|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
VICTORIA TEACHERS Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
VICTORIA TEACHERS's top rates as of October 10, 2026 are 3.72% APY on its 12 Month CDs CD, 0.05% APY on savings, 0.07% APY on checking, and personal loans from 9.51% APR, according to rates verified by MonitorBankRates. Other VICTORIA TEACHERS CD rates include 12 Month CDs at 3.59%, 12 Month CDs at 3.49%, and 24 Month CDs at 3.27%. MonitorBankRates evaluates the financial stability of VICTORIA TEACHERS with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.08%. Rates last updated and verified on 10/10/2026. VICTORIA TEACHERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at VICTORIA TEACHERS? Share your experience about VICTORIA TEACHERS by leaving a review below, or read customer reviews before you decide to use VICTORIA TEACHERS. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. VICTORIA TEACHERS CD Rates
VICTORIA TEACHERS Savings Rates
VICTORIA TEACHERS Checking Rates
VICTORIA TEACHERS Auto Loan Rates
VICTORIA TEACHERS RV, Boat and Powersport Loan Rates
VICTORIA TEACHERS Personal Loan Rates
VICTORIA TEACHERS Other Rates
Financial Health HistoryVICTORIA TEACHERS’s Texas Ratio fell from 0.90% in Q3 2023 to 0.08% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for VICTORIA TEACHERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather VICTORIA TEACHERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with VICTORIA TEACHERS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
VICTORIA TEACHERS
Website
http://www.myvtfcu.com
Address
2207 Wildwood St,
Victoria, TX 77901-7363
Phone
361-576-3168
Fax
361-576-0924
President
Tracy Funkhouser
CEO
Paul Withey
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.08%
Return on Assets (ROA)
0.2916%
Return on Equity (ROE)
0.8822%
Non-Performing Loans Ratio (NPL)
0.08%
Total Assets
17,958,052
Total Amount of Shares and Deposits
11,966,210
Total Shares and Deposits < 1 Year
11,912,398
Total Shares and Deposits 1 3 Years
53,813
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,653
Total Uninsured Shares and Deposits > $250K (F+J)
36,653
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,929,557
Total Interest Expense (Sum of items 6 8)
71,290
Share Certificates
66
Number of Accounts for Share Drafts
572
Number of Accounts for Regular Shares
1,398
Net Income (unless the amount is already included in Undivided Earnings)
52,358
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,037,186
Total Liabilities
12,023,365
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for VICTORIA TEACHERS yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for VICTORIA TEACHERS
Frequently Asked Questions About VICTORIA TEACHERSHow many branches does VICTORIA TEACHERS operate?VICTORIA TEACHERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join VICTORIA TEACHERS?Yes, to access services at VICTORIA TEACHERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, VICTORIA TEACHERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, VICTORIA TEACHERS provides members with tools to manage their accounts and build a solid financial history. Does VICTORIA TEACHERS offer online and mobile banking?Most modern institutions like VICTORIA TEACHERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.myvtfcu.com. Current VICTORIA TEACHERS Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Beacon Financial Credit Union
Business And Industrial Federal Credit Union
Metro Realtors Federal Credit Union
Garden Savings FCU
West Virginia Federal Credit Union
None Suffer Lack Federal Credit Union
Community Powered Federal Credit Union
First Financial Federal Credit Union
Peoples Credit Union Springfield, CO
Americas First Network Credit Union
Frederiksted Federal Credit Union
Kenmore NY Teachers Federal Credit Union
Dakota Star Federal Credit Union
Riverbank Federal Credit Union
Cleveland Police Credit Union
Blackstone River Federal Credit Union
Cobalt Federal Credit Union
ONPATH
Christian Family Credit Union
Carbondale Highway Credit Union
Community South Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking