LimeLight Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 1.76%, 6-month CD rates at 3.00% and 3-month CD rates at 0.25%. Current savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.10%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. LimeLight Bank's 6-Month CD rates are at 4.55%, 12-Month CD rates are at 4.40%, 18-Month CD rates are at 4.05%, 36-Month CD rates are at 3.75%.

LimeLight Bank

To see how these rates compare to LimeLight Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from LimeLight Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with LimeLight Bank CD rates. You can also compare LimeLight Bank savings rates, MMA rates and mortgage rates using our other rate lists.

LimeLight Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LimeLight Bank? Share your experience about LimeLight Bank by leaving a review below, or read customer reviews before you decide to use LimeLight Bank.

LimeLight Bank Texas Ratio

LimeLight Bank's Texas Ratio is at 12.00%, which is considered excellent. The Texas Ratio for LimeLight Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, LimeLight Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.40%

2.56%

18-Month CD

4.05%

2.27%

24-Month CD

N/A

2.27%

36-Month CD

3.75%

2.18%

48-Month CD

N/A

2.12%

60-Month CD

N/A

2.24%

Savings

N/A

0.66%

MMA

N/A

1.05%

30-Year Fixed

N/A

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

LimeLight Bank

3280 N University Ave
Provo, UT 84604

https://limelightbank.com/

MonitorBankRates' Rating

5/5

★★★★★

Review LimeLight Bank

LimeLight Bank Information

LimeLight Bank

3280 N University Ave
Provo, UT 84604
Utah
Established Date: 07/29/1993
FDIC Certificate #: 33823
Date of FDIC Deposit Insurance: 07/29/1993

Bank Holding Company: CAPITAL COMMUNITY BCORP INC

How Many Domestic U.S. Offices? 7

How Many Branches are There? 7

Website: https://limelightbank.com/

Is LimeLight Bank FDIC Insured? Yes

What is LimeLight Bank's Cert number? 33823

What is the maximum amount for insured deposits? $250,000 per holder, per account

LimeLight Bank Financials

Total Assets:

$911,472,000

Total Deposits:

$773,873,000

Equity Capital:

$126,079,000

Domestic Deposits:

$773,873,000

Net Income:

$6,869,000

Return on Assets:

3.1805%

Quarterly Return on Assets:

3.0800%

Pretax Return on Assets:

4.1052%

Pretax Quarterly Return on Assets:

4.1100%

Return on Equity:

21.9300%

Quarterly Return on Equity:

21.6900%

Common Equity Tier 1 Capital Ratio:

15.7220%

Tier 1 Risk-Based Capital Ratio:

15.7220%

Leverage Tier 1 (Core Capital) Ratio:

14.8026%

Total Risk-Based Capital Ratio (YTD):

16.9837%

Total Interest Income (YTD):

13.3195%

Headquarters:

Provo

FDIC Field Office:

Salt Lake City

Regulator:

FDIC

County:

Utah

# of Offices:

Metropolitan Statistical Area (MSA):

Provo-Orem, UT

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

San Francisco

Source: FDIC Last Updated 03/31/2024

Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

Limelight Bank CD Rates: 12-Month 5.60% APY, 18-Month 5.35% APY

Oh, get ready to sit on the edge of your seat for this—it's about CD rates at Limelight Bank! Wait, are you still there? Good, because you should be. CDs (Certificate of Deposits) have staged a comeback, a rockstar's encore in the world of fixed income. And Limelight Bank, a division of Capital Community Bank, is hitting some high notes. Now, let's dive into the nitty-gritty of what makes Limelight Bank’s CD rates and terms not just a choir of numbers, but a symphony of smart investing.

Limelight Bank CD Rates are some of the best CD rates around right now on short term certificates of deposit. Current 12-month CD rates at Limelight Bank are at 5.60% APY, more than three times the national average 12-month rate of 1.76%. Besides having one of the top 12-month rates, Limelight Bank is also offering an 18-month CD rate of 5.35% APY.

Let's face it: The old-world charm of certificates of deposit has often been overlooked, what with all the fintech innovations stealing the limelight (pun intended). However, Limelight Bank has put the sexy back into CDs with its competitive CD rates. Again, the one-year CD rate with this bank could offer you is at 5.60% APY, compared to the national average bank CD rates at 1.76%. That CD rate might sound low compared to recent equity markets return, but we're talking about risk-free, FDIC-insured money here. If you're looking to play it safe while still wanting more bang for your buck, this could be the way to go.

