First Commerce Bank (NJ) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.59%, 6-month CD rates at 2.50% and 3-month CD rates at 3.50%. Current savings rates are at 0.15% and money market rates are at 1.10%. Mortgage rates today on 30-year fixed loans are around 7.50%. Credit Card rates are at 15.20%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. First Commerce Bank (NJ)'s 9-Month CD special rates are at 5.00%, 24-Month CD special rates are at 4.50%, 36-Month CD special rates are at 2.75%. First Commerce Bank (NJ)'s money market rates are at 1.50%.

First Commerce Bank (NJ)

To see how these rates compare to First Commerce Bank (NJ) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Commerce Bank (NJ), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Commerce Bank (NJ) CD rates. You can also compare First Commerce Bank (NJ) savings rates, MMA rates and mortgage rates using our other rate lists.

First Commerce Bank (NJ) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Commerce Bank (NJ)? Share your experience about First Commerce Bank (NJ) by leaving a review below, or read customer reviews before you decide to use First Commerce Bank (NJ).

First Commerce Bank (NJ) Texas Ratio

First Commerce Bank (NJ)'s Texas Ratio is at 12.21%, which is considered excellent. The Texas Ratio for First Commerce Bank (NJ) is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Commerce Bank (NJ) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
4.50%
36-Month CD
2.75%
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
1.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Commerce Bank (NJ)
105 River Ave
Lakewood, NJ 08701
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Commerce Bank (NJ) CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Commerce Bank (NJ)
First Commerce Bank (NJ)
9-Month CD special
5.00%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
24-Month CD special
4.50%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Ultimate Rewards Checking
4.08%
$100
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Advantage Money Market
3.50%
$0
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Premier Business Money Market
3.00%
$50,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
36-Month CD special
2.75%
$1,000
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Premier Money Market
1.50%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Commerce Bank (NJ) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Touchstone Bank
Touchstone Bank
Kasasa Cash Checking <-$15K
6.00%
$0
Alliant Credit Union
Alliant Credit Union
12-Month CD certificate
5.15%
$1,000
Alliant Credit Union
Alliant Credit Union
18-Month CD jumbo certificate
4.95%
$75,000
Live Oak Bank
Live Oak Bank
18-Month CD
4.90%
$2,500
Aroostook County FS&L Assoc.
Aroostook County FS&L Assoc.
18-Month CD
4.80%
$500
Manasquan Bank
Manasquan Bank
9-Month CD special
4.75%
$500
Chesapeake Bank
Chesapeake Bank
7-Month CD
4.75%
$1,000
Navy Federal Credit Union
Navy Federal Credit Union
18-Month CD (Certificate)
4.50%
$1,000
The MINT National Bank
The MINT National Bank
24-Month CD
4.50%
$10,000
First Internet Bank of Indiana
First Internet Bank of Indiana
60-Month CD
4.45%
$1,000
Five Star Credit Union
Five Star Credit Union
48-Month CD (Certificate)
4.25%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Money Market
4.25%
$500,000
Rosedale FSL
Rosedale FSL
Money Market
4.10%
$1,500,000
Waterman Bank
Waterman Bank
Money Market
4.07%
$0
Bank Five Nine
Bank Five Nine
36-Month CD
4.00%
$1,000
TriCentury Bank
TriCentury Bank
48-Month CD
3.50%
$1,000
American Express National Bank
American Express National Bank
18-Month CD
3.25%
$0
Main Bank
Main Bank
3-Month CD
3.25%
$1,000
Cleveland State Bank
Cleveland State Bank
60-Month CD
3.02%
$1,000
Guardian Savings Bank
Guardian Savings Bank
60-Month CD
3.00%
$1,000
Citizens State Bank Moundridge, KS
12-Month CD
2.80%
$1,000
Delaware NB of Delhi
Delaware NB of Delhi
36-Month CD
2.63%
$100
Salem Co-operative Bank
Salem Co-operative Bank
48-Month CD
2.53%
$500
Bank of Clovis
Bank of Clovis
Money Market
2.53%
$2,500
BankVista
BankVista
18-Month CD
2.51%
$1,000
First Bank Clewiston, FL
First Bank Clewiston, FL
36-Month CD
2.27%
$2,500
Merchants State Bank
Merchants State Bank
Savings Account
2.25%
$50,000
Elizabethton FSB
Elizabethton FSB
60-Month CD
2.15%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
60-Month CD
2.02%
$1,000
Paper City Savings PCSA
Paper City Savings PCSA
12-Month CD
1.28%
$100
SSB Scott State Bank
SSB Scott State Bank
24-Month CD
1.20%
$1,000
PennCrest Bank
PennCrest Bank
24-Month CD
1.00%
$100
The Bank of Brodhead
The Bank of Brodhead
Golden Passbook Savings
1.00%
$1,000
Neffs National Bank
Neffs National Bank
6-Month CD
1.00%
$1,000
GTE Financial CU
GTE Financial CU
Savings Account
0.75%
$5
Boone Bank & Trust Co.
Boone Bank & Trust Co.
Premier Checking
0.60%
$100,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Smart Start Savings Account
0.50%
$100
American State Bank (TX)
American State Bank (TX)
Business Money Market
0.36%
$10,000
Town & Country B&T Co.
Town & Country B&T Co.
48-Month CD
0.35%
$100
Washington Financial Bank
Washington Financial Bank
12-Month CD
0.20%
$500
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Money Market Account
0.15%
$0
SL Bank
SL Bank
Savings Account
0.15%
$100
Achieve Financial Credit Union
Achieve Financial Credit Union
18-Month CD certificate
0.15%
$1,000
Carson Bank
Carson Bank
Savings Account
0.10%
$100
Midland Federal S&L
Midland Federal S&L
Passbook Savings
0.10%
$100
Peoples First Savings Bank
Peoples First Savings Bank
Money Market
0.10%
$100
SNB St. Henry Bank
SNB St. Henry Bank
12-Month CD
0.10%
$1,000
FNB of South Carolina
FNB of South Carolina
Savings Account
0.05%
$50
First State Bank (MI)
First State Bank (MI)
30-Month CD
0.05%
$1,000
BankNewport
BankNewport
Money Market Savings
0.02%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Commerce Bank (NJ) Information

First Commerce Bank (NJ)
105 River Ave
Lakewood, NJ 08701
Ocean
Established Date: 01/30/2006
FDIC Certificate #: 58054
Date of FDIC Deposit Insurance: 01/30/2006
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is First Commerce Bank (NJ) FDIC Insured? Yes
What is First Commerce Bank (NJ)'s Cert number? 58054
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Commerce Bank (NJ) Financials

Total Assets:
$1,382,231,000
Total Deposits:
$1,047,490,000
Equity Capital:
$182,977,000
Domestic Deposits:
$1,047,490,000
Net Income:
$3,346,000
Return on Assets:
1.4220%
Quarterly Return on Assets:
1.0000%
Pretax Return on Assets:
1.3183%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
9.5100%
Quarterly Return on Equity:
7.3700%
Common Equity Tier 1 Capital Ratio:
15.2008%
Tier 1 Risk-Based Capital Ratio:
15.2008%
Leverage Tier 1 (Core Capital) Ratio:
14.5601%
Total Risk-Based Capital Ratio (YTD):
16.4559%
Total Interest Income (YTD):
4.5164%
 
 
Headquarters:
Lakewood
FDIC Field Office:
Jamesburg
Regulator:
FDIC
County:
Ocean
# of Offices:
10
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

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