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Altoona First Savings Bank Rates & Review April 2026

Altoona First Savings Bank's Certificates of Deposit (CDs) 7-Month rates are at 3.50%, Certificates of Deposit (CDs) 13-Month rates are at 3.40%, 60-Months 60-Month Certificates of Deposit (CDs) rates are at 2.75%, 12-Month Variable Rate CD rates are at 2.52%, Certificates of Deposit (CDs) 33-Month rates are at 2.50%. Altoona First Savings Bank's savings rates are at 0.10%. Altoona First Savings Bank's money market rates are at 0.35%. Altoona First Savings Bank's Conventional, Fixed Rate Mortgage rates are at 5.75%, Conventional, Fixed Rate Mortgage rates are at 5.85%, Conventional, Fixed Rate Mortgage rates are at 6.00%. Altoona First Savings Bank's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Altoona First Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.17%. Rates were last updated on 04/11/2026.

Altoona First Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Altoona First Savings Bank? Share your experience about Altoona First Savings Bank by leaving a review below, or read customer reviews before you decide to use Altoona First Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.17%
Excellent Lower than avg
Altoona First Savings Bank
203 N Logan Blvd
Altoona, PA 16602
https://www.altoonabank.com
Member FDIC

Altoona First Savings Bank CD Rates

Product Rate APY Term View More
Certificates of Deposit (CDs) 7 month - 3.50%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Certificates of Deposit (CDs) 13 month - 3.40%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
60 month Certificates of Deposit (CDs) - 2.75% 60 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
12-Month Variable Rate CD - 2.52% 12
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Certificates of Deposit (CDs) 33 month - 2.50%
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
12-Month Variable Rate CD - 2.02% 12
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
12-Month Variable Rate CD - 1.26% 12
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
12-Month Variable Rate CD - 1.00% 12
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
12-Month Variable Rate CD - 0.50% 12
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
36 month Certificates of Deposit (CDs) - 0.45% 36 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
24 month Certificates of Deposit (CDs) - 0.40% 24 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
18 month Certificates of Deposit (CDs) - 0.20% 18 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
3 month Certificates of Deposit (CDs) - 0.15% 3 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
6 month Certificates of Deposit (CDs) - 0.10% 6 Months
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

Altoona First Savings Bank Savings Rates

Product Rate APY View More
Club Accounts - 0.25%
Min Balance $1
Details Compounding Frequency: Maturity (1 year)
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Kids Savings Account - 0.25%
Min Balance $1
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Statement Savings Account - 0.15%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Statement Savings Account - 0.10%
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

Altoona First Savings Bank Money Market Rates

Product Rate APY View More
Money Market - 2.53%
Min Balance $100,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Money Market - 2.02%
Min Balance $50,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Money Market - 1.26%
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Money Market - 1.00%
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Money Market - 0.35%
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

Altoona First Savings Bank Checking Rates

Product Rate APY View More
Keystone Interest Checking 0.30% 0.30%
Min Deposit $25
Min Balance $1,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
50+ Interest Checking 0.10% 0.10%
Min Deposit $25
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
eInterest Checking 0.10% 0.10%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Keystone Interest Checking 0.05% 0.05%
Min Deposit $25
Min Balance $0
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

Altoona First Savings Bank Mortgage Rates

Product Rate Points APR Term View More
Conventional, Fixed Rate Mortgage 5.75% - 5.80% 15 Years
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Conventional, Fixed Rate Mortgage 5.85% - 5.89% 20 Years
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Conventional, Fixed Rate Mortgage 6.00% - 6.03% 30 Years
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

Altoona First Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Installment Loan 5.50% - 5.50% 5 Years
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Home Equity Installment Loan 5.75% - 5.75% 10 Years
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Home Equity Installment Loan 5.85% - 5.85% 15 Years
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Home Equity Installment Loan 6.00% - 6.00% 20 Years
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Home Equity Line of Credit 7.50% - 7.50%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

Altoona First Savings Bank Personal Loan Rates

Product Rate APR View More
Personal Unsecured Installment Loan 8.75% 8.75%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%
Personal Unsecured Line of Credit 10.75% 10.75%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.17%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Altoona First Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Altoona First Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Altoona First Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Altoona First Savings Bank
FDIC Certificate # 27711
Address 203 N Logan Blvd, Altoona, PA 16602  ·  Blair
Established 01/01/1927
FDIC Insurance Date 08/09/1989
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.17%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8202%
Return on Equity (ROE) 7.5700%
Non-Performing Loans (NPL) 0.00%
Total Assets $329,753,000
Total Deposits $282,630,000
Equity Capital $44,020,000
Net Income $2,648,000
Headquarters Altoona
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

cMtV
★★★★★
December 17, 2025
xSWY
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Altoona First Savings Bank

Is Altoona First Savings Bank a safe place to deposit money?

Yes, Altoona First Savings Bank is considered a safe financial institution. With a Texas Ratio of 1.1706770464732%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Altoona First Savings Bank operate?

Altoona First Savings Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Altoona First Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Altoona First Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Altoona First Savings Bank offer online and mobile banking?

Most modern institutions like Altoona First Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.altoonabank.com.

Current Altoona First Savings Bank Rates

  • 12-Month CD0.50%
  • 18-Month CD0.20%
  • 24-Month CD0.40%
  • 36-Month CD0.45%
  • 60-Month CD2.75%
  • Savings0.10%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.