What are the current interest rates at Altoona First Savings Bank?

Current rates for Altoona First Savings Bank include: 12-Month CD: 0.15%, 18-Month CD: 0.20%, 24-Month CD: 0.40%, 36-Month CD: 0.45%, 48-Month CD: 0.45%, 60-Month CD: 2.75%, Savings: 0.25%, MMA: 2.53%

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Altoona First Savings Bank Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altoona First Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 11, 2026

Altoona First Savings Bank's top rates as of October 11, 2026 are 4.00% APY on its 13-Months 13-Month Certificate of Deposit (CD) Account, 0.25% APY on savings, 2.53% APY on money market accounts, 0.30% APY on checking, 5.75% on its Conventional, Fixed Rate Mortgage, and personal loans from 8.75% APR, according to rates verified by MonitorBankRates. Other Altoona First Savings Bank CD rates include 13-Months 13-Month IRA Certificate at 4.00%, 7-Months 7-Month Certificate of Deposit (CD) Account at 4.00%, and 7-Months 7-Month IRA Certificate at 4.00%. Other Altoona First Savings Bank mortgage rates include Conventional, Fixed Rate Mortgage at 5.85%, and Conventional, Fixed Rate Mortgage at 6.00%. MonitorBankRates evaluates the financial stability of Altoona First Savings Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.09%. Rates last updated and verified on 10/11/2026.

Altoona First Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Altoona First Savings Bank? Share your experience about Altoona First Savings Bank by leaving a review below, or read customer reviews before you decide to use Altoona First Savings Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 93/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

13.09%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Altoona First Savings Bank

203 N Logan Blvd
Altoona, PA 16602

https://www.altoonabank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Altoona First Savings Bank CD Rates

Product	Rate	APY	Term
13 Month Certificate of Deposit (CD) Account	-	4.00%	13 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.55% → 4.00% ▲ 0.45 pts · high 4.00% / low 3.55% Oct 3, 20264.00%▲ from 3.55% Sep 19, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
13 Month IRA Certificate	-	4.00%	13 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.55% → 4.00% ▲ 0.45 pts · high 4.00% / low 3.55% Oct 3, 20264.00%▲ from 3.55% Sep 19, 20263.55%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
7 Month Certificate of Deposit (CD) Account	-	4.00%	7 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Maturity Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.40% → 4.00% ▲ 0.60 pts · high 4.00% / low 3.40% Oct 3, 20264.00%▲ from 3.40% Sep 19, 20263.40%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
7 Month IRA Certificate	-	4.00%	7 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Maturity Last Updated 10/11/2026 Rate History 1 change since Sep 19, 2026 · 3.40% → 4.00% ▲ 0.60 pts · high 4.00% / low 3.40% Oct 3, 20264.00%▲ from 3.40% Sep 19, 20263.40%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
25 Month Certificate of Deposit (CD) Account	-	3.70%	25 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
25 Month IRA Certificate	-	3.70%	25 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 3.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
60 Month Certificate of Deposit (CD) Account	-	2.75%	60 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
60 Month IRA Certificate	-	2.75%	60 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
12-Month Variable Rate CD	-	2.52%	12 months
Min Balance $100,000 Details Compounding Frequency: Quarterly; Balance: $100,000 and over Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 2.52% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
33 Month Certificate of Deposit (CD) Account	-	2.50%	33 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
36 Month IRA Certificate	-	2.50%	36 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
12-Month Variable Rate CD	-	2.02%	12 months
Min Balance $50,000 Details Compounding Frequency: Quarterly; Balance: $50,000 - $99,999.99 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 2.02% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
12-Month Variable Rate CD	-	1.26%	12 months
Min Balance $25,000 Details Compounding Frequency: Quarterly; Balance: $25,000 - $49,999.99 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 1.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
12-Month Variable Rate CD	-	1.00%	12 months
Min Balance $10,000 Details Compounding Frequency: Quarterly; Balance: $10,000 - $24,999.99 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 1.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
12-Month Variable Rate CD	-	0.50%	12 months
Min Balance $1,000 Details Compounding Frequency: Quarterly; Balance: $1,000 - $9,999.99 Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
36 Month Certificate of Deposit (CD) Account	-	0.45%	36 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
48 Month Certificate of Deposit (CD) Account	-	0.45%	48 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
48 Month IRA Certificate	-	0.45%	48 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.45% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
24 Month Certificate of Deposit (CD) Account	-	0.40%	24 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
24 Month IRA Certificate	-	0.40%	24 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
30 Month Certificate of Deposit (CD) Account	-	0.40%	30 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
30 Month IRA Certificate	-	0.40%	30 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
18 Month Certificate of Deposit (CD) Account	-	0.20%	18 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
18 Month IRA Certificate	-	0.20%	18 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Annually Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
12 Month Certificate of Deposit (CD) Account	-	0.15%	12 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Maturity Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
12 Month IRA Certificate	-	0.15%	12 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Maturity Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
3 Month Certificate of Deposit (CD) Account	-	0.15%	3 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Maturity Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
6 Month Certificate of Deposit (CD) Account	-	0.10%	6 Months
Min Deposit $1,000 Min Balance $1,000 Details Compounding Frequency: Maturity Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
6 Month IRA Certificate	-	0.10%	6 Months
Min Deposit $100 Min Balance $100 Details Compounding Frequency: Maturity Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%

