total Branches195
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.34%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.2383%
Return on Equity (ROE)
10.8200%
Non-Performing Loans Ratio (NPL)
0.51%
Total Assets
$85,895,199,000
Total Deposits
$70,671,441,000
Equity Capital
$9,784,887,000
Net Income
$527,125,000
Headquarters
Stamford
Total Branches and Offices
194
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
Webster Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Webster Bank
Does Webster Bank offer CDs?
Yes. Webster Bank current CD rates include its Private 11-Month CD at 4.25% APY, its 11-Month CD at 4.00% APY and its Personal CD - 11-Month at 4.00% APY, verified by MonitorBankRates as of November 5, 2026.
Are CDs from Webster Bank FDIC insured?
Yes. Webster Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Webster Bank?
The highest Webster Bank CD rate is its Private 11-Month CD at 4.25% APY, verified by MonitorBankRates as of November 5, 2026.
What CD terms does Webster Bank offer?
Webster Bank CD rates are 4.25% APY for an 11 month CD, 0.01% APY for a 12 month CD, 4.00% APY for an 18 month CD and 0.01% APY for a 2 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Webster Bank for its full lineup.
What is the lowest 30 year fixed mortgage rate at Webster Bank?
The lowest Webster Bank 30 year fixed mortgage rate is its Jumbo 30-year fixed at 6.375%, verified by MonitorBankRates as of November 5, 2026. Webster Bank mortgage rates are 7.25% for a 30 year mortgage, 7.125% for a 20 year mortgage, 6.625% for a 15 year mortgage and 6.50% for a 10 year mortgage.
How many branches does Webster Bank operate?
Webster Bank currently maintains approximately 195 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Webster Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Webster Bank provides members with tools to manage their accounts and build a solid financial history.
Does Webster Bank offer online and mobile banking?
Most modern institutions like Webster Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.websterbank.com.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Webster Bank rates compare?
Webster Bank's top CD rate of 4.25% APY on an 11 month CD is 42% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has an A+ health rating. Webster Bank's top rates are its Private 11-Month CD at 4.25% APY and its Jumbo 5/6m ARM at 5.875%, verified by MonitorBankRates on November 5, 2026.
Current Webster Bank Rates
12-Month CD0.01%
18-Month CD3.75%
24-Month CD0.01%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
