West Point Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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West Point BankToday's 12-month CD rates can be found at 3.77%, 6-month CD rates at 3.75% and 3-month CD rates at 0.35%. Current savings rates are at 0.40% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.31%. Credit Card rates are at 16.20%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to West Point Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from West Point Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with West Point Bank CD rates. You can also compare West Point Bank savings rates, MMA rates and mortgage rates using our other rate lists.

West Point Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Point Bank? Share your experience about West Point Bank by leaving a review below, or read customer reviews before you decide to use West Point Bank.

West Point Bank Texas Ratio

West Point Bank's Texas Ratio is at 0.25%, which is considered excellent. The Texas Ratio for West Point Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, West Point Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
West Point Bank
600 W Lincoln Trail Blvd
Radcliff, KY 40160
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare West Point Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Chartway Credit Union
Chartway Credit Union
High Yield Checking
5.00%
$5
FNB of Bangor
FNB of Bangor
12-Month CD
4.37%
$1,000
Raymond James
48-Month CD
4.25%
$1,000
Riverland Bank
Riverland Bank
6-Month CD
4.05%
$1,000
Axiom Bank
Axiom Bank
24-Month CD
4.00%
$500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
36-Month CD
3.93%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
12-Month CD
3.75%
$1,000
Beacon Community Bank
Beacon Community Bank
30-Month CD
3.75%
$250
Ally Bank
Ally Bank
Savings
3.70%
$0
Frost Bank
Frost Bank
3-Month CD
3.55%
$1,000
NBKC Bank
NBKC Bank
24-Month CD
3.50%
$250
Access Bank
Access Bank
18-Month CD
3.50%
$1,000
AAC Credit Union
AAC Credit Union
60-Month CD
3.50%
$500
RBAZ Republic Bank of Arizona
36-Month CD
3.33%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
12-Month CD
3.29%
$500
Touchmark Bank
Touchmark Bank
48-Month CD
3.15%
$1,000
Bank of Vici
Bank of Vici
18-Month CD
3.04%
$1,000
Presidential Bank
Presidential Bank
24-Month CD
3.00%
$1,000
First Shore Federal S&L
First Shore Federal S&L
48-Month CD
3.00%
$500
Homewood Federal SB
Homewood Federal SB
24-Month CD
3.00%
$500
SSB of Wanamingo
SSB of Wanamingo
24-Month CD
3.00%
$500
Campbell & Fetter Bank
Campbell & Fetter Bank
48-Month CD
2.78%
$1,000
Genoa Community Bank
Genoa Community Bank
48-Month CD
2.61%
$500
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
12-Month CD
2.60%
$0
Stafford Savings Bank
Stafford Savings Bank
60-Month CD
2.54%
$500
PSB of Rhineland
PSB of Rhineland
24-Month CD
2.53%
$1,000
Rosedale FSL
Rosedale FSL
18-Month CD
2.35%
$500
Grand Timber Bank
Grand Timber Bank
24-Month CD
2.22%
$500
Bank of Hillsboro
Bank of Hillsboro
36-Month CD
2.17%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
36-Month CD
2.07%
$1,000
Madison Valley Bank
Madison Valley Bank
36-Month CD
1.81%
$500
WSB Municipal Bank
WSB Municipal Bank
36-Month CD
0.92%
$500
Portage Community Bank
Portage Community Bank
Community Index Money Market
0.80%
$100,000
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
Money Market
0.75%
$0
Quoin Financial Bank
Quoin Financial Bank
Kasasa Savings
0.75%
$0
New Mexico Bank and Trust
New Mexico Bank and Trust
24-Month CD
0.70%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Money Market
0.50%
$2,500
Hoyne Savings Bank
Hoyne Savings Bank
Money Market
0.50%
$1,000
1st Bank Yuma
1st Bank Yuma
24-Month CD
0.50%
$1,000
Fulton Savings Bank
Fulton Savings Bank
36-Month CD
0.40%
$500
Rondout Savings Bank
Rondout Savings Bank
18-Month CD
0.30%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
36-Month CD
0.30%
$1,000
Millville Savings Bank
Millville Savings Bank
36-Month CD
0.23%
$1,000
QNB Bank
QNB Bank
3-Month CD
0.20%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
Money Market
0.15%
$2,500
Shelby County State Bank
Shelby County State Bank
Statement Savings
0.15%
$10
First Nations Bank
First Nations Bank
48-Month CD
0.05%
$1,000
PeoplesBank
PeoplesBank
Elite Tiered Money Market
0.05%
$10
Reading Co-op Bank
Reading Co-op Bank
Money Market
0.05%
$0
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have West Point Bank rate data right now, check back for updates, we are adding rates all the time.

West Point Bank Information

West Point Bank
600 W Lincoln Trail Blvd
Radcliff, KY 40160
Hardin
Established Date: 07/01/1914
FDIC Certificate #: 12166
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BRECKINRIDGE BANCSHARES
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is West Point Bank FDIC Insured? Yes
What is West Point Bank's Cert number? 12166
What is the maximum amount for insured deposits? $250,000 per holder, per account

West Point Bank Financials

Total Assets:
$489,097,000
Total Deposits:
$368,287,000
Equity Capital:
$29,524,000
Domestic Deposits:
$368,287,000
Net Income:
$469,000
Return on Assets:
0.5187%
Quarterly Return on Assets:
0.3900%
Pretax Return on Assets:
0.5371%
Pretax Quarterly Return on Assets:
0.5400%
Return on Equity:
8.0100%
Quarterly Return on Equity:
6.3300%
Common Equity Tier 1 Capital Ratio:
11.7091%
Tier 1 Risk-Based Capital Ratio:
11.7091%
Leverage Tier 1 (Core Capital) Ratio:
9.0023%
Total Risk-Based Capital Ratio (YTD):
12.1921%
Total Interest Income (YTD):
5.1068%
 
 
Headquarters:
Radcliff
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Hardin
# of Offices:
5
Metropolitan Statistical Area (MSA):
Elizabethtown-Fort Knox, KY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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