Altoona First Savings Bank Savings Rates

Product	Rate	APY
Kids Savings Account	-	0.25%
Min Balance $1 Details Compounding Frequency: Quarterly Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Statement Savings Account	-	0.15%
Min Balance $10,000 Details Balance: $10,000; Compounding Frequency: Quarterly Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.15% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Statement Savings Account	-	0.10%
Min Balance $0 Details Balance: $0; Compounding Frequency: Quarterly Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%

Altoona First Savings Bank Money Market Rates

Product	Rate	APY
Money Market	-	2.53%
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 2.53% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Money Market	-	2.02%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 2.02% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Money Market	-	1.26%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.26% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Money Market	-	1.00%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Money Market	-	0.35%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%

Altoona First Savings Bank Checking Rates

Product	Rate	APY
Keystone Interest Checking	0.30%	0.30%
Min Deposit $25 Min Balance $1,500 Details Balance: $1,500.00+ Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
50+ Interest Checking	0.10%	0.10%
Min Deposit $25 Min Balance $0 Details Balance: $0+ Last Updated 10/11/2026 Rate History No change since Oct 7, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
eInterest Checking	0.10%	0.10%
Min Deposit $25 Min Balance $0 Details Balance: $0+ Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Keystone Interest Checking	0.05%	0.05%
Min Deposit $25 Min Balance $0 Details Balance: $0.00 - $1,499.99 Last Updated 10/11/2026 Rate History No change since Sep 19, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%

Altoona First Savings Bank Business Checking Rates

Product	Rate	APY
Business Checking with Interest	0.30%	0.30%
Min Balance $25,000 Details Compounding Frequency: Monthly Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Business Checking with Interest	0.25%	0.25%
Min Balance $10,000 Details Compounding Frequency: Monthly Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 0.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Business Checking with Interest	0.20%	0.20%
Min Balance $5,000 Details Compounding Frequency: Monthly Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Business Checking with Interest	0.15%	0.15%
Min Balance $1 Details Compounding Frequency: Monthly Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%

Altoona First Savings Bank Mortgage Rates

Product	Rate	Points	APR	Term
Conventional, Fixed Rate Mortgage	5.75%	-	5.801%	15 Years
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 5.80% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Conventional, Fixed Rate Mortgage	5.85%	-	5.891%	20 Years
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 5.89% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Conventional, Fixed Rate Mortgage	6.00%	-	6.031%	30 Years
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 6.03% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%

Altoona First Savings Bank Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Installment Loan	5.50%	-	5.50%	5 Years
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 5.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Home Equity Installment Loan	5.75%	-	5.75%	10 Years
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 5.75% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Home Equity Installment Loan	5.85%	-	5.85%	15 Years
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 5.85% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Home Equity Installment Loan	6.00%	-	6.00%	20 Years
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 6.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Home Equity Line of Credit	7.50%	-	7.50%
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 7.50% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%

Altoona First Savings Bank Personal Loan Rates

Product	APR	Term
Personal Unsecured Installment Loan	8.75%	1-5 Years
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 8.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Personal Unsecured Line of Credit	10.75%
No additional details. Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 10.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%

Altoona First Savings Bank Other Rates

Product	Rate	Points	APY/APR	Term
Construction, Fixed Rate	5.972%	-	6.00%	20 Years
Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 6.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Construction, Fixed Rate	5.985%	-	6.00%	30 Years
Last Updated 10/11/2026 Rate History No change since Sep 15, 2026 · 6.00% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%
Club Savings Accounts	-	-	0.25%	1 year
Min Balance $1 Details Compounding Frequency: Maturity (1 year) Last Updated 10/11/2026 Rate History No change since Sep 24, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 13.09%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Altoona First Savings Bank’s Texas Ratio rose from 1.17% in Q3 2023 to 13.09% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$329M	13.09%	5.0	A
March 31, 2026	$335M	8.79%	5.0	A
December 31, 2025	$330M	7.34%	5.0	A
September 30, 2025	$326M	10.96%	5.0	A
June 30, 2025	$324M	9.58%	5.0	A
March 31, 2025	$322M	7.11%	5.0	A
December 31, 2024	$312M	2.52%	5.0	A+
September 30, 2024	$312M	1.51%	5.0	A+
June 30, 2024	$305M	2.44%	5.0	A+
March 31, 2024	$307M	3.14%	5.0	A+
December 31, 2023	$305M	1.18%	5.0	A+
September 30, 2023	$304M	1.17%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Altoona First Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Altoona First Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Altoona First Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Altoona First Savings Bank

FDIC Certificate # 27711

Address 203 N Logan Blvd, Altoona, PA 16602 · Blair

Website https://www.altoonabank.com

Established 19270101

FDIC Insurance Date 19890809

Domestic Offices 5

Total Branches 5

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 93/100

5.0

Exceptional Out of 5.0 Stars

13.09%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8742%

Return on Equity (ROE) 6.4700%

Non-Performing Loans (NPL) 1.81%

Total Assets $328,620,000

Total Deposits $278,789,000

Equity Capital $45,349,000

Net Income $1,447,000

Headquarters Altoona

Total Branches and Offices 5

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Altoona First Savings Bank earned the Verified Healthy badge

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Frequently Asked Questions About Altoona First Savings Bank

How many branches does Altoona First Savings Bank operate?

Altoona First Savings Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Altoona First Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altoona First Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Altoona First Savings Bank offer online and mobile banking?

Most modern institutions like Altoona First Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.altoonabank.com.