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 Lake Ridge Bank Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 4, 2026
Lake Ridge Bank's 22-Month CD rates are at 3.19%. MonitorBankRates evaluates the financial stability of Lake Ridge Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.24%. Rates were last updated on 05/04/2026. Lake Ridge Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lake Ridge Bank? Share your experience about Lake Ridge Bank by leaving a review below, or read customer reviews before you decide to use Lake Ridge Bank. 
Lake Ridge Bank CD Rates
Lake Ridge Bank Mortgage Rates
Lake Ridge Bank Home Equity & HELOC
Lake Ridge Bank Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Lake Ridge Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Lake Ridge Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lake Ridge Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Lake Ridge Bank
Bank Holding Company
LAKE RIDGE BCORP INC
Address
8301 University Ave,
Middleton, WI 53562 · Dane
Website
https://www.lakeridge.bank
FDIC Certificate #
15091
Established
01/01/1908
FDIC Insurance Date
01/01/1934
Domestic Offices
20
Total Branches
20
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.24%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.6193%
Return on Equity (ROE)
6.2300%
Non-Performing Loans (NPL)
0.28%
Total Assets
$3,274,376,000
Total Deposits
$2,707,857,000
Equity Capital
$339,447,000
Net Income
$30,922,000
Headquarters
Middleton
Total Offices
20
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About Lake Ridge BankIs Lake Ridge Bank a safe place to deposit money?Yes, Lake Ridge Bank is considered a safe financial institution. With a Texas Ratio of 3.2388163976768%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Lake Ridge Bank operate?Lake Ridge Bank currently maintains approximately 20 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Lake Ridge Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lake Ridge Bank provides members with tools to manage their accounts and build a solid financial history. Does Lake Ridge Bank offer online and mobile banking?Most modern institutions like Lake Ridge Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lakeridge.bank. Compare to Other Banks
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