First State Bank (MI) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.50%, 6-month CD rates at 0.10% and 3-month CD rates at 4.25%. Current savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 12.96%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. First State Bank (MI)'s 12-Month CD rates are at 3.80%, 60-Month CD rates are at 0.05%, 48-Month CD rates are at 0.05%, 36-Month CD rates are at 0.05%, 30-Month CD rates are at 0.05%. First State Bank (MI)'s savings rates are at 0.01%. First State Bank (MI)'s money market rates are at 3.00%.
To see how these rates compare to First State Bank (MI) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State Bank (MI), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State Bank (MI) CD rates. You can also compare First State Bank (MI) savings rates, MMA rates and mortgage rates using our other rate lists. First State Bank (MI) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State Bank (MI)? Share your experience about First State Bank (MI) by leaving a review below, or read customer reviews before you decide to use First State Bank (MI). First State Bank (MI) Texas Ratio First State Bank (MI)'s Texas Ratio is at 1.41%, which is considered excellent. The Texas Ratio for First State Bank (MI) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First State Bank (MI) is a good bank worth considering, with an overall rating of 3 stars out of 5 stars. Rate
APY/APR
vs Avg
First State Bank (MI) CD Rates and Interest Rates
First State Bank (MI)
12-Month CD
3.80%
$1,000
First State Bank (MI)
Purpose Money Market
3.00%
$1,000
First State Bank (MI)
18-Month CD
0.05%
$1,000
First State Bank (MI)
24-Month CD
0.05%
$1,000
First State Bank (MI)
30-Month CD
0.05%
$1,000
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First State Bank (MI) Rates with Other Competitive Bank and Credit Union Rates
Home Loan SB
6-Month CD
4.25%
$5,000
First State Bank of Beecher City
12-Month CD
4.08%
$0
New Albin Savings Bank
12-Month CD
4.06%
$1,000
QCBT Quad City B&T Co.
12-Month CD
4.03%
$500
FNB of Kansas
Eagle Premier Checking
4.00%
$100
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 22, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. First State Bank (MI) InformationFirst State Bank (MI)
16100 E 9 Mile RdEastpointe, MI 48021 Macomb Established Date: 01/01/1917 FDIC Certificate #: 15032 Date of FDIC Deposit Insurance: 02/21/1935 Bank Holding Company: FIRST STATE FINANCIAL CORP How Many Domestic U.S. Offices? 11 How Many Branches are There? 11 Website: https://www.fsb.bank
Is First State Bank (MI) FDIC Insured? Yes
What is First State Bank (MI)'s Cert number? 15032
What is the maximum amount for insured deposits? $250,000 per holder, per account
First State Bank (MI) FinancialsTotal Assets:
$1,278,957,000
Total Deposits:
$1,031,225,000
Equity Capital:
$97,610,000
Domestic Deposits:
$1,031,225,000
Net Income:
$3,199,000
Return on Assets:
1.4097%
Quarterly Return on Assets:
1.0500%
Pretax Return on Assets:
1.3015%
Pretax Quarterly Return on Assets:
1.3000%
Return on Equity:
16.7400%
Quarterly Return on Equity:
13.2100%
Leverage Tier 1 (Core Capital) Ratio:
9.3951%
Total Interest Income (YTD):
4.7972%
Headquarters:
Eastpointe
FDIC Field Office:
Detroit
Regulator:
FED
County:
Macomb
# of Offices:
11
Metropolitan Statistical Area (MSA):
Detroit-Warren-Dearborn, MI
Consolidated Metropolitan Statistical Area (CMSA):
Detroit-Ann Arbor-Flint, MI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsRefinance applications declined during the Memorial Holiday as refinance rates on several types of mortgage products declined to new all-time lows. In the Mortgage Bankers Association's Weekly Mortgage Application Survey 30 year fixed conforming mortgage rates dropped to a new all-time low of 3.91 percent with 0.46 points for the week ending May 25, 2012. This is down from the prior survey average of 3.93 percent with 0.39 points.
 E*Trade Financial is offering a promotional securities IRA account. You can earn up to $500 when you deposit over $250,000 in funds or securities into a new or existing Rollover IRA, Traditional IRA or Roth IRA. The money you deposit must be "new money or securities", meaning money or securities not currently deposited with E-Trade Financial.
We have a new best 1 year CD rate in our database. Colorado Federal Savings Bank recently increased their 1 year rate and now has the highest 1 year CD rate at 1.34 percent with a yield of 1.35 percent. Connexus Credit Union had the top 1 year rate at 1.32 percent with a yield of 1.33 percent. You can view a complete list of 1 year CD rates in our database below. Current 1 Year CD Rates
Bank or Credit Union Offers and DealsToday's Mortgage Rates at Record Lows are Finally Helping Housing: FHFA Housing Price Index +0.8% for MayCD Interest Rates in San Antonio, Texas CD Rates May 18: Average Rates Stable as Market Awaits Fed Minutes Future Direction of Mortgage Rates QE3 Will Bring Even Lower CD Rates & Mortgage Rates ETRADE Financial Online Savings Account with an Online Checking option Bank Savings Rates/Money Market Rates April 17, 2013: Top Rates at or Just Above 1.00% Highest Oklahoma CD Interest Rates FNBO Direct Increases Savings Account Rate by 30 Percent The Northern Trust Deposit Sweep Program Rates vs. Best CD Rates Available Alternative Bank and Credit Union Offers to ExploreMortgage Rates Increase: 30 Year Mortgage Rates at 5.08%Luana Savings Bank 5 Year Jumbo CD Rates now at 1.35% Mutual Security Credit Union CD Rates Community Bank of Bergen County Current CD Rates Bank Of Internet Advantage Savings Account Home Savings Bank 1 Year Jumbo CD Rates now at 0.90% Certificate of Deposit Calculator Shopping for the Best Auto Insurance Rates: Comprehensive Auto Insurance Rates NewDominion Bank 6 Month CD Rates now at 0.30% Mortgage Rates Today Increase for the Third Consecutive Week First State Bank (MI) ReviewsThere are no reviews for First State Bank (MI) yet. Feel free to create one below.
Add Your Rating and Review for First State Bank (MI)
See how First State Bank (MI) Compares to other banks |
.png)
