West Point Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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West Point BankToday's 12-month CD rates can be found at 2.50%, 6-month CD rates at 3.53% and 3-month CD rates at 0.75%. Current savings rates are at 0.50% and money market rates are at 2.78%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 20.24%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to West Point Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from West Point Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with West Point Bank CD rates. You can also compare West Point Bank savings rates, MMA rates and mortgage rates using our other rate lists.

West Point Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Point Bank? Share your experience about West Point Bank by leaving a review below, or read customer reviews before you decide to use West Point Bank.

West Point Bank Texas Ratio

West Point Bank's Texas Ratio is at 1.10%, which is considered excellent. The Texas Ratio for West Point Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, West Point Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
West Point Bank
600 W Lincoln Trail Blvd
Radcliff, KY 40160
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare West Point Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fidelity
Fidelity
9-Month CD New Issue
5.10%
$1,000
Rising Bank
Rising Bank
Savings Account
5.00%
$1,000
Northwest Bank
Northwest Bank
6-Month CD
5.00%
$100
Walden Savings Bank
Walden Savings Bank
5-Month CD
5.00%
$1,000
Arvest Bank
Arvest Bank
6-Month CD
4.91%
$0
T Bank
T Bank
T Money Market Commercial
4.90%
$100,000
Oxford Bank
Oxford Bank
Kasasa Cash Checking
4.85%
$0
Avidia Bank
Avidia Bank
18-Month CD
4.50%
$1,000
TrustCo Bank
TrustCo Bank
6-Month CD
4.45%
$500
The Corner Stone Bank
The Corner Stone Bank
24-Month CD
4.35%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
36-Month CD Share
4.20%
$500
Camp Grove State Bank
Camp Grove State Bank
48-Month CD
4.10%
$1,000
Fremont Bank
Fremont Bank
6-Month CD
4.00%
$2,500
Reliance Bank
Reliance Bank
36-Month CD
4.00%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
48-Month CD certificate
3.44%
$250
FSB of Burnet
FSB of Burnet
3-Month CD
3.29%
$1,000
FSB of Burnet
FSB of Burnet
6-Month CD
3.28%
$1,000
Main Bank
Main Bank
36-Month CD
3.25%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
Prime Money Market
3.05%
$250,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
36-Month CD
3.00%
$500
Clay County Savings Bank
Clay County Savings Bank
9-Month CD special
2.83%
$50,000
Harvest Bank
Harvest Bank
Money Market
2.80%
$100,000
F&M Bank Berlin, WI
F&M Bank Berlin, WI
59-Month CD special
2.75%
$5,000
MidCountry Bank
MidCountry Bank
60-Month CD
2.52%
$10,000
Mutual Savings Association
Mutual Savings Association
6-Month CD
2.50%
$2,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
12-Month CD
2.47%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
60-Month CD
2.00%
$0
First Resource Bank Exton, PA
First Resource Bank Exton, PA
Money Market
2.00%
$100,000
QNB Bank
QNB Bank
Personal Online Savings
1.70%
$5
Arcola First Bank
Arcola First Bank
12-Month CD
1.51%
$2,500
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
48-Month CD
1.25%
$500
Citizens Federal Savings and Loan Association
Citizens Federal Savings and Loan Association
60-Month CD
1.01%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
6-Month CD
0.90%
$100
Greenstate Credit Union
Greenstate Credit Union
60-Month CD (Certificate)
0.75%
$1,000
Flanagan State Bank
Flanagan State Bank
Money Market Investment Account
0.65%
$50,000
Community Bank of Trenton
Community Bank of Trenton
36-Month CD
0.50%
$5,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
Savings Account
0.50%
$10
FSB of Wyoming
Preferred Money Market
0.49%
$50,000
North Central Bank
North Central Bank
36-Month CD
0.40%
$1,000
Keen Bank
Keen Bank
Relationship Plus Checking
0.40%
$0
Monson Savings Bank
Monson Savings Bank
24-Month CD
0.25%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Savings Account
0.25%
$100
The Bank of South Carolina
The Bank of South Carolina
Savings Account
0.25%
$0
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
48-Month CD
0.25%
$500
Guardian Savings Bank
Guardian Savings Bank
Money Market
0.15%
$2,500
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
48-Month CD
0.08%
$10,000
CNB of McConnelsville
Insured Money Account (CIMA)
0.05%
$2,500
Port Washington State Bank
Port Washington State Bank
Savings Account
0.01%
$100
Central Federal SLA
Central Federal SLA
Passbook Savings
0.01%
$100
First State Bank (MI)
First State Bank (MI)
Statement Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have West Point Bank rate data right now, check back for updates, we are adding rates all the time.

West Point Bank Information

West Point Bank
600 W Lincoln Trail Blvd
Radcliff, KY 40160
Hardin
Established Date: 07/01/1914
FDIC Certificate #: 12166
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST BRECKINRIDGE BANCSHARES
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is West Point Bank FDIC Insured? Yes
What is West Point Bank's Cert number? 12166
What is the maximum amount for insured deposits? $250,000 per holder, per account

West Point Bank Financials

Total Assets:
$416,629,000
Total Deposits:
$338,040,000
Equity Capital:
$28,810,000
Domestic Deposits:
$338,040,000
Net Income:
$373,000
Return on Assets:
1.0637%
Quarterly Return on Assets:
0.3700%
Pretax Return on Assets:
0.4700%
Pretax Quarterly Return on Assets:
0.4700%
Return on Equity:
12.6600%
Quarterly Return on Equity:
5.3100%
Common Equity Tier 1 Capital Ratio:
14.4874%
Tier 1 Risk-Based Capital Ratio:
14.4874%
Leverage Tier 1 (Core Capital) Ratio:
10.1589%
Total Risk-Based Capital Ratio (YTD):
15.0241%
Total Interest Income (YTD):
3.9027%
 
 
Headquarters:
Radcliff
FDIC Field Office:
Louisville
Regulator:
FDIC
County:
Hardin
# of Offices:
5
Metropolitan Statistical Area (MSA):
Elizabethtown-Fort Knox, KY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC

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