Western Heritage Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Western Heritage BankToday's 12-month CD rates can be found at 1.00%, 6-month CD rates at 4.15% and 3-month CD rates at 2.28%. Current savings rates are at 0.10% and money market rates are at 2.75%. Mortgage rates today on 30-year fixed loans are around 6.40%. Credit Card rates are at 17.20%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Western Heritage Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Western Heritage Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Western Heritage Bank CD rates. You can also compare Western Heritage Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Western Heritage Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Western Heritage Bank? Share your experience about Western Heritage Bank by leaving a review below, or read customer reviews before you decide to use Western Heritage Bank.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Western Heritage Bank
230 S Alameda Blvd
Las Cruces, NM 88005
Member FDIC
MonitorBankRates' Rating
/5
☆☆☆☆☆

Compare Western Heritage Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
Legacy Checking
6.00%
$25
Silver Lake Bank
Silver Lake Bank
Kasasa Checking
5.00%
$0
FSB of Rosemount
FSB of Rosemount
12-Month CD
4.25%
$500
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
48-Month CD
4.24%
$500
TAB Bank
TAB Bank
12-Month CD
4.21%
$1,000
The MINT National Bank
The MINT National Bank
12-Month CD
4.00%
$10,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
11-Month CD
3.90%
$1,000
Abbey Credit Union
Abbey Credit Union
36-Month CD
3.90%
$500
CorTrust Bank
CorTrust Bank
18-Month CD
3.75%
$500
Bristol County Savings Bank
Bristol County Savings Bank
24-Month CD
3.56%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
24-Month CD
3.35%
$1,000
Horicon Bank
Horicon Bank
48-Month CD
3.28%
$1,000
Thomaston Savings Bank
Thomaston Savings Bank
48-Month CD
3.25%
$1,000
Montgomery Bank
Montgomery Bank
60-Month CD
3.25%
$1,000
Brentwood Bank
Brentwood Bank
48-Month CD
3.00%
$2,000
Conneaut Savings Bank
Conneaut Savings Bank
18-Month CD
2.78%
$1,000
Longview Bank
Longview Bank
24-Month CD
2.75%
$500
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
60-Month CD
2.75%
$500
River Falls State Bank
River Falls State Bank
60-Month CD
2.73%
$500
Harvest Bank
Harvest Bank
60-Month CD
2.55%
$1,000
1st Colonial Community Bank
1st Colonial Community Bank
36-Month CD
2.53%
$500
Fayetteville Bank
Fayetteville Bank
48-Month CD
2.25%
$1,000
First National Bank Ames, Iowa
First National Bank Ames, Iowa
24-Month CD
2.22%
$1,000
Genesee Regional Bank
Genesee Regional Bank
24-Month CD
2.00%
$500
Nuvision Federal Credit Union
Nuvision Federal Credit Union
High Yield Money Market
1.60%
$50,000
Hilltop National Bank
Hilltop National Bank
12-Month CD
1.51%
$1,000
First Community Bank of Moultrie County
First Community Bank of Moultrie County
18-Month CD
1.11%
$500
Camp Grove State Bank
Camp Grove State Bank
High Performance Checking
1.05%
$5,000
North Country Savings Bank
North Country Savings Bank
60-Month CD
1.00%
$1,000
FLC Bank
FLC Bank
60-Month CD
0.65%
$2,000
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
Bath State Bank
Bath State Bank
60-Month CD
0.50%
$500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Business Money Market
0.45%
$5,000
F&M Bank of St. Clair
F&M Bank of St. Clair
Premium Money Market
0.40%
$50,000
Midland Community Bank
Midland Community Bank
Money Market
0.40%
$2,500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Regular Savings
0.25%
$50
FSB of Burnet
FSB of Burnet
Savings
0.25%
$0
FSB of Golva
FSB of Golva
Interest Checking
0.25%
$500
Queenstown Bank
Queenstown Bank
Premier Money Market
0.25%
$25,000
Windsor Federal S&L
Windsor Federal S&L
24-Month CD
0.25%
$1,000
Mayville State Bank
Mayville State Bank
18-Month CD
0.20%
$1,000
Eastern Bank
Eastern Bank
36-Month CD (Business Select)
0.20%
$500
Bank of New Hampshire
Bank of New Hampshire
24-Month CD
0.20%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
Savings
0.10%
$100
Westfield Bank
Westfield Bank
6-Month CD
0.10%
$1,000
Dime Bank
Dime Bank
24-Month CD
0.10%
$500
Consumers Credit Union
Consumers Credit Union
Savings
0.10%
$5
BayVanguard Bank
BayVanguard Bank
Statement Savings
0.05%
$50
Peoples Bank Taylorsville, KY
6-Month CD
0.05%
$500
First Seacoast Bank
First Seacoast Bank
Savings
0.01%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 16, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Western Heritage Bank rate data right now, check back for updates, we are adding rates all the time.

Western Heritage Bank Information

Western Heritage Bank
230 S Alameda Blvd
Las Cruces, NM 88005
Dona Ana
Established Date: 10/02/2000
FDIC Certificate #: 35492
Date of FDIC Deposit Insurance: 10/02/2000
Bank Holding Company: NEW MEXICO FIRST FINANCIAL INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 0
Is Western Heritage Bank FDIC Insured? Yes
What is Western Heritage Bank's Cert number? 35492
What is the maximum amount for insured deposits? $250,000 per holder, per account

Western Heritage Bank Financials

Total Assets:
$326,906,000
Total Deposits:
$280,972,000
Equity Capital:
$37,045,000
Domestic Deposits:
$280,972,000
Net Income:
$4,772,000
Return on Assets:
1.6034%
Quarterly Return on Assets:
1.0400%
Pretax Return on Assets:
1.8490%
Pretax Quarterly Return on Assets:
1.3600%
Return on Equity:
15.3800%
Quarterly Return on Equity:
9.3200%
Common Equity Tier 1 Capital Ratio:
14.8965%
Tier 1 Risk-Based Capital Ratio:
14.8965%
Leverage Tier 1 (Core Capital) Ratio:
11.3654%
Total Risk-Based Capital Ratio (YTD):
15.9630%
Total Interest Income (YTD):
5.9520%
 
 
Headquarters:
Las Cruces
FDIC Field Office:
Albuquerque
Regulator:
FDIC
County:
Dona Ana
# of Offices:
6
Metropolitan Statistical Area (MSA):
Las Cruces, NM
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 12/31/2023

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Tennessee Commerce Bank of Franklin Tennessee is offering certificates of deposit with terms ranging from 3 months to 60 months. The bank's CD rates are some of the best CD rates available.

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