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Webster Bank Rates & Review March 2026

Webster Bank's Private 6-Month CD rates are at 3.75%, 6-Month Personal CDs rates are at 3.50%, 6-month CD rates are at 3.50%, Private 9-Month CD rates are at 3.40%, 9-Month Personal CDs rates are at 3.15%. MonitorBankRates evaluates the financial stability of Webster Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.48%. Rates were last updated on 03/15/2026.

Webster Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Webster Bank? Share your experience about Webster Bank by leaving a review below, or read customer reviews before you decide to use Webster Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.48%
Excellent Lower than avg
Webster Bank
1959 Summer St
Stamford, CT 06905
https://www.websterbank.com
Member FDIC

Webster Bank CD Rates

Product Rate APY Term View More
Private 6-Month CD - 3.75% 6-Month
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
6 Month Personal CDs 3.44% 3.50% 6
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
6-month CD - 3.50% 6
Min Deposit $500
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Private 9-Month CD - 3.40% 9-Month
Min Deposit $500
Details for existing or new Private Checking account holders.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
9 Month Personal CDs 3.10% 3.15% 9
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
9-month CD - 3.15% 9
Min Deposit $500
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
Private 11-Month CD - 3.15% 11-Month
Min Deposit $500
Details for existing or new Private Checking account holders.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
11 Month Personal CDs 2.85% 2.90% 11
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
11-month CD - 2.90% 11
Min Deposit $500
Min Balance $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
10 Month Personal CDs 0.01% 0.01% 10
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
12 Month Personal CDs 0.01% 0.01% 12
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
18 Month Personal CDs 0.01% 0.01% 18
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
2 Year Personal CDs 0.01% 0.01% 2
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
3 Month Personal CDs 0.01% 0.01% 3
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
5 Month Personal CDs 0.01% 0.01% 5
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
7 Month Personal CDs 0.01% 0.01% 7
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%
8 Month Personal CDs 0.01% 0.01% 8
Min Deposit $500
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Webster Bank Checking Rates

Product Rate APY View More
Private Checking - 0.01%
Min Deposit $25
Min Balance $0
Details Qualifying balance up to $49,999.99
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.48%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Webster Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Webster Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Webster Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Webster Bank
Bank Holding Company WEBSTER FINANCIAL CORP
Address 1959 Summer St, Stamford, CT 06905  ·  Western Connecticut
FDIC Certificate # 18221
Established 01/01/1870
FDIC Insurance Date 07/01/1960
Domestic Offices 195
Total Branches 195
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.48%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3037%
Return on Equity (ROE) 10.9400%
Non-Performing Loans (NPL) 0.26%
Total Assets $83,985,466,000
Total Deposits $68,898,748,000
Equity Capital $9,774,130,000
Net Income $1,027,166,000
Headquarters Stamford
Total Offices 195
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Webster Bank

Is Webster Bank a safe place to deposit money?

Yes, Webster Bank is considered a safe financial institution. With a Texas Ratio of 2.4818058846977%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Webster Bank operate?

Webster Bank currently maintains approximately 195 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Webster Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Webster Bank provides members with tools to manage their accounts and build a solid financial history.

Does Webster Bank offer online and mobile banking?

Most modern institutions like Webster Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.websterbank.com.

Current Webster Bank Rates

  • 12-Month CD0.01%
  • 18-Month CD0.01%
  • 24-Month CD0.01%
Retrieved from our database of financial products. Rates subject to change.