|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 802 Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
802 Credit Union's 7 month special CDs of Deposit (CD) rates are at 3.50%, IRA CDs 36 month rates are at 3.00%, 802 days CDs of Deposit (CD) rates are at 2.80%, 9 month special CDs of Deposit (CD) rates are at 2.75%, IRA CDs 48 month rates are at 2.10%. 802 Credit Union's money market rates are at 0.50%. 802 Credit Union's 1/1 ARM rates are at 4.00%, 3/1 ARM rates are at 4.50%, Construction Loan - 1/1 ARM with General Contractor rates are at 4.50%, 5/1 ARM rates are at 5.00%, Investment Property Adjustable Rate Mortgages (Non-Owner Occupied) - servicing retained 3/1 ARM rates are at 5.50%. 802 Credit Union's Personal Loan Rates are at 10.74%. MonitorBankRates evaluates the financial stability of 802 Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.91%. Rates were last updated on 03/24/2026. 802 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 802 Credit Union? Share your experience about 802 Credit Union by leaving a review below, or read customer reviews before you decide to use 802 Credit Union. 
802 Credit Union CD Rates
802 Credit Union Savings Rates
802 Credit Union Money Market Rates
802 Credit Union Mortgage Rates
802 Credit Union Home Equity & HELOC
802 Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for 802 Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather 802 Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with 802 Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
802 Credit Union
Website
https://www.802cu.com
Address
265 S Main St,
Barre, VT 05641 4815
Phone
802-479-9411
Fax
802-479-3533
President
Jeff Mobus
CEO
Sean Gammon
Full-Time Employees
110
Part-Time Employees
4
Branch Locations
9
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.91%
Return on Assets (ROA)
1.1085%
Return on Equity (ROE)
8.8700%
Non-Performing Loans Ratio (NPL)
0.96%
Total Assets
431,712,998
Total Amount of Shares and Deposits
374,053,614
Total Shares and Deposits < 1 Year
352,650,137
Total Shares and Deposits 1 3 Years
19,518,856
Total Shares and Deposits > 3 Years
1,884,619
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
13,067,816
Total Uninsured Shares and Deposits > $250K (F+J)
13,067,816
Total Insured Shares and Deposits > $250K (item 17 less item K)
360,985,798
Total Interest Expense (Sum of items 6 8)
2,646,883
Share Certificates
2,841
Number of Accounts for Share Drafts
22,621
IRA KEOGH Accounts
525
Number of Accounts for Regular Shares
37,698
All other shares
7,336
Money Market Shares
748
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
57,921,688
Total Liabilities
377,762,463
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About 802 Credit UnionIs 802 Credit Union a safe place to deposit money?Yes, 802 Credit Union is considered a safe financial institution. With a Texas Ratio of 5.9134148361381%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does 802 Credit Union operate?802 Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join 802 Credit Union?Yes, to access services at 802 Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, 802 Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, 802 Credit Union provides members with tools to manage their accounts and build a solid financial history. Does 802 Credit Union offer online and mobile banking?Most modern institutions like 802 Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.802cu.com. Current 802 Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Forest Area Federal Credit Union
CENTRIC
Decatur Policemen Credit Union
Travis County Credit Union
BOSSIER
Rediform Niagara Falls Ny Federal Credit Union
Union Trades Federal Credit Union
Town & Country Federal Credit Union
Littlefield School Employees Federal Credit Union
Wayne County Community Federal Credit Union
Family Focus Federal Credit Union
TES REGIONAL HEALTHCARE
Members Credit Union
Department of The Interior Federal Credit Union
Freedom Credit Union Springfield, MA
Harbor Pointe Credit Union
Fountain Valley Credit Union
East Texas Professional Credit Union
Alabama State Employees Credit Union
Agriculture Federal Credit Union
Far Rockaway Postal Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