Best 12-Month CD Rates - December 2018

The best 12 month CD rates in December 2018 are moving higher and might hit 3.00 percent before the end of the year. The bank that currently has the absolute best 12 month CD rates on the rate table now is VirtualBank with a rate of 2.86 percent, only 14 basis points below 3.00 percent. Three other banks have the second best 1-year CD rates for December 2018. Limelight Bank, Live Oak Bank, and Popular Direct are all offering 12 month CD rates at 2.85 percent. Rounding out the top 5 December CD rates is Merrick Bank with 12 month CD rates at 2.84 percent. Read more...

CD Rate Changes The Past Week - All CD Rates Increased

This past week brought more CD rate changes that were once again positive. Five different banks changed CD Rates on 24 certificate of deposit terms and all the increases were higher. Over the past year, the best 1 year CD rates have just about doubled in price to around 2.50 percent.We anticipate banks increasing CD rates even more this year and next. CD rates are moving higher because the Federal Reserve is putting upward pressure on rates by increasing the federal funds rate. The Fed is widely expected to increase the rate again during their upcoming September meeting, according to the CME's FedWatch Tool. CD Rate Changes

Another 25 basis point increase in September would put the fed funds rate in a targeted range of 2.00 percent to 2.25 percent. Beside the September meeting, the Fed has two more scheduled meetings this year. The CME FedWatch Tool currently puts the change of an increase during the Fed's December meeting at 60.6 percent. Read more...

This Week's CD Rates Increased Across the Board

This week's CD rate changes were numerous because banks and credit unions increased interest rates across the board. The high number of CD rate changes this past week is a result of the Federal Reserve increasing the fed funds rate. The recent fed funds rate increase of 25 basis points put the fed funds rate in a range of 1.50 percent to 1.75 percent.Since that increase, we have new highs on 3 month, 6 month and 1 year CD rates. The best 3 month CD rate increased to 1.56 percent, up from 1.45 percent. The best 6 month CD rates are now at 2.00 percent, up from 1.85 percent. CD Rate Changes April 3, 2018

It's nice to write about CD rates making new highs, especially after writing for years about rates making new lows. Just over a month ago we were writing about 1 year CD rates hitting two percent. Now 6 month CD rates at two percent. Hopefully, by the end of the year, 3 month rates will reach 2.00 percent. Read more...

Highest CD Rates Move Higher as Banks Increase Rates

The highest CD rates continue to move higher as online banks increase rates again this week. 10 different online banks and credit unions increased a slew of CD rates over the past seven days. Rates on both short term and long term certificates of deposits moved higher.The biggest increases again this week were on shorter term certificates of deposit. This is because the Federal Reserve is driving short term rates higher. The Fed is scheduled to meet in the middle of next month and is widely expected to increase rates again.

Highest CD Rates

Brand New High for 12 Month CD Rates in 2017

We just reached a new milestone for 12 Month CD rates in 2017 as rates continue to inch higher. Crestmark Bank is now offering 12 Month CD rates at 1.80 percent. Just about two months ago, we reported a new high for 1 year CD rates at 1.70 percent. That new high was also from CrestMark Bank. You can read about that post Crestmark Bank Best Rate 1.70%.The uptrend for CD rates will continue for the rest of this year and into at least 2018 and it may last even longer if the economy doesn't fall into a recession. The Federal Open Market Committee meets this month and will more than likely increase the fed funds rate by 25 basis points.Another fed funds rate increase will put additional upward pressure on short term interest rates. 1 year CD rates could therefore hit 1.90 percent this month and 2.00 percent sometime early in 2018. Back in early October, we forecast 1 year CD rates hitting 2.00 percent as a result of another fed funds rate increase. Read more...

Three Banks Now Offering 1 Year CD Rates at 1.75%

We expect the increase in rates to continue next month and into 2018. The Fed is widely expected to increase the rate during their meeting in December. In fact, the CME Group's FedWatch Tool puts the probability of an increase at 91.5 percent, as of this writing.The current fed funds rate is in a range of 1.00 percent to 1.25 percent. An increase in December will put the rate between 1.25 percent and 1.50 percent. The last time the rate was that high was nearly a decade ago. You can view the history of the fed funds rate going back to 1955 in this Rate Chart.

Current Top 1 Year CD Rates

Explore Other Rate Deals

New Credit Card Rules Take Effect

New credit card rules take effect this week that were passed in the Credit Card Holders Bill of Rights this past spring. The biggest credit card change is starting on August 20, 2009, credit card companies will have to give consumers 45 days notice before raising their credit card interest rate. You have the option to turn down the new credit card rate but if you do be prepared to payoff the balance. Which you could have done in the past before this new credit card rule takes effect.

Mortgage Rates: 30 Year Mortgage Rates Decline to 4.82% - MBA

30 year mortgage rates are down to 4.82 percent in the latest Mortgage Application Survey released by the Mortgage Bankers Association. This is a slight decline from last week’s average 30 year contract mortgage rate of 4.83 percent.